Small Business Loans – Connect with Trusted UK Lenders Fast

Summary: Fast Business Loans is a free introducer service that helps UK businesses (limited companies, partnerships and SMEs) find business loans and finance from £10,000 upwards. Complete a short enquiry and we’ll match you with lenders or brokers who best fit your needs — no obligation and no impact on your credit score at enquiry stage. Free Eligibility Check

Why UK SMEs Choose Fast Business Loans

Running a business takes time and money. Fast Business Loans removes the legwork of searching dozens of providers by instantly matching your enquiry with lenders and brokers who specialise in your sector and funding need.

• Save time: one short form connects you to multiple, relevant partners.
• Better matches: we pair your business with lenders/brokers who understand your industry.
• No impact to credit score: enquiries do not trigger hard credit checks.
• Free and no obligation: there’s no fee to submit an enquiry.

Note: Fast Business Loans is an introducer, not a lender, and does not provide financial advice. Eligibility and funding are subject to lender assessment and status.

Get Matched Now — Free Eligibility Check

How Our Small Business Loan Matching Process Works

Step 1 – Tell Us About Your Business

Complete our short enquiry (under 2 minutes). Share the amount you need, the purpose (cashflow, equipment, refinance, expansion), and basic company details. This is not an application — it’s information we use to match you.

Step 2 – We Shortlist Trusted Lender & Broker Partners

We compare your needs against our panel to select lenders or brokers with the right appetite and experience for your sector. Partners on our panel have demonstrated experience helping UK SMEs and operate across a range of finance products.

Step 3 – Compare Offers & Decide Without Pressure

Once matched, you’ll usually get contact by phone or email from one or more partners to discuss options. You decide whether to progress. Lenders/brokers will provide their terms directly and may perform credit checks later with your consent.

Start Your Enquiry — Free Eligibility Check

Types of Small Business Finance Solutions We Can Introduce

Through our network you can explore a wide range of options depending on purpose, scale and credit profile. Typical funding starts at £10,000 and can go up into the millions depending on lender criteria.

Unsecured Business Loans

Short- to medium-term finance for working capital or growth. Good for companies with strong cashflow and credit history. Typical uses: stock, payroll, short-term projects.

Secured Loans & Commercial Mortgages

For property purchase or refinance and larger borrowing requirements. Usually lower rates but require eligible security such as commercial property.

Short-Term & Bridging Loans

Fast funding to bridge cashflow gaps or support property transactions. Term lengths are shorter and fees may be higher — suitable for time-critical deals.

Asset & Equipment Finance

Spread the cost of machinery, vehicles, IT or production equipment. Options include hire purchase and leasing.

Invoice Finance & Cashflow Funding

Unlock funds tied up in unpaid invoices to improve liquidity and support day-to-day costs.

Merchant Cash Advances & Revenue-Based Funding

Advance against future card takings or revenues — useful for certain retail, hospitality and online businesses needing flexible repayments.

Compliance note: Terms, rates and eligibility vary by lender and are subject to status. We do not guarantee approval or specific rates. See Which Options You Qualify For

Eligibility & Quick Assessment Checklist

Each lender has its own criteria, but most will consider:

• At least 12–24 months trading history for many loan types (start-up options exist but vary).
• Turnover and profitability relative to the amount requested.
• Business structure (limited companies, partnerships) and director information.
• Credit history and existing liabilities.
• Available security if applying for secured facilities.

Have these ready when you enquire: company number, SIC code/sector, approximate turnover, recent management accounts or last filed accounts, contact details and the amount needed.

Check Your Eligibility in Minutes

Cost, Repayments, and Key Considerations

Costs vary significantly between products and lenders. Key points to compare:

• Total cost (interest + fees): compare APR where available and upfront/ongoing fees.
• Repayment profile: fixed monthly, seasonal, or percentage of revenue.
• Early repayment charges: some loans penalise early settlement.
• Security & guarantees: personal guarantees or assets may be required for some loans.

Always read lender documentation and seek independent advice if you need tailored financial guidance. We introduce you to providers who can offer detailed quotes — Fast Business Loans does not provide financial advice.

Request Your Personalised Quote

Documentation & Information Lenders Commonly Request

• Proof of identity and address for company directors.
• Company registration details and recent accounts (filed & management accounts).
• Business bank statements (typically last 3–6 months).
• Details of outstanding debts, hires, or existing facilities.
• Confirmation of the purpose of funds and any supporting estimates or contracts.

Providing accurate documents speeds response times and improves the quality of matches from our panel.

Submit Your Details Securely

UK Industries We Regularly Support

Our panel includes lenders and brokers who understand niche and mainstream sectors, including:

• Construction & trades
• Hospitality, restaurants & pubs
• Retail & e‑commerce
• Manufacturing & engineering
• Transport & logistics
• Agriculture & farming
• Healthcare & clinics
• Professional services and corporate SMEs

Need a lender who understands your sector? We’ll match you with specialists who speak your language. Talk to a Specialist Lender

Success Snapshot – Real Outcomes from Our Panel

Here are anonymised examples of how enquiries turned into solutions:

• Engineering SME, North West: £150,000 unsecured term loan to fulfil a large contract; matched within 48 hours, funds in 7 days.
• London Restaurant: £45,000 equipment finance to upgrade kitchen; lease structured to match seasonal cashflow.
• Transport Company: £300,000 asset refinance and vehicle finance package enabling fleet upgrade and improved monthly cashflow.

Outcomes depend on lender decisions and documentation. These examples illustrate timelines and typical uses for different facilities.

See What You Could Unlock — Start Your Enquiry

What to Expect After You Submit an Enquiry

After you submit, our matching process begins immediately:

• We shortlist relevant partners and share your enquiry securely.
• You’ll usually receive contact within hours during business hours — sometimes sooner.
• Lenders/brokers may request additional documents and will explain any credit checks before proceeding.
• Decisions and funding times vary by product; some funds can be available in days, others take longer.

Your data is handled securely and only shared with suitable partners for matching purposes. No fees for submitting an enquiry. Connect with Your Best-Matched Lender

Frequently Asked Questions About Small Business Loans

Is Fast Business Loans a lender or broker?

We are an introducer. We connect businesses with lenders and brokers who provide the actual loan products. We do not lend directly or give regulated financial advice.

Does submitting an enquiry affect my credit score?

No — submitting a Fast Business Loans enquiry does not affect your credit score. Lenders may perform soft or hard credit checks later with your consent if you choose to proceed.

What loan amounts can I apply for?

Our partners typically consider funding from around £10,000 upwards. Exact ranges depend on lender criteria and product type.

How quickly can funding be released?

Response times vary. Some lenders provide indicative offers within hours and can fund in a few days once documentation is in place; others take longer for underwriting.

Can I apply if I’ve been declined elsewhere?

Yes. We work with a broad panel; a different lender or specialist broker may be able to help where others could not. Provide full and accurate details to improve matching.

Are there fees to use Fast Business Loans?

There’s no fee to submit an enquiry. Lenders or brokers may charge fees or commissions; any such charges will be disclosed by them before you proceed.

Ready for Your Free, No-Obligation Quote?

Get Started – Fast Track Your Small Business Loan Search

When you need finance, acting quickly matters. Complete our short enquiry now and we’ll match you with the most relevant lenders or brokers for your business needs. Remember: this is an information form to help with matching — it is not an application and does not commit you to proceed.

Get Quote Now — Free Eligibility Check

Important: Fast Business Loans is an introducer, not a lender, and does not provide financial advice. No fees for submitting an enquiry. Eligibility and funding are subject to lender assessment and status. We organise introductions for loans typically from £10,000 and above. By submitting your details you consent to us sharing relevant information with selected finance partners so they can contact you. See our Privacy Policy for details.

For more information on small business funding options, visit our industry hub on small business loans.

– What is Fast Business Loans and how does it work? Fast Business Loans is a free UK introducer (not a lender) that matches limited companies, partnerships and SMEs with trusted lenders/brokers via a short enquiry so you can compare options without obligation.

– Is the enquiry form a loan application? No — it’s an information form used to match you with suitable lenders or brokers, not a live application.

– Will submitting an enquiry affect my credit score? No — your enquiry doesn’t trigger a hard search, and any credit checks only happen later with your consent if you decide to proceed.

– How quickly can I get a small business loan? Many partners provide indicative terms within hours and, once documents are in place, some facilities fund in a few days, though timing varies by product and status.

– What loan amounts are available? Our partners typically consider funding from around £10,000 upward, with larger secured facilities available into the millions subject to lender criteria.

– What types of business finance can you introduce? We can introduce unsecured business loans, secured loans and commercial mortgages, asset and equipment finance, invoice finance, short‑term and bridging loans, and merchant cash advances/revenue‑based funding.

– What are the eligibility criteria for a small business loan? Typical criteria include 12–24 months’ trading (start‑up options vary), turnover and profitability relative to the amount requested, credit profile, business structure, and available security where required.

– Can you help if I’ve been declined elsewhere or have bad credit? Yes — our broad panel includes specialist lenders who may still assist after a decline or with challenged credit, subject to status and accurate information.

– How much does it cost to use Fast Business Loans, and am I obliged to proceed? There’s no fee to submit an enquiry and no obligation to proceed; any lender or broker fees/commissions will be disclosed by them before you go ahead.

– What will my business loan cost and how are repayments structured? Costs vary by lender and product, so compare APR, interest and fees, repayment profiles (fixed monthly, seasonal or revenue‑linked), and any early‑repayment charges before committing.