Small Business Loans: Fast, Fair Connections to UK Lenders

Summary: Fast Business Loans is a free introducer service that helps UK limited companies and SMEs access business loan options from £10,000 upwards. We don’t lend or provide regulated financial advice — instead we match your business with lenders and brokers who can offer working capital, asset finance, invoice finance and growth funding. Complete a short enquiry and receive tailored contact and quotes from suitable providers — no obligation and no initial credit impact.

Get a Free Eligibility Check — the form takes under 2 minutes.

Why UK small businesses turn to alternative lending

Traditional bank lending can be slow, overly conservative or limited for businesses that need flexibility. Many SMEs face cashflow gaps, seasonal peaks, rapid growth requirements or asset upgrades that banks won’t finance quickly. That’s where a panel of specialist lenders and brokers can help — they offer faster decisions, broader product choice and tailored credit criteria that fit particular industries and circumstances.

Working with introducers and brokers can speed up the process because they know which lenders are most likely to consider your profile. That doesn’t guarantee approval, but it does reduce time spent searching. If you’re ready to compare options, start your enquiry now.

How Fast Business Loans helps you secure the right funding

Step 1 – Tell us about your business

Complete our short enquiry form (under 2 minutes). You’ll provide high-level details: company name, trading history, turnover band, funding amount and the purpose of funds. This is an enquiry — not a loan application.

Step 2 – We match you with trusted brokers and lenders

We share your details with selected partner brokers and lenders who are a strong fit for your needs. You’ll normally hear from them by phone or email within a few hours during business days. The initial match and contact do not impact your credit score.

Step 3 – Compare offers without obligation

Once you receive contact, review the options, ask questions and request full proposals. Lenders may request supporting documents and may perform credit checks only if you decide to proceed. You choose whether to accept any offer.

Get Matched Now – Free, No Obligation

Small business loan types we can introduce

Through our network you can explore a wide range of business finance options. Availability depends on lender criteria and your business profile.

Working capital & cashflow loans

Short- to medium-term loans to smooth cashflow, cover payroll or bridge supplier payments. Useful for seasonal businesses and project-driven firms. Typical amounts we introduce start from £10,000.

Growth & expansion loans

Longer-term funding to support new premises, expansion projects or hiring. Lenders consider cashflow forecasts and growth plans. Loan terms vary according to provider and purpose.

Equipment and asset finance

Finance to buy or lease machinery, vehicles, IT or specialist equipment. Asset finance can preserve working capital while allowing you to acquire key items with structured repayments.

Invoice finance & short-term funding

Invoice discounting or factoring releases cash tied up in unpaid invoices. It’s a fast way to improve liquidity without taking on traditional loan structures.

Secured vs unsecured options

Secured loans generally allow larger amounts and longer terms because they are backed by property or business assets; unsecured loans are quicker to arrange but usually for smaller amounts. We can introduce options across both types depending on your needs.

For a comprehensive explanation of the market and how different options work, see our in-depth guide to small business loans.

Who we help

Fast Business Loans focuses on limited companies and established SMEs requiring funding from £10,000 upwards. Typical clients include:

• Start-ups with 6–12 months trading (where lenders accept limited track record)
• Established SMEs seeking growth or refinancing
• Seasonal businesses managing cashflow peaks
• Franchise operators, family businesses and retail or hospitality operators

If your business needs structured funding and you want a fast, simple route to multiple providers, check your eligibility in minutes.

Why choose Fast Business Loans?

1. Fast, simple enquiry — Our form takes under 2 minutes.
2. Access to a wide panel — We match you with lenders and brokers who specialise in business finance.
3. Sector expertise — Partners experienced across construction, hospitality, manufacturing, logistics and more.
4. Free service — No cost to you and no obligation to proceed.
5. Transparent process — We tell you how your data is used and only share with relevant partners.

Get Started – Speak to a Broker

Eligibility snapshot & supporting documentation

Typical eligibility considerations

• Trading history and turnover
• Profitability and cashflow patterns
• Directors’ credit history and business credit profile
• Collateral where applicable (property, plant, machinery)

Documents you may need

• Recent business bank statements (usually 3–6 months)
• Filed accounts or management accounts
• ID documents for company directors
• Invoices, contracts or a brief business plan for growth funding

Exact requirements vary by lender — submitting an enquiry does not guarantee approval. Lenders will confirm document lists when they contact you.

Costs, terms and responsible borrowing

Loan terms can range from short-term (6 months) to multi-year arrangements (3–7+ years) depending on product and lender. Costs include interest, arrangement fees, and potential exit or early repayment charges. When comparing offers, look at total cost, fees, term flexibility and repayment profile — not just headline interest.

Borrow responsibly: only take finance that your business can afford and consider seeking independent professional advice where appropriate.

Request your comparison call

Success stories: real UK SMEs we’ve introduced

Below are anonymised examples illustrating how introductions have helped businesses:

Construction contractor, Midlands
Challenge: urgent cashflow gap while waiting on a large retainer. Solution: introduced to an invoice finance provider; funds released within 48 hours and project completed on schedule.

Regional café chain, North England
Challenge: refurbish two sites ahead of peak season. Solution: matched with a specialist asset and fit-out lender; structured finance enabled refurbishment with manageable monthly payments.

Manufacturing SME, South East
Challenge: purchase new CNC machine to increase capacity. Solution: connected with an equipment finance broker who negotiated a competitive lease with minimal deposit.

Ready to Explore Your Options? Get a Free Quote Now

FAQs on small business loans

Next steps

Ready to find the best finance options for your business? Complete our quick enquiry form and we’ll match you with the most suitable lenders and brokers for your needs. The process is free, confidential and non-binding. Typical response times are within a few hours during business days.

Start Your Free Eligibility Check — takes under 2 minutes.

– Are you a lender or financial adviser? No—Fast Business Loans is a free UK introducer that connects your business with vetted lenders and brokers; we don’t lend or provide regulated advice.

– Is the enquiry form a loan application? No—the form is a quick eligibility enquiry used to match you with suitable providers, not a formal application.

– Will submitting an enquiry affect my credit score? No—the initial match uses a soft eligibility check with no impact on your credit score, and any hard checks only occur if you proceed with a lender.

– What loan amounts are available through your partners? Typically from £10,000 up to several million pounds, subject to lender criteria and your business profile.

– What types of business finance can you connect me with? Working capital and cashflow loans, growth and expansion funding, asset and equipment finance, and invoice finance, across secured or unsecured options.

– How fast can I get a decision and funding? You’ll usually hear from matched partners within hours, with invoice or short‑term finance often funded in days and longer‑term loans taking a few weeks.

– Who can use Fast Business Loans? UK limited companies and SMEs across most sectors—including start-ups with 6–12 months’ trading—can submit an enquiry.

– What documents will lenders usually request? Commonly 3–6 months of business bank statements, accounts or management accounts, director ID, and where relevant invoices, contracts or a brief plan.

– Can you help if I have limited trading history or imperfect credit? Yes—many partners consider a range of profiles and will assess overall business strength, cashflow and available security.

– What does your service cost and am I obliged to proceed? Our service is free and there’s no obligation to accept any offer you receive.