Quick summary: Fast Business Loans connects UK limited companies and SMEs needing finance from £10,000+ with specialist lenders and brokers. We’re an introducer—not a lender—and our free, no-obligation enquiry helps you compare matched options quickly without impacting your credit score. Ready to see what’s available? Free Eligibility Check.

Small Business Loans: Compare Tailored Funding for UK SMEs

Running a business takes time and cash flow. Fast Business Loans makes finding the right small business loan quicker and simpler by matching your business with lenders and brokers who specialise in your sector and need. We don’t lend and we don’t provide regulated financial advice — we introduce you to finance partners so you can compare real offers and choose the best fit.

Get Started — Free Eligibility Check (takes under 2 minutes; no impact on your credit score).

Why UK small businesses choose Fast Business Loans

Fast Business Loans is built for busy business owners who want to find funding without the hassle of contacting dozens of lenders. Key reasons customers use our service:

• Speed: quick enquiry and rapid matches to suitable lenders or brokers.
• Choice: access to a broad panel of specialist finance partners across sectors.
• Sector-fit: we match you with partners who understand your industry and typical cashflow cycles.
• Free and no obligation: completing our enquiry won’t cost you and you’re under no pressure to accept any offer.
• Privacy & security: your details are shared only with partners relevant to your request.

What does that mean for your business? Less time hunting for options and more time running the business.

How our small business loan matching service works

Step-by-step

1. Complete a short enquiry — basic business details, amount required and preferred product. (Under 2 minutes.)
2. We match — your details are compared against our partner panel to find the best-fit lenders or brokers.
3. Introductions — selected partners contact you to discuss options and request documents if needed.
4. Compare & decide — review terms, ask questions, and choose the lender or broker you want to proceed with.

Typical timings

Many enquiries receive a phone or email response within hours during business hours. Final funding times depend on lender checks and product type — some facilities can complete in days, others in weeks.

Get Quote Now — tell us about your loan needs and we’ll match you quickly.

Types of small business finance we can introduce

Through our network you can be introduced to lenders and brokers offering a wide range of solutions for UK SMEs. Common products include:

Business loans (secured & unsecured)

Term loans for growth, working capital or refinancing. Secured loans may offer larger amounts or lower rates for businesses able to offer assets.

Asset & equipment finance

Funding to buy machinery, vehicles, technology or other capital equipment — typically repaid over the asset’s useful life.

Invoice finance & factoring

Unlock cash tied up in unpaid invoices to improve working capital and support growth without taking on additional long-term debt.

Revolving credit & business overdrafts

Flexible facilities to smooth cashflow peaks and troughs with borrowing available when you need it.

Commercial property & development finance

Funding for purchase, refurbishment or development projects — product options vary by lender and project stage.

Typical loan sizes we introduce start from around £10,000 and can extend to multi-million-pound facilities depending on lender appetite and security offered.

To learn more about the core product most searched for by UK SMEs, see our pillar resource on small business loans.

Eligibility & information checklist

Who can apply?

Limited companies and registered UK businesses that meet minimum trading and turnover thresholds set by lenders. We do not process sole trader enquiries.

What lenders typically look for

• Trading history (many lenders prefer at least 6–12 months trading).
• Turnover and profitability metrics aligned with the funding amount.
• Business banking history and cashflow patterns.
• Credit profile of the business and directors.
• Security offered (if applicable).

Documents usually requested

• Recent business bank statements (usually 3–6 months).
• Management accounts or statutory accounts.
• Identification for directors and company registration information.
• Details of outstanding liabilities or existing facilities.

Want to check quickly whether you’re likely to be eligible? Free Eligibility Check.

Costs, rates and repayment considerations

Rates and fees vary widely depending on product, loan size, security and the risk profile of your business. Typical factors include:

• Interest rates: depend on lender and credit profile — exact rates cannot be guaranteed until lenders assess your application.
• Fees: arrangement/origination fees, broker fees, and potential early repayment charges.
• Repayment structure: monthly instalments, seasonal payments, or bullet repayments for some asset finance deals.

Before proceeding, discuss all costs and terms with the lender or broker introduced to you. We’ll ensure partners are clear about fees so you can compare like-for-like.

Fast Business Loans vs searching alone

Make the process efficient: Get Quote Now and let our partners compete for your business.

Sector expertise: funding support across UK industries

We introduce businesses across many industries — construction, hospitality, retail, manufacturing, logistics, healthcare, agriculture and more. Our partners have experience tailoring finance for sector-specific needs such as seasonal cashflow in hospitality or asset finance for engineering firms.

If you prefer to explore commonly required funding types or industry-specific options, start with our quick enquiry and we’ll match you to the most relevant brokers and lenders who understand your market.

Success snapshot

Here are anonymised examples of recent matches (results vary):

These examples are illustrative and not a guarantee of outcome. Your result depends on lender criteria and documentation.

Clear, transparent approach

Fast Business Loans is an introducer that connects businesses to lenders and brokers. We do not provide regulated financial advice. Our communications are designed to be clear, fair and not misleading. Completing an enquiry does not affect your credit score — lenders may perform checks later if you apply.

What happens after you apply

1. We send your details to relevant partners.
2. A lender or broker will contact you by phone or email to discuss options and next steps.
3. If you choose to proceed, lenders request documents and run assessments.
4. Once you accept an offer, funds are released according to the lender’s processes.

There’s no obligation to proceed at any stage. If you’d like to start, Start Your Enquiry.

Frequently asked questions

Is there a minimum or maximum loan amount?

Our partners typically arrange facilities starting from around £10,000 up to multiple millions — exact ranges depend on the lender and product.

Will my enquiry affect my credit score?

No. Submitting our enquiry form does not impact your credit record. Lenders may perform credit searches later if you pursue an application.

Can I still apply if I’ve been declined elsewhere?

Yes. Different lenders have different underwriting criteria; being declined by one provider does not rule out eligibility with others.

Who will contact me — a broker or a lender?

Matches can be to either brokers or direct lenders. The partner will identify themselves and explain the next steps when they contact you.

How quickly can funds be released?

Timescales vary by product — some short-term loans can complete in days, while property or development finance often takes longer.

Next steps — get started

Ready to explore matched small business loan options? Complete one short form and we’ll do the rest: match you with lenders and brokers who can offer the most relevant solutions for your business.

Get Started — Free Eligibility Check (takes under 2 minutes; no obligation).