Fast Business Loans UK: How Soon Is a Decision in Principle?

Get Your Free Business Loan Match

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Tailored Business Loans for UK SMEs – Matched Fast

Summary: Fast Business Loans is a free, no‑obligation introducer that helps UK limited companies and SMEs find business finance from £10,000 upwards. Complete a short enquiry (not an application) and we’ll match you to the right lenders and brokers who will contact you with quotes. Fast, confidential, and designed to help you compare options without harming your credit file.

Introduction & Key Promise

Access to timely, appropriate finance can make or break growth plans, stabilise cashflow or allow essential investment. Fast Business Loans does not lend money; instead we simplify the search by connecting your business with experienced lenders and brokers who specialise in company finance. Our service is free, quick and non-binding — the enquiry is not an application and will be used only to match you with suitable partners.

Quick benefits:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Free, no‑obligation enquiry — only share basic details to get matched.
  • Minimum funding typically £10,000 upwards (amounts vary by partner).
  • Fast responses so you can compare offers and choose what suits you.

Get Your Free Eligibility Check — takes under 2 minutes.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

How Our Business Loan Matching Works

Here’s a simple 4-step process that gets you from enquiry to quotes without paperwork overload:

  1. Complete a short enquiry form — tell us about your company, the amount you need and the purpose (under 2 minutes).
  2. We match you — our system and team select lenders or brokers who specialise in your sector and requirements.
  3. Contact from finance professionals — a matched broker or lender will call or email to discuss options and next steps.
  4. Compare offers and decide — you’re under no obligation; accept an offer only if it suits your business.

We handle introduction and matching; any funding proposal or contract comes from the lender/broker you choose. Your enquiry will not automatically trigger a credit search — only if you progress with a lender may a formal check be required.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Compare Business Loan Quotes Now

Funding Scenarios We Support

Our panel covers a wide range of business needs. Typical scenarios include:

  • Working capital — smooth seasonal peaks, supplier payments or payroll shortfalls.
  • Growth & expansion — store openings, marketing investment, new hires.
  • Equipment & asset purchases — machinery, vehicles, IT systems via asset or equipment finance.
  • Refinancing & consolidation — restructure existing debt to improve cashflow.
  • Sustainability projects — funding for solar, EV chargers and energy-efficiency upgrades.

Talk to a Specialist Broker

Types of Business Loans Available

Below are common finance types available through our partners. Terms, availability and eligibility vary by lender.

Finance TypeWhen it helpsKey features
Business term loanGrowth projects, one-off investmentsFixed term, fixed or variable repayments; secured or unsecured
Asset & equipment financeBuy machinery, vehicles, ITRepayments linked to asset life; preserve cashflow
Invoice financeUnlock cash from unpaid invoicesImproves liquidity, part advance against invoices
Business overdraft / revolving facilityShort-term working capitalFlexible access to funds, interest on drawn amounts
Short-term bridging financeTime-sensitive purchases or property dealsFast access, usually higher cost, short duration
Refinance & consolidationReduce monthly outgoings or reorganise debtMay lower repayments or extend terms

Remember: terms vary and are subject to individual lender assessment. Our role is to find the right panel partner to present suitable options.

Check Your Business Loan Options

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Eligibility Snapshot

What lenders usually look for

  • Type of business and sector (some lenders focus on specific industries).
  • Trading history and turnover — many lenders prefer at least a short trading record.
  • Cashflow and affordability — consistent bank statements and forecasts.
  • Credit profile — personal and company credit histories where applicable.
  • Security — whether the finance is secured against assets or property.

Businesses we commonly help

Our partners often support: construction firms, hospitality and retail, manufacturing, healthcare clinics, transport and logistics, agriculture, professional services companies, and more. If your business needs £10,000 or more, it’s worth enquiring.

Get a No-Obligation Eligibility Check

What to Expect When You Apply

Submitting an enquiry via Fast Business Loans is the start of a conversation — not a formal application. When you proceed with a lender or broker the typical process includes:

  • Initial discussion: clarify amount, purpose and basic eligibility.
  • Document request: company accounts, management accounts, bank statements, ID for directors, and any asset details.
  • Credit checks: lenders may perform soft checks at first; a hard check is usually only done when you formally apply.
  • Decision & offer: once underwritten, offers are presented for you to compare.

Timelines vary: some providers offer same‑day decisions, others take several days or weeks for larger facilities.

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Benefits of Using Fast Business Loans

Working with Fast Business Loans helps you save time and improve your chance of finding appropriate finance:

  • Speed: quick matching reduces time spent researching providers.
  • Choice: access to multiple lenders and specialist brokers tailored to your sector.
  • Sector knowledge: partners who understand industry cashflow cycles and risks.
  • Transparent process: you only proceed if an offer suits your business.
  • Free service: businesses pay nothing to use our matching service.

Success story: A regional manufacturing company needed £250,000 for new equipment. After a quick enquiry they were connected to a specialist asset finance broker and had a competitive proposal within 4 working days.

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Transparent Fees & Compliance Commitment

Fast Business Loans does not charge businesses to submit enquiries. We introduce businesses to lenders and brokers who may pay for leads. We are an introducer only and do not give regulated financial advice. Any fee charged for arranging finance will be disclosed by the broker or lender before you proceed.

Your data is handled securely and only shared with selected partners for the sole purpose of matching you with finance. For more detail, please review our privacy policy on the site.

Submit a Secure Enquiry

Frequently Asked Questions

Are you a lender?

No. Fast Business Loans is an introducer. We connect UK businesses with lenders and brokers who provide funding directly; any loan offer comes from those finance providers.

Will my enquiry affect my credit score?

Submitting an enquiry through Fast Business Loans will not affect your credit score. Lenders may carry out soft or hard credit checks later if you choose to progress with an application.

What minimum and maximum amounts are available?

We typically help businesses seeking funding from around £10,000 upwards. Larger facilities (multi‑hundreds of thousands to millions) can also be arranged through specialist lenders.

How quickly can I receive funds?

Times vary by product and provider. Some short-term or asset finance deals can complete within days; larger secured facilities may take several weeks to arrange.

Can I apply with less-than-perfect credit?

Possibly. We work with a broad panel — some lenders specialise in non-standard credit profiles. It’s worth enquiring as alternative options may exist.

Do you help early-stage companies?

Yes — many partners provide solutions for businesses with limited trading history, though criteria vary by provider and product.

Am I obliged to accept any offer?

No. You are under no obligation to accept any offer. The enquiry is simply a way to get matched and receive quotes to compare.

How is my data used?

We share your details only with selected lenders/brokers that best match your requirements. We will not sell your data for unrelated marketing. See our privacy policy for full details.

Start Your Free Eligibility Check

Ready to Get Started?

Complete our short enquiry and we’ll match your business to lenders and brokers who can provide tailored finance options. You’ll typically get a response quickly — there’s no obligation and no cost to you.

What happens next:

  1. You submit the enquiry.
  2. A matched partner contacts you to discuss options.
  3. You compare quotes and choose the best fit.

Get My Business Loan Quotes

For more background on standard business loan options, see our pillar resource on business loans.

Finance subject to status. Terms and conditions apply. Fast Business Loans is an introducer and does not provide or underwrite lending. The enquiry form is not a loan application — it is used to match you with suitable lenders and brokers who will contact you directly.


– What is Fast Business Loans—are you a lender?
No; we’re a free, no‑obligation introducer that matches UK limited companies and SMEs with vetted lenders and brokers for business finance from £10,000 upwards.

– Will submitting an enquiry affect my credit score?
No, our enquiry is not a loan application and won’t trigger a credit search, with checks only carried out if you proceed with a chosen lender.

– How quickly could I get a business loan?
You’ll usually hear from matched lenders or brokers within hours, and funding can complete in days for simpler products while larger secured facilities may take longer.

– What loan amounts and terms are available?
Our partners typically offer from around £10,000 up to multi‑million facilities, with short‑term unsecured and longer‑term secured options available.

– What types of business finance can you connect me with?
We match businesses to term loans, asset and equipment finance, invoice finance, revolving credit/overdrafts, bridging loans, and refinance or consolidation.

– Who is eligible to use the service?
UK limited companies and SMEs across many sectors can enquire, with lenders considering trading history, turnover, cashflow, credit profile, and available security.

– Do you charge any fees to submit an enquiry?
No, our matching service is free for businesses, and any broker or lender fees will be disclosed before you choose to proceed.

– Can I get funding with bad credit or as a start‑up?
Often yes, because some partners specialise in non‑standard credit and early‑stage businesses, so it’s worth submitting a quick eligibility check.

– What documents will lenders usually ask for?
Expect to provide basic company details, funding purpose and amount, recent bank statements and accounts, plus ID for directors and any asset information.

– How does the loan matching process work?
Complete a short two‑minute enquiry, we match you to suitable lenders or brokers, they contact you with options, and you compare quotes with no obligation to proceed.

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