Business Loans for UK Companies: Compare Trusted Lenders Fast
Summary: Fast Business Loans connects UK limited companies and SMEs with lenders and brokers who can provide business finance from £10,000 upwards. We do not lend or provide regulated financial advice — our free enquiry is a quick, no-obligation way to get matched with partners who can assess options and deliver quotes. Complete the short enquiry to receive tailored introductions and fast responses. Get Quote Now
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why business loans matter for growing UK SMEs
Business loans remain one of the fastest ways to unlock capital for growth, working capital, equipment purchases, property investment or refinancing existing debt. For many UK companies, timely finance is the difference between a stalled opportunity and accelerated expansion.
Fast Business Loans acts as a matchmaker: we gather a few details via a short enquiry, then introduce your business to lenders and brokers who specialise in the products your company needs. Remember: our enquiry is not a loan application — it’s an information request to help you get the best possible quotes.
Start Your Enquiry — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How Fast Business Loans helps you secure funding quickly
A bridge between your business and specialist lenders
We don’t underwrite or approve credit. Instead, we use a fast matching process to connect limited companies and SMEs with lenders/brokers who have experience in your sector. This widens your options and speeds up sourcing without you filling dozens of separate forms.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Key benefits
- Fast — the short enquiry takes under two minutes.
- Tailored — we match you to lenders/brokers who know your industry.
- Low friction — an enquiry does not affect your business credit record.
- Free to use — there is no cost to business owners for our introduction service.
Business loan options we can match you with
Our lender and broker partners offer a wide range of business finance products for borrowing from £10,000 and upwards. Below are common solutions and typical use cases.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Unsecured & short-term business loans
Quick working capital loans for short-term cash-flow needs. Typical terms range from a few months to 3 years. Useful for seasonal gaps, ad-hoc opportunities and bridging invoices.
Secured loans & commercial mortgages
Longer-term borrowing secured against assets or property. Ideal for purchasing premises, refinancing property or funding major expansions. Terms and LTV depend on the lender.
Cash flow and invoice finance
Invoice factoring or discounting releases cash tied up in unpaid invoices. Common for businesses that have larger B2B receivables and need predictable liquidity.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset, equipment & vehicle finance
Funding for machinery, vehicles or specialist equipment via hire purchase, finance lease or chattel mortgage. Preserves working capital while spreading costs.
Specialist and sustainability loans
Funding aimed at green upgrades, renewables, EV chargers, or R&D investments. Many lenders now offer sustainability-linked terms for qualifying projects.
Please note: specific rates, terms and eligibility are set by the lender. We provide introductions only. Learn more about business loans.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility & documents lenders usually consider
Core criteria lenders check
- Company trading history and age.
- Annual turnover and recent profitability.
- Management accounts and bank transaction history.
- Credit profile of the company and directors.
- Security or personal guarantees (depending on product).
Documents to have ready
- Recent company accounts (statutory accounts and management accounts).
- Business bank statements (typically 3–6 months).
- Cash-flow forecasts or project plans if funding growth.
- Details of existing debts and contracts/customers.
What if you were declined before?
Different lenders use different underwriting criteria. A refusal from one lender doesn’t mean you won’t qualify through another partner. Use our enquiry to reach more options quickly.
Fast Business Loans application journey
- Submit quick enquiry: complete the short form with basic business details and funding needs. (This is not a loan application.)
- Smart matching: we connect you to lenders/brokers whose products suit your request.
- Discuss options: a partner will contact you to review eligibility, costs and timescales.
- Compare and decide: review quotes and proceed directly with your chosen lender — there’s no obligation to accept any offer.
Average response times vary, but many businesses hear back within a few hours during working days. We only share your details with partners relevant to your enquiry, and the initial enquiry does not affect your credit score.
“Submitting an enquiry is a free, no-obligation step to explore funding. It is not a loan application and will not impact your credit file.”
The cost of borrowing: what you should know before saying yes
Lenders set pricing using interest rates, arrangement or facility fees, and sometimes performance-linked charges. When comparing offers, request clear information on:
- Interest rate and whether it’s fixed or variable.
- Total cost of credit (ask for an illustrative example).
- Upfront and ongoing fees, and any admin or exit charges.
- Early repayment terms and penalties, if any.
Our introductions are free — Fast Business Loans does not charge business owners for the enquiry service. Always confirm affordability and the full cost with your chosen lender or broker before proceeding.
Tailored funding for every stage of business growth
Start-ups & early-stage businesses
Funding is focused on working capital and equipment; some partners specialise in early-stage lending where viable revenue or contracts exist.
Growing SMEs & multi-site operators
Options include asset finance, invoice finance, growth loans and property finance to support expansion and working capital needs.
Sector specialists
We connect businesses in construction, hospitality, manufacturing, healthcare, logistics, sustainability projects and more with lenders familiar with their risks and cash-flow profiles.
Businesses investing in sustainability
Green loans and sustainability-linked finance can help with solar, heat pumps, EV infrastructure or energy-efficiency upgrades.
Tips to strengthen your business loan application
- Ensure management accounts are up-to-date and clearly show cash flows.
- Prepare a concise funding plan: how will the money be used and how it will be repaid?
- Highlight long-term contracts, strong customers or repeat revenue.
- Keep company bank accounts tidy — unexplained transactions slow underwriting.
- Be ready to explain one-off dips and how you’ll manage future performance.
Success snapshot: how our introductions help UK businesses
Client examples (anonymised and illustrative):
- Construction firm in Manchester secured asset finance of £150,000 within 7 days to purchase plant and equipment, preserving cash-flow for ongoing projects.
- Regional retailer received invoice discounting to release £60,000 tied up in receivables and stabilise staffing ahead of peak season.
- Hospitality operator obtained a commercial mortgage to buy a new site following a broker introduction — deal closed in under 8 weeks.
Results vary by case. These examples illustrate typical outcomes achievable when matched to the right lender or broker.
Why choose Fast Business Loans?
- Speed: short enquiry, rapid matching.
- Choice: access to a broad panel of lenders and brokers.
- Sector expertise: partners who understand your industry.
- Free and no obligation: you decide whether to proceed.
- Privacy: we only share your details with relevant partners.
We do not provide regulated financial advice and we are not a lender. Use our service to get fast introductions so you can compare real quotes from providers who can help.
Frequently Asked Questions
Are you a lender or a broker?
Fast Business Loans is an introducer. We connect your business with lenders and brokers — you complete the relationship and any contractual agreement directly with those partners.
Does completing the form affect my credit score?
No. Submitting an enquiry through Fast Business Loans is not a credit application and will not appear on your business credit file. Lenders may perform checks later if you choose to proceed.
How quickly can I receive funds?
Timing depends on the product and lender. Short-term loans or invoice finance can be arranged in days; secured finance and mortgages typically take several weeks.
What loan amounts can I access?
Through our partners, you can explore funding options starting from £10,000 and upwards to several million, depending on the product and business profile.
Do you support businesses with adverse credit?
Some lenders specialise in cases where there is adverse credit. Our matching process will aim to connect you with partners who understand your circumstances.
Are your partner lenders regulated?
We work with a range of lenders and brokers. Regulation and authorisation status vary between partners. We recommend discussing regulation, protections and terms directly with any provider you engage.
What information do I need to provide?
Basic business details, the amount and type of funding you want, and contact information. You can provide further documents to a lender or broker once matched.
What happens after I submit my enquiry?
A matched partner will contact you to discuss options. You decide whether to progress to formal application with that provider.
Important information & disclaimer
Fast Business Loans is an introducer and does not provide loans or regulated financial advice. We connect businesses with lenders and brokers who can offer finance — any credit decision, terms and regulatory status are determined by those third parties. Always check the full costs, fees and terms directly with the lender or broker and ensure any borrowing is affordable for your business.
Secure the funding your business deserves
Complete our free, no-obligation enquiry in under two minutes and get matched with a trusted UK lender or broker today. Get Started Now
– What is Fast Business Loans and are you a lender?
Fast Business Loans is a free introducer that matches UK limited companies and SMEs with specialist lenders and brokers — we don’t lend or provide regulated financial advice.
– How does the enquiry process work and is it a loan application?
You complete a short, two‑minute enquiry with your funding needs and we match you to relevant partners for quotes — it’s not a loan application and carries no obligation.
– Will submitting an enquiry affect my credit score?
No, the enquiry doesn’t affect your credit score; credit checks may occur later only if you choose to proceed with a lender.
– How quickly can I receive business funding after I enquire?
Many businesses hear back within hours, with short‑term or invoice finance often completing in days and secured or commercial mortgages taking longer.
– What loan amounts and products can I access?
Our partners offer finance from £10,000 upwards across unsecured and short‑term loans, secured loans and commercial mortgages, invoice finance, asset/equipment and vehicle finance, plus specialist sustainability funding.
– Who is eligible for a business loan through your partners?
Eligibility varies by lender, but they typically assess trading history, turnover and profitability, bank statements, company and director credit profiles, and available security or guarantees.
– What documents should I prepare to speed things up?
Have recent statutory and management accounts, 3–6 months of business bank statements, cash‑flow forecasts or project plans, and details of existing debts and key contracts ready.
– Can you help start-ups or businesses with adverse credit or previous declines?
Yes, we work with partners who consider start-ups and adverse credit, and a decline elsewhere doesn’t mean another lender won’t approve you.
– How much will a business loan cost me?
Costs depend on product and lender, so compare interest rates (fixed or variable), total cost of credit, fees, and any early‑repayment charges before accepting an offer.
– Is your service free and are the lenders regulated?
Our introductions are free and no‑obligation for business owners, and you should confirm each matched lender or broker’s regulatory status and terms directly.