Why UK Businesses Choose Our Loan‑Matching Service

Fast Business Loans is an introducer platform that saves you time and increases your chances of being matched to the right finance partner. We don’t provide loans or regulated advice — we collect a few details and connect you with lenders and brokers suited to your needs.

• Speed: quick enquiries and fast matches — many businesses hear back within hours.
• Targeted matches: we pair you with partners experienced in your sector and loan type.
• Clear and free: submitting an enquiry is no obligation and does not affect your credit score at this stage.
• Transparent: we follow clear, fair and not misleading communication principles so you can make informed choices.

Get Your Free Eligibility Check — complete our short enquiry form and we’ll match you to the best lenders and brokers for your business.

What Is a Business Loan and When Does It Make Sense?

A business loan is a finance facility provided to a company to fund growth, manage cashflow, purchase assets or refinance existing debt. Loans can be unsecured or secured, short‑term or long‑term, and structured to suit a range of needs. Common uses include:

• Working capital to cover seasonal or temporary cashflow gaps.
• Equipment and vehicle purchases through asset or equipment finance.
• Expansion costs — property, fit‑outs or opening new sites.
• Sustainability projects like solar, EV chargers or energy efficiency upgrades.

Responsible borrowing matters: make sure any loan you consider is affordable for your business. Missing repayments can affect credit profiles and may put secured assets at risk.

Business Loan Options We Can Help You Explore

Unsecured Business Loans

Unsecured loans require no business asset as collateral and are suitable for companies with a solid trading record and credit profile. Typical amounts start from £10,000; terms often range from 1–5 years. Quick decision lending can be available for established SMEs.

Secured Loans & Commercial Mortgages

Secured facilities use business assets or property as security, enabling larger sums and longer terms. Ideal when borrowing for premises, large investments or refinancing existing debt. Lenders will assess property value, loan‑to‑value and company covenants.

Asset & Equipment Finance

Finance to buy machinery, vehicles or specialist equipment. Options include hire purchase and finance leases. The asset often acts as security, helping businesses preserve cashflow while upgrading operations.

Invoice Finance & Factoring

Convert unpaid invoices into immediate cash. Useful for companies with long payment terms or rapid growth. Facilities can be flexible and scale with turnover.

Short‑Term & Merchant Cash Advances

Short, fast facilities that provide quick working capital, typically at higher cost. Suitable for urgent cashflow gaps: consider alternatives and ensure the cost fits your cashflow plan.

Start‑Up & Early‑Stage Funding

Funding for newer companies is available via specialist lenders and brokers who consider business plans, founder experience and forward forecasts. Some options start at £10,000 and include blended products with personal guarantees.

Sector‑Specific Finance

Many lenders specialise by sector — construction, hospitality, manufacturing, agriculture and sustainability projects all have tailored products. Matching to a sector‑aware broker or lender can improve acceptance and speed.

Compare Your Options – Free Quote

Note: All enquiries are treated as initial information to help us match you — this is not an application and does not commit you to a lender.

How the Fast Business Loans Matching Process Works

Here’s how to move from enquiry to quotes in four simple steps.

1. Complete a short enquiry — tell us about your company, loan amount (from £10,000), purpose and contact details. It takes two minutes.
2. We match — your information is securely shared with selected lenders and brokers who specialise in your loan type and sector.
3. Receive a response — matched partners will contact you to discuss options and may request documents. There’s no obligation to proceed.
4. Decide & fund — compare offers, pick the best fit and progress to formal application with the chosen provider.

We do not perform credit checks at the enquiry stage. Matched lenders/brokers may perform credit or affordability checks later if you choose to proceed.

Complete the 2‑Minute Form

Eligibility Snapshot: What Lenders Typically Look For

Each lender has its own criteria, but common requirements include:

• Company type and trading location: UK‑registered limited companies and incorporated entities.
• Minimum borrowing: typically from £10,000 upwards.
• Trading history: many lenders prefer 12+ months trading; some specialist lenders consider newer businesses.
• Turnover and profitability bands relevant to the requested amount.
• Director credit profiles and business bank statements.

Documents lenders often request:

• Recent accounts or management accounts
• Business bank statements
• Cashflow forecasts or project estimates
• Details of any existing secured loans

Have less‑than‑perfect credit? There are options — specialist brokers can often find lenders who consider broader circumstances. Always assess affordability carefully before accepting an offer.

Tailored Support for Your Industry

We match businesses to lenders and brokers experienced in their sector. A few examples:

Construction

Funding for projects, materials and plant hire. Specialist contractors lenders understand retentions and payment cycles.

Sustainability & Energy

Loans for solar, EV chargers, heat pumps and insulation — often with long terms to match project payback.

Hospitality & Retail

Seasonal cashflow facilities, refurbishment and fit‑out finance that reflect trading patterns.

Manufacturing & Engineering

Asset finance for machinery and working capital for supply chain management.

Agriculture

Vehicle and machinery finance, seasonal working capital, and specialist lenders who understand agricultural cycles.

If your sector isn’t listed, we still have partners across many industries — tell us about your business and we’ll match you with the most relevant experts.

Speak to a Sector Specialist

Business Loan Readiness Checklist

Prepare these before you apply to speed up the process:

• Be clear on the amount needed and the purpose of the funds.
• Gather bank statements (typically 3–12 months) and recent management accounts.
• Prepare a simple cashflow forecast showing how you’ll repay the loan.
• Review your company and director credit records.
• Consider what security (if any) you can offer and the implications of personal guarantees.

Need help getting documents together? Our partners can advise once matched.

Case Snapshots: Funding Wins Through Our Network

These anonymised snapshots show how matching with a specialist partner can unlock appropriate funding quickly. Request Your Tailored Loan Match

Transparent, Fair and Secure

Fast Business Loans is an introducer — not a lender. Our service is free to businesses; we may receive a commission from a lender or broker if you go on to complete a finance agreement with them. We adhere to clear, fair and not misleading communication principles so you can make informed decisions.

Your personal and company data is handled securely and only shared with selected partners necessary to process your enquiry. We process data in line with GDPR; see our privacy policy for full details.

Business Loan FAQs

Is submitting an enquiry an application?

No. The enquiry is an information request to help us match you — it is not an application for credit.

Will completing the form affect my credit score?

No. We do not perform credit checks at the enquiry stage. Lenders may run checks later if you decide to proceed.

How quickly will I hear back?

Most matched partners contact businesses within a few hours during business days. Exact timings depend on lender type and complexity.

What loan amounts are available?

Our network typically arranges loans from £10,000 up to several million pounds depending on the product and security offered.

Is the service free?

Yes — it’s free to submit an enquiry. If you proceed, the chosen provider will explain any fees or charges associated with the product.

Can you help if I’ve been declined elsewhere?

Possibly. We work with a broad panel including specialist lenders who consider non‑standard cases. Complete the form so we can match you appropriately.

Do lenders require security?

Some do. Secured loans and commercial mortgages require assets as collateral; unsecured lending typically has higher costs or stricter credit criteria.

Can I refinance an existing loan?

Yes — many lenders offer refinancing and consolidation solutions to improve monthly cashflow or terms.

Ready to Compare Business Loan Offers?

Get personalised quotes from lenders and brokers who understand your business. It takes less than two minutes to complete an enquiry and there’s no obligation to proceed. Remember: this is an eligibility check, not an application.

Get Your Free Eligibility Check

Ensure you can afford repayments. Missing payments may affect your credit rating or put secured assets at risk.