1. Why Quick Access to Business Finance Matters

Cashflow gaps, unexpected opportunities and seasonal peaks demand fast, reliable funding. Searching dozens of lenders wastes time and can harm negotiation leverage. Fast Business Loans removes that friction by quickly matching your company with lenders and brokers who specialise in your sector and finance need. The result: faster responses, more relevant offers and less time spent repeating information.

Get Quote Now — our short enquiry takes under two minutes and helps us pair you with the best providers for your circumstances.

2. How Fast Business Loans Works

We act as an introducer — not a lender. Our matching process is simple and designed to be fast and transparent.

Step 1 — Complete a short enquiry

Tell us about your company, funding amount (from £10,000), purpose and contact details. The form is quick and won’t affect your credit score.

Step 2 — Smart matching

We review your needs and match you to lenders or brokers in our network who are most likely to consider your request.

Step 3 — Compare and decide

Matched partners contact you directly with options. You compare terms, ask questions and choose the solution that fits — there’s no obligation to proceed.

Free Eligibility Check — get matched quickly and privately.

3. What Is a Business Loan? Key Terms

A business loan provides capital to a company for growth, working capital, asset purchase or refinancing. Common terms you’ll see:

• Secured vs unsecured: Secured loans use business assets or property as collateral; unsecured loans typically have higher rates.
• Term loan: Fixed amount repaid over an agreed period (months to years).
• APR and representative rates: Indicative figures vary by lender and business profile — we connect you to providers who will give precise pricing after assessment.

Fast Business Loans won’t quote interest rates — lenders set terms based on your application and credit assessment.

4. Types of Business Loans We Can Connect You With

If you have a specialised need, tell us on the enquiry and we’ll route you to partners who specialise in your sector or solution.

5. Business Loan Eligibility: What Lenders Consider

Lenders evaluate a range of factors. Being prepared improves outcomes:

• Trading history & turnover: Many lenders prefer established trading records and minimum turnover thresholds.
• Credit profile: Business and director credit scores influence terms and options.
• Security & guarantees: Some loans require collateral or personal guarantees.
• Sector & plan: Certain sectors face stricter underwriting; a clear business plan helps.

Tips to improve your chance: tidy up management accounts, prepare recent bank statements and be ready to explain how funds will be used. Check Your Eligibility – No Obligation.

6. Costs, Fees and Repayment Expectations

Costs vary by product and provider. Typical elements include:

• Interest (fixed or variable)
• Arrangement or set-up fees
• Broker fees (where applicable)
• Early repayment charges (for some loans)

Always request full terms and a total cost of credit before committing. Lenders supply complete pricing and contract documents; Fast Business Loans is an introducer and does not set fees or rates.

7. Why Choose Fast Business Loans

We make funding conversations faster and more relevant:

• Speed: matches made quickly so you get responses fast.
• Sector knowledge: we connect you with partners who understand your industry.
• Confidential and no-obligation: submit an enquiry without affecting your credit score.
• Free to use: our service is free for businesses.

“Matched a lender within 24 hours who understood our construction cashflow needs — great service.” — Anonymous client

Get Matched to Trusted Lenders

8. Industries We Commonly Support

Our panel includes specialists for a wide range of UK sectors, including:

• Construction and trades
• Hospitality and leisure
• Healthcare and dental practices
• Manufacturing and engineering
• Retail and e-commerce
• Agriculture and food production
• Logistics and transport

If your sector is niche, tell us in the enquiry and we’ll aim to match you with partners who have relevant experience.

9. Real-world Example: Funding Success

A regional manufacturer needed £120,000 for a new production line. After completing our short enquiry, we matched them with two lenders and one broker who specialised in equipment finance. The business received competitive terms, accepted an offer within a week and completed delivery of the equipment within six weeks. Results vary by case and are subject to lender assessment.

10. Preparing Your Business Loan Application

Having the right documents ready speeds the process. Typical checklist:

• Recent management accounts (12–24 months where available)
• Business bank statements (3–6 months)
• Company registration details and ID for directors
• VAT returns and aged debtor/creditor lists if relevant
• Pitch or business plan for larger funding requests

Share these promptly with your chosen broker or lender to keep the process moving.

11. Comparing Offers and Choosing the Right Deal

When you receive proposals, compare:

• Interest rate and total cost of credit
• Repayment schedule and flexibility
• Security requirements and guarantees
• Fees (arrangement, valuation, early repayment)

Consider affordability under different scenarios and ask the lender for an illustration of total repayments. If unsure, discuss options with an independent adviser or the broker you were introduced to.

12. What Happens After You’re Matched

Typical next steps:

1. A matched partner contacts you for a detailed fact-find.
2. They request documents and complete underwriting checks.
3. If approved, you receive a formal offer and contract paperwork.
4. Upon signing, funds are released according to the lender’s process.

Response times vary by product and complexity — some simple facilities can be arranged in days, larger or secured deals may take longer.

13. Frequently Asked Questions

Is Fast Business Loans a lender?

No. We introduce businesses to brokers and lenders who can provide finance directly. We do not lend money or give regulated financial advice.

Will submitting an enquiry affect our credit score?

No — the short eligibility enquiry does not include a credit search. Lenders or brokers may carry out credit checks later with your permission.

What loan amounts can your partners provide?

Our panel typically considers loans from £10,000 upwards, with many partners able to support six-figure and multi-million pound facilities depending on circumstances.

How quickly will I hear back?

Matched partners often contact applicants within hours during business days. Exact timelines depend on the provider and the complexity of the request.

Are there any fees to use Fast Business Loans?

Our introduction service is free for businesses. Any fees charged will be disclosed by the lender or broker before you agree to proceed.

Need a clear next step? Start Your Free Eligibility Check — it only takes a couple of minutes.

14. Important Notes

Rates, eligibility and terms vary between lenders and depend on your business circumstances. Fast Business Loans is an introducer platform and does not set loan terms. All offers are subject to lender assessment and contract.

For more background on the types of borrowing available, our detailed resource on business loans explains common products and borrower considerations.

15. Ready to Move Forward?

If your company needs funding from £10,000 and up, completing our short enquiry is the fastest way to get matched with lenders and brokers who can help. Submitting an enquiry is free and won’t affect your credit score.

Start Your Free Eligibility Check Now