Business Loans: Quick Connections to Trusted UK Lenders & Brokers

Summary: Fast Business Loans helps UK companies find suitable business finance solutions by matching your enquiry to a panel of trusted lenders and brokers. We don’t lend or give financial advice — we introduce you to providers who can offer quotes for loans from £10,000 upwards. Complete a short enquiry and receive no-obligation matches so you can compare options quickly. For a fast start, Get a Free Eligibility Check.

Why Businesses Choose Fast Business Loans for Funding Support

Fast Business Loans saves directors time and improves access to suitable finance by matching your needs to lenders and brokers who specialise in business lending. Our service is free and designed to be quick and non-intrusive.

• Save time — one short enquiry connects you to multiple potential providers.
• Sector-aware matching — partners who understand your industry and funding purpose.
• No obligation — you decide whether to proceed after receiving offers.
• Soft start — submitting an enquiry does not trigger a hard credit check.

“Over 2,000 UK companies matched since launching.”

Check Your Eligibility in Minutes

What Is a Business Loan and How It Works?

A business loan is a finance facility provided to a company to support working capital, investment, growth, equipment purchase, property or refinance. Loans can be secured or unsecured and offered on short or long terms depending on the provider and the borrower’s circumstances.

Key differences:

• Secured loans use a business asset (property, machinery) as security and are often available for larger sums.
• Unsecured loans don’t require assets but usually come with higher rates and tighter lending criteria.
• Short-term facilities (weeks to months) are common for cashflow gaps; long-term loans (years) suit investment and expansion.

Here’s the key takeaway for busy directors: lenders and brokers typically assess turnover, trading history, bank statements, existing debt and director credit. We match your details to partners who are most likely to deliver competitive quotes for your situation.

Start Your Enquiry – Free Matching Service

How Our Matching Service Works

1. Submit a short enquiry: basic business details, funding amount and purpose — it takes under two minutes.
2. Intelligent match: we route your enquiry to selected brokers and lenders in our panel who specialise in your sector and loan type.
3. Rapid follow-up: matched partners will contact you by phone or email to discuss options and request any supporting documents.
4. Compare offers: review multiple quotes, ask questions, and choose the best fit. There’s no obligation to accept any offer.

No credit check is performed at the enquiry stage. Matched providers may carry out affordability and credit checks later if you proceed.

Get Started – It Takes Under 2 Minutes

Types of Business Finance We Can Help You Explore

Through our network, you can be connected to providers offering a wide range of commercial finance solutions, typically for loans from £10,000 and upward.

• Unsecured Business Loans — flexible for working capital, marketing or hiring.
• Secured Business Loans — larger sums backed by assets, suitable for major investment.
• Working Capital (Cashflow) Loans — bridge gaps between payables and receivables.
• Invoice Finance — unlock cash tied up in unpaid invoices.
• Asset & Equipment Finance — finance new or used machinery, vehicles or specialist kit.
• Property & Commercial Mortgages — funding for premises purchase or refinance.
• Refinance & Consolidation — restructure existing borrowing to improve cashflow.
• Specialist Facilities — sustainability projects, franchise funding, or industry-specific packages.

For an overview of standard business loan options, see our pillar on business loans.

Discuss Your Options with a Specialist Broker – Free Matchmaking

Which Industries and Business Stages Do We Support?

Our partners serve a broad range of UK sectors. Typical industries include:

• Construction & trades
• Hospitality, restaurants, pubs
• Healthcare and clinics
• Manufacturing & engineering
• Retail & eCommerce
• Agriculture & farming
• Logistics, transport & fleet
• Professional services and accountancy firms

We match start-ups with specialist lenders and established SMEs with suitable long-term facilities. If you’ve been declined elsewhere, our broad panel may still find a route to funding.

Tell Us About Your Sector – We’ll Find the Right Fit

How Much Can You Borrow and What Will It Cost?

Typical borrowing ranges with our partners run from around £10,000 up to several million, depending on product and security. Costs vary by:

• Credit profile and trading history
• Annual turnover and profitability
• Security offered (secured vs unsecured)
• Term length and product type

Interest structures include fixed rates, variable rates, APR, and fee-based facilities (arrangement fees, exit fees). Always ask providers for a full breakdown of representative costs and any early repayment charges before agreeing.

Get Personalised Rates – Free Eligibility Check

What Information Do Lenders Typically Request?

Preparing documents speeds the process. Commonly requested items are:

• Company details (registered name, number, trading address)
• Trading history and ownership structure
• Recent bank statements (typically last 3–6 months)
• Management accounts or annual accounts
• Director ID and contact details
• Purpose of funds and cashflow forecasts if available

Tip: have your last 6 months of bank statements ready to accelerate offers.

Submit Your Enquiry – No Obligation Conversation

Common Misconceptions About Business Loans

• “Applying will hurt my credit score.” — submitting an enquiry does not trigger a hard credit search. Lenders/brokers may run checks later if you proceed.
• “Only banks offer good rates.” — alternative lenders and brokers often offer competitive, fast solutions suited to specific sectors.
• “Start-ups can’t get funding.” — many specialist providers offer early-stage and growth finance where appropriate.

Speak to a Broker Who Understands Your Business

Helpful Tip: Comparing Offers Responsibly

When you receive proposals, compare like-for-like:

• Effective interest (APR) and all fees
• Repayment schedule and term
• Early repayment or exit charges
• Security and covenants
• Speed of funding and customer service

Fast Business Loans is an introducer — we do not provide finance ourselves or give regulated financial advice. Always read lender terms carefully and ask questions if anything is unclear.

Get a Comparison of Lenders in One Go

Our Commitment to Transparency and Data Security

We treat your details securely and only share them with selected partners relevant to your enquiry. We follow clear, fair and not misleading communication principles so you can make informed decisions.

For full details see our Privacy Policy and Data Handling pages.

Start Secure Enquiry

Success Stories: How UK Businesses Used Our Service

Outcomes vary by individual circumstances. These examples are illustrative, not a guarantee of results.

See What We Can Do for Your Business – Free Matchmaking

Frequently Asked Questions

Is Fast Business Loans a lender?

No. We are an introducer that connects businesses with lenders and brokers. We do not provide loans directly or offer regulated financial advice.

Will submitting an enquiry affect my credit score?

No. The initial enquiry does not trigger a hard credit check. Matched lenders/brokers may perform credit searches later if you choose to proceed.

How long does it take to receive funding?

Response times vary. Brokers often contact you within hours; funding depends on the product and documentation but can be completed in days for many short-term facilities or weeks for larger secured lending.

What’s the minimum loan size?

We typically work with enquiries for loans from £10,000 upwards.

Are there fees to use the service?

It’s free for business owners to submit an enquiry. Any fees associated with a specific product will be disclosed by the lender or broker in their offer.

Have More Questions? Request a Call Back

Ready to Find Your Best Business Loan Option?

If your business needs finance, the quickest way to get tailored quotes is to complete our short enquiry. We’ll match you to the best lenders and brokers for your circumstances — fast, free and without obligation.

Get Started – Free Eligibility Check | Prefer to talk? Request a call

Important: Fast Business Loans is an introducer. We do not lend or provide regulated financial advice. Finance is subject to status, affordability and credit checks by the lender or broker. Outcomes and timescales vary by applicant.

1) What is Fast Business Loans—are you a lender?
No; we’re an introducer that connects UK businesses with trusted lenders and finance brokers for business loans and finance.

2) Is your online form an application or just an enquiry?
It’s a quick, no‑obligation enquiry used to match you with suitable providers, not a formal loan application.

3) Will submitting an enquiry affect my credit score?
No hard credit check is run at the enquiry stage, though matched providers may run checks if you choose to proceed.

4) How quickly can I get funding?
You’ll typically hear from a broker within hours, and many short‑term facilities fund in days while larger secured loans can take weeks.

5) What loan amounts are available?
Our partners usually consider business loans from £10,000 up to several million, depending on product and security.

6) What types of business finance can you help me find?
We match businesses to unsecured and secured loans, working capital/cashflow loans, invoice finance, asset and equipment finance, property finance, refinance and specialist facilities.

7) Do you work with start‑ups or companies that have been declined elsewhere?
Yes—our broad panel includes specialist lenders for start‑ups and alternative routes for businesses previously declined.

8) What information will lenders typically request?
Expect to share basic company details, trading history, 3–6 months’ bank statements, accounts, director ID, funding purpose and (if available) cashflow forecasts.

9) Are there any fees to use Fast Business Loans?
Using our matching service is free for business owners, and any lender or broker fees will be disclosed in their quote.

10) Is my data secure and are your partners regulated?
We handle your details securely and only share them with relevant partners who follow FCA guidelines and treat customers fairly.