Fast Business Loans connects UK companies quickly and simply to a panel of lenders and brokers who specialise in business finance. Use our free, no-obligation enquiry to get matched with partners who can assess your needs and provide quotes — no long forms, no hidden fees.

• Free Eligibility Check — takes under 2 minutes
• Match with finance partners suited to your sector
• No obligation to proceed; we only introduce you to providers
• Funding solutions from approximately £10,000 and up

Get Started — Free Eligibility Check

How Fast Business Loans Helps UK Companies

We’re an introducer: Fast Business Loans does not provide loans or regulated financial advice. Instead, we quickly match your company with lenders and brokers who specialise in commercial finance. Our role is to save you time and give you access to a wider panel of providers than you might find alone.

1. Complete a short enquiry — basic company details, funding amount and purpose (takes around 2 minutes).
2. We match you — your enquiry is shared with selected lenders/brokers who best fit your sector and needs.
3. Receive contacts and quotes — partners contact you with options, questions and next steps.
4. Compare and decide — you choose any offer that suits your business; there’s no obligation to accept.

Start with a quick form to see who may be able to help: Free Eligibility Check.

When Business Loans Make Sense

Businesses seek finance for many reasons. Common triggers include short-term cash flow shortages, planned expansion, purchasing equipment, refinancing higher-cost debt and seasonal working capital needs.

Industry examples:

• Construction — bridging cashflow while awaiting client payments or funding new projects.
• Hospitality & Retail — refurbishment, fit-outs or stock purchases ahead of peak trading seasons.
• Manufacturing & Engineering — asset finance for machinery or production line upgrades.
• Agriculture & Food Processing — equipment or working capital to manage planting/harvest cycles.

Not sure if you qualify? Take two minutes for a Free Eligibility Check and we’ll match you with lenders who commonly support your sector: Get Quote Now.

Types of Business Finance We Can Introduce

Unsecured vs Secured Business Loans

Unsecured loans don’t require business assets as security but are typically for smaller amounts and may carry higher costs. Secured loans use property, equipment or other assets to access larger sums or lower rates — lenders will assess the asset value and loan-to-value.

Cash Flow & Working Capital

For managing daily operations and seasonal peaks. Solutions include short-term business loans, overdrafts (via certain partners), merchant cash advances and revolving credit facilities. Terms and repayment profiles vary by lender.

Asset & Equipment Finance

Asset finance and leasing help you acquire machinery, vehicles, IT or catering equipment while spreading the cost. This can preserve cash while matching payments to the asset’s useful life.

Invoice & Trade Finance

Invoice factoring and discounting unlock cash tied up in unpaid invoices. Trade finance supports import/export transactions and supply chain funding for larger contracts.

Specialist & Sector-Specific Solutions

Some lenders and brokers offer specialist products such as sustainability loans (for solar, EV chargers, heat pumps), franchise finance or commercial property funding. Start-up funding options are available through selected partners, but outcomes depend on each lender’s criteria.

Compliance note: all lending terms, affordability assessments and credit checks are set and carried out by the lender. We introduce you to providers; final offers are subject to their underwriting.

Find My Options — Free Eligibility Check

Why Use a Broker Matching Service?

Searching for business finance alone can be time-consuming. A matching service helps you reach experienced lenders and brokers quickly, increasing the chance of finding a suitable product without running multiple direct applications.

• Save time — one enquiry, multiple potential partners.
• Wider choice — access lenders you may not find directly.
• Potentially lower refusal risk — brokers can steer you to suitable lenders.
• Preserve credit footprint — initial matching usually starts with soft checks; lenders perform hard credit checks only when you apply.

“Representative example: a manufacturing firm seeking equipment finance received three competitive options within 48 hours, selecting a package that matched their cashflow cycle.”

Match Me With Lenders

Eligibility Snapshot & Required Information

Typical lender requirements vary, but most requests will expect:

• UK-registered limited company details (company number)
• Minimum funding amount — we commonly handle enquiries from around £10,000 upwards
• Basic trading history — many lenders prefer at least 6–12 months trading (but some specialist partners accept shorter trading records)
• Turnover band and purpose of funds (e.g., working capital, asset purchase, refinance)
• Director details and any required director/party guarantees (set by the lender)

If your business has adverse credit or a short trading history, still enquire — we can match you with providers experienced in higher-risk scenarios. Expect that costs may be higher and security/guarantees could be required.

What the enquiry form collects: company name and number, trading history, turnover band, funding amount and contact details. This is only an introducer form to help us match you — it is not an application.

What to Expect After You Enquire

Once you submit your enquiry:

1. We screen and match your details to relevant panel partners.
2. Selected lenders or brokers will contact you by phone or email to discuss options and requested documents.
3. Lenders complete their own assessments (credit, affordability, security checks) before issuing offers.
4. You may receive multiple proposals; compare fees, rates, repayment terms and any security required.

We aim for a speedy response — many partners contact businesses within hours during business days. There’s no obligation to proceed and your initial enquiry does not constitute a loan application. To start, complete the short form: Complete the Free Eligibility Check now.

Responsible Finance & Compliance Commitment

We promote clear, fair and not misleading information about business finance. Fast Business Loans is an introducer and does not give regulated advice. Partners make lending decisions and set terms; you should read any provider’s terms carefully and consider independent professional advice if unsure.

Your data is handled securely and in line with data protection standards. We receive an introducer fee from partners if you proceed — this does not increase the rate offered by a lender, and we disclose this where relevant.

Business Loan FAQ

Is Fast Business Loans a direct lender?

No. We are an introducer that connects UK companies with lenders and brokers who provide finance directly.

Will submitting an enquiry affect my credit score?

No. The initial matching process does not affect your credit score. Lenders may run hard credit checks only if you proceed with an application.

How quickly can funds be released after approval?

Timing varies by lender and product. Some partners can release funds within 24–72 hours of approval once documentation is complete; others take longer for property-secured or specialist facilities.

What loan amounts can I access?

We commonly handle enquiries for business finance from about £10,000 upwards. Our panel can assist with larger facilities up to several million, depending on the product and security.

Can businesses with adverse credit apply?

Yes — many partners specialise in cases with historic credit issues. Expect higher costs or additional security; an enquiry helps identify suitable options.

Are there fees for using Fast Business Loans?

Our service is free for businesses to use. Any fees for advice or arrangement are agreed directly with the lender or broker you choose.

How is my data used and protected?

Your information is used to match you with relevant lenders/brokers. We share it only with partners who can legitimately consider your enquiry and retain it under privacy and data-protection rules; see our privacy information for details.

Can I compare offers before committing?

Yes. Once you receive proposals, you can compare them and ask questions. There is no obligation to accept any offer.

Next Steps: Start Your Business Loan Search

Recap: Fast Business Loans is a free, no-obligation introducer that helps UK companies find suitable business finance from £10,000 upward. We match you to lenders and brokers who can provide tailored quotes — saving time and widening your options.

• Free Eligibility Check — takes 2 minutes
• Matched introductions — to lenders who understand your sector
• Compare offers — then decide at your pace

Get My Business Loan Options — Free Eligibility Check

Representative information: for broader background on loan types, see our business loans guide: business loans.