Business Loans Tailored to Your UK Business

Summary: Fast Business Loans helps UK limited companies and SMEs find business finance from £10,000 upwards by matching you — quickly and for free — with the best-suited lenders and brokers. We are an introducer: you submit a short, no‑obligation enquiry (not an application), we match your needs and pass details to selected partners who will contact you with options. Get a Free Eligibility Check in minutes: Get Quote Now.

• Free eligibility checks with no impact on credit
• Matched to lenders and brokers experienced in your sector
• Funding solutions from £10,000 up to millions
• Typical responses within hours during business days

Note: the enquiry form is for matching purposes only — it is not a loan application. Submitting details lets us connect you to lenders/brokers who can provide formal terms after their assessment.

What You’ll Find on This Page

1. What is a Business Loan?
2. How Fast Business Loans Helps You Secure the Right Finance
3. Types of Business Loans We Can Introduce
4. Eligibility Criteria & Required Information
5. Costs & Considerations
6. Benefits of Using Fast Business Loans
7. Industries We Support
8. Real-World Scenarios
9. Submit Your Enquiry
10. FAQs
11. Important Information & Responsible Borrowing
12. Ready to Explore Options?

What Is a Business Loan?

A business loan is finance provided to a company to support working capital, growth, asset purchases, property, or refinancing. In the UK market loans vary by type (secured vs unsecured), term (short-term bridging vs long-term amortising), and purpose.

Secured loans are backed by an asset (property, plant, machinery) and typically offer lower rates for larger amounts. Unsecured loans have no specific collateral but usually have stricter affordability checks and higher cost. Short-term cashflow facilities might be for months; term loans often run for 1–10+ years.

Fast Business Loans does not lend directly. We introduce you to lenders and brokers who will assess affordability and provide formal offers. All finance is subject to status and individual lender terms — always check affordability before proceeding.

How Fast Business Loans Helps You Secure the Right Finance

Quick Enquiry, Faster Connection

Our process is designed to be efficient and business‑focused:

1. Complete a short enquiry with basic business details and funding need (under 2 minutes).
2. We screen and match you to lenders and brokers who specialise in your sector and requirement.
3. Selected partners contact you to discuss options and gather documentation.
4. Compare offers and decide — there’s no obligation to accept any quote.

Get Started Free Eligibility Check

Why Businesses Choose Our Network

We save time by presenting the most relevant partners rather than asking you to contact dozens of providers. Our matching considers loan size, sector experience and urgency to improve the chance of receiving practical options quickly.

Safeguarding Your Data & Compliance

Your information is treated securely and is only shared with partners who can help with your request. Submitting an enquiry authorises Fast Business Loans to send your details to selected lenders/brokers for the purpose of matching — this is not a formal application.

Types of Business Loans We Can Introduce

Through our partner network we can connect you with providers for a wide range of business finance solutions. Below are common options — use these as a starting point when you submit your enquiry.

We do not provide financial advice — our role is to connect you to experts who can evaluate options and provide tailored proposals. For a quick comparison, start with a Free Eligibility Check.

Eligibility Criteria & Required Information

Lenders commonly assess:

• Trading history and length of trading
• Annual turnover and recent profitability
• Bank statements and cashflow trends
• Credit profile of the business and key directors
• Security offered (if any) and existing debt levels

Typical documents you may be asked for:

• Recent company bank statements (usually 3–6 months)
• Management accounts or annual accounts
• Business plan or funding purpose summary (for growth or start-up cases)
• Proof of ID for company directors and company registration details

Start-ups without a long trading record can still be matched but may face different options — brokers may use projections or personal guarantees where appropriate.

Costs & Considerations: Interest Rates, Fees, and Repayment Terms

Costs vary widely by lender, product type and business risk. Typical considerations:

• Interest: expressed as APR or flat rate — compare like-for-like.
• Arrangement fees: one-off fees charged by lender or broker (clarify who pays and when).
• Early repayment charges: some lenders penalise early settlement.
• Security and personal guarantees: these can affect cost and director exposure.

Example (illustrative only): A £50,000 unsecured loan over 3 years at a 10% nominal rate will have different monthly costs depending on fees and repayment profile. Always request a full cost schedule from the lender.

Compare Loan Options Now

Benefits of Using Fast Business Loans as Your Introducer

Save Time with Curated Lender Panels

We shortlist partners who can realistically help your business, reducing time spent approaching multiple providers.

Improve Approval Odds with Sector Expertise

We match you with brokers and lenders who understand your industry — whether construction, hospitality or manufacturing — improving relevance of offers.

No-Obligation, Free to Use

Submitting an enquiry is free. You are under no obligation to accept any quotes you receive.

Human Support from Enquiry to Offer

Our partners provide account managers who guide you through paperwork and next steps — we facilitate introductions to the right specialists.

Talk to a Specialist Broker

Industries We Support Across the UK

We work with partners experienced in funding businesses across many sectors, including:

• Construction and trades
• Hospitality, restaurants and pubs
• Healthcare and medical services
• Manufacturing and engineering
• Logistics and transport
• Agriculture
• Retail and e‑commerce
• Sustainability and green tech

If you operate in a niche sector, we can still match you to specialists who understand your market. Check Sector Eligibility

Real-World Scenarios: Funding Solutions Matched Through Fast Business Loans

Below are illustrative examples showing how our matching can help (results vary):

1. Restaurant refurbishment: £150,000 secured business loan over 5 years to finance a full refit; matched with a broker specialising in hospitality finance.
2. Construction cashflow gap: Invoice finance facility released working capital within days to pay suppliers while projects continued.
3. Green energy rollout: Installer secured sustainability funding and a capital lease for EV chargers with support from a green finance specialist.

These examples are illustrative only. Your precise terms depend on lender assessment and documentation.

Step-by-Step: Submit Your Business Loan Enquiry Today

1. Click Get Quote Now and complete the short enquiry (company details, turnover band, loan amount and purpose).
2. We screen and match your request to suitable partners.
3. Expect a response by phone or email — usually within hours on business days.
4. Receive quotes, compare terms and choose whether to progress.

Start your no‑obligation, free eligibility check: Get Started (it takes under 2 minutes).

FAQs About Business Loans & Our Service

Is Fast Business Loans a direct lender?

No. We are an introducer. We connect your enquiry to lenders and brokers who then assess and, if appropriate, make offers. Submitting an enquiry is not the same as applying to a lender.

Will my credit score be affected?

No. Submitting an initial enquiry via our form does not affect your credit file. Lenders or brokers may perform credit checks later, once you opt to proceed — they will disclose any checks before they carry them out.

What loan sizes can I access?

Our partners typically handle facilities from £10,000 up to several million, depending on product and security. Smaller micro-loans under £10,000 are outside our usual scope.

Can start-ups or businesses with adverse credit apply?

Yes, but options will vary. Some brokers specialise in start-ups or businesses with credit issues and can present specialist products or alternative lending routes. Disclosures and affordability remain essential.

How quickly can funding be arranged?

Timescales depend on the product and documentation. Some short-term facilities or invoice finance can be arranged within days; larger secured loans or commercial mortgages can take weeks. Partners will give realistic timelines when they contact you.

Do I need to provide security or personal guarantees?

It depends on the product and lender risk appetite. Larger or lower-cost facilities commonly require security (property, assets) and sometimes director guarantees. Brokers will explain implications before you commit.

Are your partners vetted?

We work with a panel of lenders and brokers experienced in business finance. We aim to match you with reliable partners who can help with your specific need. You should always carry out your own due diligence before accepting any offer.

What costs should I expect?

Costs can include interest, arrangement fees, valuation fees, and broker fees where applicable. Lenders must disclose all charges in their offer; always request a loan illustration and repayment schedule.

What happens if I choose not to proceed?

There is no obligation to accept any quote or proceed after the introduction. If you decide not to proceed, simply inform the contacting partner — no further action is required on your part.

How do you protect my information?

We handle data securely and only share enquiry details with partners relevant to your finance request. For full details see our Privacy Policy and Terms on the site.

Important Information & Responsible Borrowing

Fast Business Loans is an introducer and does not provide regulated financial advice or lending. All finance is subject to lender assessment, status and affordability. Before committing to any facility, consider seeking independent professional advice (for example an accountant or specialist adviser) to ensure terms are suitable for your business.

We follow clear, fair and non-misleading communications and encourage responsible borrowing. For full legal details see our Privacy Policy and Terms & Conditions.

Ready to Explore Business Loan Options?

If your business needs finance from £10,000 upwards, get matched to specialist lenders and brokers quickly. Complete a short, no-obligation enquiry and we’ll connect you to suitable partners who can provide quotes and next steps.

Get Your Quote Now

Prefer to chat? Complete the enquiry form or email us at support@fastbusinessloans.net (Mon–Fri, 9am–5pm).

For more detail on loan types and how business loans work, see our pillar guide on business loans.

– Is Fast Business Loans a direct lender or broker?
Fast Business Loans is an introducer, not a lender, and your enquiry lets us match you with suitable UK lenders and brokers (it’s not a loan application).

– Will submitting an eligibility check affect my credit score?
No—our free eligibility enquiry has no impact on your credit file; any checks happen later only if you choose to proceed and will be disclosed by the lender or broker.

– How much can my UK business borrow through your partners?
Typical facilities range from £10,000 to several million, depending on product type, security and affordability.

– How quickly can I get business funding arranged?
You’ll usually hear from matched partners within hours on business days, with some facilities completing in days and larger secured or property loans taking weeks.

– What types of business finance can you introduce?
We connect UK businesses to unsecured and secured loans, working capital/cashflow loans, asset and equipment finance, invoice finance, commercial mortgages and sustainability/energy-efficiency funding.

– What are the eligibility criteria and what documents will I need?
Lenders typically assess trading history, turnover, cashflow and credit profile, and may request 3–6 months’ bank statements, accounts, director ID and a brief funding purpose or plan.

– Do you help start-ups or businesses with adverse credit?
Yes—start-ups and firms with credit challenges can be matched to specialist brokers, though options and terms may differ and personal guarantees or security may be required.

– Do I need to provide security or a personal guarantee?
It depends on the product and risk profile, but larger or lower-cost facilities often require asset security and/or director guarantees, which your broker will explain before you commit.

– What will a business loan cost?
Costs vary by lender and risk, typically including interest (APR or flat), arrangement and valuation fees, and possible early repayment charges—always request a full cost illustration.

– Is your service free and is there any obligation to proceed?
Yes—using Fast Business Loans is free for UK businesses and there’s no obligation to accept any quote after you’re introduced.