Business finance for UK SMEs — Fast, simple, matched to your needs

Summary: Fast Business Loans helps UK limited companies and growing SMEs explore business finance solutions from £10,000 upwards by matching your business to the most suitable lenders and brokers. Our free enquiry is not an application — it’s a quick eligibility check that helps us identify the best funding options for your situation and connect you with partners who can provide quotes and next steps. Ready to get matched? Start a Free Eligibility Check (takes under 2 minutes).

Why businesses seek finance in 2025

Growing or stabilising a business today often requires more than organic cash flow. The most common reasons businesses look for finance are:

• Working capital to manage seasonal fluctuations or supplier payment terms.
• Expansion capital — new premises, staff or increased stock levels.
• Asset purchases — machinery, vehicles, IT systems or specialist equipment.
• Refinancing existing costly debt to improve monthly cash flow.
• Bridging short-term gaps while awaiting invoice payments.

Fast Business Loans exists to save you time comparing providers and to increase the chance of a viable offer by matching your case to lenders and brokers who specialise in your sector.

What is business finance?

Business finance covers a broad range of funded solutions designed to help companies meet commercial goals. We don’t lend — we connect you with lenders and brokers who can provide the finance.

Key funding types we can match you with

• Business loans — unsecured or secured loans for working capital and expansion (typically from £10,000 upwards).
• Invoice finance — unlock cash tied up in unpaid invoices to boost liquidity quickly.
• Asset and equipment finance — spread the cost of machinery, vehicles or specialist kit.
• Commercial finance — property, development or large-scale investment funding.
• Refinance and consolidation — restructure existing borrowing to lower payments or simplify accounts.
• Short-term and bridging finance — fast access for time-sensitive needs.

Tailored to your sector

Different lenders specialise in particular industries — construction, hospitality, manufacturing, agriculture and logistics are all common sectors on our panel. Because we match you by sector and funding need, you avoid time wasted with providers that don’t understand your business model.

Free Eligibility Check — takes less than 2 minutes and will not affect your credit score when you enquire.

How Fast Business Loans works

1. Complete a quick enquiry — basic business details, funding amount and contact info. Less than 2 minutes.
2. We match your request — our system selects lenders and brokers on our panel who best fit your sector, borrowing size and credit profile.
3. Partners respond — matched brokers or lenders contact you directly with potential options, often within hours during business times.
4. Compare and decide — review offers, ask questions, and proceed with the provider you choose. There’s no obligation to accept any offer.

• No obligation to proceed from an enquiry.
• We only share your details with partners relevant to your request.
• Your enquiry does not impact your credit score; lenders may perform checks only if you decide to apply to them.

Get Matched in Minutes — Start Now

Compare popular business finance options

Why use an introducer? You gain access to a panel of specialists, speed up the process and avoid wasted applications to unsuitable lenders.

Eligibility snapshot: what lenders typically consider

While every lender has its own rules, most providers ask about the following:

• Limited company details and registration information
• Annual turnover and recent trading performance
• How long the business has been trading (many lenders prefer established trading histories)
• Profitability, bank statements and outstanding debts
• Credit history for the business and sometimes directors
• Purpose of funding and proposed repayment plan

Access for businesses with challenged credit or newer firms

If your business has experienced credit issues or you’re early-stage, our matching will prioritise brokers and lenders that specialise in those circumstances — helping to widen the number of viable options.

Start Your Free Eligibility Check — we’ll match you to lenders who understand your position.

Responsible business finance: transparency & compliance

We focus on clear, fair information so you can make informed decisions:

• We do not guarantee approval — lenders evaluate applications and make decisions.
• Enquiries are free and non-binding; any fees from lenders will be made clear by them.
• We use secure data handling and only share details with relevant finance partners.
• We recommend you assess affordability and seek professional advice if needed — we do not provide regulated financial advice.

Case-style snapshots: funding scenarios we see

Get Quote Now — tell us your need and we’ll match you.

How to prepare before you apply: checklist

Having these ready speeds the matching and quote process:

• Basic company information (registered name, number, address)
• Recent 6–12 months of business bank statements
• Latest management accounts or annual accounts
• Details of existing borrowing and monthly payments
• Clear summary of why you need the funds and how they’ll be used

Tip: A brief one-page finance summary helps brokers assess your case quickly.

Frequently asked questions

Ready to explore your funding options?

If your business needs funding from £10,000 and above, the quickest way to see what’s available is to complete our short enquiry. We’ll match you with brokers and lenders who have experience in your sector and funding type — giving you options to compare.

Start Your Free Eligibility Check — it’s quick, secure and there’s no obligation to proceed.

– What is Fast Business Loans and are you a lender?
Fast Business Loans is a free introducer that matches UK SMEs with trusted lenders and brokers — we are not a lender.

– Is the enquiry form an application?
No — it’s a quick, no‑obligation eligibility check used to match your business with suitable finance providers.

– Will submitting an enquiry affect my credit score?
No, the eligibility enquiry doesn’t affect your credit score, and checks only occur if you choose to apply with a lender.

– How much can I borrow through your partners?
Our partners typically offer business finance from around £10,000 up to multi‑million pound facilities, subject to status and lender criteria.

– How fast can I get a decision or funding?
You’ll usually hear from matched lenders or brokers within hours, with funds available from hours to weeks depending on the product and your case.

– What types of business finance can you connect me with?
We match UK companies to business loans, invoice finance, asset and equipment finance, short‑term/bridging finance, commercial property finance, and refinance solutions.

– Who can apply for business finance through you?
UK limited companies and growing SMEs across sectors can enquire, including newer firms or those with challenged credit via specialist partners.

– What information or documents should I have ready?
Basic company details, recent bank statements, accounts, existing borrowing info, and a clear funding purpose help speed up quotes.

– Do you charge fees or require any commitment?
Our matching service is free and there’s no obligation to proceed with any offer.

– Do I need security or can I get an unsecured business loan?
Both unsecured and secured options are available, with requirements depending on the lender, loan size, and your credit profile.