Summary: Fast Business Loans helps UK limited companies and SMEs find suitable business finance quickly by matching enquiries to a panel of experienced lenders and brokers. We don’t lend or give regulated financial advice — we introduce your business to providers who may be able to help. Complete a short enquiry and get matched to relevant partners for loans from £10,000 upwards. Start now with a Free Eligibility Check to see your options fast.

How can Fast Business Loans help UK companies secure the right business finance fast?

Finding the right funding can be confusing and time-consuming. Fast Business Loans simplifies the search by using a short enquiry to match your company with lenders and brokers that specialise in the product and sector you need. We make introductions so you can compare offers quickly — with no obligation to proceed. Ready to see what you could access? Get Started – Free Eligibility Check.

What is business finance and why it matters now

Business finance covers the range of lending and funding solutions companies use to operate, grow and invest. Right now, many UK businesses need reliable, timely capital to manage cashflow, replace or buy equipment, refinance expensive debt, or invest in sustainability and expansion. Choosing the right product matters because it affects cost, flexibility and your business’s ability to meet future opportunities.

• Common reasons to seek finance: working capital, equipment purchases, property or premises, vehicle fleets, refinancing, seasonal stock, growth funding, and sustainability projects.
• Typical loan sizes we arrange: from £10,000 upwards — small to mid-market facilities and larger bespoke packages.

If you want to explore the different options available, complete a quick enquiry now: Free Eligibility Check.

Why UK companies choose Fast Business Loans

We’re connectors, not lenders

Fast Business Loans does not provide finance directly. Our role is to gather a few details about your business and introduce you to lenders and brokers who can assess your needs and make offers. That keeps the process simple and lets you compare actual proposals from market specialists.

Access to experienced lenders and brokers

We work with a broad network of UK lenders and finance brokers covering mainstream and specialist products. Instead of applying blindly to dozens of providers, you get matched with partners who understand your sector and the finance you need.

Fast, free and no obligation

Submitting an enquiry is free and does not commit you to anything. The initial enquiry does not affect your credit score. If you decide to proceed with a lender’s offer, that lender may carry out formal checks at that stage.

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Business finance options we can help you access

Different goals need different products. Our matching service helps you reach lenders and brokers who specialise in the solution you want. For more background on business finance and how products compare, see our in-depth business finance information.

business finance

• Unsecured & secured business loans — Flexible capital for growth or cashflow; terms typically 1–7 years depending on size and security.
• Working capital and cashflow loans — Short-term facilities to smooth seasonal peaks or payment delays.
• Asset & equipment finance — Hire purchase or leasing to fund machinery, IT, catering or technical equipment.
• Invoice and trade finance — Unlock cash tied up in unpaid invoices (factoring or discounting) or fund international trade.
• Commercial property and development finance — Loans for premises purchase, development or refinancing of commercial assets.
• Specialist and sustainability funding — Finance for energy upgrades, EV chargers, solar PV and other green investments.

Loan amounts, rates and terms vary by lender and application. All introductions are subject to provider assessment. Compare Business Finance Solutions.

Industries we regularly support

Our partners have experience across many UK sectors. We commonly arrange introductions for:

• Construction & trades
• Retail & e-commerce
• Hospitality, restaurants, pubs and hotels
• Manufacturing & engineering
• Healthcare (clinics, care providers)
• Agriculture & farming
• Logistics, transport & fleet operators
• Printing, packaging & food production
• Franchises and established SMEs

Need sector-specific expertise? We’ll prioritise partners who understand your industry and its typical credit requirements. Talk to a specialist broker.

How our 4-step matching process works

1. Submit a short enquiry — Tell us basic business details, loan amount and purpose (takes under 2 minutes).
2. Intelligent matching — We use your details to select lenders/brokers most likely to help based on product, sector and size.
3. Receive tailored responses — Matched partners contact you by phone or email to discuss options and next steps.
4. Compare and decide — Review offers, ask questions, and proceed with the provider you choose.

Typical response times: many businesses hear from a broker or lender within hours on business days; more complex or larger requests may take longer. Start your enquiry: Start Your Enquiry.

Business finance eligibility & documentation checklist

Exact requirements depend on the product and lender, but the following is a useful starter checklist:

• Company details (registered name, company number)
• Trading history — time trading and performance
• Annual turnover and recent management accounts
• Owners/directors details and ID verification
• Details of existing finance and monthly repayments
• Purpose of funds, and an outline business plan or cashflow forecast for larger facilities
• Details of assets offered as security (if required)

What if you’ve been declined before?

Being declined by one lender doesn’t mean you’ll be declined everywhere. Different providers have different risk appetites. Our matching can connect you to partners who specialise in applications similar to yours.

Will there be a credit check?

Submitting an initial enquiry via Fast Business Loans does not trigger a credit check. Lenders may perform credit checks later in the application process when you choose to proceed with an offer.

Check Your Eligibility Now

Cost, repayments and interest rates — what to expect

Costs vary widely by product, lender, and business strength. As a guide (indicative only):

• Short-term cashflow facilities and invoice finance often carry higher fees but can provide rapid liquidity.
• Secured loans and asset finance normally offer lower interest rates in exchange for security or collateral.
• Representative APRs and fees will be provided by lenders at the offer stage; always compare total cost of credit, early repayment charges and arrangement fees.

Managing repayments

Products offer varying repayment flexibility: fixed monthly payments, seasonal or interest-only options, and tailored amortisation. Discuss flexibility with brokers to match repayment profiles to your cashflow.

Transparent communication

We encourage matched providers to be clear about fees, rates, and any charges so you can make an informed decision. All finance is subject to provider assessment and terms.

Success snapshots: real UK businesses we’ve helped

Examples (anonymised):

• Construction firm secured £150,000 asset finance in 5 days to buy plant and equipment, enabling a new contract to be completed on time.
• Independent restaurant obtained £40,000 working capital to cover seasonal staffing and stock — application matched to a specialist hospitality lender.
• Manufacturer refinanced multiple short-term facilities into a single £500,000 term loan, reducing monthly repayments and improving cashflow visibility.

These examples illustrate typical outcomes — results vary by case. Curious what’s possible for your business? See what we can do for you.

Business finance FAQs

Ready to explore your business finance options?

Fast Business Loans is designed to save you time and connect you with the most relevant lenders and brokers for your needs. Complete a short enquiry and receive tailored responses from providers who can help. There’s no cost and no obligation.

Get Started – Free Eligibility Check

– Is Fast Business Loans a lender?
No — Fast Business Loans is an introducer that connects UK limited companies and SMEs with trusted lenders and finance brokers.

– How does your matching process work?
Complete a short (about 2 minutes) enquiry and we match your details to relevant lenders/brokers who contact you with finance options to compare.

– Will submitting an enquiry affect my credit score?
No, the initial enquiry and Free Eligibility Check do not trigger a credit search, although chosen lenders may run checks later if you proceed.

– Is the enquiry an application and am I obliged to proceed?
No, it’s an information-only enquiry to explore options and it’s free with no obligation to go ahead.

– What loan amounts and terms can your partners offer?
Our partners typically consider funding from £10,000 upwards with terms often 1–7 years, and larger bespoke facilities subject to assessment.

– How quickly can I get business funding?
Many businesses hear from a lender or broker within hours on business days, and straightforward cases can fund in days while complex or property deals take longer.

– What types of business finance can you help me access?
We connect businesses to unsecured and secured loans, working capital and cashflow facilities, asset and equipment finance, invoice and trade finance, commercial property and development finance, and sustainability funding.

– Who is eligible to use your service?
UK limited companies and SMEs across many sectors—including construction, retail, hospitality, manufacturing, healthcare and more—can enquire, with offers subject to status and lender criteria.

– What documents will I need to provide?
You’ll typically need company details, trading history, turnover and recent accounts, director ID, details of existing finance, funding purpose (with forecasts for larger facilities), and any security information.

– Can you help if I’ve been declined before or have credit issues?
Yes, our panel includes specialists in tougher cases so a previous decline doesn’t rule you out, though approval isn’t guaranteed.