Need business finance fast? Get matched with UK lenders and brokers in minutes — free and no obligation.

Business Finance: Find the Right Funding Match Fast

Summary: Fast Business Loans connects UK limited companies and SMEs with lenders and brokers who can provide business finance of £10,000 and above. We do not lend or provide regulated financial advice — we introduce you to providers who may be able to help. Complete a short enquiry (it’s not an application) and we’ll match your business to suitable partners so you can compare options quickly. Ready to see your options? Get a Free Eligibility Check.

What is business finance and why it matters for UK businesses

Business finance covers the range of funding options available to companies to manage cash flow, buy equipment, expand premises, refinance debt or invest in sustainability. For many UK businesses the right finance at the right time can mean the difference between stalled growth and taking the next step.

Common reasons businesses seek finance:

• Bridge short-term cashflow gaps and payroll cycles
• Purchase or lease machinery, vehicles or IT equipment
• Refinance higher-cost debt and improve monthly cashflow
• Fund property, fit-outs or commercial mortgages
• Invest in energy efficiency, solar, EV chargers and other green upgrades

Finding the right product can be time-consuming. That’s where a quick, targeted enquiry through Fast Business Loans helps you reach providers who specialise in your needs.

How Fast Business Loans simplifies business finance

We act as an introducer — not a lender and not an adviser. Our role is to match your enquiry with lenders and brokers who may offer suitable solutions. The enquiry is not an application and does not directly impact your credit profile.

Step 1 – Share your funding goals

Complete our short form with basic company details, funding amount and purpose. It takes under two minutes. This is purely to match you — it is not a loan application.

Step 2 – Smart matching with finance partners

We compare your needs against our panel of lenders and brokers to find appropriate matches. Matches are based on sector, funding size, trading history and the type of finance you need.

Step 3 – Receive rapid responses

Selected partners will contact you by phone or email to discuss options. Response times vary, but many businesses receive contact within hours during business days.

Step 4 – Compare, decide and secure funding

Review proposals from providers, compare terms and decide who to proceed with. Any formal credit checks or applications are carried out by the lender or broker you choose.

Start Your Free Eligibility Check — takes under 2 minutes. No obligation.

Business finance solutions we can introduce

Through our network, we can put you in touch with lenders and brokers offering a broad range of options. Below is a concise guide to common products and typical use cases.

Working capital loans

Short to medium-term loans to smooth cashflow or support seasonal peaks. Typical amounts from £10,000 upwards. Good for established companies with predictable cashflows.

Invoice finance (factoring / discounting)

Convert unpaid invoices into immediate cash to improve liquidity. Useful for businesses waiting on long payment terms from customers.

Asset & equipment finance

Purchase or lease new and used equipment, machinery, vehicles or IT with repayments linked to asset life. Preserves cash while enabling investment.

Commercial mortgages & property finance

Funding for buying premises, refinancing commercial property or bridging purchase and renovation costs. Typically for longer terms and larger amounts.

Refinance & debt restructuring

Consolidate existing facilities to lower monthly costs or extend terms. Providers will consider the whole debt profile and business forecasts.

Sustainability / green loans

Funding for energy-efficiency projects such as solar PV, heat pumps, LED retrofits or EV chargers. Some lenders offer tailored green finance products.

Each route has different eligibility requirements and costs. If you’d like to explore specific options, Get a Free Eligibility Check and we’ll introduce you to the right specialists.

Who we help across UK industries

Our panel works with companies across a wide range of sectors. We commonly assist:

• Construction and contractors
• Retail and e-commerce
• Hospitality, restaurants and pubs
• Healthcare clinics and care providers
• Logistics, transport and fleets
• Manufacturing and engineering
• Agriculture and food production
• Professional services and accountancy practices

If your sector is listed above, we’ll match you to partners who understand your challenges — and if not, we’ll still try to find an appropriate match from our panel.

Why choose Fast Business Loans for introductions

• Fast: short enquiry, rapid matching.
• Simplified: one form, multiple potential matches.
• Transparent: no fees to use our matching service; any provider fees will be disclosed by the lender/broker.
• Secure: your details are shared only with matched partners relevant to your enquiry.
• Choice: compare different finance structures and terms to suit your business.

We make money when a lender or broker receives a completed enquiry — which is why we encourage businesses to complete the short form so we can connect you with the right partners. Ready to compare options? Get Quote Now.

What to expect after you submit an enquiry

After you submit, expect:

• Initial contact from a broker or lender by phone/email to clarify details.
• Requests for basic documents if a provider wants to prepare a firm quote (accounts, bank statements, VAT returns, ID).
• Timescales that depend on the product — simple facilities can be agreed in days; property or complex refinances may take longer.

Remember: the enquiry is not an application. Providers will explain any fees or charges before you enter any agreement.

Eligibility and documentation checklist

To speed the process, have the following ready:

• Company registration details and trading history
• Recent management accounts or statutory accounts
• Bank statements (last 3–6 months)
• Details of existing borrowing and liabilities
• Purpose and amount of funding required (we handle £10,000+)

Providing accurate information helps match you to the most suitable providers.

Responsible borrowing & compliance notice

Fast Business Loans acts as an introducer. We do not provide regulated financial advice and we do not make lending decisions. Any lender or broker we introduce will explain terms, rates and fees before you commit. Please read offers carefully and seek independent advice if you are unsure about the product or its suitability.

Success snapshot: anonymised examples

Example 1 — Manufacturing business: needed £75,000 to buy a CNC machine. Matched with an asset finance broker; funding agreed and delivered within two weeks, allowing production to scale ahead of a major contract.

Example 2 — Hospitality group: required short-term working capital of £25,000 to cover seasonal stock and payroll. Introduced to a lender offering a tailored revolving facility; funds approved in under 48 hours.

Business finance FAQs

Will submitting an enquiry affect my credit score?

No. Submitting an enquiry via Fast Business Loans is not a credit application and does not affect your company credit file. Lenders may perform checks only if you proceed with a formal application.

What loan amounts can I access?

Through our partners you can typically access finance from around £10,000 up to several million depending on the product and provider.

How quickly can funding be released?

Timescales vary. Simple working capital or invoice finance can be arranged in days. Asset finance or commercial mortgages commonly take longer — often several weeks.

Is your service free?

Yes — using Fast Business Loans to be matched with providers is free. Any fees charged by lenders or brokers will be disclosed by them before you agree to proceed.

Can my business apply if it has adverse credit?

Possibly. Because we work with a wide panel, there may be specialist lenders or brokers who can consider applications where mainstream routes have declined. Complete the enquiry to see your possible options.

Is the enquiry an application?

No. The enquiry is information to help us match you with suitable lenders/brokers. Formal applications and credit checks only happen when you choose to proceed with a provider.

Begin your business finance journey

If you need funding of £10,000 or more, start with a quick, no-obligation enquiry. Tell us a little about your business and funding need and we’ll match you to lenders or brokers who can help. It’s fast, free and confidential.

Free Eligibility Check — Get Started

Fast Business Loans introduces business owners to finance providers. We are not a lender and we do not provide regulated financial advice. Offers and eligibility are provided directly by lenders and brokers.

To learn more about the range of solutions available, see our guide to business finance.

1) What is Fast Business Loans and how does it work?
Fast Business Loans is a UK introducer (not a lender or adviser) that matches your business finance enquiry to trusted lenders and brokers so you can compare options quickly, free and with no obligation.

2) Is submitting an enquiry a credit application or will it affect my credit score?
No—your enquiry is not a loan application and does not impact your credit file; checks only occur if you choose to proceed with a provider.

3) What business loan amounts can I access through your partners?
Typically from £10,000 up to several million, depending on the product and your business profile.

4) How fast can I get business finance?
You’ll usually get a response within hours, with simple facilities arranged in days and property or complex deals taking longer.

5) What types of business finance can you connect me with?
Working capital loans, invoice finance, asset and equipment finance, commercial mortgages and property finance, refinance, and sustainability/green loans.

6) Who is eligible to use your service?
UK limited companies and SMEs across most sectors seeking £10,000+ in business finance can submit an enquiry.

7) Do you charge any fees for the matching service?
No—the service is free to use, and any lender or broker fees will be disclosed by them before you proceed.

8) Can you help if my business has adverse credit or I’ve been declined elsewhere?
Often yes—our wide panel includes specialists who may consider cases that mainstream routes decline, subject to their criteria.

9) What documents will lenders or brokers usually request?
Expect company registration details, recent accounts, 3–6 months’ bank statements, existing borrowing information, and your funding purpose and amount.

10) How will my information be used after I submit an enquiry?
Your details are handled securely and shared only with matched UK lenders or brokers relevant to your business finance needs.