Business Finance: Fast, Transparent Funding Connections for UK Companies

Summary: Fast Business Loans connects UK companies with specialist lenders and brokers to find tailored business finance solutions from £10,000 upwards. We act as an introducer, not a lender or adviser — your free, no‑obligation enquiry helps us match you quickly with partners who understand your sector and funding needs. Submit a short enquiry to get matched and receive offers or guidance from suitable providers. Start Your Enquiry

What is business finance and why it matters for UK companies

Business finance covers the capital and credit solutions companies use to operate, grow or respond to events: working capital, equipment purchases, property developments, refinancing and more. For busy directors and owners, finding the right finance can be time-consuming and confusing — dozens of products, lenders, and eligibility rules. The right match saves time, reduces cost, and improves the chance of approval by putting your request to partners who specialise in your industry or loan type.

Common triggers for seeking business finance

• Cash‑flow shortfalls between invoices and payroll
• Expansion: new premises, stock or staff
• Equipment or vehicle purchases (asset finance)
• Refurbishment, fit‑out or hospitality upgrades
• Property development or commercial refinance
• Sustainability projects: solar, EV chargers, heat pumps
• Consolidating or refinancing existing debts

How Fast Business Loans simplifies your business finance search

We make introductions between your company and suitable finance brokers or lenders quickly and transparently. We are an introducer — we do not lend or give regulated financial advice. Our simple, confidential enquiry is used to match you with partner firms who can discuss options and, if you choose, make offers.

Our 4-step matching process

1. Short enquiry: Tell us about your business, the amount you need and the purpose. This takes a couple of minutes. Free Eligibility Check
2. Smart matching: We match you with brokers and lenders from our network who commonly fund similar businesses and sectors.
3. Rapid response: Partners contact you with indicative terms or follow-up questions — usually within hours during working days.
4. Choose & proceed: You decide whether to progress with a provider. Any full application and credit checks are handled by that provider and not by Fast Business Loans.

Get Quote Now — it’s free, confidential and carries no obligation. Enquiries do not impact your credit score.

Business finance solutions available through our partner network

Below are common solutions our partners provide. Where relevant, we note typical use-cases and timeframes. All loans we arrange start from approximately £10,000 and can scale to multi‑million facilities depending on the lender and purpose.

Versatile business loans

Term loans for working capital or growth. Options include unsecured and secured loans with fixed or variable rates. Typical ticket: £10k–£5m+. Good for expansion, refinancing or lump-sum investments. Indicative decision times vary from 24 hours (via brokers) to a few weeks for larger secured cases.

Cash flow & working capital

Short-term facilities such as revolving credit lines, merchant cash advances and bridging finance to cover seasonal gaps or urgent bills. Ideal for trading peaks or late payments. Many partners can provide quick, same‑day pre‑approvals for smaller facilities.

Asset & equipment finance

Hire purchase, finance leases and asset refinance to fund vehicles, machinery, IT and specialist equipment. Preserves cash while spreading cost. Typical paperwork includes asset invoices and business accounts; funding often completes within 1–3 weeks.

Invoice & trade finance

Invoice factoring or discounting to unlock cash tied up in unpaid invoices. Trade finance helps businesses trading internationally manage letters of credit and supplier payment terms. Useful for scaling working capital without increasing debt ratios.

Specialist finance (property, sustainability, fit‑out)

Development finance, commercial mortgages, fit‑out loans and sustainability funding for low‑carbon upgrades. Project-based lending may require feasibility, cost plans and contractor CVs; turnaround depends on complexity.

Refinance & consolidation

Restructure existing facilities to reduce monthly payments, extend terms or release equity. Many lenders will consider consolidating multiple debts into a single package to improve cash-flow management.

Not sure which is right? Get a Free Eligibility Check and we’ll match you with specialists who can advise on the best route.

Funding support tailored to your industry

Sector-aware matches speed approvals and reduce needless declines. We commonly help businesses in:

• Construction – staged funding, equipment finance and short-term bridging.
• Hospitality & Retail – fit-outs, seasonal working capital and refurbishment loans.
• Manufacturing & Engineering – asset finance for machinery and plant.
• Healthcare & Care Homes – equipment and premises finance.
• Agriculture – vehicle and equipment funding, seasonal cashflow.
• Sustainability projects – loans for energy efficiency and renewable installations.

If you’d like a sector-aware match, Start Your Enquiry and tell us the industry — we’ll prioritise partners with relevant experience.

Step-by-step: your finance journey with Fast Business Loans

1. Tell us about your business: basic company details, how much you need (from £10,000), and the purpose. The form takes around 2 minutes.
2. Get matched: we share your enquiry (securely) with a small number of pre‑selected brokers/lenders who most closely fit your needs.
3. Review indicative options: expect a call or email — partners will outline likely terms and next steps. This is a no‑obligation discussion.
4. Decide: continue with the provider that suits you. Full applications and credit checks are carried out by that chosen provider.

Fast Business Loans handles your data responsibly and only shares details with partners that are likely to help. Free Eligibility Check

Eligibility snapshot: can we help your business get finance?

While each lender has different underwriting rules, our partners commonly look for:

• UK‑registered limited companies, partnerships and franchises (minimum loan size typically £10,000)
• Trading history — many lenders prefer 6–12 months trading but some start-up friendly options exist via specialist brokers
• Evidence of turnover and management accounts; larger facilities require audited accounts and business plans
• Information about security: personal guarantees or assets may be required for some products

If you’ve had previous credit issues, don’t assume you’re not eligible — our network includes lenders who consider adverse credit on a case-by-case basis. For a personalised read, Get Quote Now.

Responsible, transparent introductions you can trust

Fast Business Loans is an introducer — we do not provide regulated financial advice and we are not a lender. We operate a free service: there is no fee to submit an enquiry and no obligation to proceed after you are matched. We aim for clear, fair and non‑misleading communications and we treat your data securely in line with GDPR.

When you progress with a lender or broker, that firm will explain any costs, terms and whether a credit check is required. Enquiries made through Fast Business Loans do not affect your credit score; partner lenders may perform checks only if you apply.

Business finance FAQs

Is Fast Business Loans a lender or a broker?

We are an introducer — we connect businesses to lenders and brokers who can offer finance. We don’t lend, fund or give regulated financial advice.

Will an enquiry affect my credit score?

No. Submitting a short enquiry via our site does not impact your business credit file. If you apply to a lender, that provider may run checks which could affect credit records.

What minimum loan size do you arrange?

Our partners typically consider loans from around £10,000 upwards. For larger projects or development finance, facilities can run into the millions.

How quickly can I receive funds?

Timescales vary by product and provider: simple unsecured loans or invoice finance can complete in a few days, asset finance often in 1–3 weeks, and complex property or development funding may take longer.

Are there fees to use Fast Business Loans?

No. Our service is free for businesses. Any fees or charges are explained by the lender or broker you choose to proceed with.

Do you guarantee approval?

No. We cannot guarantee lending decisions. We increase your chances by matching you to lenders who typically serve your sector and funding needs.

Have another question or ready to be matched? Start Your Enquiry

Start your business finance enquiry today

Fast Business Loans makes finding the right funding faster and simpler. Complete a short, secure enquiry and we’ll match you with lenders and brokers who can help — no cost, no obligation, and enquiries won’t affect your credit score. Whether you need £10,000 or substantially more, we’ll connect you to partners who specialise in the finance you need.

Get My Free Eligibility Check

Disclaimer: Fast Business Loans is an introducer and does not provide loans or regulated financial advice. When you proceed with a lender or broker, that provider will set out full terms, costs and any applicable checks.

business finance

– How does Fast Business Loans work?
We’re a UK business finance introducer that uses a short, free enquiry to match your company with trusted brokers and lenders who contact you quickly with options.

– Is the enquiry a loan application?
No — it’s a no‑obligation eligibility enquiry used only to match you with suitable providers; any full application and credit checks happen with the broker or lender you choose.

– Will submitting an enquiry affect my credit score?
No, enquiries via our site don’t impact your credit score, though a provider may run checks if you proceed with an application.

– What loan amounts are available?
Our partners typically fund from around £10,000 up to multi‑million facilities depending on your needs and eligibility.

– How fast can I get business finance?
Indicative terms often arrive within hours, with funding in a few days for simple loans or 1–3 weeks for asset finance, and longer for complex property deals.

– Am I eligible if I’m a start‑up or have adverse credit?
Many partners prefer 6–12 months’ trading, but some consider start‑ups and previous credit issues on a case‑by‑case basis.

– What types of business finance can you connect me with?
We match UK businesses to unsecured and secured loans, cash‑flow facilities, merchant cash advances, asset and equipment finance, invoice and trade finance, development finance, commercial mortgages, and refinance/consolidation.

– Do you charge fees or provide financial advice?
Our matching service is free and we don’t offer regulated financial advice; your chosen broker or lender will explain any costs, rates and terms before you proceed.

– Will I need security or a personal guarantee?
Some products require assets or a personal guarantee while others are unsecured—your provider will confirm what’s needed based on the facility and risk profile.

– Do you support my industry?
Yes — we prioritise sector‑aware matches across construction, hospitality and retail, manufacturing and engineering, healthcare and care homes, agriculture, and sustainability projects.