Business Finance Solutions for UK SMEs — Fast Business Loans

Summary: Fast Business Loans connects UK limited companies and growing SMEs with lenders and brokers to explore business finance solutions from approximately £10,000 upwards. Complete a short, no-obligation enquiry — it’s not an application and does not affect your credit score — and we’ll match you to the most relevant lenders or brokers quickly. Start your Free Eligibility Check in minutes.

How our business finance matching works

Fast Business Loans is an introducer that helps UK businesses find suitable lenders and brokers — we do not lend or give regulated financial advice. Our process is designed to be fast, simple and entirely no-obligation:

1. Complete a short enquiry: Tell us basic business details, the finance amount you need (typically from £10,000+) and the purpose. This short form is only used to match you — it is not a formal application and will not affect your credit score. Get Quote Now.
2. We shortlist partners: Based on your information we match you with lenders or brokers who specialise in your industry and funding type.
3. Receive tailored contacts: Matched partners contact you directly with eligibility guidance and indicative options. You compare offers and choose which provider to proceed with.
4. Decide and apply: If you accept an option, you work directly with the lender or broker to complete any formal application and contract.

Completing our enquiry is free, quick and non-binding — it simply helps us find the right lending partners for your needs. Start your Free Eligibility Check.

When to consider business finance

Businesses typically seek external finance when internal cash and short-term credit are insufficient to meet strategic or operational needs. Consider exploring finance when you need to:

• Smooth cashflow: Cover seasonal shortfalls, supplier payments or payroll while waiting for receipts.
• Buy equipment or vehicles: Fund machinery, IT systems, vans or specialist plant without tying up capital.
• Expand or refurbish: Open new premises, refurbish sites, or complete fit-outs to drive growth.
• Bridge timing gaps: Short-term bridging to cover a gap between purchase and resale or refinance milestones.
• Invest in sustainability: Fund energy efficiency projects, EV chargers or solar installations that lower long-term costs.

According to market research, many UK SMEs cite working capital as their most frequent funding need — matching the right product to your timing and sector is crucial. If any of the above fits your situation, Check Funding Eligibility in Minutes.

Business finance solutions we can introduce

Through our network of brokers and lenders we can introduce a wide range of business finance options. Exact availability, terms and interest rates depend on the lender and your business details.

• Business loans (secured & unsecured)
  • Typical uses: growth, refinance, one-off capital purchases.
  • Benefits: fixed repayment structure for budgeting; secured options can support larger sums.
• Revolving facilities & business lines of credit
  • Typical uses: ongoing working capital, seasonal peaks.
  • Benefits: flexibility to draw and repay as required.
• Invoice finance (factoring & discounting)
  • Typical uses: unlock cash tied up in unpaid invoices.
  • Benefits: improves liquidity without adding secured debt on assets.
• Asset & equipment finance
  • Typical uses: machinery, production lines, vehicles, IT equipment.
  • Benefits: preserves working capital, may include hire purchase or leasing options.
• Commercial mortgages & development finance
  • Typical uses: purchase or development of commercial property.
  • Benefits: structured for larger capital needs; term and security vary by lender.
• Short-term bridging & growth finance
  • Typical uses: time-sensitive purchases, project finance or completion funding.
  • Benefits: speed and flexibility, though costs can be higher than longer-term finance.

We commonly help businesses seeking funding from around £10,000 up to multi‑million sums, depending on lender criteria. To explore what’s most appropriate for your needs, Get Quotes Now.

Why choose Fast Business Loans?

We aim to save business owners time and improve outcomes by making targeted introductions.

• Speed: Quick matching — many enquiries receive an initial response within hours.
• Sector expertise: We match you to partners who understand your industry and typical credit profiles.
• No cost to you: Our service is free for businesses — you pay nothing to be introduced.
• Privacy & data security: We only share details necessary to match your request and follow strict data handling practices.
• Transparent process: No hidden fees; completing the enquiry is non-binding and not a loan application.

“Matched quickly to a broker who understood construction cashflow — funds arranged within weeks. Results vary; example based on client feedback, verified July 2024.” — Client feedback

Start Your Free Match to see what lenders and brokers we can connect you with.

Sector experience: funding support across UK industries

We introduce lenders and brokers who work across many sectors. Typical examples include:

• Construction & trades — plant, materials, contract cashflow and mobilisation finance.
• Hospitality & leisure — refurbishment funds, seasonal working capital.
• Manufacturing & engineering — asset finance for machinery, production line upgrades.
• Healthcare & care providers — equipment and practice expansion finance.
• Transport & logistics — vehicle fleets, fleet replacement or expansion finance.
• Retail & e‑commerce — stock finance, digital investment and fit-out funding.

If you’d like to explore sector-specific options, we can route your enquiry to specialists on our panel who focus on your industry. Availability is subject to lender criteria and terms vary; Match Me with a Specialist Broker.

Applying through Fast Business Loans — what to expect

Information we’ll ask for

• Basic business details (company name, registration number, trading history)
• Contact details for the director(s)
• Finance amount needed and intended use
• Recent turnover, profitability and outstanding facilities (approximate figures)

Typical timeline

• Enquiry submitted: immediate acknowledgement
• Match & partner contact: often within a few hours to one working day
• Indicative quotes: provided directly by lenders/brokers after initial review
• Formal application & checks: handled by lender or broker (may include credit checks)

We’ll make clear which stage may involve a credit search — our initial matching step does not place a footprint on your credit record. If you want a quick outcome, be ready with your latest management accounts and a brief forecast. Complete the 2-Minute Form.

Smart preparation tips before you seek finance

Being prepared speeds up the process and improves the quality of offers:

• Have recent management accounts and 1–2 years’ historic accounts where available.
• Prepare a short summary of why you need the funds and how they will be used.
• Provide forecasts showing how loan repayments will be met (cashflow projection).
• List existing liabilities and any security already in place.
• Be honest about previous credit issues — many lenders consider context as well as history.

Good preparation helps partners give accurate, realistic quotes quickly.

Transparent, no‑pressure service

Fast Business Loans is an introducer — we do not lend money or provide regulated financial advice. Completing our enquiry form is free, non-binding and only used to match you to potential lenders or brokers. Submitting an enquiry is not a formal application and will not affect your credit score.

We adhere to clear standards: we will not guarantee approval, we will not promise specific rates, and we will be clear about next steps when a partner contacts you. If you’d like to proceed, Get Started — Free Eligibility Check.

Frequently asked questions

Will submitting an enquiry affect my credit score?

No. Our initial matching process does not include a credit search. Partners will only run credit checks if you choose to proceed with a formal application.

What loan amounts can you help me explore?

Our panel can help businesses seeking funding from around £10,000 upwards. Exact limits vary by lender and product.

How quickly will I hear from a lender or broker?

Often within a few hours during business hours; more complex cases may take longer. Expect a direct call or email from a matched partner.

Do you charge businesses to use the service?

No. Fast Business Loans is free for businesses to use — we earn a fee from partners when an introduction results in a successful match.

Can you help if I’ve been declined elsewhere?

Yes — because we work with a broad panel, being declined in one place doesn’t always mean you’ll be declined everywhere. Submit details and we’ll try to find a better fit.

Is the enquiry an application?

No — the enquiry is information used to match you with lenders/brokers. Formal applications and credit checks are completed with the lender or broker you choose to proceed with.

Ready to explore your business finance options?

If you need between about £10,000 and larger sums for growth, equipment, property or cashflow, we can connect you to experienced lenders and brokers quickly and without obligation. Tell us a few details and we’ll do the matching work for you. Begin My Funding Match Now.

1) How does Fast Business Loans work?
Complete a short, free, no‑obligation enquiry and we’ll match your UK limited company or SME with relevant lenders or brokers who contact you with eligibility guidance and indicative options.

2) Will submitting an enquiry affect my credit score?
No—our initial matching step does not involve a credit search; checks only occur if you decide to proceed with a lender or broker.

3) Is the enquiry a formal loan application?
No, it’s not an application; it’s simply information used to introduce you to suitable finance providers.

4) What loan amounts can I explore?
We commonly match businesses seeking finance from around £10,000 up to multi‑million sums, depending on lender criteria and product type.

5) How quickly will I hear back or get funded?
You’ll typically hear from a matched lender or broker within hours during business times, and completion speed depends on the product and how quickly documents are provided.

6) What types of business finance can you introduce?
We match businesses with unsecured and secured business loans, revolving credit lines, invoice finance, asset and equipment finance, commercial mortgages, development finance, and short‑term bridging.

7) Do you charge any fees to use the service?
No—the service is free for businesses, and we’re only paid by partners if an introduction results in a successful match.

8) Can you help start-ups or companies previously declined elsewhere?
Yes—many partners support start-ups and consider cases declined elsewhere, as lending criteria vary across our panel.

9) What information and documents will I need?
Provide basic company and director details, funding amount and purpose, plus high‑level figures (e.g., turnover and liabilities), with accounts, management figures and forecasts usually requested if you proceed.

10) Are you a lender or financial adviser?
No—we’re an introducer that connects UK businesses with trusted lenders and brokers and we do not provide regulated financial advice.