Summary: Fast Business Loans connects UK companies seeking commercial finance (from around £10,000 upwards) with lenders and specialist brokers. We’re an introducer only — not a lender or regulated adviser — and our free, no‑obligation enquiry helps match your business to the right finance partner quickly. Complete a short form for a Free Eligibility Check and we’ll put you in touch with lenders/brokers who can provide tailored commercial finance options. Get Started — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance: Find the right UK funding partner fast
Commercial finance covers business lending used for major investments and property-related needs — for example, buying or developing commercial property, funding construction projects, large‑scale equipment purchases, or significant working capital for established companies. Fast Business Loans does not provide finance; we introduce businesses to suitable lenders and brokers so you can compare options quickly and without obligation. Submitting an enquiry does not affect your credit score. Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Is commercial finance right for your business?
Commercial finance is normally used by limited companies and incorporated businesses that need larger sums or specialised structures. Typical scenarios include:
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- Buying or refinancing commercial property (offices, retail, industrial)
- Funding property development or refurbishment projects
- Short-term bridging finance to complete a purchase or release funds quickly
- Asset and equipment finance for high-value machinery or fleets
- Invoice finance or working capital to stabilise cash flow on larger contracts
If you need funding from roughly £10,000 upwards and want to be matched with providers experienced in your sector, start with a short enquiry: Get My Free Commercial Finance Match.
Commercial finance options we can introduce you to
We introduce businesses to a panel of lenders and specialist brokers who can consider a broad range of UK commercial finance products. Fast Business Loans does not provide loans or regulated advice; our role is to match your enquiry with the best-fitting providers.
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Secured vs Unsecured — quick comparison
| Product type | Typical uses | Indicative amounts | Typical security |
|---|---|---|---|
| Secured lending | Property purchase, development, long-term investment | £50,000 – £5m+ | Property mortgage, fixed charges, debentures |
| Unsecured lending | Small‑to‑mid working capital needs, short-term cashflow | £10,000 – £500,000 | No real property security (higher rates typical) |
Specialist options available via our panel
- Commercial mortgages (buy-to-let, investment property)
- Bridging loans and short‑term finance for time‑sensitive deals
- Development finance for plots, conversions and new build projects
- Asset & equipment finance (machinery, fleet, medical, catering)
- Invoice finance and debtor funding
- Refinance and debt restructuring
- Revolving credit facilities and working capital lines
All products are subject to lender underwriting. Terms, rates and acceptability vary by lender and by deal complexity. If you’re unsure which route to take, our form will capture the details needed to find the right broker or lender to advise on next steps: Get Quote Now.
How our matching service works
- Complete a short enquiry form — tell us about your company, funding amount and purpose (takes ~2 minutes). Start My Enquiry.
- We match you — your details go to a small number of lenders/brokers who specialise in deals like yours.
- Receive a rapid response — providers typically reply by phone or email to discuss indicative terms and next steps.
- Decide and apply — review quotes, choose the best option and proceed directly with the provider if you want.
Submitting an enquiry is free and will not affect your credit rating. Formal applications with lenders may involve credit and affordability checks.
Eligibility snapshot & documents lenders commonly request
Exact criteria vary by product and lender, but the following items are commonly considered:
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What lenders usually look for
- Established trading history (often 12+ months for many commercial products)
- Turnover and profit trends consistent with the requested loan size
- Clear purpose for the funds and, where relevant, an exit plan (e.g., refinance, sale)
- Security availability for larger, secured deals
- Director experience and management capability
Documents commonly requested
- Recent company accounts and management accounts
- Bank statements (usually 3–6 months)
- Cashflow forecasts or a business plan for development projects
- Property details and valuations for mortgages or development finance
- Asset lists, supplier quotes, invoices (for asset or invoice finance)
Providing accurate information up front speeds up responses and improves the quality of matches our partners can provide.
Cost considerations and transparency
Commercial finance can include several cost elements. Always ask providers for a clear breakdown before committing:
- Interest rates (fixed or variable)
- Arrangement or facility fees
- Broker fees (where applicable)
- Valuation, legal and due diligence costs
- Early repayment or exit fees on some products
Ask each provider for a representative example of the total cost of borrowing and for the payment schedule. Our partners will outline fees and charges clearly once matched with you.
Benefits of using Fast Business Loans
- Free, no‑obligation enquiry — no charge to you to be matched
- Save time — we connect you directly with providers who understand your sector
- Multi‑option visibility — compare multiple solutions rather than approaching dozens of lenders
- Confidential and secure — we only share your details with relevant partners
- Support for larger deals (from approximately £10,000 upwards)
If you want to compare commercial offers quickly, Get My Free Quote and we’ll match you to lenders who can help.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Case snapshots (anonymised)
Requirement: Replace ageing production machinery. Outcome: Matched with an asset finance specialist; funding provided in five weeks allowing uninterrupted production.
Property developer — Bridging and development package
Requirement: Short-term bridging to secure land, plus staged development finance. Outcome: Introductions led to a combined solution with staged draws aligned to build milestones.
These are examples of past introductions and are not guarantees of similar outcomes.
Tips to prepare for a successful commercial finance application
- Be clear on the funding purpose and exit strategy.
- Prepare up-to-date accounts and bank statements.
- Collect supplier/contractor quotes and property information early.
- Check director credit profiles and be ready to discuss any historic issues.
- Consider security you can offer (property, assets) as it will widen options.
Frequently asked questions
- What amounts are available?
- Our partners consider commercial finance from around £10,000 to multi‑million facilities depending on lender criteria and security offered.
- How quickly can finance be arranged?
- Timescales depend on product and complexity. Bridging can complete in a few weeks; development or complex property deals may take longer. Matched providers will give realistic timelines.
- Will an enquiry affect my credit score?
- No — submitting a matching enquiry via Fast Business Loans does not affect your credit rating. Lenders may carry out checks if you make a formal application.
- Do you charge businesses to use the service?
- No — our matching service is free for businesses. We are remunerated by partners when an introduction progresses to a completed finance agreement.
- Can I still get finance if I’ve been refused elsewhere?
- Possibly. We work with a wide panel and different lenders have different criteria — a new match may be considered where previous applications were declined.
- Do you provide regulated financial advice?
- No. We introduce you to lenders and brokers who can discuss products and suitability. If you need regulated advice, ask the broker or lender you speak with to confirm whether they can provide it.
Start your commercial finance enquiry
Ready to explore options? Complete our quick enquiry and we’ll match you to lenders and brokers best placed to help. It’s free, confidential and without obligation. Get Started — Free Eligibility Check
For more detail on business property lending and related products, see our commercial finance guide: commercial finance.
Compliance & transparency
Fast Business Loans is an introducer: we do not lend money or provide regulated financial advice. We only share your enquiry with providers who can help and you decide whether to proceed. All finance is subject to the lender’s assessment, credit and affordability checks and individual terms and conditions. If you are unsure which product is right for you, ask the broker or lender you speak with for full details and consider seeking independent advice for complex or secured borrowing.
Last reviewed: November 2025
– Are you a lender or financial adviser? Fast Business Loans is an introducer, not a lender or regulated adviser, and we connect UK companies with trusted lenders and specialist brokers for commercial finance.
– Do you charge any fees to use your service? Our matching service is free for businesses, and any lender or broker fees will be clearly explained by the provider before you proceed.
– What loan amounts can I access? Through our partners you can typically access from around £10,000 up to multi‑million commercial facilities, subject to lender criteria, security and affordability.
– Does submitting an enquiry affect my credit score? No—our Free Eligibility Check is an enquiry only and won’t affect your credit score; credit checks may occur only if you proceed with a lender.
– Is your enquiry form a loan application? No—the form simply gathers information so we can match you with suitable lenders/brokers, and there’s no obligation to proceed.
– How quickly can I get commercial finance? Timelines vary, with bridging and other short‑term facilities often completing in weeks, while commercial mortgages or development finance can take longer depending on complexity.
– What types of finance can you connect me with? We can introduce you to commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance, working capital lines, and refinance solutions.
– Do I need security, or are unsecured options available? Both are available—secured lending suits larger sums, while unsecured options typically range from £10,000 to £500,000 with higher rates.
– What do lenders look for and what documents will I need? Lenders usually want an established trading history, clear purpose and exit, suitable security and documents such as recent accounts, 3–6 months’ bank statements, forecasts, and property/asset details.
– What costs and fees should I expect with commercial finance? Total costs can include interest, arrangement and broker fees, valuation and legal costs, and possible early‑repayment or exit charges, so always request a full written breakdown from each provider.