Summary: Fast Business Loans connects UK limited companies and registered businesses (loans from £10,000+) with specialist lenders and brokers to find the right commercial finance quickly. Use our short, no-cost enquiry to receive a Free Eligibility Check and tailored introductions — no obligation and minimal information required to get started. Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance for UK Businesses: Find the Right Funding Fast
Need finance for property, development, equipment or working capital? Fast Business Loans helps UK companies find suitable commercial finance from specialist lenders and brokers — quickly and without obligation. We don’t lend; we match you with experienced providers who can assess your case and deliver quotes. Complete a short enquiry to receive a Free Eligibility Check and fast, impartial introductions. Get Quote Now
What is commercial finance?
Commercial finance covers funding products designed for business purposes rather than personal borrowing. It includes long-term commercial mortgages, development and construction finance, bridging and short-term facilities, asset-based lending, invoice and equipment finance, and structured loans for specific projects.
Unlike consumer loans, commercial finance is tailored to business cashflow, asset values, project schedules and sector risks. Facilities may be secured against commercial property, plant and machinery, or positioned as unsecured where appropriate. Terms and qualifying criteria vary widely across lenders and specialist funds — which is why matching your business to the right provider matters.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
When UK businesses typically need commercial finance
- Purchasing or refinancing commercial property (retail, offices, warehouses)
- Funding construction, refurbishment or property development projects
- Bridging short-term funding gaps between deals or valuations
- Buying specialist equipment, vehicles or plant (asset finance)
- Unlocking cash from invoices (invoice finance) to improve working capital
- Restructuring existing borrowing to improve monthly cash flow
- Scaling operations, entering new markets or completing acquisitions
We routinely help businesses across construction, hospitality, manufacturing, logistics, retail, farming and professional services who need from £10,000 upwards. If you’re unsure which product fits, start with a Free Eligibility Check: Free Eligibility Check.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of commercial finance we can help you access
Commercial term loans & unsecured options
Term loans provide a lump sum repayable over a set period and can be secured or unsecured. They suit growth projects, refurbs, stock purchases or refinancing. Specialist lenders may consider companies with non-standard profiles; brokers can present applications that highlight commercial strengths.
Commercial mortgages & property finance
Commercial mortgages cover purchases or refinancing of business premises. Lenders assess rental income, lease terms and asset value. For development or investment purchases, there are tailored mortgage and bridging combinations to manage acquisition and refurbishment.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Bridging loans & short-term facilities
Bridging finance is short-term, fast access capital for purchases before long-term funding is arranged. It’s commonly used to secure property at auction or to bridge valuation timing differences. Terms are short and fees can be higher — but speed is the benefit.
Development & construction finance
Development finance funds land, build costs and contractor payments across a project lifecycle. Lenders focus on exit strategies (sale or refinance), projected values and experienced development teams. We connect you with lenders who specialise in staged drawdowns and valuation-based releases.
Asset-based lending & invoice finance
Asset-based lending (including hire purchase and leasing) lets you acquire equipment while preserving cash. Invoice finance converts unpaid invoices into working capital. These products support predictable cashflow needs and can be quicker to access than traditional loans.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
For an in-depth explanation of property and commercial lending options, see our commercial finance hub: commercial finance.
Need a commercial finance quote fast?
Free enquiry • No obligation • Minimal credit impact at enquiry stage.
Get Quote Now
How Fast Business Loans matches you with trusted partners
We take a simple three-step approach designed to save you time and improve the chance of a suitable offer:
Step 1: Short enquiry & quick eligibility check
Tell us a few details about your business, funding need and contact details (this is not a full application). The short form takes under two minutes. No credit check at this stage. Get Started – Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Step 2: Tailored introductions
We match your case to lenders and brokers in our panel who specialise in the required product and sector. We prioritise partners that are experienced in the UK commercial market and can respond quickly.
Step 3: Compare offers and move forward
Your matched parties will contact you with next steps, indicative pricing or requests for supporting evidence. Compare options, ask questions and proceed with the lender/broker that best suits your commercial objectives.
We only make introductions — your discussions and any subsequent offers are between you and the lender or broker you choose.
Benefits of using Fast Business Loans for commercial finance
- Save time: one enquiry connects you to multiple specialist providers suited to your sector.
- Better match: our panel includes lenders and brokers who understand the nuances of commercial property and project finance.
- Free and no obligation: our matching service is free to businesses and does not commit you to proceed.
- Minimal credit impact: an initial enquiry does not typically trigger a credit search; lenders may only check credit when you choose to progress.
- Support for complex cases: we can introduce you to providers that accept non-standard security, development risk or specialist asset financing.
What information do lenders usually need?
Initial enquiries require minimal details. If you progress, lenders commonly ask for:
- Company registration details and ownership structure
- Recent management accounts, annual accounts or interim results
- Details of the asset or project (property address, valuation, plans)
- Cashflow forecasts and business plan for development finance
- Existing borrowing and security details
- ID and proof of address for directors (required later in the process)
Tip: have a brief project summary and up-to-date management accounts ready to speed responses. If you’re unsure, complete our short form and we’ll guide you on what might be needed next. Start your Free Eligibility Check.
Commercial finance FAQs
What’s the difference between commercial finance and standard business loans?
Commercial finance typically refers to larger or specialised products such as commercial mortgages, development loans, and asset-based facilities. Business loans can be smaller and more general-purpose. Lenders’ underwriting focuses on the business’s cash generative potential and the security offered.
Can start-ups or early-stage companies qualify?
Some lenders and specialist funds do consider start-ups and early-stage companies, especially where there is strong projected cashflow, tangible assets, or experienced directors. Eligibility varies — let us match you to partners who consider your stage and sector.
How quickly can funding be arranged?
Timescales depend on product complexity. Bridging and invoice finance can be arranged in days; development finance and commercial mortgages typically take several weeks to months. We connect you with lenders who can provide realistic timing for your case.
Will enquiring affect my credit score?
No — submitting our short enquiry does not normally trigger a credit check. Lenders may carry out credit checks later with your consent if you choose to proceed.
Success snapshot: recent commercial finance matches
Case study 1 — Property acquisition (anonymous SME)
A regional retailer needed £350,000 to buy a high-street leasehold unit. We introduced them to a broker specialising in retail property who sourced a commercial mortgage with favourable terms and a staged completion timetable. From enquiry to offer: 4 weeks.
Case study 2 — Development finance (construction firm)
A small developer required £1.2m for a short-term conversion project. After a quick enquiry we matched them to a specialist development lender offering staged drawdowns and flexible exit options. The client received a term sheet within 10 days and funds on a staged basis thereafter.
Start your commercial finance enquiry
Ready to explore options? Our short form takes under two minutes. Tell us the amount you need (from £10,000 upwards), the purpose, and basic company details — we’ll do the rest and put you in touch with the best-suited lenders and brokers.
Important disclaimers & compliance notes
Fast Business Loans is an introducer that connects businesses with lenders and brokers. We are not a lender and do not provide regulated financial advice. All finance offers are subject to the lender’s terms, underwriting and checks. Submitting an enquiry is free and does not obligate you to proceed. Partners introduced may conduct credit checks if you choose to progress.
– What is Fast Business Loans and how does it work? We’re a free introducer that matches UK limited companies and registered businesses to vetted lenders and brokers via a quick enquiry and Free Eligibility Check.
– Are you a lender, and does it cost anything to use your service? We’re not a lender and our matching service is free with no obligation to proceed.
– Will submitting an enquiry affect my credit score? No—our short enquiry doesn’t trigger a credit search, and credit checks only happen later if you choose to progress with a lender.
– What loan amounts and types of finance can you help with? We help arrange £10,000+ across commercial mortgages, development and construction finance, bridging loans, asset finance, invoice finance, and secured or unsecured business loans.
– How fast can funding be arranged? Bridging and invoice finance can complete in days, while commercial mortgages and development finance typically take weeks to months depending on complexity.
– Who is eligible—including start-ups or businesses with credit challenges? Many partners consider start-ups and non-standard cases where there’s strong assets, projected cashflow or experienced directors, though criteria vary by lender.
– What information do I need to start an enquiry? Just basic company details, funding amount and purpose, and contact info; if you progress, lenders may request accounts, project details, security info, and director ID.
– What is the difference between an enquiry and a loan application? The enquiry is a quick information step for matching and a Free Eligibility Check, not a full application or commitment.
– What security is usually required for commercial finance? Depending on the product and profile, lenders may take security over commercial property, plant/equipment, invoices, or offer unsecured options where appropriate.
– Do you support my industry and are your partners regulated? We connect businesses across sectors like construction, hospitality, manufacturing, logistics, retail, agriculture and professional services to trusted UK lenders/brokers who follow FCA guidelines.