Commercial Finance for UK Businesses: Compare Lenders Fast
Summary: Fast Business Loans connects UK companies seeking commercial finance (loans from £10,000+) with brokers and lenders best suited to their needs. Complete a short, no‑obligation enquiry — it won’t affect your credit score — and we’ll match you to providers who can help with commercial mortgages, bridging, asset finance, invoice finance, cashflow facilities and more. Start a Free Eligibility Check now to receive tailored introductions and quick quotes.
Need funding for property, growth or cashflow? Fast Business Loans is a quick way for UK limited companies to compare specialised commercial lenders and brokers without long searches. Our short enquiry matches you with providers who understand your sector and can offer quotes fast. No obligation. No credit impact at enquiry stage.
Get Started – Free Eligibility Check
Trusted introductions for loans from £10,000 upwards • Secure handling of your data • Matches based on sector & needs
What is Commercial Finance?
Defining commercial finance for UK companies
Commercial finance covers a broad range of funding solutions used by companies (limited companies, partnerships, franchises and corporate vehicles) to buy property, fund development, bridge cashflow gaps, acquire equipment or refinance existing debt. Typical products include commercial mortgages, development and bridging finance, asset and equipment finance, invoice finance and working capital facilities.
Where Fast Business Loans fits in
Fast Business Loans is an introducer: we do not lend or provide regulated financial advice. Instead, we collect a short set of details via our enquiry form and match your business with lenders or brokers who are most likely to be able to help. This is an enquiry — not an application — and is used to identify the best potential partners for your finance needs.
Why UK Firms Use Commercial Finance
Growth, expansion and property acquisition
Commercial finance lets businesses access capital to invest in premises, buy property, extend premises or fund acquisitions without diverting operational cash.
Managing cashflow and working capital
Short-term loans, invoice finance and revolving facilities smooth seasonal or payment-lag issues so payroll and supplier commitments are met.
Sector-specific requirements
Many industries need tailored packages — construction developers may prefer development finance; hospitality may need refurbishment or fit‑out finance; manufacturing often uses asset and equipment finance. We match you with partners with the right sector experience.
- Construction & property development
- Hospitality & leisure
- Healthcare & clinics
- Manufacturing & engineering
- Retail, logistics & transport
How Fast Business Loans Helps You Secure Funding
Our four-step matching process
- Complete a short enquiry (2 minutes): tell us your business type, amount needed (from £10,000) and purpose.
- We match you with suitable lenders & brokers from our panel based on sector, loan type and size.
- Matched partners contact you to discuss terms, requirements and next steps — you can compare offers.
- If you decide to proceed, lenders/brokers will formalise an application and carry out any required checks.
What happens after you submit your details?
Submitting the enquiry is not a formal loan application. It helps us find appropriate lenders/brokers. Most businesses receive a response within a few hours during working days. Matched providers will outline indicative options and what documents they’ll need if you proceed.
Keeping everything clear, fair and not misleading
We aim for transparent, accurate introductions. We make no promise of approval — lending decisions depend on lender criteria and business circumstances. Completing our enquiry does not impact your credit score.
Types of Commercial Finance We Can Introduce
Through our network you can access a wide range of commercial finance options. Below are the most common types and when they are suitable.
Commercial Mortgages
Longer-term funding to buy property or refinance existing commercial property debt.
- Suitability: Purchasing shops, offices, warehouses, freehold/leasehold acquisitions
- Typical loan range: from £50,000 to several million (subject to lender criteria)
Bridging Loans & Development Finance
Short-term funding for property purchase, refurbishment or development projects where speed is essential.
- Suitability: Fast acquisitions, site purchases, refurbishment prior to refinance
- Typical loan range: £25,000 upwards
Asset & Equipment Finance
Hire purchase, leasing or refinancing to fund machinery, vehicles, IT and specialist equipment.
- Suitability: Manufacturing, transport fleets, catering equipment, medical devices
- Typical loan range: £10,000 upwards
Invoice Finance & Factoring
Unlock cash tied up in unpaid invoices to improve liquidity.
- Suitability: Businesses with invoice-led receivables and long payment terms
Cashflow Loans & Revolving Credit Facilities
Flexible short-term borrowing to cover seasonal needs, payroll or stock purchases.
Specialist & Sector-Specific Facilities
Tailored funding for hospitality refits, sustainability projects (eg. solar, EV chargers), agricultural machinery and more.
For an in-depth guide to property-related options see our commercial finance resources on commercial finance.
Commercial Finance Eligibility Snapshot
Typical broker/lender criteria
- Business structure: limited companies, partnerships, corporate trading entities (not sole traders/professions)
- Trading history: often 12+ months for mainstream products; some specialist lenders consider new ventures with strong propositions
- Turnover and profitability: varies by product and lender
- Security available: property, charges over assets, director guarantees depending on product
Documents you may need
- Basic company details and registration number
- Recent management accounts or annual accounts
- Bank statements (usually 3–6 months)
- Details of security (property, assets) and key contracts or invoices
Dealing with adverse credit or refusals
Being declined by one lender doesn’t mean all routes are closed. Our panel includes specialists who assess complex credit histories and can often find alternative solutions.
Why Work with Fast Business Loans?
- Save time: no need to contact dozens of lenders — we do the matching for you.
- Compare offers: multiple providers can present options so you can choose the best fit.
- Sector expertise: we connect you to partners experienced in your industry.
- Free & no obligation: our service is free to use and submitting an enquiry does not commit you to proceed.
- Secure: your details are shared only with selected partners relevant to your request.
Success stories (anonymised)
Construction firm, Midlands — secured a £650,000 development facility in 14 days through a regional specialist.
Independent hotel group — matched with a lender for a £350,000 refit loan offering flexible repayment terms.
Commercial Finance FAQs
Are you a lender or broker?
Fast Business Loans is an introducer. We connect businesses to lenders and brokers; we don’t lend ourselves or provide regulated financial advice.
Will submitting an enquiry affect my credit score?
No. Completing our enquiry form does not impact your credit file. Lenders may perform credit checks later with your consent if you choose to proceed.
What loan amounts can your partners arrange?
Our panel can assist with finance from around £10,000 up to multi‑million facilities depending on product, security and lender criteria.
Can you help if I’ve been declined elsewhere?
Yes. We work with a wide panel including lenders and brokers that specialise in complex or adverse-credit cases and alternative security structures.
How fast can funds be available?
Timescales vary: some short-term or unsecured facilities can complete in days; commercial mortgage and development funding can take several weeks depending on valuation, legal work and due diligence.
What fees should I expect?
Some brokers or lenders charge fees. Any charges will be disclosed by the provider before you proceed. Our introduction service is free to businesses.
Start Your Commercial Finance Enquiry
Ready to explore options? Our quick enquiry takes around 2 minutes. It’s a free, no‑obligation way to see who in our network can help with your finance requirements.
What happens next:
- We assess the details you provide and match you to relevant lenders/brokers.
- Matched partners will contact you to discuss options and any additional information required.
- You compare offers and decide whether to proceed with a formal application.
Responsible Promotion & Transparency
We aim to be clear and fair. Fast Business Loans acts as an introducer and does not guarantee approvals. All lending is subject to lender criteria and status. We do not provide regulated financial advice — if unsure, please seek independent advice.
Your data is handled securely and only shared with selected partners relevant to your enquiry. See our privacy policy for details.
– What is commercial finance?
Commercial finance is funding for UK companies to buy property, fund development, acquire equipment, improve cashflow or refinance via products like commercial mortgages, bridging, asset finance, invoice finance and working capital facilities.
– Are you a lender or broker?
Fast Business Loans is an introducer that connects UK businesses with suitable lenders and brokers; we don’t lend or provide regulated financial advice.
– How does the Free Eligibility Check and matching process work?
You complete a 2‑minute enquiry, we match you with relevant lenders/brokers who contact you with options, and you only proceed to a full application if you choose.
– Will submitting an enquiry affect my credit score?
No—our enquiry is not an application and won’t impact your credit file; any credit checks happen later with your consent.
– What loan amounts can your partners arrange?
Our panel can arrange facilities from around £10,000 up to multi‑million sums, depending on product, security and lender criteria.
– How quickly can funding be arranged?
Some short‑term or unsecured facilities can complete in days, while commercial mortgages and development finance typically take several weeks due to valuations and legal work.
– What types of commercial finance can you introduce?
We can introduce commercial mortgages, bridging and development finance, asset and equipment finance, invoice finance, cashflow loans and revolving credit facilities.
– Who is eligible, including start-ups and SMEs?
We mainly support UK limited companies, partnerships, franchises and corporate entities—often with 12+ months’ trading—though some specialist lenders will consider new ventures with strong cases.
– What documents will I need to provide?
Expect to share basic company details, recent accounts and 3–6 months’ bank statements, plus information on any security, invoices or key contracts.
– What fees are involved, and is your service free?
Our introduction service is free to businesses, and any broker or lender fees will be clearly disclosed by the provider before you proceed.
