Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Commercial Finance Solutions Tailored for UK Businesses
Summary: Fast Business Loans helps UK companies access commercial finance solutions from a wide panel of lenders and brokers. We’re an introducer (not a lender) and our free, no-obligation enquiry connects businesses seeking loans of £10,000+ with providers who match their sector, credit profile and project. Complete a short Free Eligibility Check to get matched quickly.
Why commercial finance matters now
UK businesses are navigating higher costs, supply-chain pressures and ambitions to scale. Whether you need short-term working capital, a facility to buy property, or staged development funding, the right commercial finance can protect cash flow and unlock growth.
Here’s the kicker: lenders’ appetites and terms change quickly with market conditions — which is why connecting to the right specialist lender or broker matters. For current market context, see recent insights from the Bank of England.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Free Eligibility Check – Takes 2 Minutes: Get Started Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans streamlines your commercial finance search
We simplify the process so you can focus on running the business. Our approach:
- Quick Enquiry: You complete a short online form (less than 2 minutes).
- Handpicked Matches: We match your needs to lenders/brokers with the right appetite.
- Rapid Response: Matched partners contact you quickly to discuss options.
- Decide: Compare offers and proceed directly with the provider you choose.
Important: submitting an enquiry is a soft search and does not affect your credit score. We are an introducer, not a lender — we do not provide financial advice.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Get Your Commercial Finance Quote Now
What commercial finance can cover
Commercial finance is flexible. Typical uses include:
- Working capital & cash flow: cover payroll, seasonal peaks or supplier payments.
- Property & development projects: purchase, refinance, or development staging.
- Asset purchases & equipment upgrades: machinery, vehicles, IT and production lines.
- Refinance or restructure: improve monthly cashflow or consolidate expensive deals.
If you’re unsure which product fits your plan, get matched with a specialist via our Free Eligibility Check.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of commercial finance we can introduce you to
Different lenders specialise in specific products and sectors. Below is a concise guide to common commercial finance options.
| Finance Type | Typical Use Cases | Typical Amounts | Timeframe | Security | Notes |
|---|---|---|---|---|---|
| Term Loans | Expansion, acquisitions | £25k–£5m+ | Weeks | Secured / unsecured | Affordability assessed by lender |
| Revolving Credit | Bridge cashflow gaps | £10k–£500k | Days | Often unsecured | Flexible drawdown |
| Commercial Mortgages | Purchase/refinance property | £150k–£10m+ | 4–12 weeks | Property | LTV and DSCR critical |
| Bridging Loans | Short-term property deals | £50k–£3m | 1–4 weeks | Property | Clear exit required |
| Development Finance | New builds, major refurb | £200k–£20m | Staged | Property | Experience & exit plan matter |
| Asset & Equipment Finance | Machinery, vehicles | £5k–£1m | Days–weeks | Asset | HP, leasing, refinance |
| Invoice Finance | Unlock receivables | £50k–£5m facility | Days | Invoices | Disclosure options available |
| Mezzanine / Structured Finance | Layered or complex funding | £500k–£15m | Case-specific | Subordinated | Complex underwriting |
Availability depends on credit profile, sector and lender appetite. Rates, fees and terms are set by lenders — we cannot guarantee acceptance.
Who we help (sector snapshot)
We typically introduce established SMEs, growth-stage companies and property businesses to lenders who understand their markets. Common sectors:
- Construction & trade contractors
- Property developers & investors
- Manufacturing, engineering & logistics
- Hospitality, retail & leisure
- Healthcare, clinics and care providers
Each sector faces different risks. Our matching looks at sector-specific appetite so you’re introduced to partners who understand your business model.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How our introducer service delivers value
- Save time: no need to research dozens of funders — we do that for you.
- Sector-specialist panel: handpicked brokers and lenders who have experience in your field.
- No cost to you: our service is free and no-obligation.
- Transparency: lenders set their own terms and will disclose costs before you proceed.
- Data security: we only share your details with matched partners who can help.
Our team and partners have decades of combined experience arranging commercial finance — we act purely as an introducer. For guidance on financial promotions and fair communications, lenders and brokers typically follow FCA guidance.
Match Me With a Commercial Finance Specialist
Commercial finance application checklist
Before you start, gather:
- Recent business accounts (typically last 2–3 years) and management accounts
- Cashflow forecasts and projections
- Details of assets or property proposed as security
- Project overview or business plan for development/expansion finance
How to strengthen your case: ensure your credit report is accurate, document your sector experience (especially for development), and prepare a realistic exit strategy for short-term or bridging finance. Documentation requirements vary by lender; matched brokers will confirm specifics.
Eligibility & approval factors
Lenders typically assess:
- Trading history and profitability
- Security and asset valuations
- Sector risk and market outlook
- Management experience and verifiable cashflow forecasts
A good broker can advocate for your case; by matching you to lenders with the right appetite we increase your chances of a suitable offer — but we cannot guarantee approval.
Costs, rates & fees — what to expect
Costs vary by product and risk profile. Indicative ranges (subject to lender pricing):
- Interest rates: depend on product — lenders will quote an APR or margin over base rate.
- Arrangement fees, valuation fees, legal costs and broker fees may apply.
- Bridging and development finance often include exit or facility fees.
We connect you to partners who will explain all fees and total cost before you commit. Always compare the full package — interest, fees, early repayment terms and covenants.
Step-by-step: from enquiry to funding
- Complete our short enquiry form — it takes under 2 minutes: Start Your Commercial Finance Enquiry.
- We match and introduce you to selected lenders/brokers.
- Matched partners contact you for further information and to make an indicative offer.
- Providers complete due diligence (valuations, legal checks).
- Funds drawdown once documents are agreed and conditions met.
Typical timescales: some asset finance or invoice facilities can be arranged in days; mortgages and development finance may take several weeks.
Frequently asked questions about commercial finance
What’s the difference between commercial finance and a standard business loan?
Commercial finance covers a broad set of products tailored to property, development or larger-scale business needs, whereas standard business loans are usually simpler term loans or overdrafts for general working capital.
How quickly can commercial finance be approved?
Speed depends on product and documentation. Some lenders can provide indicative terms within 24–72 hours; completion depends on valuations, legal work and lender checks.
Will making an enquiry affect my credit score?
No — submitting a short enquiry via Fast Business Loans does not affect personal or business credit. Lenders or brokers may perform credit checks only if you choose to proceed to an application.
What is the minimum loan amount you can help with?
We typically introduce businesses looking for finance of £10,000 or more. For smaller facilities, please contact us to confirm suitability.
Ready for Your Free Commercial Finance Eligibility Check?
Take the next step with Fast Business Loans
Fast Business Loans connects you with the right lenders and brokers fast — saving you time and increasing the chance of finding a suitable commercial finance solution. We are an introducer, not a lender, and we do not provide financial advice. Lending decisions, rates and fees are set by the providers you choose to work with.
Match with lenders now: Get Quote Now
For more on specialist property and larger-scale funding options, learn how commercial finance can support development and investment projects at our commercial finance hub: commercial finance.
Fast Business Loans (fastbusinessloans.net) is an introducer, not a lender. We do not provide financial advice. Submitting an enquiry does not commit you to any provider. Lending decisions, interest rates and fees are determined by lenders and brokers.
– Are you a lender?
No—Fast Business Loans is an introducer that connects UK businesses with vetted lenders and brokers and does not provide financial advice.
– How does the Free Eligibility Check work?
You complete a quick 2‑minute online enquiry and we match you to UK lenders/brokers suited to your sector, credit profile and project, who then contact you to discuss options.
– Is the enquiry an application and will it affect my credit score?
No—the enquiry is not a loan application and is a soft search, so it won’t affect your credit score; credit checks only occur if you choose to proceed with a provider.
– What loan amounts can you help me access?
We typically match businesses seeking £10,000 to £5m+ depending on the product, security and lender appetite.
– How quickly can I get funding?
Indicative terms can arrive within 24–72 hours, with asset or invoice facilities often completing in days and commercial mortgages or development finance taking several weeks.
– What types of commercial finance can you introduce me to?
We can connect you with term loans, revolving credit, commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance and mezzanine/structured funding.
– Do I need security, or can I get an unsecured business loan?
It depends on the product and risk profile—some facilities are unsecured, while others require security such as property, assets or invoices.
– What can commercial finance be used for?
Typical uses include working capital and cash flow, property purchase or refinance, development projects, asset purchases, equipment upgrades and refinancing or consolidation.
– What documents will lenders usually require?
Expect to provide recent accounts and management figures, cash flow forecasts, details of any security, and a project overview or business plan where relevant.
– What are the costs, rates and fees?
Pricing varies by product and risk, but lenders will disclose interest, arrangement, valuation, legal and any exit fees upfront so you can compare the total cost with no obligation.