Commercial Finance: Compare UK Lenders & Get Matched Fast
Summary: Fast Business Loans helps UK companies find commercial finance from £10,000 upwards by matching enquiries to the best-suited lenders and brokers. Our service is free, quick and non-binding — complete a Free Eligibility Check and we’ll connect you to partners who understand your sector. Submitting an enquiry does not trigger a credit search; lenders may perform checks later with your consent.
Introduction & How We Help
Are you looking for commercial finance for property, development, refurbishment or working capital? Fast Business Loans doesn’t lend — we save you time by matching your enquiry to the right lenders and brokers from our panel. Our Free Eligibility Check connects you with providers who specialise in commercial funding for UK businesses. To begin, click Get Quote Now and complete a short enquiry — it takes less than 2 minutes.
Quick reassurance: We act as an introducer, not a lender. There’s no obligation to proceed after you’re matched.
What Is Commercial Finance & How It Helps UK Businesses
Commercial finance is funding designed for business purposes rather than personal use. It covers lending and structured finance solutions tailored for property, projects and expansion. Fast Business Loans helps you find the right partner to explore suitable products quickly.
Typical commercial uses include:
- Buying or refinancing commercial property
- Development finance (land purchase, build costs)
- Bridging finance to bridge settlement gaps
- Fit-outs, refurbishments and tenant improvements
- Working capital for large contracts or supply chains
- Asset or equipment purchases for manufacturing or fleets
We keep all communications clear and transparent so you can make informed choices.
Why Use Fast Business Loans for Commercial Finance?
Searching for a commercial lender can be time-consuming. We match you to the lenders and brokers most likely to suit your needs — saving time and improving the chance of a positive outcome.
Sector expertise
Our panel includes brokers experienced in construction, hospitality, logistics, manufacturing, sustainability projects and more.
Trusted connections
We connect you with multiple vetted lenders and brokers so you can compare quotes rather than approach them one-by-one.
Free and non-binding
Using our service costs you nothing and there’s no obligation to accept any offer. Complete a Free Eligibility Check to get started.
Fast turnaround
Initial contact from partners is usually within hours; some products (like bridging) can complete in days if all documentation is ready.
Types of Commercial Finance We Can Connect You To
Bridging Loans
Short-term, flexible finance to bridge timing gaps between transactions. Useful for quick property purchases or securing land while planning longer-term funding.
Commercial Mortgages
Longer-term mortgages for purchasing or refinancing commercial property, typically repaid over multiple years with structured terms.
Development Finance
Funding staged around project milestones for site purchase, construction and completion. Lenders often require development plans, costings and exit strategies.
Revolving Credit & Overdrafts
Flexible facilities for ongoing working capital needs where access to cash is required quickly to manage day-to-day operations.
Invoice Finance
Release cash tied up in unpaid invoices to improve liquidity—useful for large commercial contracts or supply chains. (See our guide to invoice finance.)
Asset & Equipment Funding
Lease or hire-purchase for machinery, vehicles or specialist equipment, enabling capital preservation while upgrading assets. More detail on related solutions at our asset finance page.
Eligibility signals lenders typically consider:
- Minimum loan size (we connect businesses seeking £10,000+)
- Company trading history and turnover
- Security offered (property, assets)
- Project viability and exit strategy for development finance
- Director/owner background and credit profile (assessed later with consent)
Eligibility and terms depend on individual lender assessments.
Which UK Businesses Can We Support?
We work with established SMEs, growing companies and sector specialists. Our partners cover a broad range of industries and complex scenarios.
| Sector | Typical Commercial Finance Need |
|---|---|
| Construction | Project development finance, bridging between payment milestones |
| Hospitality | Refurbishments, premises purchase, seasonal cashflow |
| Manufacturing & Engineering | Machinery and plant finance, working capital for large contracts |
| Retail & E‑commerce | Store fit-outs, inventory finance, premises expansion |
| Agriculture & Farming | Equipment, land improvements, seasonal working capital |
If you’re unsure whether a product is right for you, complete a short enquiry so we can match you to a specialist broker who understands your sector. Learn more about our sustainability funding partners on our sustainability loans page.
Our 4-Step Enquiry Process
- Complete a short enquiry: Tell us about your business, funding amount and purpose. (It takes under 2 minutes.)
- We match you: We route your details to lenders/brokers best suited to your needs.
- Partner contact: A broker or lender gets in touch to discuss options and may request documents.
- Compare and decide: Review offers and choose the deal that works for you. There’s no obligation to proceed.
What to Expect After You Submit an Enquiry
Once you submit, expect a rapid response from a matched broker or lender. They will:
- Contact you by phone or email to discuss requirements
- Request supporting documents only when you agree to proceed
- Outline indicative rates, fees and expected timescales
Initial contact is typically within hours. Completion times vary by product — bridging and some asset funding can close quickly, while commercial mortgages and development finance normally take longer. Your enquiry does not cause a credit search; lenders will ask for permission before any formal checks.
We handle your data securely and only share details with partners relevant to your request. Read our privacy policy on the About Us page.
Comparing Broker Offers: Key Questions to Ask
When you receive offers, consider:
- What is the headline rate and the total cost (including arrangement and exit fees)?
- Is interest charged monthly or rolled into the facility?
- What security is required and how will valuations be obtained?
- Are there penalties for early repayment or refinancing?
- What documentation and timing are needed to reach completion?
Fast Business Loans helps you understand these points but does not provide regulated advice — your matched broker will guide you through specifics and suitability.
Success Snapshot — Sample Matches
Midlands developer — £750,000 development finance
A regional developer needed staged lending for a nine‑unit conversion. We matched them with a specialist development broker who arranged drawdown tied to build milestones. Quick initial approval, formal completion in six weeks.
Restaurant group — £120,000 fit‑out & equipment
A multi-site operator sought fit-out and kitchen equipment funding. Our panel connected them with an asset finance provider offering flexible hire-purchase terms that preserved working capital.
Wholesale distributor — £300,000 invoice finance facility
To unlock cash from outstanding invoices and support seasonal orders, a specialist invoice finance broker provided a bespoke programme improving liquidity and supporting growth.
FAQs on Commercial Finance via Fast Business Loans
Is Fast Business Loans a lender?
No. We introduce your enquiry to lenders and brokers who provide finance directly.
What information will I need to provide?
Basic business details, desired loan amount, purpose, turnover and contact info. Lenders may request accounts, management projections or property details later.
How fast can funding complete?
Timescales vary by product. Bridging can close in days; development finance and commercial mortgages often take several weeks to a few months depending on complexity.
Can I enquire with adverse credit?
Yes. Our panel includes lenders and brokers who consider businesses with complex or adverse credit histories — outcomes depend on security, affordability and overall case strength.
Are there fees to use your service?
Our matching service is free for businesses. Some brokers or lenders may charge arrangement fees — these will be disclosed by the provider.
Will my credit score be affected?
Filling our enquiry does not perform a credit check. Lenders may request credit searches later, but only with your consent.
Ready to Explore Commercial Finance Options?
If your business needs funding from £10,000 upwards, start with a quick, no-cost eligibility check and we’ll match you to lenders and brokers who can help. Click below to begin — it only takes a couple of minutes.
Free Eligibility Check — Get Quote Now
Fast Business Loans acts as an introducer and does not provide regulated financial advice or lend directly. Terms, rates and eligibility are determined by lenders and brokers after individual assessment.
– Is Fast Business Loans a lender?
No—Fast Business Loans is an introducer that connects UK businesses to trusted lenders and brokers for commercial finance and does not provide regulated advice.
– What loan amounts can I access through Fast Business Loans?
We match UK businesses with providers offering commercial finance from around £10,000 upwards, subject to lender criteria.
– Will completing the Free Eligibility Check affect my credit score?
No, submitting an enquiry does not trigger a credit search, and any checks occur later only with your consent.
– Is the enquiry form a loan application?
No—the form is a quick information-only enquiry used to match you with suitable lenders or brokers, with no obligation to proceed.
– How fast can I receive funding?
You’ll typically hear from a broker within hours, with some facilities like bridging completing in days and commercial mortgages or development finance taking several weeks.
– What types of business finance can you connect me to?
We can introduce you to bridging loans, commercial mortgages, development finance, invoice finance, asset and equipment finance, and revolving credit/overdrafts.
– What are the eligibility and documentation requirements?
Lenders commonly assess trading history, turnover, security and project viability, and may later request accounts, projections or property details after initial discussions.
– Do I need security or collateral for a business loan?
Security depends on the product and lender, with many commercial facilities secured on property or assets while some working capital options may be available unsecured.
– What will it cost—are there fees and what about rates?
Our matching service is free, and your broker or lender will clearly outline headline rates and any fees (e.g., arrangement, valuation, exit or early repayment) for comparison.
– Can you help start-ups or businesses with adverse credit?
Yes—our panel includes specialists who consider start-ups and adverse or complex cases, with outcomes depending on overall case strength and available security.
