Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Equipment Finance for UK Businesses
Summary: If your company needs new machinery, vehicles, IT, catering or medical equipment, equipment finance lets you buy or lease the asset without a large upfront cost. Fast Business Loans does not lend money—we match your business with lenders and brokers who can arrange funding for assets from around £10,000 and up. Complete a short enquiry to get matched and receive no‑obligation quotes fast.
Get Started — Free Eligibility Check
- Compare vetted lenders and specialist brokers
- Free, no‑obligation enquiry (no credit impact)
- Solutions for manufacturing, construction, catering, healthcare and more
Table of contents
- How equipment finance keeps your business moving
- What is equipment finance?
- Is equipment finance right for your business?
- How Fast Business Loans helps you secure equipment funding
- Equipment finance options explained
- Industries we commonly support
- Example equipment finance scenarios
- What to expect after you enquire
- Frequently asked questions
- Get started (quick next steps)
- Enquiry form details
How equipment finance keeps your business moving
Upgrading or replacing essential equipment can be urgent. Delaying a purchase risks lost productivity, missed contracts or higher running costs. Equipment finance spreads the cost, so you can continue operating while preserving working capital for payroll, materials and day‑to‑day needs.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why it matters:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Access the latest technology without a large deposit
- Match repayment terms to the asset’s useful life
- Free up cash for growth, marketing or emergency cover
Need to act now? Get a no‑obligation equipment finance quote from specialist lenders and brokers.
What is equipment finance?
Equipment finance is any funding used specifically to buy, lease or refinance business assets — examples include plant and machinery, vehicles, computers, printers, commercial kitchen kit or medical imaging devices. The main alternatives are buying outright (capital expenditure) or taking a general business loan.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Key structures explained
| Finance type | Typical use | Ownership | Cash flow impact |
|---|---|---|---|
| Hire Purchase | Buying machinery, vehicles | Ownership transfers after final payment | Fixed monthly repayments; deposit sometimes required |
| Finance Lease | High-cost, long-life assets | Owned by funder; lessee uses asset | Lower initial outlay; options at term end |
| Operating Lease | Shorter-term use, fleet and tech | Owned by lessor | Off-balance operating cost; regular rental payments |
| Sale & Leaseback (Asset refinance) | Release cash from owned equipment | Sold to funder then leased back | Improves liquidity without losing use of asset |
Fast Business Loans acts as an introducer only. We do not provide finance or regulated advice — we connect you with lenders or brokers who can offer tailored solutions.
Is equipment finance right for your business?
Equipment finance suits many growing or established companies that want to preserve cash, match costs to asset life, or access modern technology quickly. It is commonly used by businesses with recurring revenue and predictable cash flow.
Signs it could suit you
- You need equipment now but want to avoid a large upfront capital payment.
- You prefer predictable monthly budgeting.
- You want to upgrade tech regularly (e.g., IT, catering, diagnostic equipment).
- You want to release cash tied up in owned assets (sale & leaseback).
When to consider alternatives
- The asset has a very short useful life and resale value is low.
- You can purchase outright without impacting working capital and prefer ownership immediately.
Unsure which route fits? Start your enquiry and a specialist will outline likely options — free and without obligation.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans helps you secure equipment funding
Our role is simple: you tell us what you need and we introduce you to lenders and brokers who can help. This saves time and avoids repeating the same explanation to multiple providers.
Our four-step process
- Quick Enquiry: Complete a short form (under 2 minutes) with basic company and asset details.
- Match: We compare your needs against our panel to find the best-suited lenders/brokers.
- Contact: Selected partners contact you to discuss terms and next steps — often the same or next business day.
- Compare & Choose: Receive quotes, consider terms and proceed directly with the provider you prefer.
Completing an enquiry is free and does not affect your credit profile. Fast Business Loans does not give financial advice — our role is to introduce and connect.
Get Matched to Equipment Finance Partners Now
Equipment finance options our partners can arrange
Hire Purchase
Fixed repayments across an agreed term. You usually become the owner after the final payment. Terms commonly 1–5 years depending on the asset.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Finance Lease
Funder owns the asset; payments cover use and financing. Suitable for equipment with a long useful life and predictable maintenance.
Operating Lease
Shorter-term rental with maintenance often included. Good for technology or fleet that you plan to replace regularly.
Sale & Leaseback / Asset Refinance
Sell assets to a funder to release cash, then lease them back. Ideal for freeing up cash without disrupting operations.
Typical terms, deposit expectations and end-of-term options vary by lender. All quotes and terms are subject to the provider’s underwriting and affordability checks. See if you qualify within minutes — Free Eligibility Check.
Industries we commonly support
Our panel has experience across many sectors and can arrange finance for sector-specific equipment:
- Manufacturing & Engineering: CNC machines, presses, production lines.
- Construction & Trades: Plant, diggers, scaffolding and specialist tools.
- Hospitality & Catering: Commercial ovens, refrigeration, bar equipment.
- Healthcare & Agriculture: Diagnostic machines, tractors, processing equipment.
If you have a specialist requirement we’ll connect you with a lender or broker who already understands your sector.
Example equipment finance scenarios
Need: New CNC milling machine (£120,000). Solution matched: Hire Purchase spread over 5 years with manageable monthly repayments. Outcome: Production capacity increased, orders met on time.
Need: Kitchen refit and ovens (£45,000). Solution matched: Finance lease with shorter term to allow upgrade after 3 years. Outcome: Lower upfront cost and improved menu offering.
Need: Refurbished imaging equipment (£70,000). Solution matched: Sale and leaseback to release cash tied up in older equipment. Outcome: Liquidity improved for other investments.
Illustrative examples only. Actual offers depend on full lender assessment.
What to expect when you apply via Fast Business Loans
Information you’ll be asked for
- Company name, contact details and business postcode
- Years trading and approximate turnover
- Equipment type, supplier (if known) and asset value
- Preferred finance type and any deposit available
How quickly will lenders respond?
Many partners respond within hours during business days; typical contact is same or next business day after your enquiry. Times vary by provider and complexity of the request.
Costs & obligations
Submitting an enquiry is free and without obligation. If you proceed with a lender or broker they will outline fees, interest rates and any required security — always review terms carefully. Fast Business Loans does not provide financial advice.
Start Your Equipment Finance Enquiry (2 Minutes)
Frequently asked questions
How does equipment finance differ from a traditional business loan?
Equipment finance is asset-specific and often secured against the equipment. Loan terms and tax treatment can differ — speak to the lender/broker about which structure is best for your situation.
Will my enquiry affect our company credit score?
No. Filling in the Fast Business Loans enquiry form does not affect your credit score. Lenders may perform credit checks only after you choose to apply formally.
What asset values can be funded?
Our network typically arranges finance for equipment from around £10,000 upwards. Some partners may consider smaller values — details will be confirmed during the matching process.
Can we finance used or refurbished machinery?
Yes — many lenders will consider used equipment if there is a clear resale or valuation history. Terms vary by provider and asset condition.
Can we refinance existing equipment to release cash?
Yes. Sale & leaseback or asset refinance options can release cash locked up in owned equipment — this depends on asset value and lender policy.
What happens after I submit the enquiry form?
We securely share your details with a small number of suitable lenders/brokers. A specialist will contact you to discuss options and request any supporting documents needed for a formal quote.
All funding is subject to status, underwriting and affordability checks by the lender or broker. Fast Business Loans does not provide regulated financial advice.
Get started in minutes
Fast Business Loans connects businesses to the finance partners who can make equipment purchases possible — quickly and without obligation. We focus on matching you with brokers and lenders suited to your sector and asset type.
Ready to explore your options?
Get Your Free Equipment Finance Quote
Enquiry form — what we’ll ask (anchor)
Tell us about your equipment plans and we’ll connect you with up to a few vetted lenders or brokers. (This page contains the enquiry anchor — the short form is hosted on our secure enquiry page.)
Typical fields on the enquiry form:
- Business name
- Contact name, email and phone
- Business postcode
- Years trading (dropdown)
- Equipment type and estimated asset value
- Preferred finance type
- Consent checkbox linking to our privacy policy
We only share your details with partners who can genuinely help — your enquiry is free and there’s no obligation to proceed.
Fast Business Loans connects UK businesses with lenders and brokers offering equipment finance solutions. We are an introducer and do not provide loans or regulated financial advice. All funding is subject to the lender or broker’s assessment and terms. Please review any offer carefully.
For more detailed product pages and guidance, see our equipment finance resource: equipment finance.
Start now: Free Eligibility Check — Get Quote Now
– What is equipment finance and how can it help my UK business?
Equipment finance lets you buy or lease assets like machinery, vehicles or IT over time, preserving working capital by aligning repayments with the asset’s useful life.
– Is Fast Business Loans a lender?
No—Fast Business Loans is an introducer that matches UK businesses with vetted lenders and brokers for equipment finance.
– Will submitting an enquiry affect my credit score?
No, our free enquiry does not affect your credit score, and credit checks are only run by lenders if you choose to apply.
– What equipment values can you help finance?
Our partners typically fund assets from around £10,000 upwards, with exact limits depending on the matched lender or broker.
– What types of equipment finance are available?
You can access Hire Purchase, Finance Lease, Operating Lease and Sale & Leaseback (asset refinance) through our partner network.
– Can I finance used or refurbished equipment?
Yes, many lenders will consider used or refurbished equipment where there is a clear valuation or resale history.
– Can I refinance existing equipment to release cash?
Yes, sale and leaseback or asset refinance can unlock cash tied up in owned equipment, subject to lender valuation and criteria.
– Do I need a deposit or additional security?
A deposit may be required and the asset often serves as security, with any extra guarantees decided by the lender after assessment.
– Which industries and equipment types do you support?
We match funding for sectors like manufacturing, construction, hospitality, healthcare and agriculture for assets such as CNC machines, plant, vehicles, catering kit and medical devices.
– What happens after I submit the enquiry?
We share your details with a small number of suitable partners who typically contact you the same or next business day to discuss options and request any information needed for a formal quote.