Can I Refinance Existing Green Equipment for Cash Flow?

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Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Sustainability Loans for UK Businesses

Summary: Sustainability loans fund energy efficiency, renewable energy and low‑carbon projects for UK businesses. Fast Business Loans is a free introducer that matches companies (loans £10,000+) with specialist lenders and brokers who can provide tailored green finance. Complete a quick, no‑obligation Free Eligibility Check and we’ll match you to appropriate providers.

Why sustainability finance matters now

UK businesses face rising energy costs, regulation and customer expectations to reduce carbon emissions. Investing in energy efficiency and low‑carbon technology can cut running costs and improve competitiveness — but upfront capital is often a barrier.

That’s where sustainability loans come in: they provide funding for projects that reduce energy consumption or switch to renewable sources. Fast Business Loans does not lend money; we help you find lenders and brokers who specialise in green business finance. Start with a quick Free Eligibility Check to see what options might suit your project.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

What are sustainability loans?

Sustainability loans (aka green or eco loans) are business finance facilities designed to fund projects that deliver environmental benefits — for example lower energy use, reduced emissions or circular‑economy initiatives.

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They differ from standard business loans in a few ways:

  • Purpose‑specific: funding is for qualifying green projects rather than general working capital.
  • Documentation: lenders often request energy audits, supplier quotes and savings projections.
  • Repayment linked to ROI: many projects generate energy savings that help cover repayments.

Typical eligible projects:

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  • Solar PV, battery storage and small wind
  • Heat pumps, insulation and LED lighting
  • Electric vehicle (EV) fleets and charging infrastructure
  • Energy management systems and efficiency upgrades
  • Low‑carbon process equipment or circular economy machinery

How Fast Business Loans helps

We act as a fast, free introducer to lenders and brokers who specialise in sustainability finance. Our process is built to save you time and increase the chance of finding a good match.

Quick enquiry

Complete a short enquiry form (under two minutes) and tell us the amount you need, the project type and contact details. No obligation and it won’t affect your credit score. Start the Free Eligibility Check.

Specialist lender panel

We match you to lenders and brokers experienced in green finance and the specific sector of your business — for example manufacturing, hospitality or transport.

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Transparent process

We send your details only to selected partners who can help. You receive direct contact from lenders/brokers with their proposals; Fast Business Loans does not provide lending or financial advice.

Get Quote Now — it’s free and there’s no obligation.

Eligibility snapshot

CriteriaTypical requirements
Business structureLimited companies and VAT‑registered businesses (we do not arrange sole trader personal loans)
Minimum loan sizeFrom around £10,000 upwards (exact minimum depends on lender)
Trading historyOften 12+ months, though some lenders consider newer businesses with strong projections
TurnoverVaries by lender; many accept small to medium enterprises
SecurityUnsecured options exist for smaller loans; larger facilities may require asset or property security
DocumentationEnergy audits, supplier quotes, management accounts, business plan

Note: each lender sets its own criteria. Completing our form helps us match you accurately.

Popular sustainability projects we can support

Solar PV and battery storage

Funding covers installation and batteries. Benefits include lower electricity bills and possible export revenues; loans can be structured to align repayments with energy savings.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Heat pumps, insulation & lighting

Upgrades that reduce energy demand can be financed — often at terms that make payback attractive versus continued high energy costs.

EV fleets & charging infrastructure

Finance options for purchasing electric vans/trucks and installing chargers. Financing can bundle vehicles and chargers to simplify cashflow.

Waste reduction & circular projects

Equipment or process changes that reduce waste or enable reuse can qualify for green finance if they deliver measurable environmental benefits.

BREEAM/LEED and low‑carbon refurbishments

Refurbishment projects seeking green certification often need finance for insulation, glazing, HVAC and renewables — lenders on our panel will consider structured proposals.

Funding options on our panel

Our lender and broker partners offer a range of structures — we’ll match you to those most appropriate for your project size and business profile:

  • Secured sustainability loans (property or asset security)
  • Unsecured green business loans for smaller projects
  • Asset finance / hire purchase for equipment or vehicles
  • Lease arrangements for EVs or machinery
  • Green refinance to replace expensive existing debt
  • Grants & top‑up funding guidance (where relevant)

Availability, rates and terms vary by lender. If you’d like to explore options, Check Your Options with a short enquiry.

Step-by-step timeline: from enquiry to funding

  1. Submit short enquiry (<2 minutes) — we pass details to matched partners.
  2. Initial contact — broker or lender typically contacts you within 24–48 hours.
  3. Due diligence — supply financials, quotes and any energy assessments requested.
  4. Offers received — compare terms and choose the best fit.
  5. Completion — legal documentation, security arrangements and drawdown.
  6. Project delivery & monitoring — some lenders request post‑installation evidence of savings.

Timescales vary: simple asset finance can complete in days; larger project finance may take several weeks.

Cost, pricing & ROI considerations

Costs depend on loan size, security, credit profile and lender. Example ranges (illustrative only): interest rates and fees vary significantly — you may see different pricing from different lenders.

Key cost factors:

  • Credit history and business performance
  • Security provided (secured vs unsecured)
  • Project risk and expected energy savings
  • Term length — longer terms usually lower monthly cost but increase total interest

Think about ROI: many energy projects pay back through lower bills and may be eligible for tax allowances or grants. An energy audit helps quantify expected savings and strengthens lender proposals.

Why choose Fast Business Loans for sustainable projects?

  1. Speed — quick matching to lenders and brokers tailored to your project.
  2. Sector expertise — partners experienced in sustainability and sector‑specific needs.
  3. Free service — no charge to business owners to submit an enquiry.
  4. No obligation — you decide whether to proceed with any offer.
  5. Data security — we share your details only with relevant partners who can help.

Ready to explore? Get Started — Free Eligibility Check.

Case snapshot (illustrative)

Company: Regional food processor. Challenge: High energy bills and an ageing boiler. Solution: Matched to a broker who arranged finance for a biomass boiler and LED upgrade. Outcome: Estimated energy cost reduction of 35% and loan repayments covered by monthly savings. Illustrative example — actual results vary.

Checklist: preparing your sustainability loan enquiry

  • Brief description of the project and estimated cost
  • Supplier quotes and timelines
  • Recent management accounts (last 12–24 months)
  • Business plan or project ROI summary
  • Any energy audits or savings projections
  • Details of security available (assets, property)

Having these documents ready speeds the matching and decision process.

Frequently asked questions

What qualifies as a sustainability loan project?

Projects that reduce environmental impact — renewables, energy efficiency, EVs, waste reduction and circular‑economy investments — typically qualify. Lenders differ on exact definitions.

Do I need an energy assessment before enquiring?

Not always for an initial enquiry, but many lenders will request an energy audit or supplier quotes to validate savings before offering terms.

How quickly can funds be released?

Simple asset finance can complete in days; larger project finance may take a few weeks. We ensure partners set realistic timelines during early contact.

Will my enquiry affect my credit score?

Submitting an enquiry through Fast Business Loans does not affect your credit score. Lenders may run formal checks later if you choose to proceed with an offer.

Can I use grants alongside a sustainability loan?

Often yes. Grants, tax reliefs or enhanced capital allowances may be compatible with loan finance, subject to scheme rules and lender approval.

Compliance & transparency statement

Fast Business Loans is not a lender and does not provide regulated financial advice. We introduce businesses to a panel of lenders and brokers. Loan availability, rates and terms are set by lenders following their assessment of your circumstances. Submitting an enquiry will not affect your credit score; lenders may perform credit checks if you apply for a facility. Information on this page is for general guidance only.

For more detail on sustainability funding products we sometimes reference, see our dedicated page on sustainability loans.

Ready to power your sustainability project?

Fast Business Loans can quickly match your business with lenders and brokers who specialise in green finance. It’s free, fast and there’s no obligation.

Free Eligibility Check — Get Quote Now

Privacy note: by submitting your details we will share your enquiry with selected partners who can assist. See our Privacy Policy for full details.

– What are sustainability loans for UK businesses?
Sustainability loans are purpose-specific finance for projects that lower energy use or carbon emissions—such as solar PV, heat pumps, EV fleets/chargers, LED lighting and efficiency upgrades.

– How does Fast Business Loans help me get a sustainability loan?
Fast Business Loans is a free, no‑obligation introducer that matches UK companies to specialist green lenders and brokers via a quick eligibility check—we’re not a lender or financial adviser.

– Who is eligible and what’s the minimum loan size?
Typically UK limited or VAT‑registered businesses seeking £10,000+ with around 12 months’ trading are eligible, though some lenders consider newer firms with strong projections.

– What projects qualify for green finance?
Renewables, energy efficiency measures, EV vehicles and charging infrastructure, energy management systems, and circular‑economy equipment generally qualify, subject to each lender’s criteria.

– How quickly can funds be released?
Simple asset finance can complete in days, while larger or secured project finance usually takes a few weeks from enquiry to drawdown.

– Will submitting an enquiry affect my credit score?
No—the enquiry is not a credit application and won’t affect your score; lenders may run credit checks only if you decide to proceed.

– What documents will lenders ask for?
Expect supplier quotes, any energy audit or savings projections, recent management accounts, a business plan/ROI summary, and details of any available security.

– What finance options and amounts are available?
Our partners offer unsecured and secured sustainability loans, asset finance, leases and refinance from around £10k upwards, with availability and terms varying by lender.

– Do I need to provide security?
Smaller loans may be unsecured, but larger facilities often require asset or property security depending on risk and lender policy.

– What will it cost and can savings or grants help?
Pricing varies by lender, credit profile, security and term, many projects’ energy savings can help offset repayments, and grants or tax relief can sometimes be combined subject to scheme rules and lender approval.

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