Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Vehicle Finance for UK Businesses – Compare Your Best Options Fast
Summary: Fast Business Loans helps UK limited companies and incorporated businesses find suitable vehicle finance from specialist lenders and brokers. Complete a short, free enquiry (takes under 2 minutes) and we’ll match your business with providers who can offer hire purchase, lease, fleet funding, refinance or specialist vehicle finance for amounts from around £10,000 upwards. No obligation — initial enquiry won’t affect your credit score.*
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Get Your Free Vehicle Finance Match
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
No obligation. Takes under 2 minutes. *Initial enquiry won’t affect your credit score — lenders may run checks later if you proceed.
How Fast Business Loans Helps You Secure Vehicle Finance
Fast Business Loans is a specialist introducer for UK companies seeking business vehicle funding. We don’t lend directly — instead we use a concise enquiry to match your requirements with brokers and lenders who have sector experience and suitable products. Our aim is to save you time and connect you to options that fit your industry, vehicle type and borrowing needs.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
We Match You With Trusted Vehicle Finance Specialists
- Curated panel of brokers and lenders experienced with commercial vehicle lending.
- Matches based on your vehicle type, credit profile and business sector to improve relevance.
- Free, no‑obligation enquiry — we only share your details with relevant providers after you submit.
Finance Options for Every Type of Business Vehicle
We can connect you with providers who fund: vans, LCVs, rigid trucks, articulated HGVs, refrigerated vehicles, minibuses, accessible transport, plant transporters and full fleets — including electric vehicles and specialist conversions.
What Vehicle Finance Options Can We Connect You With?
| Finance Type | Typical Use Cases | Typical Amount / Terms | Useful When |
|---|---|---|---|
| Hire Purchase (HP) | Buying new or used vans/trucks | £10k → £250k+, fixed terms 1–5 years | You want to own the vehicle at the end of payments |
| Finance Lease | Specialist vehicles, plant transport | Flexible terms, often with VAT-allowable structures | Tax-efficient off-balance or fixed-term use |
| Operating Lease / Contract Hire | Company cars, fleet renewals | Monthly rentals, typical 2–5 years | You prefer pay-as-you-go and maintenance packages |
| Balloon / Residual Options | Lower monthly costs with final lump sum | Customised residuals to reduce monthly outlay | Improve cash flow with a deferred payment |
| Asset Refinance | Release working capital from existing vehicle assets | Depends on equity in assets | Free up cash without selling vehicles |
| Fleet Funding Bundles | Multiple vehicles for logistics and delivery | Packages from £50k upwards | Co-ordinated renewals, central billing and telemetry options |
Providers can structure finance for new or used vehicles and increasingly for electric vehicles (EVs) and conversions. Each solution has different tax and maintenance implications — our matched brokers can explain which is most suitable.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Simple 4‑Step Process to Your Vehicle Finance Match
- Submit a quick enquiry — takes less than 2 minutes via our short form.
- Smart matching — we connect you with the lenders/brokers best suited to your need.
- Rapid responses — many partners reply same day; you’ll get calls/emails with options.
- Compare and decide — choose the best quote; complete with the selected provider.
We never charge businesses for the introduction. Your details are handled securely and only shared with relevant partners. When you’re ready, they’ll complete any required checks to proceed.
Who We Help — From Single Vans to Full Fleets
Our matching service supports a wide range of sectors and vehicle needs. We routinely help:
- Logistics operators expanding delivery capacity or renewing fleets.
- Trades businesses (plumbing, electrical, HVAC) upgrading vans and service vehicles.
- Care providers and charities sourcing accessible and adapted vehicles.
- Construction firms financing tippers, flatbeds and plant transporters.
- Retail and e‑commerce investing in last‑mile delivery vehicles, including EVs.
- Passenger transport operators funding taxis, minibuses and community transport vehicles.
Typical business vehicle finance requests we handle start at around £10,000 and rise into substantial fleet funding — whatever the scale, we aim to match you quickly to the right experts.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Benefits of Using Fast Business Loans for Vehicle Funding
Faster Access to the Right Lenders
Rather than searching dozens of lenders yourself, our short form instantly routes your enquiry to specialists who are most likely to help — saving time and improving the quality of responses.
Better Fit Deals, Not Generic Offers
Matches consider industry, vehicle type and commercial profile so you receive relevant quotes — not one‑size‑fits‑all proposals. Brokers on our panel can negotiate terms and help structure VAT, residuals or balloon options where useful.
Transparent, No‑Pressure Process
Your enquiry is free and non-binding. You decide whether to speak further with the lenders introduced — there’s no obligation to accept any quote.
Vehicle Finance FAQs Answered by Our Specialists
What types of business vehicle finance can I apply for through Fast Business Loans?
We connect you with providers offering hire purchase, finance lease, operating lease/contract hire, balloon/residual arrangements, fleet packages and asset refinance. We’ll match you to providers who specialise in the vehicle type you need.
Can start-ups or younger businesses access vehicle finance?
Yes. Many lenders and brokers consider younger companies, subject to affordability and supporting information. Providers may ask for management accounts, bank statements or a business plan to assess the application.
Do I need to provide a deposit for vehicle finance?
Some products require a deposit, others offer low or zero-deposit options. A larger deposit often reduces monthly payments. Your matched broker can explain trade-offs for your situation.
Can I finance electric or specialist vehicles?
Yes. We regularly connect businesses with lenders experienced in EVs, refrigerated units, accessible vehicles and specialist conversions — including funding that considers grants or incentive schemes where applicable.
Will applying affect my credit score?
Submitting our enquiry does not affect your credit score. If you proceed with a chosen lender or broker they may perform formal credit checks as part of their assessment.
How quickly can I get a quote or funding decision?
Many businesses receive an initial response within hours during business days. Final approval and funding depend on documentation, vehicle sourcing and lender processes — it can be same-day to several weeks.
Are there options if I already have vehicles on finance?
Yes. Asset refinance and consolidation options are available to restructure or release capital from existing vehicle assets. We can match you with brokers who specialise in refinance solutions.
What information will I need to share in the enquiry?
Basic business details, trading history, vehicle type required, estimated finance amount and contact details. Matched providers may later request accounts or bank statements for underwriting.
How does Fast Business Loans get paid?
We’re paid by our broker or lender partners when a transaction completes. There’s no fee for businesses to use our matching service.
Is your service regulated?
Fast Business Loans acts as an introducer. Decisions about suitability, terms and approvals are made by the lenders or brokers you are introduced to — please speak to them for product-specific regulation and terms.
What to Consider Before Choosing Vehicle Finance
Use this checklist to compare options and confirm affordability:
- Expected total cost of ownership (finance cost + fuel/energy + servicing + insurance).
- Who pays for maintenance and repairs (lease packages vs ownership).
- VAT treatment and whether the product suits your tax position — consult your accountant.
- Mileage limits on leases and penalties for excess mileage.
- Early termination or settlement options and any associated charges.
- Incentives for EVs or low-emission vehicles and how they affect finance terms.
Advice: speak to your accountant or financial adviser to confirm tax treatment and ensure the agreement is affordable. We do not provide financial advice — we introduce you to providers who can.
Why UK Businesses Trust Fast Business Loans
We focus on fast, relevant matches and transparent introductions. Typical trust signals include:
- Fast responses — many enquiries get an initial reply within hours.
- Sector knowledge — matches consider vehicle type and industry needs.
- Secure handling of your data and clear privacy practices.
- Free service for businesses — you only engage with providers if you choose to.
Ready to Explore Your Vehicle Finance Options?
If your business needs vehicle funding from around £10,000 and up, we’ll quickly connect you with lenders and brokers who can help. Complete our short form now and get matched — it’s free and non‑binding.
Get Your Vehicle Finance Quote Now
Enquiry won’t affect your credit score. Partners may carry out checks if you decide to proceed.
For more information about funding for different types of business vehicles, see our detailed guide to vehicle finance.
Important Information & Disclaimers
Fast Business Loans acts as an introducer and does not provide credit or financial advice. Any finance decision, terms and acceptance are made by the lender or broker you are introduced to. Eligibility is subject to status and affordability checks; providers may require credit searches and documentation. We encourage you to seek independent professional advice (for example, from your accountant) where appropriate.
*Initial enquiry submitted via Fast Business Loans is a matching request only and will not impact your credit score. If you proceed with a particular lender or broker they may carry out formal credit checks as part of underwriting.
– What types of vehicle finance can you match my UK business with? We can connect you to hire purchase, finance lease, operating lease/contract hire, fleet funding, asset refinance and balloon/residual options for new or used vehicles.
– Who is eligible to use the service, including start-ups? UK limited and incorporated businesses — including start-ups — can be matched, subject to affordability and supporting information.
– What is the minimum amount and typical term for vehicle finance? Typical requests start from around £10,000 with fixed terms usually between 1 and 5 years, depending on the product and provider.
– Will completing the enquiry affect my credit score? No — the initial enquiry won’t affect your credit score, though chosen providers may run checks if you proceed.
– How quickly can I get quotes or a funding decision? Many businesses receive initial responses within hours, with approvals ranging from same day to a few weeks depending on documents and vehicle sourcing.
– Can you help with electric vehicles, HGVs and specialist conversions? Yes — we regularly match businesses with lenders experienced in EVs, HGVs, refrigerated units, accessible vehicles and specialist conversions.
– Do I need a deposit, and are zero-deposit or balloon options available? Some deals require a deposit while others offer low/zero-deposit and balloon/residual structures to reduce monthly costs.
– What information do I need to provide to start? Just basic business details, trading history, vehicle type, estimated finance amount and contact info — further documents may be requested by matched providers.
– Can you help if I already have vehicles on finance? Yes — asset refinance and consolidation options can release working capital or restructure existing agreements.
– Is this a formal application, are you a lender, and is the service free? This is a quick, no‑obligation enquiry to match you with lenders/brokers, Fast Business Loans is an introducer (not a lender or adviser), and the service is free for businesses.