Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Vehicle finance for UK businesses: fast matches with brokers & lenders
Summary: Fast Business Loans connects UK companies with brokers and lenders who specialise in vehicle finance — including vans, trucks, minibuses and fleets. Our quick, no‑obligation enquiry (takes under 2 minutes) helps match you with the right providers for funding from £10,000 upwards. Completing the enquiry does not affect your credit score. Get started with a Free Eligibility Check to see suitable options fast.
Get Quote Now – Free Eligibility Check
Why businesses choose Fast Business Loans for vehicle funding
Sourcing vehicle funding can be time-consuming and confusing — different lenders specialise in different vehicle types, credit profiles and business sectors. Fast Business Loans removes the legwork: we’re an introducer that connects your business with lenders and brokers who can offer the right type of vehicle finance.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Rapid, no‑obligation enquiry
Complete a short form in under 2 minutes. It’s an enquiry only — not an application — and it won’t affect your credit score. You’ll then be matched with relevant brokers or lenders.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Tailored matches rather than one-size-fits-all
We use a mix of automated matching and human review to select partners who understand your sector and vehicle needs — from single vans to multi-vehicle fleet upgrades.
Transparent & free for businesses
Our service is free to use. We don’t provide finance ourselves and we don’t give regulated financial advice — we introduce you to providers who will present offers and fees clearly.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Quick fact: We typically match requests for vehicle funding from £10,000 upwards.
How our vehicle finance matching process works
- Enquiry: You tell us about your business, trading history, the vehicle(s) you want and the amount required.
- Smart match: Our system plus a specialist reviewer shortlist the brokers/lenders best suited to your request.
- Response: You’ll usually hear from matched partners within hours for an initial discussion and possible indicative terms.
- Choose & proceed: You pick the provider that suits you. If you proceed, that provider will carry out formal checks and complete the application.
Micro-copy: we only share your enquiry with finance partners who are likely to be able to help — your details are shared securely and only for the purpose of matching.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Vehicle finance solutions we help you explore
Different businesses need different packages. Below are the common vehicle finance solutions we can introduce you to, with typical use‑cases and benefits.
Hire Purchase (HP) & Conditional Sale
- Fixed terms, option to own the vehicle after final payment.
- Deposits often required; balloon options available.
- Good for businesses that want eventual ownership on the balance sheet.
Finance Lease & Operating Lease
- Lease terms where the lender retains ownership; different tax and accounting effects.
- Useful for fleets or businesses preferring off‑balance treatments (check with your accountant).
Contract Hire
- Typically fixed monthly rentals with maintenance packages available.
- Suitable for businesses that prefer predictable running costs and fleet management.
Vehicle Refinance & Equity Release
- Release cash from vehicles you already own or restructure existing vehicle finance and balloon payments.
Specialist & Green Vehicle Funding
- Funding for electric vans, refrigerated trucks, conversions and EV charging bundles.
- Brokers can advise on available grants or incentives and package finance accordingly.
Quick comparison
| Option | Ownership | Typical Term | Best for |
|---|---|---|---|
| Hire Purchase | Borrower (after final payment) | 2–5 years | Buying vehicles outright |
| Finance Lease | Lender | 2–5 years | Fleets, tax planning |
| Contract Hire | Lender | 2–4 years | Predictable costs, maintenance |
| Refinance | Depends | Varies | Free up capital, restructure |
Funding vehicles across sectors we understand
We commonly match vehicle funding requests for businesses in:
- Logistics & couriers (single vans to mixed fleets)
- Construction & trades (tippers, pickups, plant transporters)
- Agriculture (tractors with transport, refrigerated units)
- Passenger transport (minibuses, community transport)
- Healthcare & social services (patient transport vehicles)
- Retail, e‑commerce & last‑mile delivery fleets
- Food & beverage distribution (temperature‑controlled vehicles)
Each sector has specific lender preferences (mileage, seasonal income, residual values). We match you to partners who understand those nuances.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility snapshot — what lenders commonly look for
Minimum requirements
UK-registered limited companies are typically supported; funding usually begins from around £10,000. Lenders will assess trading history, turnover and affordability.
Commonly requested documents
- Recent management accounts or company accounts
- Bank statements (usually last 3–6 months)
- Vehicle details (make, model, age, mileage) and supplier/dealer invoices
- Proof of identity and business registration
Credit profiles & specialist support
If you have a mixed or challenged credit history, specialist brokers match you with lenders more likely to consider your case.
Flexible options — new, used or going electric
Whether buying new from a dealer, sourcing used vehicles or electrifying your fleet, suitable funding is available: dealers, brokers and lenders may support conversion costs (racking, bodywork), charging infrastructure and maintenance packages.
- New vehicle deals often include manufacturer finance packages.
- Used vehicles and auction purchases can be funded with specialist asset finance.
- EV and low‑emission financing often includes options for chargers and grants.
Cost considerations & comparing offers
When comparing offers focus on total cost of ownership: deposit, monthly payments, VAT treatment, maintenance, residual (balloon) amounts, early termination fees and APR. Some points to watch:
- APR vs flat rate — understand which lenders show which figure.
- Balloon payments reduce monthly cost but leave a final lump sum or purchase option.
- Maintenance-inclusive packages raise monthly cost but reduce unexpected spend.
We introduce multiple options so you can compare terms and choose what fits your cash flow and tax position — we don’t influence lender decisions; we simply make suitable introductions.
Success story snapshot
Midlands courier fleet upgrade — example (anonymised): A courier business wanted to replace diesel vans with six electric vans. Enquiry to Fast Business Loans led to an introduction to a specialist broker who arranged £250,000 funding across hire purchase and a short-term refinance for old vehicles. From enquiry to indicative terms: 48 hours. Result: lower running costs and a clear upgrade path to EVs.
Responsible finance & our disclosure
Fast Business Loans is an introducer. We do not lend money and do not provide regulated financial advice. We introduce business enquiries to a panel of UK-based brokers and lenders who may contact you to provide quotes. Our service is free for businesses; we may receive a commission from a broker or lender if you proceed with a product.
Please review any provider’s terms carefully before entering an agreement. Completing our enquiry is not an application and does not impact your credit score; lenders may carry out affordability and credit checks at the formal application stage.
Vehicle finance FAQs
What types of vehicles can be financed through Fast Business Loans?
We can match you with providers that fund cars, vans, HGVs, minibuses, specialist conversions and electric vehicles — for business funding requests from around £10,000 upwards.
How quickly will I receive a response?
Initial introductions to brokers or lenders often happen within a few hours during business days. Formal decisions depend on the provider and required checks.
Will enquiring affect my credit score?
No. Our enquiry form is not a credit application and will not show on your credit file. Lenders may perform credit checks later if you proceed.
Can I refinance existing vehicle finance?
Yes — refinancing or restructuring existing vehicle finance is commonly available. Matched brokers can discuss options to reduce monthly costs or alter balloon payments.
Do you support finance for electric vehicles?
Yes. We can connect you with specialists arranging EV funding and, where applicable, package charging infrastructure and grant awareness.
Are there fees to use Fast Business Loans?
No. Our matching service is free for businesses. If you proceed with a lender or broker, that provider will explain any fees or commissions before you sign.
Ready to explore your vehicle finance options?
Fast Business Loans helps you save time, increases the chance of a suitable match and makes it simple to compare offers — all at no cost. Tell us a few details and we’ll match you to brokers and lenders who can help fund your next vehicle or fleet upgrade.
Get Your Free Vehicle Finance Match
Learn more about typical vehicle lending options on our vehicle finance guide: vehicle finance.
– Q: How does Fast Business Loans’ vehicle finance matching service work?
A: Complete a quick, no‑obligation enquiry (under 2 minutes) and we’ll match your UK business with suitable vehicle finance brokers and lenders who then contact you to discuss options.
– Q: Will submitting an enquiry affect my credit score?
A: No — it’s not a loan application and won’t affect your credit score; any credit checks may occur later if you choose to proceed.
– Q: What types of vehicles can be financed?
A: We can introduce funding for vans, trucks/HGVs, cars, minibuses, specialist conversions and electric vehicles, typically from around £10,000 upwards.
– Q: Can I finance new or used vehicles, including auction purchases and fleets?
A: Yes — many lenders on our panel fund both new and used vehicles, including dealer and auction purchases and multi‑vehicle fleets.
– Q: What vehicle finance options are available for businesses?
A: We can introduce hire purchase/conditional sale, finance lease, operating lease, contract hire and refinance/equity release, with typical terms of 2–5 years and optional balloon payments depending on the product.
– Q: How quickly will I hear back after submitting my enquiry?
A: You’ll often receive an initial response within a few hours on business days, with indicative terms once matched partners review your details.
– Q: Can you help with electric vehicle finance and charging infrastructure?
A: Yes — specialists arrange finance for electric vans and fleets and can bundle EV charging infrastructure where required.
– Q: Who is eligible and what’s the minimum amount for vehicle finance?
A: UK‑registered limited companies are typically eligible for funding from around £10,000, with lenders assessing trading history, turnover and affordability.
– Q: Can you help if my business has adverse credit or has been declined elsewhere?
A: Yes — specialist brokers in our panel work with mixed or challenged credit and can match you to lenders more likely to consider your case.
– Q: Do you charge any fees to use the service?
A: No — our enquiry and matching service is free for businesses, and we may receive a commission from a broker or lender if you proceed.