Agriculture Business Loans: Fast Farm & Agribusiness Finance in the UK
Running a farm or agribusiness means navigating seasonality, volatile input costs, and mission‑critical machinery. Fast Business Loans connects UK agriculture businesses with trusted lenders and brokers who understand your sector — so you can access the right finance quickly and with less hassle. We’re not a lender and we don’t provide financial advice. We’re a free‑to‑use introducer that matches you to suitable partners based on your requirements. There’s no obligation to proceed, and submitting an initial enquiry with us won’t affect your credit score.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Free Eligibility Check | Get Quote Now | Get Started
Who We Help in UK Agriculture
We focus on UK agriculture and agri‑food businesses that need finance to grow, modernise, or manage seasonal cash flow. Typical sectors include:
- Farms: arable, livestock, and mixed farming operations
- Horticulture and glasshouse businesses
- Dairy and poultry units
- Agricultural contractors and machinery hire companies
- Agri‑food processors, packers, and storage facilities
- Agri‑tech and precision farming companies
- Rural businesses supporting farm operations (storage, logistics, cold chain)
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What Can Agriculture Business Finance Cover?
Equipment & Machinery
Funding for tractors, combines, telehandlers, implements, sprayers, GPS/precision tech, irrigation systems, packhouse kit, and more. Options may include agricultural asset finance, farm equipment finance, or refinancing of existing machinery.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Working Capital & Cash Flow
Support for seasonal inputs (seed, feed, fertiliser), labour, fuel, utilities, and bridging cash flow between harvest and sale. Solutions can help where retailer or processor payments are delayed.
Livestock & Herd Growth
Finance for breeding stock and herd expansion, with repayment structures aligned to cash flow where available (subject to lender terms and status).
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Infrastructure & Improvements
Grain stores, barns, milking parlours, slurry and waste systems, glasshouses, cold storage, fencing, drainage, and land improvements.
Vehicles & Fleet
4x4s, vans, ATVs/UTVs, refrigerated vehicles and more — including farm vehicle finance and relevant lease options.
Sustainability & Energy
Solar PV, biomass boilers, heat pumps, EV chargers, battery storage, and robotics — discover sustainability & on‑farm energy finance via our partners.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of Agriculture Finance We Can Connect You With
Terms, rates and availability depend on your circumstances; lenders and brokers set their own criteria. We do not provide financial advice or recommendations.
Asset & Equipment Finance
Purchase new or used machinery with repayments spread over time. Often secured on the asset being financed.
Business Loans (Secured/Unsecured)
Flexible funding for general business purposes, growth, operational needs, or consolidation. Security may be required for higher amounts.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Invoice Finance
Unlock cash tied up in unpaid invoices to steady cash flow. Learn more about invoice finance for agriculture.
Refinance
Restructure existing facilities or consolidate to improve monthly cash flow (subject to lender approval and valuation where applicable).
Vehicle Finance
Loans or leases for commercial and farm vehicles, including pickups, vans, and specialist transport.
Sustainability Loans
Funding aligned to environmental and productivity projects such as solar PV, efficiency upgrades, irrigation control, and low‑carbon equipment.
Commercial & Rural Property‑Linked Finance (via partners)
For qualifying scenarios, partners experienced in rural and commercial property‑linked facilities may be available (subject to status, valuation, and criteria).
How Fast Business Loans Works
Step 1: Share a few details (under 2 minutes)
Tell us about your business, funding need, and contact details. Submitting an initial enquiry with us will not affect your credit score.
Step 2: We match you with trusted UK partners
We connect you to lenders and brokers who understand agriculture and the type of finance you’re seeking.
Step 3: Receive a fast response
A finance professional will typically contact you by phone or email to discuss options and documents.
Step 4: Compare and decide — no obligation
Review quotes and terms directly with the broker or lender. Proceed only if it suits your business.
Why Agriculture Businesses Choose Fast Business Loans
- Sector understanding: We connect you with partners who know farming seasonality, input price volatility, and yield cycles.
- Save time: One simple enquiry and we put you in front of suitable partners fast.
- Improve approval chances: Matching helps route you to partners suited to your needs and profile.
- Free to use: No cost for business owners; no obligation to proceed.
- Clear and transparent: We act as an introducer — not a lender — and share details only with relevant finance partners.
- Compliance‑aligned messaging: We aim for communications that are clear, fair and not misleading.
About Fast Business Loans | How It Works
Eligibility Snapshot: What Lenders May Look For
Criteria vary by lender/broker. The following is general guidance only.
- Business profile: UK‑registered agriculture businesses (e.g., limited companies and partnerships)
- Loan size: Typically from £10,000 and above
- Time trading: Newly formed through to established (requirements differ)
- Purpose: Equipment/machinery, working capital, livestock, sustainability, vehicles, and infrastructure
- Financials: Recent accounts or management figures may be requested
- Security and assets: Often required for larger or asset‑backed facilities
- Credit history: Business and director profiles considered
- Seasonality: Some partners can align repayments to seasonal cycles
- Documents: ID, bank statements, management accounts, equipment quotes, existing finance schedules
Documents That Typically Help Speed Things Up
- Last 3–6 months’ business bank statements
- Management accounts and/or last filed accounts
- Quotes or spec sheets for equipment (if applicable)
- Proof of ID and address for directors/owners
- Asset register and existing finance schedules (if refinancing)
- Key contracts or invoices (for invoice finance)
- Environmental/planning consents (for sustainability projects, if required)
Practical Use Cases We Commonly See
Precision Farming Upgrade
A mixed farm invests in GPS guidance and variable‑rate tech via asset finance, improving input efficiency and yield mapping.
Dairy Unit Modernisation
Refinance of existing equipment plus a new parlour investment to improve throughput and energy efficiency.
Seasonal Working Capital
Short‑term working capital for feed and fertiliser ahead of spring, with repayments aligned to expected sale receipts.
Livestock Expansion
Finance for breeding stock to increase herd size, structured with cash flow in mind.
On‑Farm Energy
Funding for rooftop solar PV to lower energy costs and reduce exposure to price volatility.
Each example is illustrative only. Terms and availability vary by lender and your circumstances.
Costs, Rates and Terms — What to Expect
- Transparent quotes: Rates, fees, and terms are set by the broker/lender you’re introduced to.
- Tailored offers: Your quote reflects your business profile, assets, security, sector, and purpose of funding.
- No obligation: Compare options and proceed only if you choose.
- Credit checks: Your initial enquiry with us won’t affect your credit score. If you proceed, brokers/lenders may run credit checks with your consent.
Funding is never guaranteed and is always subject to status, affordability and lender criteria.
Fast Business Loans: What We Are (and What We’re Not)
- We are: A free‑to‑use introducer connecting UK businesses with trusted brokers and lenders.
- We are not: A lender, and we do not provide financial advice or recommendations.
- Our approach: Clear, fair, and not misleading communication. Your details are shared only with relevant partners who may help with your request.
Frequently Asked Questions: Agriculture Business Finance
Are you a lender?
No. Fast Business Loans is an introducer. We connect UK agriculture businesses with trusted brokers and lenders.
Does my enquiry affect my credit score?
No. Submitting an initial enquiry with us won’t affect your credit score. If you choose to proceed, a lender or broker may run credit checks with your consent.
What loan amounts are available?
Partners can often help from around £10,000 up to £5 million+, depending on purpose, security, and your business profile.
Can newly formed agriculture businesses apply?
Some partners support newly formed businesses. Additional information and security may be required.
How quickly can I get funding?
Response times can be fast — sometimes within hours. Completion times vary by product type, lender processes, and document readiness.
Do you support equipment finance for tractors and machinery?
Yes. Many partners specialise in agricultural machinery and equipment finance.
Do you work with on‑farm sustainability projects?
Yes. Partners can support solar PV, energy efficiency, and other sustainability initiatives where eligible.
Is there any obligation to proceed?
No. You can review options and proceed only if they suit your business.
Get Started — It Takes 2 Minutes
- Click “Get Started”
- Share a few details about your farm or agribusiness
- We match you with suitable lenders and brokers
- Compare your options — no obligation
Get Started | Free Eligibility Check | Get Quote Now
Useful links: agricultural asset finance | farm equipment finance | invoice finance for agriculture | sustainability & on‑farm energy finance | farm vehicle finance | about us | how it works
Compliance and Transparency Notice: Fast Business Loans is an introducer, not a lender, and does not provide financial advice. We connect UK businesses with brokers and lenders who may be able to help. Your initial enquiry won’t affect your credit score. If you proceed, lenders/brokers may conduct credit checks with your consent. All funding is subject to status, affordability checks, and lender criteria. We aim for communications that are clear, fair and not misleading. Rates and terms are set by our partners. We do not endorse or recommend any specific lender; matches are based on the information you provide and partner criteria.
– How does Fast Business Loans help UK businesses find finance? We connect UK businesses with trusted, FCA-aligned brokers and lenders via a quick online enquiry so you can compare business finance options fast, free, and with no obligation.
– Are you a lender or financial adviser, and does it cost to use the service? No—we’re not a lender or financial adviser, and our matching service is completely free for business owners.
– Will submitting a business loan enquiry affect my credit score? No; your enquiry won’t affect your credit score, and partners only run credit checks if you choose to proceed.
– How quickly could I get a response and funding? You’ll usually get a call or email within minutes to a few hours, with many working capital facilities funding in days and larger asset or commercial deals taking longer.
– What loan amounts and terms are available through your partners? Our panel supports funding from about £5,000 to £5 million+ with terms tailored to the product, security, and your business.
– What types of business finance can you match me with? We connect you to unsecured and secured business loans, cashflow loans, invoice finance, asset and equipment finance, vehicle and fit-out finance, refinance, commercial finance, and sustainability loans.
– Do you support start-ups, SMEs, and businesses in my sector? Yes—start-ups and established SMEs across sectors like construction, hospitality, healthcare, retail, agriculture, logistics, manufacturing, professional services, and more are supported.
– What interest rates and fees should I expect? Rates and fees depend on the finance type, risk profile, term, and security, and your matched broker will explain all costs clearly before you proceed.
– What information or documents will I need to start? To enquire you only need basic business details, funding amount and purpose, and contact info, with partners later requesting items like bank statements, accounts, invoices, or asset details if needed.
– Can you help if I’ve been declined elsewhere or have limited credit history? Yes—because we work with a wide panel of lenders, you may still qualify even after a previous decline, subject to your circumstances.