Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Accountants Business Loans & Finance: Get Matched Fast
Summary: Fast Business Loans helps UK accountancy firms access business finance of £10,000 and above by matching you quickly to suitable lenders and brokers. We are an introducer—not a lender—and our free, no‑obligation enquiry keeps your credit file safe while we find options for practice acquisitions, bridging cashflow, software upgrades, partner buy‑ins and more. Complete a short form for a Free Eligibility Check and receive matched quotes by phone or email.
Get Started – Free Eligibility Check (takes under 2 minutes). Your enquiry is not an application—it’s information we use to match your practice with the most appropriate lender or broker.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why accountancy firms seek specialist funding
Accountancy practices face funding needs that differ from many small businesses. Cashflow timing depends on client billing cycles, seasonal workloads and the timing of VAT, PAYE and corporate tax liabilities. Growth or change—acquiring another practice, recruiting staff, upgrading cloud accounting platforms—often requires external capital.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Common triggers for finance in accountancy firms:
- Practice acquisition or partner buy‑ins
- Bridging temporary tax, VAT or payroll liabilities
- Investment in software, secure servers or MTD compliance
- Working capital to cover uneven client retainer inflows
- Refinancing to simplify monthly repayments
Here’s what that means for you: the right product and a lender who understands professional services cashflow can reduce cost and fund timelines. Free Eligibility Check.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans helps accountants secure finance
We’re your finance matchmaker (not a lender)
We do not lend money or provide regulated financial advice. Instead, we introduce your business to lenders and brokers who specialise in business finance for professional services. Our role is to shortlist the best contacts from our panel so you can compare real offers quickly and without the hassle of searching dozens of providers yourself.
Sector‑specific panel
We work with UK finance partners who understand accountancy firm risk profiles—how fee income, debtor ageing and partner guarantees affect approval and pricing. Because we match your details to the right partners, you increase your chances of receiving useful, realistic options.
Get Matched with Accountant-Friendly Lenders
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Funding options commonly used by accountants
Accountancy firms typically use a mix of short‑term and medium‑term finance. Here’s a quick guide to the main products and how they’re used.
Common finance types
- Working capital loans – short to medium term funds to manage cashflow gaps.
- Invoice finance / fee funding – release cash tied to client invoices or retainer fees.
- Short‑term bridging loans – cover urgent tax, VAT or payroll obligations.
- Asset & equipment finance – finance for IT, servers, furniture or office fit‑outs.
- Practice acquisition finance – partner buy‑ins and firm purchases.
- Business overdraft alternatives – revolving credit or flexible loan facilities.
Comparison table
| Finance type | Typical uses | Loan amounts | Turnaround |
|---|---|---|---|
| Working capital loan | Cover monthly payroll & bills | £10,000 – £500,000+ | Days – 2 weeks |
| Invoice finance | Unlock client fee invoices | £10,000 – multi‑million | 24–72 hours |
| Bridging loan | Short term tax/VAT needs | £10,000 – £250,000 | Days |
| Acquisition finance | Practice purchases, partner buy‑ins | £25,000 – £5m+ | 2–8 weeks |
Eligibility snapshot: what lenders look for
Each product has its own criteria but these are common checks lenders use when assessing an accountancy practice.
Typical criteria
- UK limited company or LLP structure
- Trading history—some products accept 6 months, others expect 12–24 months
- Recent management accounts or filed accounts
- Evidence of recurring fee income, retainer agreements or contracts
- Director/shareholder personal credit and, sometimes, personal guarantees
New practices and startups
Newer firms may still qualify—lenders can consider partners’ track records, forward fee agreements or business plans. Where necessary, options such as bridging finance or higher security levels are used to bridge the gap to longer‑term funding.
Start Your Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
The Fast Business Loans matching process
We keep the process simple and transparent so you can compare offers quickly.
- Submit a short enquiry — a 2‑minute form asking for business basics, purpose and amount.
- Smart matching — we select lenders/brokers from our panel who fit your profile.
- Rapid response — you’ll receive contact by phone or email to discuss options.
- Compare & decide — review offers, ask questions and proceed directly with the lender you prefer.
- No obligation to proceed
- Your enquiry is used only to match you with relevant partners
- We do not provide regulated advice—your choice to proceed remains yours
Costs, rates & repayment expectations
Rates and fees depend on the lender, product and your circumstances. We do not set or guarantee rates; matched lenders will provide tailored pricing once they review your specifics.
Factors that influence pricing
- Turnover and profitability
- Credit history of the business and directors
- Loan size, term and repayment profile
- Security offered (personal guarantees, charges on assets)
- Speed of funding required
Always ask lenders for a full breakdown of fees, representative APR (where applicable), early repayment terms and any arrangement or exit fees.
Responsible borrowing checklist for accountants
Before borrowing, review affordability and business impact. Use this checklist to help frame any conversations with lenders or your own advisers.
- Confirm realistic cashflow forecasts showing repayments
- Understand all fees and the full cost of borrowing
- Check whether lending is secured against business assets or personal guarantees
- Ask about early repayment charges and repayment flexibility
- Consider speaking to a professional adviser for complex transactions
We act as an introducer only. We recommend you consider independent professional advice where needed.
Success snapshot: funding scenarios we’ve facilitated
1. Multi‑partner practice bridging a VAT bill
Challenge: Seasonal VAT liability threatened cashflow. Solution: Short‑term bridging loan. Outcome: Funds in 72 hours; practice repaid from upcoming client receipts.
2. Growing firm buying a local competitor
Challenge: Acquisition required structured finance. Solution: Practice acquisition finance with staged repayment. Outcome: Completion in 4 weeks; new income streams consolidated.
3. Upgrade to cloud accounting & MTD systems
Challenge: Large upfront IT & security spend. Solution: Asset finance over 3 years. Outcome: Modern platform implemented with predictable monthly cost.
What you’ll need before you apply
Having the following ready will speed the matching and decision process:
- Basic company details and contact information
- Latest filed accounts and recent management accounts
- Turnover and profitability figures
- Aged debtor list and key client details, if seeking invoice finance
- Business plan or projection for new or acquisition finance
If you don’t have every document yet, still complete the form—lenders can advise on next steps.
Why accountants choose Fast Business Loans
- Speed: quick enquiry and rapid lender responses
- Sector understanding: we match you with partners who know professional services
- Secure handling of your information
- Free to use and no obligation to proceed
- Funding range from £10,000 upwards
“Saved us hours of searching — got useful lender options within a day.” — Accountancy practice client, 2024
Get Quote Now – Speak to Specialist Brokers
For more detail on tailored solutions for accountants, see our dedicated resource on accountants business loans.
Frequently asked questions for accountants
Will submitting an enquiry affect my credit score?
No. Completing our enquiry form is not a credit application and does not impact your credit record. Lenders may perform checks only if you proceed with an application.
Can we refinance existing practice debt?
Yes. Many practices refinance to reduce monthly costs or consolidate multiple facilities. Provide current loan details for accurate comparisons.
Do you support new practices?
Yes—some lenders consider short trading histories when partnered with detailed forecasts, partner CVs or forward fee contracts.
What’s the minimum loan size available?
We typically work with loan amounts from £10,000 upwards; some partners can arrange larger facilities into millions depending on needs.
How fast can funding complete?
Timescales vary: invoice finance and some working capital solutions can be arranged in 24–72 hours; acquisition finance and secured facilities often take weeks.
Do you provide financial advice?
No. We are an introducer and do not provide regulated financial advice. We connect you with lenders/brokers who can advise on product suitability.
How is my data handled?
Your details are shared only with selected partners needed to provide quotes. See our privacy policy for full details.
Ready to explore your options?
Fast Business Loans makes it simple to discover finance tailored to accountancy firms. Tell us about your funding need and we’ll match you with lenders and brokers who can help — quickly and with no obligation.
Get Started – Free Eligibility Check
If you prefer to speak to someone first, please use our contact options at the footer of the site.
– Are you a lender or a broker, and how does your service work?
Fast Business Loans is an introducer, not a lender, and after a 2‑minute Free Eligibility Check we match your UK accountancy firm with suitable lenders/brokers who contact you with options, with no obligation to proceed.
– Will submitting an enquiry affect my credit score?
No—our enquiry is not a credit application and won’t appear on your credit file; checks only happen if you choose to apply with a lender.
– Does it cost anything to use Fast Business Loans?
No, our matching service is free for businesses and you only deal directly with the lender if you decide to proceed.
– What loan amounts can accountancy firms access?
We typically match firms to facilities from £10,000 and, depending on the product and profile, up to multi‑million amounts.
– How quickly can accountants get funded?
Many working capital and invoice finance solutions complete in 24–72 hours, while acquisitions or secured deals usually take 2–8 weeks.
– What finance options are available for accountants?
Common options include working capital loans, invoice finance/fee funding, VAT and tax bridging, asset and equipment finance, revolving credit, and practice acquisition finance.
– Can you help with VAT, PAYE or payroll cashflow pressures?
Yes, short‑term bridging or flexible working capital facilities can smooth these liabilities until client fees are received.
– Do you support new or recently launched practices?
Yes—some lenders consider startups or short trading histories when supported by forecasts, partner CVs and forward fee agreements.
– What documents will I need to provide?
Expect basic company details, recent management or filed accounts, turnover figures and for invoice finance an aged debtor list, with business plans for acquisitions.
– What rates, fees and security should I expect?
Pricing varies by turnover, credit history, loan size and term, and may involve personal guarantees or asset security, so request a full fee and early‑repayment breakdown from matched lenders.