Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Agriculture Business Loans Made Fast and Fair
Summary: Fast Business Loans helps UK farming and agricultural businesses find the right finance — from working capital and seasonal credit to asset and commercial mortgage options. We don’t lend money; we match your business with suitable lenders and brokers quickly and securely. Complete a short, no-obligation enquiry to receive tailored matches for loans from around £10,000 and up. Get Your Free Eligibility Check.
Why UK Agricultural Businesses Choose Fast Business Loans
Running a farm or agricultural business has unique seasonal and capital needs. Fast Business Loans specialises in connecting farmers and agri-business owners with lenders and brokers who understand those cycles — helping you save time and improve the likelihood of finding a suitable finance solution.
Sector-Savvy Lender Matches
We match you to providers experienced in agriculture: crop production, livestock, dairy, horticulture, and mixed farms. That sector knowledge matters when lenders assess seasonality, yields and asset values.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Faster Responses, Less Paperwork
Our quick enquiry collects essential facts so lenders can assess suitability faster — reducing needless rejections and repeated paperwork.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Transparent, No-Obligation Enquiries
Your enquiry is just that — information to help us match you. It is not an application and does not commit you to proceed. Start your free eligibility check now.
What Type of Agriculture Finance Are You Looking For?
Whether you need short-term cash flow, plant and machinery, or finance for land and buildings, our network can help place you with lenders or brokers offering the right product.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Working Capital & Cash Flow Loans
Short-term loans to smooth seasonal gaps between harvest and payment. Typical use: temporary payroll, seed or fertiliser purchases, contract labour.
Asset & Machinery Finance
Purchase or refinance tractors, combines, irrigation systems and other capital equipment. Options include hire purchase, lease or asset refinance.
Livestock & Stocking Loans
Funding to buy breeding stock or to manage peaks in stocking — structured around herd cycles and expected returns.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Commercial Mortgages & Land Acquisition
Longer-term finance for farm buildings, barns, warehouses or purchasing land. Lenders assess location, land value and business plan.
Green & Sustainable Farming Finance
Loans for renewable energy, water efficiency, low-emission machinery and sustainability projects. Many lenders now offer preferential terms for eco-investments.
Invoice Finance for Produce Sales
Unlock cash tied up in outstanding invoices from distributors, wholesalers or retail contracts to improve liquidity.
Seasonal Credit Lines
Revolving facilities sized for planting and harvest seasons that can be drawn and repaid as cash flows permit.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Typical loan sizes our partners arrange range from about £10,000 to several million pounds — and we’ll match you with the providers most likely to meet your needs. Compare tailored agriculture loan options – Get Started.
How Our Enquiry & Matching Process Works
Here’s how we help you find suitable agricultural finance — quickly and simply.
- Share Your Farm Funding Requirements — Complete a short form (under 2 minutes) with basic business details, funding amount and purpose.
- Instant Panel Screening — We use your details to match you with lenders and brokers who specialise in agriculture.
- Hear Back Quickly — Matched partners will usually contact you by phone or email to discuss options and documentation needs.
- Review Offers Without Pressure — Compare terms and decide whether to proceed. The choice is yours; there’s no obligation from the enquiry alone.
Submit Your Agriculture Loan Enquiry — it’s free and non-binding.
Eligibility Snapshot
Fast Business Loans only introduces your enquiry to potential providers. Final decisions are made by lenders or brokers; criteria vary by product and provider.
You’re more likely to qualify if…
- Your company has a trading history and clear cashflow records.
- Annual turnover and management accounts support the requested amount.
- Assets (machinery, land) can be used as security where required.
- Bank statements and VAT/contract documentation are available.
What lenders may assess…
- Business credit profile and director histories.
- Seasonal variability, commodity price exposure and insurance cover.
- Existing borrowing, CCJs or county court judgments may affect rates or eligibility.
- Value and liquidity of proposed collateral for secured borrowing.
Note: These are general guidelines only. Individual lender criteria vary and final terms are set by the lender or broker reviewing your application.
Why Agriculture Businesses Need Specialist Finance Support
Farming faces unique risks and capital cycles. Specialist finance partners bring experience that generalist lenders may lack — improving structure, timing and cost of capital.
Managing Seasonal Cash Flow Peaks and Troughs
Crop and livestock cycles cause large, predictable swings in cash. Appropriate seasonal facilities and invoice finance solutions help manage these gaps.
Investing in Machinery, Technology and Sustainability
Large capital purchases (tractors, milking parlours, renewable installs) require tailored funding that aligns repayments with asset life and productivity gains.
Weather and Market Volatility Considerations
Finance terms can be adapted to account for weather-related risk, commodity price exposure and insurance arrangements — provided lenders understand your sector.
Balancing Grants, Subsidies and Commercial Lending
Specialist brokers can advise on how to combine government grants or subsidy income with commercial borrowing to deliver affordable outcomes (subject to lender acceptance).
Experienced brokers and lenders can make the difference between a stretched repayment plan and one that supports long-term farm resilience.
Real Stories, Real Outcomes
Illustrative examples (anonymised):
- Yorkshire arable farm — £250,000 asset finance for a combine harvester; approved within 7 days after matching to a specialist asset lender.
- Midlands dairy cooperative — seasonal invoice finance facility to smooth cashflow during processing delays; facility structured to match milk payment cycles.
- East Anglia horticulture business — £85,000 sustainable irrigation upgrade finance with preferential green terms negotiated by a specialist broker.
These examples are illustrative and not guarantees of outcomes. Results vary by business circumstances and lender decisions.
Responsible Borrowing Matters
Borrow only what your business can comfortably repay. Before proceeding with any offer:
- Review the full terms, fees and any security required.
- Consider professional financial advice for complex or large borrowing.
- Remember secured lending can put assets at risk if repayments are not maintained.
Fast Business Loans is an introducer — we do not provide financial advice; matched lenders and brokers set terms and carry out credit assessments.
Free Resources & Next Steps
Read our guides to help prepare: asset finance checklists, seasonal cashflow planning, and sustainability funding tips. For industry-specific support see our agriculture resource hub on agriculture business loans.
Have 2 minutes? Complete your agriculture finance enquiry now — we’ll match you with lenders and brokers who can contact you with options.
Frequently Asked Questions
Are you a lender or a broker?
Fast Business Loans is an introducer. We collect basic information and match your enquiry to lenders and brokers who can offer finance. Final decisions and terms are made by those providers.
Will submitting an enquiry affect my credit score?
No — submitting our initial eligibility enquiry does not affect your credit score. Lenders or brokers may perform credit checks later if you proceed with an application.
What documentation should I prepare for farm finance applications?
Common documents include recent management accounts, business bank statements, VAT returns, balance sheet, cashflow forecasts, and details of assets to be financed or offered as security.
Can new or growing agricultural businesses apply?
Many lenders consider growing businesses, but eligibility depends on the product and the provider. Our matching process helps connect you with partners who specialise in newer agri businesses where appropriate.
How quickly could I receive funding?
Timelines vary. Some unsecured facilities or simple asset finance can be agreed in days; more complex mortgages or secured loans may take several weeks depending on valuation and documentation requirements.
What loan amounts are available for agricultural businesses?
Our partners typically arrange funding from about £10,000 to several million pounds. Exact ranges depend on lender appetite and the purpose of the borrowing.
What happens after I submit the enquiry form?
We screen your details and introduce your enquiry to suitable lenders or brokers. They will contact you directly to discuss options, check documents and, if interested, proceed with credit assessments.
Ready to Explore Your Agriculture Finance Options?
Get matched quickly with lenders and brokers who understand farming. It’s free, secure and non-binding. Complete a short form now and receive tailored contacts and quotes from providers who can help.
Get My Free Agriculture Loan Match
Fast Business Loans introduces enquiries to lenders and brokers. We do not provide finance or financial advice. Loan terms, rates and eligibility are set by the lender or broker and borrowing is subject to status. Failure to repay may result in serious consequences.
– Are you a lender or a broker for agriculture business loans?
We’re an introducer, matching UK farming and agricultural businesses with suitable lenders and brokers, and your enquiry is not an application or commitment.
– Will submitting an agriculture finance enquiry affect my credit score?
No—our free eligibility enquiry doesn’t affect your credit score; checks may happen only if you proceed with a matched provider.
– What types of agriculture finance can you help with?
We connect you with working capital and seasonal credit, asset and machinery finance, livestock loans, invoice finance, commercial mortgages, and green/sustainable farming finance.
– How much can I borrow for farm finance?
Our partners typically fund from around £10,000 to several million pounds, depending on lender appetite and your farm’s circumstances.
– How fast can I get funding for my farm?
Straightforward unsecured or asset finance can be agreed in days, while secured loans and farm mortgages may take several weeks due to valuations and documentation.
– What documents do I need for an agriculture business loan?
Expect to provide management accounts, bank statements, VAT returns, cashflow forecasts, and details of assets or proposed security.
– Do you help new or growing farms with limited trading history?
Yes—many partners consider newer agricultural businesses, though eligibility depends on the product and provider.
– Do I need security or collateral for farm finance?
Requirements vary by lender and amount; some facilities are secured against machinery or land while others are unsecured based on affordability.
– Can I get finance for tractors, combines, irrigation or renewable energy upgrades?
Yes, our partners arrange asset and green finance for machinery and sustainability projects, often with terms aligned to agricultural cycles and asset life.
– How does your matching process work and what does it cost?
Complete a free, 2-minute enquiry, we screen and introduce you to relevant UK lenders/brokers who contact you with options, and there’s no obligation to proceed.