Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Farming Business Loans – Compare Agricultural Finance with Fast Business Loans
Summary: Need funding for tractors, livestock, land improvements or seasonal cash flow? Fast Business Loans does not lend money — we match UK farming businesses with specialist brokers and lenders who can provide the right agricultural finance from around £10,000 upwards. Complete a short, no-obligation enquiry and receive a free eligibility check so you can compare options quickly. Get Started – Free Eligibility Check
Get Started – Free Eligibility Check
Why UK Farms Choose Fast Business Loans
Farming is seasonal, capital intensive and often requires quick access to funds for machinery, livestock or crop inputs. Fast Business Loans specialises in matching farming businesses with lenders and brokers that understand agricultural cycles and asset values. We save you time by shortlisting partners likely to be a good fit for your needs so you can spend less time searching and more time running your business.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- No obligation: an enquiry is information only, not an application.
- Free eligibility check — takes under two minutes.
- Matches are sector-aware: lenders who know agriculture and farm assets.
- Finance solutions from around £10,000 and upwards.
Want to compare options now? Get a Farming Finance Quote
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What Can Farm Finance Cover?
Machinery & Equipment Upgrades
Asset finance and hire purchase let you spread the cost of tractors, combines, feeders and precision agriculture kit. Finance can cover new and used equipment and may be tailored to asset life so repayments match useful life.
Livestock Purchase & Herd Expansion
Funding to buy breeding stock, expand a herd or finance seasonal purchases (e.g. weanlings or breeding groups). Lenders familiar with agricultural valuation can structure facilities to match production cycles.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Land Improvements & Infrastructure
Loans and secured finance can fund drainage, yard works, buildings, slurry systems and other capital projects that increase productivity or value.
Renewable & Sustainability Projects
Finance for solar, AD units, biomass and efficiency projects. For guidance on sector-specific funding pathways, see our sector resources such as farming loans and related industry guidance.
Seasonal Working Capital & Cash Flow
Short-term facilities or invoice finance can bridge gaps between input payments and receipts (milk, crop sales, contracts). Flexible facilities help manage seasonal peaks and troughs in cash flow.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of Farming Finance We Can Help You Access
Through our panel we can introduce you to brokers and lenders who arrange a broad range of products. Below is a practical snapshot — terms depend on the lender and your circumstances.
| Product | Typical uses | Security / notes |
|---|---|---|
| Asset & Equipment Finance | Tractors, combines, implements | Secured on asset; terms linked to asset life |
| Secured Business Loans | Land improvements, buildings | May require property or asset security |
| Unsecured Business Loans | Smaller capex or general working capital | Limited availability; typically higher cost |
| Invoice Finance | Unlock cash from contracts or milk invoices | Advance against invoices/contract receivables |
| Bridging Finance | Short-term property or land purchase funding | Short-term, higher cost; exit plan required |
| Refinance / Consolidation | Reduce monthly outgoings or tidy debt | Depends on lender appetite |
All product availability and pricing vary by lender. Fast Business Loans introduces you to providers who can review your situation and give tailored quotes. Get Quote Now
Who Can Apply? Eligibility Snapshot
We work with limited companies and partnerships operating in farming and allied rural businesses. Typical factors lenders consider include turnover, trading history, profitability and security offered.
Trading status & turnover
Most lenders prefer established trading histories and clear accounts. Facilities from £10,000 upwards are common; some partners can support larger-scale funding.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Credit profile considerations
Imperfect credit does not always rule you out. Different lenders have different risk appetites and some specialise in cases where other lenders have declined.
Documentation & information needed
Basic documents include recent accounts, management accounts or VAT returns, cashflow projections and details of any security. Providing clear information up front speeds the matching process.
How Our Fast Matching Process Works
- Complete a short enquiry form — it’s not an application; it’s information to help us match you. (Takes under 2 minutes.)
- We match you — we select lenders or brokers suited to your sector and requirements.
- Introductions made — matched partners contact you to discuss options and full requirements.
- Decide and proceed — review offers and choose the lender that best fits your needs.
There’s no obligation to proceed after an introduction. For full details on our process, Start Your Enquiry.
Cost, Rates and Repayment Factors
We cannot guarantee interest rates — only lenders set pricing after assessment. Indicative factors that affect rates and repayments include:
- Loan amount and term
- Type of security (secured vs unsecured)
- Credit history and business performance
- Asset residual values (for equipment finance)
When you receive quotes from brokers or lenders, ensure the APR, fees, early repayment terms and any security implications are clear. If you’re unsure, ask the broker to explain the total cost over the term.
Timeline – From Enquiry to Funds
Simple unsecured facilities or asset finance may be approved within days once documents are in place. Secured property or complex refinance can take several weeks. Typical timeline examples:
- Quick eligibility response: same day
- Asset finance (with clear valuation): 3–10 business days
- Secured loans or bridging: 2–6+ weeks depending on valuation and legal checks
Real Farming Scenarios We’ve Supported
Below are anonymised examples showing how matching can help:
- Dairy herd expansion: Introduced a dairy farmer to a broker who arranged asset-backed finance for livestock and a new milking parlour. The structure matched seasonal cashflow and asset life.
- Tractor and kit replacement: A mixed arable business needed a new combine and trailers. Asset finance with staged repayments aligned to harvest income.
- Renewables project: An arable farm secured finance for solar installation using a mix of equipment finance and a longer-term secured facility to match project payback.
If one of these sounds like your situation, Get Quote Now and we’ll match you with the right partners.
Step-by-Step – Start Your Farming Finance Enquiry
1. Gather basic business details
Company name, turnover, requested amount and purpose of funds.
2. Submit our short secure enquiry form
This is not an application — it simply helps us identify appropriate lenders and brokers.
3. Speak with matched broker/lender
They will request supporting documents and explain terms, costs and next steps.
4. Review offers and choose
Compare quotes and decide which solution best suits your farm.
Expert Tips for Strengthening Your Farming Finance Application
- Prepare up-to-date management accounts and cashflow forecasts showing seasonal peaks.
- Document existing contracts (milk, grain, supply agreements) to evidence predictable income.
- Highlight any grants, subsidies or performance improvements that support repayments.
- For asset finance, provide clear details of the equipment and residual value expectations.
- Be transparent about previous credit issues — many lenders will consider mitigants and context.
Frequently Asked Questions
Does Fast Business Loans lend directly to farms?
No. We are an introducer — we match farming businesses with lenders and brokers who supply finance directly.
Will completing the enquiry form affect my credit score?
No. Submitting an enquiry through Fast Business Loans is a soft, informational enquiry and does not affect your credit score. Lenders may perform credit checks later if you proceed with an application.
What’s the minimum loan size you can help with?
We typically work with facilities from around £10,000 upwards, though some partners may consider different thresholds.
Is there a fee to use Fast Business Loans?
Our matching service is free for business owners. Any fees associated with a loan will be explained by the broker or lender you choose to engage with.
Am I obliged to proceed once matched?
No — being matched and speaking to a lender or broker does not oblige you to accept any offer.
Ready to Explore Your Farming Finance Options?
Fast Business Loans helps you reach the lenders and brokers who understand farming and rural business needs. Complete our short, no-obligation enquiry and receive a free eligibility check so we can match you quickly.
Free Eligibility Check – Connect Me with a Broker
Fast Business Loans is an introducer — we do not lend money or provide regulated financial advice. Your enquiry is information only and not a loan application. Any offers and terms are determined by lenders and brokers following their assessments.
For more industry resources on agricultural funding, see our farming loans page: farming loans.
– What is Fast Business Loans and how does it help UK farms? A: Fast Business Loans is a free UK introducer that matches farming businesses with specialist brokers and lenders for agricultural finance, letting you compare options quickly with no obligation.
– Is the enquiry form a loan application or a credit check? A: It’s an information-only enquiry that doesn’t affect your credit score, with any credit checks carried out later by a chosen lender if you proceed.
– What types of farming finance can I compare? A: You can explore asset and equipment finance, livestock loans, seasonal working capital, invoice finance, secured and unsecured business loans, bridging finance, and refinance options.
– What can agricultural finance be used for? A: Funding can cover tractors and machinery, livestock purchases, land and building improvements, renewable energy projects, and seasonal cash flow gaps.
– What is the typical loan size available? A: Facilities usually start from around £10,000, with larger amounts available depending on your circumstances and security.
– How quickly can funds be arranged? A: Some facilities complete within days once documents are ready, while secured or complex cases can take several weeks.
– Who is eligible to apply? A: UK limited companies and partnerships in farming and allied rural sectors can apply, subject to lender assessment of trading history, affordability, and security.
– Can I get farm finance with bad credit or after being declined elsewhere? A: Yes, our panel includes lenders with varied risk appetites who may consider imperfect credit depending on the overall case.
– What documents will lenders usually ask for? A: Expect to provide recent accounts, management accounts or VAT returns, cash flow forecasts, and details of any assets or security (e.g., equipment specs for asset finance).
– Are there fees, and how are rates and repayments set? A: Our matching service is free, and lenders set rates and fees based on loan amount, term, security, credit profile, and asset values, all clarified in your quotes.