Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Farming Business Loans: Fast Matches to UK Agriculture Lenders
Summary: Fast Business Loans helps UK farms and agricultural businesses find suitable finance quickly by matching you with lenders and brokers who specialise in farming finance. Complete a short, free enquiry (it’s not an application and has no initial credit impact) and we’ll connect you to partners who can offer working capital, equipment and asset finance, land or property funding, sustainability finance and more for amounts from £10,000 upwards. Get matched and receive quotes by phone or email from experts who understand farming.
Why Farmers Need Faster, Flexible Finance in 2025
Farming is capital intensive and seasonal. Rising input costs, unpredictable weather, supply chain disruption and the need to invest in sustainable equipment or diversification mean many farms need timely access to funding. Whether you require seasonal working capital, a new tractor or funding for an on-farm renewable energy project, getting matched quickly to the right finance partner can be the difference between seizing an opportunity and missing it.
Fast Business Loans recognises these pressures and focuses on connecting you to lenders and brokers who understand agricultural cycles, asset values and the timing of subsidy payments. To see your options, complete a short enquiry — it only takes a couple of minutes and does not affect your credit score.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Get Started — Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans Supports UK Agriculture
We do not lend money. Our role is to introduce farming businesses to lenders and brokers who can provide finance. This keeps the process fast and straightforward while maximising your chances of being offered a product suited to your needs.
Here’s how the matching process works:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Complete the short enquiry form with a few business details — takes under 2 minutes.
- We identify suitable lenders/brokers from our specialist panel based on your industry and finance type.
- Selected partners contact you directly with a quote and next steps.
- You compare offers and choose the lender or broker that best meets your needs. There’s no obligation to proceed.
Popular Farming Finance Solutions We Can Help You Explore
Our partners provide a full range of agri-finance solutions. Below are common products and typical uses — these are illustrative and subject to lender assessment.
Farm Working Capital Loans
Best for bridging seasonal cash flow gaps (seed, feed, fertiliser, labour) and short-term operational funding. Typical amounts: from £10,000 upwards; terms vary from short-term facilities to multi-year options.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset & Equipment Finance
For tractors, combines, irrigation systems, greenhouses and precision agri-tech. Options include hire purchase, finance leases and asset refinance — often matched to expected life of equipment.
Livestock & Breeding Finance
Funding for buying breeding stock, herd expansion and specialist livestock programmes, supported by asset-based or secured facilities where appropriate.
Rural Property & Land Improvement Loans
Loans for yard upgrades, silage clamps, drainage, fencing or land purchase/rehabilitation. Amounts and security depend on the project and lender criteria.
Green & Sustainable Farming Finance
Funding for solar PV, anaerobic digesters, slurry treatment and energy efficiency upgrades. Many partners can help combine grant funding with commercial finance to improve affordability.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility Snapshot: Who Our Lending Partners Can Support
Each lender/broker has different criteria, but common factors considered include:
- Business trading history and recent financial performance.
- Turnover and projected cash flow for the next 12 months.
- Security available (assets, land, machinery) — some products can be unsecured for qualifying businesses.
- Purpose of the loan — working capital, asset finance or development funding.
- Credit history — several partners specialise in supporting businesses with complex credit profiles.
We typically help businesses and limited companies seeking £10,000 and above. Our matching is designed to identify partners most likely to consider your circumstances; it does not guarantee approval.
No impact on your credit score for the initial matching enquiry — credit checks only happen later with your consent if you proceed.
What to Expect After You Submit Your Farming Loan Enquiry
After you submit the enquiry form:
- We screen the details and match you to one or more suitable lenders or brokers.
- You should expect contact by phone or email from matched partners — often within hours during business hours.
- Partners may request supporting documents (management accounts, cashflow forecasts, asset quotes, business plan).
- If a partner declines to proceed, we will try additional introductions when possible and let you know promptly.
We aim for speed and transparency — if your case is straightforward, many partners can provide indicative quotes quickly; completing the full application and funding timescales vary by product and documentation supplied.
Cost Transparency: Understanding Rates, Fees and Repayment Terms
Rates and fees depend on multiple factors: loan type, term, amount, security, sector risk and the lender’s risk appetite. We do not set rates — matched lenders or brokers will provide specific pricing for your case.
Some typical considerations:
- Short-term working capital often carries higher rates than long-term asset finance.
- Secured loans (against property or machinery) usually achieve more competitive pricing.
- Brokers may charge arrangement fees or commissions disclosed directly to you; any costs will be disclosed by the lender/broker before you sign.
Figures you receive are illustrative only. All finance is subject to status, affordability checks and lender terms.
Preparing a Strong Farming Finance Enquiry
Being organised speeds up offers. Typical documents and information lenders will ask for:
- Recent management accounts and bank statements (usually 12–24 months).
- Cashflow forecasts showing seasonal peaks and troughs.
- Quotes or valuations for equipment or works (if asset finance or capex funding).
- Details of existing debt and repayment schedules.
- Business plan or project summary for development work or diversification schemes.
- Evidence of any environmental or stewardship schemes if applying for green finance.
Having this information ready helps matched partners give faster and more accurate quotes.
Case Snapshot: Mixed Farm Secures Seasonal Funding
A 250‑hectare mixed farm needed £150,000 to cover seed and feed costs through a difficult harvest year. Fast Business Loans matched the business with a specialist agricultural broker who understood seasonal cashflow profiles. Within 10 days an overdraft-style seasonal facility was arranged that matched the farm’s cash cycle, allowing the business to secure inputs on favourable terms. Outcome: improved cashflow, no forced sales of assets and greater operational stability. Individual results vary and this example is illustrative only.
Why Choose Fast Business Loans for Agriculture Funding
- Speed: one short enquiry connects you to multiple specialist partners.
- Sector knowledge: we work with lenders and brokers experienced in farming finance.
- No obligation: you receive quotes and decide whether to proceed.
- Privacy & security: your details are shared only with selected partners who can help.
Frequently Asked Questions About Farming Loans
What agricultural businesses do your lending partners support?
We connect arable, livestock, dairy, horticulture, mixed farms and agri-tech businesses with lenders and brokers who specialise in agriculture finance. If your business operates within the farming sector, we can usually find suitable partners.
Can I seek finance for seasonal cash flow gaps?
Yes. Many partners offer seasonal facilities, overdrafts or short-term working capital designed to align with planting, harvesting and subsidy payment cycles.
What documents will lenders request?
Commonly: recent accounts, VAT returns, bank statements, cashflow forecasts, asset valuations and quotes. Your matched partner will confirm the exact requirements.
Do you help farms with less-than-perfect credit?
We work with a broad panel, including specialist brokers who consider non-standard credit profiles. Submitting an enquiry can reveal options you may not have previously known about. Approval is always at the lender’s discretion.
How quickly can funding be arranged once approved?
Indicative responses often arrive within hours of enquiry. Funding timelines depend on the product and documentation: some simple asset finance cases can complete in days, larger or secured facilities can take longer.
Will my enquiry affect my credit score?
No — completing our enquiry form does not affect your credit score. Lenders may perform checks later with your consent.
Does Fast Business Loans charge for the service?
No. Our matching service is free for business owners. Any fees from brokers or lenders will be disclosed to you by them before you enter into any agreement.
Ready to Explore Your Farming Finance Options?
Complete a quick, free enquiry and we’ll match you to specialist lenders and brokers who can offer tailored solutions for your farm. It’s not an application and it won’t affect your credit rating — it simply helps us put you in touch with the right people.
Compliance & Disclosure
Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not lend money or provide regulated financial advice. All finance is subject to status, lender criteria and affordability checks. Submitting an enquiry is free and does not commit you to a loan. Initial matching does not affect your credit score; any credit checks are conducted later by the lender or broker with your consent. For more details see our privacy policy.
Learn more about specific agriculture funding options on our pillar resource for farming loans: farming loans.
– Q: What types of farming finance can you help me find?
A: Through our panel of UK agriculture lenders and brokers you can explore working capital, asset and equipment finance, livestock funding, rural property and land loans, and green/sustainable farming finance.
– Q: Will submitting a farm finance enquiry affect my credit score?
A: No—your enquiry is not an application and has no initial impact on your credit score, with any checks only carried out later by a lender or broker with your consent.
– Q: How fast can I get a decision or funding?
A: You’ll typically receive contact and indicative options within hours, with simple asset finance sometimes funding in days and larger secured facilities taking longer.
– Q: How much can I borrow for a UK farming business?
A: Our partners generally consider farming loans from £10,000 upwards, with maximum amounts dependent on your project, affordability and available security.
– Q: What will a farm loan cost and are there any fees?
A: Rates and repayment terms vary by product, risk and security, our matching service is free to use, and any broker or lender fees will be clearly disclosed before you proceed.
– Q: Are farm loans available on a secured or unsecured basis?
A: Yes—both secured (often against land or machinery) and unsecured farm finance are available, with secured options usually offering more competitive pricing.
– Q: Can you help if my farm has adverse or limited credit history?
A: Yes—specialist partners can consider farms with adverse or limited credit, subject to affordability, security and lender criteria.
– Q: What documents do I need to apply for farm finance?
A: Most lenders request recent accounts and bank statements, cashflow forecasts, quotes or valuations for equipment or works, details of existing debt, and a brief business or project plan.
– Q: Can I get seasonal cash flow finance aligned to harvest and subsidy payments?
A: Yes—many agriculture lenders offer seasonal working capital or overdraft-style facilities designed around planting, harvest and subsidy cycles.
– Q: How does the Fast Business Loans matching process work for farmers?
A: Complete a two-minute enquiry, we match you to suitable UK agriculture lenders or brokers, and they contact you directly with quotes so you can compare with no obligation.