Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Farming Business Loans: Fast, Fair Finance Options for UK Agriculture
Summary: Fast Business Loans helps UK farming businesses secure finance quickly and responsibly by matching you with suitable lenders and brokers. Our free, no‑obligation enquiry connects you to partners who arrange loans and finance from around £10,000 upwards for working capital, machinery, land improvements, renewables and more. Get started with a Free Eligibility Check and we’ll match you to the best options for your farm.
Get Started – Free Eligibility Check
Why farm finance matters in 2024
UK farming faces rising input costs, unpredictable weather, changing subsidy arrangements and increasing demand for investment in sustainability. Whether you need seasonal cashflow to cover feed or seed, finance to replace or upgrade tractors and combines, or funding to diversify into farm shops or accommodation, timely finance can make the difference between seizing an opportunity and falling behind.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Fast Business Loans does not provide loans. We make it faster for farms to reach lenders and brokers who understand agriculture and its seasonal cashflow patterns. Start your farming loan enquiry here: Start Your Farming Loan Enquiry.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
How Fast Business Loans supports UK farmers
We’re your introducer — not the lender
We connect farming businesses with a vetted panel of lenders and brokers. We do not lend funds or give regulated financial advice. Completing our enquiry enables partners to review your needs and contact you with suitable loan or finance proposals — there is no obligation to proceed.
Simple 4-step matching process
- Complete a short enquiry (takes less than 2 minutes).
- We match your farm to lenders/brokers with relevant agriculture experience.
- A partner will contact you to discuss options and request any necessary paperwork.
- Compare offers and decide — you only proceed if you choose to accept an offer.
Get Matched to Farming Lenders
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What to expect after you apply
After submitting the enquiry you’ll typically receive contact within hours during business days. Lenders may request bank statements, accounts or site visits before issuing a firm offer. Any credit checks are only performed with your consent. Our introduction service is free to use and carries no obligation.
Farming loan solutions we can introduce
Table: Typical farming finance solutions introduced by Fast Business Loans
| Funding need | Example uses | Facilities partners offer | Indicative amounts (guide) |
|---|---|---|---|
| Working capital / seasonal cashflow | Feed, seed, crop inputs, seasonal wages | Overdrafts, short-term business loans, invoice finance | £10,000 – £500,000+ |
| Livestock finance | Buying replacement breeding stock or herd expansion | Asset-backed loans, livestock mortgages | £10,000 – £250,000+ |
| Machinery & equipment | Tractors, combines, planters, specialist kit | Hire purchase, lease, asset finance | £10,000 – £1,000,000 |
| Land & infrastructure improvements | Barns, yards, drainage, yard hardstandings | Secured commercial loans, bridging | £50,000 – £2m+ |
| Renewables & sustainability | Solar PV, biomass, energy efficiency works | Specialist sustainability loans, green finance | £10,000 – £1,000,000 |
| Diversification | Farm shops, glamping, holiday lets, processing | Commercial loans, development finance | £25,000 – £1m+ |
| Invoice & contract finance | Advance on crop sales or supplier invoices | Invoice discounting, factoring | Varies with debtor book |
Availability of each facility depends on lender criteria and security. If you have a specific requirement, tell us in the enquiry and we’ll match you with the most relevant providers.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Check Farming Loan Eligibility in Minutes
Eligibility snapshot for UK farming businesses
Most agriculture lenders and brokers look for:
- Limited companies, partnerships or registered charities (noting we do not process sole trader‑only enquiries here).
- Minimum funding requirement: typically £10,000 and above.
- Trading history and turnover — many lenders prefer at least 12 months trading but specialist options exist for newer operations.
- Sufficient evidence of income or farm cashflow (sales, subsidy payments, contracts).
- Security or collateral for larger or longer-term loans (land, property, machinery).
- Credit profile: some lenders specialise in applications with previous credit issues.
Lenders will only run credit checks with your consent. If you’re unsure, use the free enquiry to speak with an agriculture finance specialist: Speak with an Agriculture Finance Specialist.
What documents help speed up the process?
Having the right paperwork ready can reduce time to offer. Typical useful documents include:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Recent 6–12 months business bank statements
- Latest management accounts and annual accounts
- Cashflow forecasts or seasonal income projections
- List of key farm assets with approximate values
- Details of existing finance arrangements
- Photo ID and proof of address for directors or partners
Not everything will be required upfront — your matched lender or broker will advise exactly what’s needed.
Benefits of using Fast Business Loans for farm finance
Sector‑knowledgeable partners
We match you to lenders and brokers who understand seasonal revenues, grant timetables and farm asset values — improving the chance of being offered an appropriate facility.
Save time vs contacting lenders individually
Complete one short form and receive contact from multiple suitable partners rather than repeating the same explanation to many lenders.
Free, no‑obligation matching
Our service is free for business owners and does not commit you to any lender. You decide whether to progress once you receive offers.
Free Eligibility Check — Get Quote Now
Case snapshots of farming finance we’ve introduced
Mixed dairy farm, Yorkshire: Needed seasonal working capital to bridge milk payments. Matched to a broker who arranged invoice finance within 48 hours, easing cashflow for feed purchases.
Arable grower, East Anglia: Required a new combine and trailer. Connected with an asset finance lender offering competitive hire‑purchase terms; machinery delivered within weeks.
Small family farm, Somerset: Diversified into glamping units. Introduced to a development lender that provided staged funding for construction and fit‑out.
These examples are anonymised illustrations. Results vary by case and are subject to lender assessment and terms.
Share Your Farming Funding Needs
Comparing farming loan options
Quick checklist when comparing offers:
- Secured vs unsecured: secured typically offers lower rates but needs collateral.
- Fixed vs variable rate: fixed gives certainty; variable may start lower but can rise.
- Term length: short-term for seasonal gaps, long-term for land or infrastructure.
- Fees & early settlement charges: check arrangement and exit fees.
- Repayment flexibility: seasonal payment holidays or tailored schedules can be helpful.
Consider affordability against realistic farm cashflows and consult your accountant or advisor if unsure. To compare tailored options, Request a call back from a broker.
Frequently asked questions
Can Fast Business Loans help if my farm has been declined elsewhere?
Possibly. We work with a wide range of partners including brokers who specialise in more complex or previously declined cases. Approval remains subject to the chosen lender’s criteria.
Do you arrange Agricultural Mortgage Corporation (AMC) or government-backed loans?
We can introduce you to brokers experienced with AMC products and government schemes where available. Suitability depends on eligibility and lender availability.
What rates should I expect?
Interest rates vary by loan type, security, trading performance and the lender. Your matched broker or lender will provide personalised quotes so you can compare cost, term and features before proceeding.
Can I get finance for renewable energy or sustainability projects?
Yes — many partners on our panel offer funding for solar, biomass, heat pumps and efficiency projects. Include project details in the enquiry to be matched appropriately.
How quickly can funds be released?
Turnaround depends on the product and complexity. Unsecured facilities may complete in days; secured property or large-scale projects can take several weeks. Your matched contact will set expectations.
Submit Your Farming Loan Enquiry
Next steps: start your farming loan enquiry
1. Click the enquiry link and complete the short form (takes under 2 minutes).
2. We match you with suitable brokers and lenders.
3. A matched partner contacts you to discuss options and documentation.
4. Review offers and proceed only if you choose to accept an offer.
Get Started – Free Eligibility Check
Compliance & trust notes
Fast Business Loans is an introducer. We do not provide loans or regulated financial advice. All finance is subject to lender assessment and terms. We treat your data securely and only share it with lenders or brokers suitable for your enquiry. Finance is typically arranged for amounts from £10,000 upwards and affordability must be demonstrated to any lender.
Useful resources
Ready to explore finance options tailored to your farm? Get a Free Eligibility Check — quick, secure and no obligation.
1) What is Fast Business Loans and do you lend directly?
We’re an introducer that matches UK farming businesses with vetted lenders and brokers — we don’t lend money or provide regulated financial advice.
2) How much can I borrow for a farming business loan?
Our partners typically arrange funding from around £10,000 upwards, with exact amounts depending on lender criteria, security and your project.
3) How quickly will I hear back and get funds?
You’ll usually be contacted within hours on business days, with some facilities completing in days and more complex secured loans taking weeks.
4) Is the eligibility check free and will it affect my credit score?
Yes, it’s free and there’s no obligation, and your enquiry doesn’t affect your credit score — any credit checks happen only with your consent.
5) What can farm finance be used for?
Finance can cover working capital, livestock, tractors and machinery, land and infrastructure improvements, renewables/sustainability, and diversification projects.
6) Who is eligible for farming finance?
We typically introduce limited companies, partnerships or registered charities seeking £10,000+, with many lenders preferring 12+ months’ trading (newer operations considered) and we don’t process sole-trader-only enquiries.
7) Can you help if I’ve been declined before or have adverse credit?
Yes, our panel includes brokers and lenders who consider complex or previously declined cases, subject to assessment.
8) Do I need security and what paperwork speeds things up?
Larger or longer-term loans often need collateral such as land, property or machinery, and having recent bank statements, accounts, cashflow forecasts, asset lists, existing finance details and ID ready helps.
9) Are seasonal or flexible repayments available for farms?
Many lenders offer seasonal repayment schedules or tailored options to match agricultural cashflows, subject to product and lender.
10) Do you support AMC or government-backed loans and green finance?
We can introduce brokers experienced with AMC and relevant government schemes where available, as well as specialist funding for solar PV, biomass and energy-efficiency projects.