Why Hotels Across the UK Choose Fast Business Loans

Running a hotel means juggling seasonality, staffing, rising energy costs and ongoing refurbishment — all of which often require timely finance. Fast Business Loans is a specialist introducer that saves hoteliers time by matching your funding need with lenders and brokers who understand hospitality. We do not lend money or give regulated financial advice; instead we connect you with the right partners quickly and without charge.

Our service is simple: you complete a short enquiry (it’s not an application), we match you to suitable providers and you receive contact and indicative quotes. Most enquiries receive a response within hours during business days.

Check Your Options – Free Eligibility Check

Common Hotel Funding Needs We Help With

We match hotels with finance for a wide range of hospitality requirements. Typical use-cases include:

• Refurbishments & fit-outs — modernise rooms, upgrade bathrooms, create new event spaces.
• Energy efficiency upgrades — finance solar PV, heat pumps or EV chargers to cut running costs.
• Working capital & seasonal smoothing — cover payroll, supplies or slow months without disrupting operations.
• Acquisitions and expansions — purchase new sites or convert buildings into guest accommodation.
• Equipment & technology — catering kit, laundry equipment, property management systems.
• Bridge & development finance — short-term cover during redevelopment or major renovations.

Tell us what you need — we’ll match you to the right lenders and brokers who specialise in hospitality.

Tell us your funding need

Funding Products Available for Hoteliers

Our partners offer a broad panel of products tailored for hotels. Key options include:

Business loans (secured & unsecured)

Term loans can fund refurbishments or working capital. Secured loans often provide larger amounts and longer terms; unsecured loans are quicker but typically for smaller sums.

Asset & equipment finance

Spread the cost of catering kit, boilers or laundry machines across predictable repayments while preserving cashflow.

Invoice & receivables finance

Convert group-booking invoices into immediate cash to handle operating costs during busy/slow cycles.

Merchant cash advance

Repayments linked to card takings — useful for businesses with strong card sales but limited credit history.

Bridging & development finance

Short-term funding for property purchases or redevelopment works; exit into longer-term finance when projects complete.

Loan sizes vary by product and lender; our partners commonly arrange finance from £10,000 upwards into the millions depending on security and purpose. Completing our enquiry will not affect your credit score — lenders typically run credit checks only with your consent.

How Our 4‑Step Process Works

1. Complete the quick enquiry — a short form about your business, the amount needed and your timescale. This is NOT a loan application.
2. Smart matching — we select brokers and lenders from our panel with relevant hospitality experience.
3. Speak to specialists — matched providers contact you to discuss options and request documents if needed.
4. Choose & fund — compare offers and proceed directly with the lender or broker you prefer.

We handle introductions and keep the process fast and transparent. Start your 2‑minute enquiry now: Start Your Free Eligibility Check

Hotel Finance Criteria & What Lenders Look For

Lenders differ in appetite, but common factors they assess include:

• Trading history & time in business
• Annual turnover and margin trends
• Occupancy rates and seasonality profile
• Profitability and management experience
• Credit history and existing debt
• Value and type of security (property, equipment, personal guarantees)

Documents to have ready: recent management accounts, VAT returns, bank statements (3–6 months), business plan or project costings for refurbishments, and proof of ownership or lease details.

Even hotels with unconventional trading patterns or past credit issues can often be matched to specialist lenders — let us review your situation and suggest appropriate routes.

Benefits of Using an Introducer vs Going Direct

• Time saved: one short enquiry instead of researching dozens of lenders.
• Wider panel: access to lenders and brokers who specialise in hospitality finance.
• Better fit: matched providers know what hospitality underwriters look for.
• No cost: our service is free and non‑obligatory for businesses.

Get a tailored lender shortlist — it’s free: Get Quote Now

Real Outcomes for UK Hoteliers

Boutique hotel refurbishment financed in 14 days

Loan size: £250,000. Outcome: rapid supplier payments, 28 renovated rooms and a 12% average rate increase post-refurbishment.

Seasonal resort smoothing cashflow

Loan size: £60,000 unsecured working capital to cover winter payroll and utility bills; occupancy recovered in peak season.

Energy upgrade via asset finance

Loan size: £120,000 for solar PV and heat-pump installation; lower monthly energy costs and improved ESG profile.

Please note these are anonymised examples for illustration. Results vary and depend on lender assessment and individual circumstances.

Responsible Finance & Compliance

Fast Business Loans introduces businesses to lenders and brokers; we do not provide regulated financial advice. We aim to make all promotional information clear, fair and not misleading. Completing an enquiry does not affect your credit score. Lenders may run credit checks only with your explicit consent and subject to their own terms and affordability checks.

Finance is subject to status, eligibility and affordability assessments. If you need help gathering documents, we’ll guide you through the process.

FAQs – Hotel Business Loans in the UK

What types of hotels are eligible?

Most hotel types — boutique hotels, guesthouses, B&B groups, serviced apartments and resort operators — can be considered depending on the lender’s criteria.

What minimum or maximum loan amounts are available?

Our partners typically arrange loans from £10,000 upwards. Maximums vary by product, security and lender.

How quickly will I hear back?

Many matched providers respond within hours; indicative offers can follow within 24–48 hours after receiving required information.

Will submitting an enquiry affect my credit score?

No — filling our enquiry form is not a credit application. Lenders may run credit checks only if you proceed with an application and give permission.

Can I get finance with adverse credit?

Some specialist lenders and brokers work with businesses that have adverse credit; we’ll match you to those most likely to consider your case.

Ready to explore your funding options? Free Eligibility Check

Next Steps: Get Your Hotel Finance Quote

The fastest way to receive tailored quotes is to complete our short enquiry. It takes under two minutes, does not commit you to anything and helps us match you to brokers and lenders who know hotel finance.

Get My Hotel Loan Quote

Fast Business Loans introduces you to finance brokers and lenders. We do not lend and do not charge businesses to use our service. Submitting an enquiry is not a loan application.