Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Hotel Business Loans: Fast Funding Solutions for UK Hotels & Hospitality
Summary: If you run a hotel in the UK and need funding for refurbishment, seasonal cashflow, new acquisitions or sustainability upgrades, Fast Business Loans connects you — quickly and free — with lenders and brokers who specialise in hospitality. We do not lend; we introduce you to providers who can assess your needs and offer quotes. Enquiries are not applications and do not affect your credit score. Ready to check eligibility in minutes? Get Your Free Eligibility Check.
Why Hotels Turn to Fast Business Loans
Running a hotel means juggling guest experience with unpredictable revenue cycles. Fast Business Loans exists to save time and improve your access to suitable finance by matching hotel owners with lenders and brokers who understand hospitality. Our service is free, quick and obligation-free — you complete a brief enquiry and we introduce you to providers who can offer tailored quotes. Get Started with a Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Your Hotel Finance Challenges, Solved
Hospitality has specific pressures. Below are the most common problems we help solve and the finance routes usually considered.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Managing Seasonal Cash Flow Peaks and Troughs
Hotels face strong seasonality. Short-term working capital or merchant cash advances can bridge low occupancy periods and cover payroll or utility bills without disrupting service.
Funding Refurbishments Without Disrupting Operations
Refurbishments can be phased to maintain trading. Asset finance, unsecured loans or secured facilities are often used so upgrades don’t force closures.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Covering Staffing, Utilities and Rising Supplier Costs
Flexible business loans and invoice finance free up cash tied to operations and supplier terms, helping maintain standards while managing cost pressures.
Investing in Sustainability and Energy Efficiency Upgrades
Funding for EV chargers, heat pumps or LED upgrades can come from sustainability-linked loans, asset finance or specialist green finance options — often with favourable commercial payback profiles.
Get Quote Now to see which solution best fits your timing and cashflow.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Finance Options Available for UK Hotels
We introduce hotels to a broad range of funding types. The right choice depends on purpose, security, turnover and timing. Figures are illustrative; final terms are set by lenders.
Unsecured Business Loans (from £10,000+)
Fast to arrange, suitable for working capital or minor refurbishments. Typical terms vary; lenders assess trading history and directors’ profiles.
Secured & Commercial Mortgages
Used for property purchases, refinancing or long-term restructure. Larger sums with longer terms, but require property or other security and valuations.
Asset & Equipment Finance
Fund kitchens, laundry, boilers, EV chargers and other capex. Structured so repayments match asset life; can preserve working capital.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Invoice Finance & Merchant Cash Advances
Unlock cash tied up in corporate bookings or card sales. Useful to smooth short-term revenue volatility, especially around large events.
Bridging Finance
Short-term funding for acquisitions, VAT payments or to bridge a sale/ purchase. Typically faster but more expensive than long-term finance.
Any figures or timelines are illustrative — lenders make the final decision. If you want to compare options quickly, Get Your Free Eligibility Check.
How Our Matching Service Works for Hotels
- Complete a short enquiry — it takes under two minutes and is not an application. Your enquiry does not affect your credit score.
- We match you — we introduce you to selected lenders or brokers from our network who specialise in hospitality and the type of funding you need.
- Receive rapid responses — expect contact by phone or email to clarify details and outline likely options.
- Compare and decide — you receive quotes and choose whether to proceed. There’s no obligation to accept any offer.
We act as an introducer only. To start, Get Quote Now.
Eligibility Snapshot: Preparing Your Hotel for Finance Approval
Knowing what lenders look for speeds outcomes. Typical considerations include:
- Business structure and age — established trading history helps, but some lenders support newer ventures with strong plans.
- Turnover and occupancy rates — recent management accounts and forward bookings are crucial.
- Profit & loss and cashflow statements — lenders want to see sustainable servicing ability.
- Security available — property, equipment, personal guarantees, or other collateral affect terms.
- Directors’ credit profiles — may be requested for many facilities.
Tips to strengthen an enquiry: prepare up-to-date accounts, a short project plan for refurbishments, forward booking summaries and a clear funding purpose. When you’re ready, complete our quick form: Free Eligibility Check.
Typical Hotel Funding Scenarios We Support
Boutique Coastal Hotel Refurbishment
Challenge: 12-room hotel needs phased refurb to increase rateable rooms without shutting down. Solution matched: asset finance combined with a short-term unsecured loan to cover interim costs. Outcome: refurbishment completed in phases with minimal revenue loss and clear repayment plan tied to increased ADR (average daily rate).
Franchise Group Expansion — New Site Acquisition
Challenge: franchisee needs acquisition funding plus capex. Solution matched: commercial mortgage with bridging facility for quick exchange, then refinance into long-term mortgage. Outcome: successful acquisition within tight timescales and predictable long-term repayments.
City Centre Hotel Bridging VAT & Rates
Challenge: sudden tax liability and delayed insurance payment created cash strain. Solution matched: short-term bridging loan to cover immediate liabilities while longer-term refinance was arranged. Outcome: business stability restored and cashflow normalised.
“The match was fast and transparent.” — Hotel owner via Fast Business Loans
For an in-depth guide on funding specifically tailored to hotel refurbishments and sector nuances, see our detailed resource on hotel business loans.
Why Hospitality Owners Choose Fast Business Loans
- Speed — quick enquiry that connects you to relevant partners.
- Sector expertise — we match hotels with brokers and lenders who know hospitality seasonality and revenue models.
- Free & no obligation — the enquiry is free and does not commit you to any loan.
- Confidential & discreet — details are shared only with selected partners able to help.
- Minimum lending value aligned with hotel needs — we arrange facilities from £10,000 upwards.
Start the matching process now: Get Your Free Eligibility Check.
Get Your Hotel Business Loan Quote Today
Ready to explore options? Complete our short enquiry and we’ll match your hotel with lenders and brokers who can deliver quotes by email or phone. There’s no cost to you and no obligation to proceed.
Have these ready:
- Latest management accounts or last 12 months’ bank statements
- Trading history and forward bookings summary
- Estimated funding amount and intended use
- Details of any security available (property, equipment)
Get Started — Free Eligibility Check
Frequently Asked Questions about UK Hotel Finance
Can newly opened hotels access funding?
Yes, some lenders and brokers specialise in supporting newer hotels, particularly where there is an experienced management team, robust business plan and forward bookings. Availability and terms depend on lender criteria.
What loan amounts are typically available for hotel refurbishments?
We arrange funding from around £10,000 upwards; refurbishment projects commonly attract offers from £25,000 to multi-million pound facilities depending on security and projected returns.
Will submitting an enquiry affect my credit score?
No — submitting an enquiry via Fast Business Loans does not affect your credit score. Lenders may perform credit checks later if you choose to progress with an application.
Do you work with lenders experienced in hospitality?
Yes — we aim to introduce hotels to lenders and brokers with hospitality experience so they understand occupancy cycles, event income and seasonal patterns.
How fast can hotel finance be completed?
Timescales vary. Simple unsecured facilities can sometimes complete in days once paperwork is provided. Secured loans and mortgages can take longer due to valuations and underwriting requirements.
Are there green finance options for sustainability projects?
Yes. Several partners offer finance for energy efficiency projects, EV chargers and other sustainability upgrades. Eligibility depends on project details and lender criteria.
What documents will brokers request?
Expect to provide management accounts, bank statements, occupancy data, asset lists and a short funding purpose statement. Exact requirements vary by lender.
Do you charge hotels for using your service?
No — our matching service is free for hotel owners. We are paid by the broker or lender if you proceed with a facility.
Important Information & Next Steps
Fast Business Loans is an introducer connecting hotels with lenders and brokers. We do not lend and we do not provide regulated financial advice. Enquiries are for matching purposes only and are not loan applications. All finance is subject to the lender’s assessment and terms.
If you’d like a quick, no-obligation match to lenders who specialise in hospitality, complete our short enquiry now: Get Your Free Eligibility Check.
Ready to explore hotel finance today? Get Started — Free Eligibility Check
– How does Fast Business Loans help UK hotels get finance? We’re an introducer that quickly matches UK hotel owners with specialist lenders and brokers via a free, no-obligation enquiry (not a loan application).
– Will submitting an enquiry affect my credit score? No — our quick eligibility enquiry does not affect your credit score; checks may occur later only if you proceed with a lender.
– How fast can hotel finance be arranged? Simple unsecured facilities can complete in days once documents are ready, while secured loans and mortgages take longer due to valuations and underwriting.
– How much can I borrow for hotel refurbishment or working capital? Funding typically starts from around £10,000 and can reach multi-million-pound facilities depending on turnover, security and lender criteria.
– What can hotel business loans be used for? Common uses include refurbishments, seasonal cash flow, acquisitions, VAT/tax liabilities, equipment purchases and sustainability upgrades.
– What types of hotel finance are available? Options include unsecured business loans, commercial mortgages, asset and equipment finance, invoice finance, merchant cash advances and bridging finance.
– What do lenders look for when assessing a hotel finance request? Lenders consider trading history, turnover and occupancy, cashflow and P&L, available security and directors’ credit profiles.
– What documents will I need to provide? Expect recent management accounts or bank statements, forward bookings/occupancy data, a clear funding purpose and details of any security.
– Can newly opened or smaller hotels get funding? Yes — some partners support newer hotels where there’s an experienced team, robust business plan and forward bookings, subject to lender criteria.
– Do you charge fees or give financial advice? Our matching service is free for hotel owners, and we act as an introducer only — we do not lend or provide regulated financial advice.