Why legal practices choose Fast Business Loans

Running a law firm means balancing client funds, regulatory obligations and unpredictable fee income. Fast Business Loans helps by quickly introducing you to lenders and brokers who specialise in legal practice finance — saving time and improving chances of finding an appropriate facility.

• Quick sector-aware matching — you’ll be connected with partners who understand solicitor cashflow and client disbursement needs.
• Free, no-obligation enquiry — submitting details won’t commit you to an application.
• Confidential and secure handling of your information.
• No credit score impact from the initial enquiry — lenders only run formal searches with your permission.

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Typical funding challenges faced by solicitors

Irregular case fee income and working capital gaps

Large settlements or delayed client payments can create timing shortfalls between work delivered and fees received. Short-term working capital bridges help maintain payroll, rent and supplier payments while waiting for receipts.

Funding client disbursements & case costs

Covering expert witness fees, court fees and other third-party costs can put pressure on firm cashflow. Disbursement funding or specialist lending can finance case costs while you await reimbursement.

Partner buy‑ins, mergers and expansion capital

Partner equity buy-ins, new office fit-outs or acquisitions require bespoke funding. Lenders offering partner buy‑in finance and commercial mortgages can structure facilities to support growth.

Regulatory & compliance overheads

Enhanced compliance, insurance renewals or client account controls sometimes require investment. Finance can smooth the cost of meeting regulatory requirements.

Finance options available for solicitors

We match firms to lenders and brokers offering a range of products. Below are common solutions with typical characteristics — each lender’s terms and eligibility vary.

• Working capital loans: Short to medium-term facilities to bridge gaps. Can be secured or unsecured depending on lender and firm profile.
• Invoice & fee funding: Advance against billed work or fees in progress to unlock cash tied up in receivables.
• Disbursement funding: Facilities designed to fund case-related third-party costs and be repaid from client settlements.
• Tax & VAT loans: Spread HMRC liabilities over time to ease seasonal cashflow pressures.
• Partner equity/partner buy-in finance: Loans tailored to fund incoming partners or support equity transitions.
• Asset & IT finance: Lease or hire-purchase options for case management systems, hardware and office equipment.
• Commercial mortgages: Purchase or refinance of offices and premises.

Fast Business Loans does not provide finance itself — we introduce you to providers who can discuss facility structure, security and repayment terms. For a tailored match, Get a Free Eligibility Check.

How our matching process works

We keep the process simple so your firm can focus on clients, not paperwork.

1. Complete a short enquiry (≈2 minutes): Tell us basic firm details, funding type and amount (we typically work with requests from £10,000 and above).
2. Smart match: We match your enquiry with a shortlist of lenders and brokers experienced in solicitor finance.
3. Intro & rapid follow-up: A matched lender or broker will contact you to discuss options and any documentation needed.
4. Compare and decide: Review proposals and proceed only with the provider you choose. There’s no obligation to accept any offer.

Enquiries are used solely to find the best matches — they are not formal loan applications. Get Matched to a Legal‑Finance Specialist

Eligibility snapshot for solicitor finance

Exact criteria vary by lender, but here’s what typically matters:

• Businesses we can help: SRA‑regulated firms, LLPs, incorporated practices and ABS structures.
• Common lender checks: Trading history, annual turnover, quality of debtor book/case pipeline, bank statements and any recent CCJs.
• Minimum amounts: Many partners handle facilities from around £10,000 upwards; some lenders consider larger corporate-scale limits.

Submitting our enquiry does not affect your credit score. Lenders will only carry out formal credit searches with your informed consent when you choose to proceed.

What documents lenders may request

Preparing the following ahead of time can speed up offers and decisions:

• Recent management accounts (3–12 months).
• Aged debtor ledger or case pipeline summary.
• Business bank statements (usually 3–6 months).
• SRA compliance documentation and client account procedures.
• Business plan or projections (for new practices or expansion funding).
• Details of any existing charges, mortgages or guarantees.

Ready to check eligibility now? Check Your Eligibility in Minutes

How UK solicitors commonly use business finance

These examples are illustrative; outcomes depend on lender assessment and your firm’s circumstances.

Responsible finance & compliance statement

Fast Business Loans is an introducer that connects you with brokers and lenders — we do not lend or give regulated financial advice. We promote clear, fair and not misleading information. Final offers are made by lenders who will assess affordability, suitability and any security or personal guarantees required.

Start your solicitors business loan enquiry

Getting started is quick: complete a few details and we’ll match you to appropriate lenders and brokers who understand the legal sector. Our service is free and there’s no obligation to proceed.

Get a Free Eligibility Check

For more industry insight on financing legal practices, see our pillar guide to Solicitors business loans.

FAQs: Solicitor finance with Fast Business Loans

Is Fast Business Loans a lender or an advisor?

We are an introducer only — we connect your firm to lenders and brokers who can discuss and arrange finance. We do not provide regulated financial advice or lend directly.

How quickly can my firm receive funds?

Response times vary by facility. Many brokers/lenders will contact you within hours of an enquiry; funds can be available in days for straightforward working capital or invoice finance, and longer for secured or property transactions.

Will submitting an enquiry affect our credit file?

No. Completing the enquiry is a soft, non‑binding step and does not impact your firm’s credit score. Lenders perform formal credit checks only with your consent during application.

Can newly formed practices apply?

Some lending partners work with new or growing practices, subject to business plans and projected income. Eligibility varies by lender.

What if we’ve been declined before?

Because we work with a broad panel of providers, alternative solutions may be available even after prior declines. Complete the enquiry and we’ll identify suitable options.

Are personal guarantees always required?

Not always. Guarantee and security requirements depend on the provider, facility type and firm profile. Your matched broker will explain likely requirements early in discussions.

What funding amounts can be arranged?

Our partners typically consider facilities from around £10,000 up to multi‑million sums for larger practices and property finance — amounts depend on lender criteria and firm size.

Disclaimer

Fast Business Loans is a trading style of Fast Business Loans (the introducer). We only introduce businesses to lenders and brokers. All finance is subject to lender status, credit and affordability checks. Completing an enquiry does not guarantee you will receive an offer. This page is for information and does not constitute financial advice; you should seek independent financial, legal or tax advice where appropriate.