Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Solicitors Business Loans & Finance Solutions
Summary: Solicitors and law firms often face cash‑flow pressure from case disbursements, delayed client payments and rising PI premiums. Fast Business Loans is a free introducer that matches UK solicitor practices (loan values from £10,000+) with specialist lenders and brokers for working capital, case/disbursement funding, invoice finance, PI premium finance, asset and property finance. Complete a quick, no‑obligation eligibility check and we’ll connect you with the best lenders and brokers for your needs. Get Your Free Eligibility Check (takes about 2 minutes; no impact on credit score).
Why Solicitors Seek Finance
Legal practices have funding needs that differ from many other professional sectors. Common reasons solicitors look for business finance include:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Case disbursement and client settlement gaps — funds needed upfront for experts, court fees or counsel while awaiting client reimbursement.
- Seasonal or episodic cash flow shortfalls due to delayed client payments or stages of litigation.
- Partner buy‑ins, lateral hires or capital for growth and branch expansion.
- Professional indemnity (PI) insurance premiums and premium finance to spread cost.
- Investment in case management systems, document automation or AI tools to improve profitability.
Worth noting: lenders that specialise in legal sector lending understand trust accounting, SRA expectations and likely invoice profiles—matching you to those lenders increases the chance of a suitable offer. If you’re ready to explore options now, Get Your Free Eligibility Check.
How Fast Business Loans Helps Legal Practices
Fast Business Loans does not lend. We act as an introducer that quickly matches your firm to lenders and brokers who specialise in legal practice finance. Our process is simple and designed to protect your credit profile in the early stages.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our 4‑step matching process
- Complete a short enquiry: key business details, funding amount (£10,000+), purpose and contact info.
- We review and match: we identify lenders/brokers in our panel who understand solicitor finances and the type of facility you need.
- Rapid contact: matched partners typically call or email quickly to discuss options and next steps.
- Compare & decide: you review terms and appoint a lender/broker directly if you wish — there’s no obligation.
Enquiries are soft: submitting the form does not affect your firm’s credit score. Free Eligibility Check.
Funding Options for Solicitor Firms
Different lenders provide different products. Below are common options for solicitor practices and typical use cases.
Working Capital Loans
- Purpose: day‑to‑day cash needs, payroll, shortfalls while waiting on client funds.
- Features: unsecured or secured, terms 1–5 years, amounts often from £10k to several hundred thousand.
Case / Disbursement Funding
- Purpose: advance funds to cover case costs with repayment from settlement proceeds.
- Features: specialist product; lenders assess case strength and expected settlement times.
Invoice Finance for Legal Invoices
- Purpose: unlock value in unpaid invoices (including conditional client invoices where eligible).
- Features: invoice discounting or factoring speeds cashflow; facility structures vary by lender.
PI Premium Finance
- Purpose: spread the cost of professional indemnity insurance premiums.
- Features: seasonal or annual repayment schedules; helps maintain liquidity at renewal.
Asset & IT Finance
- Purpose: fund case management software, PCs, servers or office equipment.
- Features: hire purchase or lease options that conserve working capital.
Commercial Mortgages & Property Finance
- Purpose: buy or refinance offices, pay for fit‑outs, or acquire premises for chambers.
- Features: longer terms, typically secured against property.
If you want a quick indication of suitable products for your practice, Get Quote Now — our partners will contact you with tailored next steps.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Eligibility & Required Information
Eligibility varies by lender and product, but typical criteria include:
- Entity type: limited company or LLP operating as a solicitor practice (we do not handle sole traders).
- Minimum facility size: lenders generally consider loans from around £10,000 upwards.
- Trading history: many lenders prefer at least 12 months trading, though some brokers can place newly‑authorised firms with experienced partners.
- Turnover and profitability: lenders assess turnover bands and cashflow projections.
- Security: availability of business assets, charges over property, or personal guarantees where required.
Common documents lenders request:
- Recent management accounts (usually last 12 months), business bank statements.
- Aged debtor listings, pipeline or case‑list showing expected receipts.
- Proof of PI cover and recent policy documentation (for PI premium finance).
- Details of partners, ownership structure and any CCJs or adverse credit.
Provide these when prompted to speed a quote. Ready to submit basics? Free Eligibility Check.
Costs, Risks & Compliance Considerations
Every lender sets its own pricing and terms. Typical cost elements include:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Interest rates and APR — vary by lender, product and firm profile.
- Arrangement or facility fees and ongoing service charges.
- Security consequences — secured loans can put business assets at risk if repayments are missed.
- Early repayment charges or exit fees on some facilities.
Fast Business Loans is an introducer; we do not provide financial advice or guarantee offers. Eligibility and final terms are subject to lender assessment. If you’re unsure whether a product suits your firm, consider independent professional advice. To explore options without obligation, Get Your Free Eligibility Check.
Matching Finance to Practice Stage
Not all finance suits every practice. The table below summarises typical matches by practice stage.
| Practice Stage | Typical Needs | Potential Finance Types | Lender Focus |
|---|---|---|---|
| Newly authorised boutique firm | Working capital, software, PI premium | Short-term working capital, PI premium finance, asset finance | Brokers and specialist lenders willing to consider partner experience |
| Growing regional practice | Case disbursements, hires, office fit-out | Invoice finance, case funding, commercial mortgage, asset finance | Specialist legal funders & mainstream commercial lenders |
| Established multi-branch firm | Refinance, large-scale expansion, partner buy-outs | Refinance packages, term loans, commercial mortgages | High-street banks, specialist commercial lenders |
Want a conversation about which category your firm fits and suitable products? Talk to a Legal Finance Specialist.
Success Scenarios (Illustrative)
These anonymised examples show the kinds of outcomes our matches can produce (results vary):
- Mid‑size city firm: £250,000 short‑term facility arranged to cover PI premium and disbursements; funds released within 5 business days.
- Regional practice: invoice finance facility to unlock £120k in working capital from billings, improving liquidity and enabling two lateral hires.
- Start‑up specialist practice: PI premium finance and a small working capital loan to cover initial months of operation while client pipeline matured.
Illustrative examples only. To see options for your practice, Start Your Free Eligibility Check.
Application Timeline & What Happens Next
Typical timeline after you submit an enquiry:
- Day 0: enquiry submitted via our short form.
- Day 0–1: matched lender/broker contacts you to discuss details and required documents.
- Day 1–7: lender performs assessment; some specialist products may require longer due diligence.
- Agreement & funding: timing varies by product — some disbursement or working capital facilities can be completed within days; mortgages and larger facilities take longer.
All of this starts with a simple, confidential enquiry. Complete the 2‑Minute Form.
Tips to Improve Approval Odds
- Keep management accounts up to date and provide clear aged debtor reports.
- Demonstrate recurring or predictable fee income where possible.
- Prepare a short case pipeline summary showing expected receipts and timings.
- Address any adverse credit or CCJs proactively — lenders prefer clarity.
- If seeking PI premium finance, have policy renewal documents ready.
Frequently Asked Questions
Can start-up solicitor firms access funding?
Yes. Some lenders and specialist brokers will consider newly authorised firms, particularly where partners have strong sector experience or can show realistic cashflow projections.
Will enquiring affect our firm’s credit score?
No. Submitting Fast Business Loans’ enquiry form does not affect your credit score. Lenders may run credit checks later if you decide to proceed with an application.
Do lenders provide disbursement‑only facilities?
Some specialist funders offer case or disbursement funding tailored to litigation and client settlement profiles. Availability depends on case type and security.
Are personal guarantees usually required?
It depends on lender, loan size and security. Smaller loans or unsecured facilities may come with personal guarantees; secured or larger facilities typically involve business or property security.
Do you charge solicitor practices for your service?
No. Fast Business Loans is free for businesses to use. We may receive a commission from lenders or brokers if you proceed, but there is no obligation to accept any offer.
What if we were declined elsewhere?
We work with a broad panel. Being declined by one lender doesn’t mean you have no options — our matching approach identifies lenders who consider different criteria. To explore alternate routes, Complete Your Free Eligibility Check.
Ready to Get Matched?
Fast Business Loans helps solicitor firms speed up their search for the right finance partner. We don’t lend — we connect you to lenders and brokers who understand the legal sector. Our service is free, confidential and non‑binding. To begin, complete our short form and receive no‑obligation contact from matched partners: Get Your Free Eligibility Check (2 minutes, no impact on credit score).
Fast Business Loans is an introducer and does not provide loans or regulated financial advice. Eligibility, terms and availability are determined by the lender or broker. Please consider whether the product is right for your business and seek independent advice if needed.
– What types of finance can UK solicitor firms access? Answer: Working capital loans, case/disbursement funding, invoice finance, PI premium finance, asset finance and commercial mortgages tailored to law firms.
– How does Fast Business Loans work for solicitors—am I applying for a loan? Answer: You complete a quick, no‑obligation enquiry and we match your practice with specialist lenders/brokers; you only apply directly with a provider if you choose to proceed.
– Will submitting an enquiry affect our credit score? Answer: No, the eligibility check is a soft enquiry with no impact on your credit score, though lenders may run checks if you proceed.
– What’s the minimum loan amount and who’s eligible? Answer: We match UK limited company or LLP solicitor practices seeking £10,000+ facilities (not sole traders), with trading history preferred but experienced start‑ups considered.
– Do you charge solicitor practices for using the service? Answer: No, it’s free to use and there’s no obligation; we may receive a commission from a lender/broker if you proceed.
– Do lenders offer disbursement‑only or case funding for legal matters? Answer: Yes, specialist legal funders can advance disbursement or case funding repaid from settlements, subject to case strength and terms.
– Can we spread our professional indemnity insurance with finance? Answer: Yes, PI premium finance lets you pay your PII in instalments to preserve cash flow at renewal.
– What documents will lenders typically ask for? Answer: Expect recent management accounts and bank statements, aged debtor reports, case/pipeline summaries, PI policy docs and ownership/partner details.
– Will we need security or personal guarantees? Answer: It depends on the product and size—unsecured facilities may require personal guarantees, while larger loans are often secured against business assets or property.
– How quickly can funding be arranged after we enquire? Answer: Matched partners usually contact you within hours, with some working capital or disbursement facilities completing in days and property finance taking longer.