Quick Summary

Fast Business Loans connects UK solicitors and legal practices with specialist lenders and brokers able to provide business finance from £10,000 upwards. We do not lend directly or give regulated advice — instead we match your practice to providers experienced with legal-sector cashflow issues (WIP delays, disbursements, partner buy-ins, tech investments). Completing a short, credit-safe enquiry helps us identify suitable options quickly so lenders or brokers can contact you with quotes. Start with a Free Eligibility Check: Get Quote Now.

Why Legal Practices Choose Fast Business Loans

Solicitors and legal firms need finance solutions that understand the sector’s regulatory and operational realities. Fast Business Loans acts as a time-saving introducer that matches practices with lenders and brokers who specialise in legal finance.

Sector expertise that saves time

Our partners know solicitor-specific issues: client account ring-fencing, SRA compliance implications for funding, and the typical timings for WIP and settlements. That means quicker, more relevant lender matches and fewer wasted conversations.

Compliant, transparent introductions

We provide clear, fair information so you can make an informed choice. We will explain how lender offers differ and remind you that final terms are set by the lender or broker you choose.

No obligation, no hidden fees

Using our service is free for practices. Submitting an enquiry is non-binding — you decide whether to pursue any offer.

Ready to explore? Complete a two-minute enquiry for a Free Eligibility Check: Free Eligibility Check.

Finance Challenges Solicitors Commonly Face

Legal practices confront cashflow pressure and capital needs that don’t always fit standard lender products. Here are the most common issues:

• Irregular fee collection: long WIP cycles in litigation, conveyancing or PI work can delay receipts.
• Disbursement funding: cases often require upfront payments for specialist reports, counsel or expert witnesses.
• Partner buy-ins and exits: funding restructuring or partner capital movements.
• Investment needs: practice management software, cyber security, or office expansion to stay competitive.
• Tax and VAT timing: seasonal or quarterly liabilities that disrupt working capital.

Addressing these effectively usually requires specialist products — invoice finance for billed but unpaid fees, short-term bridging for disbursements, or tailored practice loans for expansion.

Funding Scenarios We Can Support

Typical uses where our network can help:

• Bridging disbursements for no-win-no-fee cases
• Unlocking billed fees with invoice finance or discounting
• Short-term loans for VAT or HMRC payments
• Financing partner buy-ins and M&A activity
• Funding for practice management systems and IT upgrades
• Hiring or specialist counsel for growth areas

Not sure which option fits? Submit a short enquiry and our matching process will connect you to lenders/brokers who can advise on suitable routes: Get Matched Today.

Types of Solicitor-Friendly Finance Available

Rates and terms are subject to lender assessment. Completing our enquiry does not guarantee finance.

Eligibility & What Lenders Look For

While criteria vary by provider, lenders typically assess:

• Entity type and legal structure (limited companies, LLPs, ABS structures are commonly supported)
• Trading history and turnover
• Profitability, WIP profile and debtor quality
• Bank statements and cashflow forecasts
• Credit profile and existing security arrangements

If your practice has unusual circumstances or prior declines, our panel includes brokers experienced in alternative routes — tell us in the enquiry so we can match accordingly.

Documents & Information to Prepare

To speed up matching and decision-making, have the following ready:

• Latest management accounts (or statutory accounts)
• Recent bank statements (typically 3–6 months)
• Debtor ledger / WIP summary
• Details of partner structure and any shareholder/partner agreements
• Evidence of professional indemnity insurance
• Cashflow forecast (if available)

Having these to hand will help partners provide quicker, more accurate indicative quotes.

How the Fast Business Loans Process Works

Step 1 — Quick Online Enquiry (under 2 minutes)

Complete a short, credit-safe form describing your business and funding need. This does not affect your credit score.

Step 2 — Intelligent Matching

We match your practice to lenders and brokers that understand legal-sector requirements.

Step 3 — Rapid Response

Matched partners typically contact you by phone or email with options — often within hours during business days.

Step 4 — You Decide

Review offers directly with the lender or broker. Fast Business Loans acts as introducer only; you choose whether to proceed.

Start now: Free Eligibility Check — it takes under two minutes.

Rates, Terms & Responsible Borrowing

Product rates and terms depend on the lender, the product chosen, your security, and the credit profile of the practice. Some key points:

• Short-term funding (e.g., disbursement or VAT loans) often carries higher fees but faster release of funds.
• Secured, longer-term loans generally offer lower rates than unsecured short-term facilities.
• Invoice finance pricing varies by advance rate and service level (recourse vs confidential discounting).

Fast Business Loans does not give regulated financial advice — consider independent professional advice if you are unsure which option suits your practice. All offers are subject to a lender’s assessment and acceptance.

Success Snapshot

Example (illustrative): A mid-sized litigation firm faced a large disbursement requirement of £200k pending settlement. After completing our enquiry, the firm was introduced to a specialist broker who arranged a short-term disbursement facility repaid on case settlement. Outcome: settlement timeline maintained, no disruption to operations, predictable financing cost agreed.

Results vary by case and lender; this example is for illustration only.

Frequently Asked Questions

Is Fast Business Loans a lender?

No — we introduce practices to lenders and brokers. We don’t lend or provide regulated advice.

Will submitting an enquiry affect our credit score?

No. The initial enquiry is credit-safe; lenders may perform checks only if you choose to proceed.

What minimum loan amount can you help with?

We typically help practices seeking funding from £10,000 upwards. Exact thresholds are set by each lender.

Can you help practices with SRA client account considerations?

Yes — we work with partners experienced in funding structures that respect client money rules and compliance constraints.

How fast can we receive quotes?

Often within hours on business days. Exact timing depends on the lender and complexity of the request.

Are there any fees to use Fast Business Loans?

No — our service is free for practices to use. Lenders or brokers may charge fees as part of their product terms.

What if we’ve been declined elsewhere?

We work with a broad panel, including brokers who can explore alternatives. Provide full details on the enquiry so we can match appropriately.

How confidential is my information?

Your details are shared only with matched partners and handled securely in line with our privacy policy.

Will you contact my clients?

No. We only contact the practice and matched lenders/brokers; client communications remain your responsibility.

Do you support ABS and multi-office firms?

Yes. Our partners have experience with ABS, LLPs and multi-office practices; mention your structure in the enquiry so we can match correctly.

Next Steps & Contact

Ready to explore tailored finance for your practice? It takes less than two minutes to start. Complete our short enquiry and we’ll match you with lenders/brokers who specialise in legal practice finance.

Get Your Free Eligibility Check

Prefer to speak to someone first? Use the enquiry form and request a callback — our partners will get in touch with no obligation to proceed.

Compliance & Transparency Statement

Fast Business Loans is an introducer that helps connect legal practices with lenders and brokers. We do not lend money and we do not provide regulated financial advice. All offers are subject to lender assessment and agreement. We aim to present clear, fair and non-misleading information and recommend you review lender terms carefully and seek independent advice if uncertain.

Glossary

WIP (Work in Progress)

Fees earned but not yet invoiced or settled.

Disbursement Funding

Short-term finance for case-related costs repaid on settlement.

ABS

Alternative Business Structure — a legal structure that allows non-solicitor ownership or management in a law firm.

Invoice Discounting

A confidential finance facility that advances cash against invoiced work.