Solicitors Business Loans & Finance Options

Summary: If your law firm needs funding—from bridging client money delays to financing expansion or partner buy‑outs—Fast Business Loans helps you quickly compare suitable lenders and brokers. We don’t lend; we match your firm to specialist providers who handle applications for loans and finance from £10,000 upwards. Use our Free Eligibility Check to get matched fast: Free Eligibility Check.

Funding Challenges Facing UK Solicitors in 2025

Many law firms face liquidity pressures that are unique to legal practice. Fees can be tied up for months (particularly in litigation and personal injury work), disbursements and client account rules restrict cashflow movement, and compliance costs (SRA requirements, professional indemnity insurance) add to overheads.

Common pain points:

• Long payment cycles for settled cases or client funds.
• Upfront disbursements and third‑party costs driving temporary cash shortfalls.
• Partner buy‑ins, lateral hires and succession planning requiring lumps of capital.
• Investments in IT/case management systems or office fit‑outs to stay competitive.
• Seasonal or project-related cashflow variation for conveyancing and property teams.

Here’s what that means for your practice: tailored finance can smooth gaps, allow strategic investment, and keep fee earners focused on clients—not chasing cash.

How Fast Business Loans Supports Law Firms

We act as a fast, no‑obligation introducer. Our process is designed to save you time and increase the chance of a successful outcome by matching your firm with lenders and brokers who understand legal sector nuances.

Four simple steps:

1. Complete a short enquiry — typically under 2 minutes.
2. We review your needs and match you with suitable partners.
3. Selected lenders/brokers contact you with options.
4. You compare offers and decide — no obligation to proceed.

Get started now: Get Quote Now. Submitting the form won’t affect your credit score.

Finance Products Available for Solicitors

Different practices need different tools. Below are common products and how they’re typically used by solicitors’ firms.

Working Capital & Cashflow Loans

Short‑term loans to cover payroll, disbursements or slow collections. Flexible repayment terms can be matched to expected receipts.

• Typical use: cover shortfalls while awaiting settlements.
• Loan sizes commonly start at £10,000.

Invoice & Fee Finance

Advance a proportion of billed fees or receivables to unlock cash fast. Useful where invoices are on long payment terms or where Conditional Fee Agreements/CFA delays exist.

• Can be structured to fund disbursements or ongoing case costs.
• Often suitable for litigation or PI firms with long lock‑up periods.

Professional Practice Loans (Expansion & Partner Buy‑ins)

Medium‑term facilities to support office expansion, practice acquisitions, or partner capital requirements. Lenders will consider practice profitability and partner agreements.

Asset & Equipment Finance

Lease or hire‑purchase for IT, furniture, or specialist equipment. Preserves working capital while allowing technology upgrades.

Tax & VAT Funding

Short-term funding to meet HMRC liabilities while restructuring cashflow or awaiting receipts.

Want to discuss which option fits your firm? Free Eligibility Check.

Matching Solicitors with the Right Lenders or Brokers

Not all lenders understand legal practice dynamics. We screen partners with experience in professional services and law firms, then match based on:

• Firm size, turnover and number of partners.
• Type of work (litigation, conveyancing, corporate).
• Purpose of funding and preferred terms.
• Credit profile and any security available.

Typical funding bands: £10,000 to £5m+. Eligibility depends on lender criteria. Our introductions are impartial — you review the offers and choose the best fit.

What We Need to Know About Your Law Firm

To match you quickly we ask for concise information only:

• Firm name and contact details.
• Company structure and number of partners/branches.
• Annual turnover and approximate funding amount required.
• Purpose of funds (cashflow, buy‑in, asset purchase, tax).
• Brief credit/background details and professional indemnity status.

Initial checks are soft and won’t affect credit records. Only when you decide to apply will lenders typically perform full credit searches.

Funding Scenarios for Solicitors We Commonly Support

Litigation & Personal Injury Firms

These firms often face long lock‑ups. Invoice or case funding and tailored working capital facilities bridge the gap until settlements arrive.

Conveyancing & Property Practices

Seasonal spikes and high transaction volumes can create short-term liquidity needs. Short-term working capital or invoice finance helps manage peaks.

Corporate & Commercial Practices

Growing practices investing in tech or hiring senior fee earners may use asset finance and professional practice loans for strategic expansion.

Boutique & Growing Firms

Start-ups and boutique practices often need capital for initial fit‑outs, marketing, or PII deposits. Our partners can offer small business finance adapted to limited trading history.

See sector-specific guidance in our detailed Solicitors business loans resource: Solicitors business loans.

Step-by-Step: From Enquiry to Funding

Step 1 – Submit Your Short Enquiry

Complete a quick form with key details. It takes under two minutes and triggers our matching engine. Start Your Enquiry.

Step 2 – We Curate Matches

We shortlist lenders and brokers with relevant experience and pass your details to them for a no‑obligation response.

Step 3 – Speak Directly with Providers

Lenders or brokers contact you to discuss options and terms. You receive quotes and can compare side‑by‑side.

Step 4 – Decide & Proceed

If you accept an offer, the lender/broker will manage the application and due diligence. Fast Business Loans introduces you — the application and final decision remain with your chosen provider.

Frequently Asked Questions – Solicitor Funding

Do lenders understand SRA Accounts Rules & client money?

Many specialist lenders and brokers have experience structuring facilities that respect SRA rules and client account requirements. During the match we prioritise partners familiar with trustee/client money constraints.

Will submitting an enquiry affect our credit rating?

No. Our initial eligibility checks and matches use soft searches or partner assessments that do not impact credit scores. A hard search is only likely if you choose to proceed with a formal lender application.

What minimum loan size can you arrange?

We typically handle facilities from around £10,000 upwards. Exact minimums vary by provider and product.

How quickly can funds be drawn down?

Timescales vary by product: short‑term working capital or invoice advances can be available within days; larger secured loans or practice acquisitions may take several weeks for due diligence and legal processes.

Is there any cost to using Fast Business Loans?

Our introducer service is free for firms. Any fees or charges for the finance itself are set by the lender or broker and will be disclosed to you before you proceed.

Do you guarantee approval?

No. We cannot guarantee approval — each lender assesses applications against their own criteria. We do increase the likelihood of finding suitable options by matching you to specialists who understand law firms.

Ready to Explore Solicitor Finance Options?

If your firm needs cashflow support, funding for expansion, or a solution to a specific practice challenge, start with a no‑obligation enquiry. It takes two minutes and does not affect your credit rating.

Start Your Free Eligibility Check

Submitting this form will not affect your credit score. Fast Business Loans is an introducer — we do not provide loans or financial advice. All finance is subject to lender criteria and status.

Compliance & disclaimer: Fast Business Loans acts as an introducer connecting firms with lenders and brokers. We do not provide regulated financial advice. All finance options are subject to confirmation by the chosen lender or broker. Always review terms and seek specialist independent advice where required.

– What types of business finance can UK solicitors access?
Law firms can access working capital loans, invoice/fee finance, professional practice loans for expansion or partner buy‑ins, asset and equipment finance, and short‑term Tax/VAT funding via specialist lenders.

– How does Fast Business Loans help law firms secure finance?
We act as a free introducer that quickly matches your UK law firm with vetted lenders and brokers who understand legal sector funding, so you can compare offers with no obligation.

– Is the Free Eligibility Check an application and will it affect our credit score?
No—it’s a quick enquiry and soft check used to match you with providers, and it won’t impact your firm’s credit score.

– What loan amounts are available for solicitors’ business loans?
Through our partners, funding typically ranges from around £10,000 up to several million, depending on your firm and the product.

– How fast can a law firm get funding once matched?
Short‑term working capital or invoice advances can be available within days, while larger or secured facilities may take a few weeks for due diligence.

– Do your lenders understand SRA Accounts Rules and client money constraints?
Yes—we prioritise specialist lenders and brokers experienced with SRA rules, client accounts, and legal sector compliance.

– Are solicitor business loans available on a secured or unsecured basis?
Both options exist, with security requirements depending on lender criteria, your credit profile, and any collateral available.

– What information do you need to match our firm with suitable lenders?
We typically ask for firm and contact details, structure and partner count, turnover, funding amount and purpose, brief credit/background notes, and PII status.

– Can you help with partner buy‑ins, practice acquisitions, disbursements, or HMRC Tax/VAT bills?
Yes—our partners offer professional practice loans, working capital and invoice/fee finance, and short‑term Tax/VAT funding tailored for law firms.

– Does your service cost anything and do you guarantee approval?
Our introducer service is free to use and, while we can’t guarantee approval, matching you with specialist providers improves your chances of finding a suitable option.