How Revolving Credit Facility Pricing Works for Law Firms

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Solicitors Business Loans & Finance Solutions | Fast Business Loans UK

Summary: Fast Business Loans connects UK law firms with specialist lenders and brokers to source business loans from around £10,000 upwards. We’re an introducer — not a lender — offering a fast, free, no‑obligation eligibility check to match your practice with funders who understand solicitors’ cash‑flow, WIP and disbursement pressures. Complete a quick enquiry to Get a Free Eligibility Check and receive tailored quotes from lenders and brokers. Get Quote Now

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Why legal practices need specialist funding

Running a law firm comes with distinct cash‑flow challenges. Client settlements and disbursement recovery can be unpredictable, compliance and insurance fees rise, and investment in technology or expansion is often time‑sensitive. That’s why solicitors business loans and tailored finance facilities matter.

Key pressures for legal practices

  • Case‑related cash flow: delays in conditional fee arrangements (CFAs), probate timelines, or long client payment cycles that leave firms funding disbursements and payroll.
  • Operational & compliance costs: SRA fees, professional indemnity renewals, rising support staff costs and investment in case‑management systems.
  • Growth and strategy: Mergers & acquisitions, new office fit‑outs, recruitment of fee earners and marketing to win new instructions.

Stat: many small‑to‑mid sized legal practices report cash‑flow gaps while waiting for client settlements — a common reason firms seek short‑term working capital or invoice/WIP finance.

What Fast Business Loans does for solicitors

Fast Business Loans is a specialist introducer: we do not lend and we do not give regulated financial advice. Our role is simple and valuable — we match your law firm with lenders and brokers in our panel who specialise in legal practice finance.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Our 4‑step matching process

  1. Complete a short enquiry form (takes under 2 minutes).
  2. We review your needs and match you to suitable lenders/brokers familiar with law firm funding.
  3. Selected partners contact you with options and indicative terms.
  4. You compare offers and choose to proceed — there’s no obligation to accept any offer.

No fees to you. No obligation. Fast, free matching.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Get a Free Eligibility Check

Funding options available for law firms

Below is a quick comparison of common facilities our partners arrange for solicitors. Final terms depend on lender assessment.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Finance typePurposeTypical amountsTypical security
Solicitor business loans (secured/unsecured)Working capital, partner loans, one‑off costsFrom around £10,000 to £500,000+Unsecured, director guarantee, debenture
Revolving credit & overdraftsShort‑term cash‑flow smoothing£10k–£250kUsually unsecured or fixed/floating charge
Invoice & WIP financeRelease cash from invoices or WIP to cover disbursementsFacility sized to turnoverAssigned invoices, security over receivables
Equipment & technology financeCase management systems, IT upgrades£10k–£200kAsset finance / hire purchase
Commercial mortgages & fit‑outPremises purchase, leasehold improvements£50k–£5m+Property charge

Short descriptions & benefits

  • Solicitor business loans: flexible sums for cash‑flow or partner distributions; can be unsecured for smaller amounts but larger facilities often require security.
  • Revolving credit: great for recurring shortfalls between client payments and payroll.
  • Invoice & WIP finance: specifically designed to unlock fees tied up in bills or ongoing matters — ideal for firms with predictable invoicing.
  • Asset & equipment finance: spread the cost of technology investments without large upfront payment.

All facility types are subject to lender criteria and affordability checks. Fast Business Loans helps identify appropriate partners who may be able to help.

Get Quote Now

Eligibility checklist for solicitor practices

Typical criteria lenders consider

  • Company structure (limited companies or LLPs; note we do not work with sole traders).
  • Trading history — many lenders prefer 12+ months trading though options exist for newer practices via specialist brokers.
  • Annual turnover and profitability.
  • Credit history – CCJs, defaults or adverse records are considered.
  • Partner experience and management track record.

Documents & information to prepare

  • Latest management accounts and P&L.
  • Aged debtors / aged WIP report.
  • Details of any outstanding lending and director/partner information.
  • SRA compliance confirmations where requested.
Quick tip: Completing our enquiry form triggers a free eligibility review without affecting your credit score. Start your Free Eligibility Check

Funding scenarios we support

Scenario 1 — Bridging disbursement lags

Problem: A regional firm had several profitable matters but long disbursement cycles, leaving the practice short for payroll. Solution: matched with a lender offering a short‑term revolving facility to bridge disbursements. Outcome: payroll covered and no interruption to case work.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Scenario 2 — Growth capital for a boutique firm

Problem: A boutique commercial team needed funds to recruit fee earners and upgrade systems. Solution: introduced to a broker who secured a medium‑term loan and equipment finance. Outcome: 3 new hires and faster matter turnarounds.

Scenario 3 — Invoice & WIP finance to improve liquidity

Problem: A firm with steady invoicing was constrained by long payment terms. Solution: invoice/WIP financing facility unlocked working capital tied up in invoices. Outcome: improved cash flow and more predictable budgeting.

Want us to match you to a solution like these? Get Started — Free Eligibility Check

Timeline: how fast can solicitors access finance?

Immediate steps (0–24 hours)

Complete our quick enquiry form and we will review your details and match you to relevant partners. Expect initial contact from lenders/brokers typically within hours during business days.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Underwriting & offer stage (1–5 business days)

Once a lender expresses interest they will request documents and run underwriting. Small unsecured facilities can be offered quickly; larger, secured facilities require more detailed checks.

Drawdown & ongoing support

After acceptance and documentation, drawdown can be same‑day to a few weeks depending on security and legal requirements. Your broker or lender will guide you through post‑funding account management.

Get a Free Eligibility Check

Benefits of using Fast Business Loans vs. going direct

  • Time saving: one short form connects you to multiple vetted partners.
  • Sector expertise: we match you with lenders who understand law firms and WIP.
  • Soft searches: initial eligibility checks do not affect your credit score — lenders only perform firm credit checks if you proceed.
  • Choice: you receive multiple options to compare without repeating your details to every lender.

Free Eligibility Check — Start Now

Responsible finance & alignment

Fast Business Loans acts as an introducer to lenders and brokers. We emphasise clarity and fairness in all communications and encourage lenders to follow appropriate conduct standards. Information on this page is for general guidance only and does not constitute regulated financial advice. Terms are subject to status and lender criteria.

Step‑by‑step: start your free eligibility check

  1. Click the enquiry link below and complete the short form (under 2 minutes).
  2. We quickly assess and match your practice with appropriate lenders/brokers.
  3. Receive contact from matched partners with tailored options and indicative pricing.
  4. Compare offers and decide — you’re under no obligation to proceed.

Start Your Solicitor Finance Enquiry — Get Quote Now

FAQs on solicitors business loans

Can newly formed practices access finance?

Yes — some specialist lenders and brokers work with newer LLPs or limited companies, though terms depend on turnover, partner experience and available security.

Does the free eligibility check affect credit scores?

No. Submitting an enquiry to Fast Business Loans does not affect your credit score. Lenders/brokers only undertake hard credit checks if you agree to proceed.

What security might lenders request?

Security varies by facility. Options include unsecured facilities, director/partner guarantees, company debentures or property charges for larger loans.

Are case disbursement loans available?

Yes. Specialized short‑term facilities can bridge disbursement and settlement timing — discuss requirements in your enquiry to find the best match.

How quickly will a lender contact me?

Typically within hours during business days; full underwriting timelines vary by lender and facility size.

Can we borrow if we’ve been declined elsewhere?

Possibly. We work with a broad panel; being declined by one lender doesn’t mean all lenders will decline. Provide full details in the form so we can match you effectively.

What loan sizes are common?

Our partners arrange loans from around £10,000 upwards. Facilities can range into several millions for property or corporate finance cases.

How is client data protected?

We only share your details with selected partners who may be able to help. All data handling follows our privacy procedures — see our Privacy Policy for details.

Ready to explore funding options?

If your practice needs fast access to working capital, WIP or growth funding, we can help you find suitable lenders and brokers quickly and without obligation. Complete our short enquiry and let us match you with specialists who understand solicitors business loans.

Get Started — Free Eligibility Check

Alternatively call our team on 020 0000 0000 (Mon–Fri) to discuss your requirements.

Trust statement: Fast Business Loans is a trading style of Fast Business Loans Ltd, acting as an independent introducer. We do not provide loans or regulated financial advice. Information here is for guidance only. See our Privacy Policy, Terms & Conditions and Complaints procedure.

Further reading: if you’d like sector‑specific guidance on solicitor funding, read our industry page on Solicitors business loans.


1) What is Fast Business Loans and how does it work for solicitors?
We’re a free UK introducer that matches solicitor firms with specialist lenders and brokers via a quick, no‑obligation eligibility check.

2) Is the enquiry form a loan application?
No — the enquiry form simply gathers information so we can match your law firm with suitable finance partners; it is not a loan application.

3) Will the free eligibility check affect my credit score?
No — our initial matching uses soft checks and won’t affect your credit score; hard searches occur only if you choose to proceed with a lender.

4) How much can a UK law firm borrow?
Our partners typically arrange facilities from around £10,000 for working capital up to £500,000+ for loans and into the millions for commercial mortgages, subject to status.

5) How quickly can solicitors access funding?
You’ll usually hear from matched lenders within hours and, once approved, funds can be released the same day for smaller unsecured deals or within a few weeks for secured facilities.

6) What types of finance are available for law firms?
We can connect you to solicitor business loans (secured or unsecured), revolving credit, invoice and WIP finance, equipment/IT finance, and commercial mortgages and fit‑out funding.

7) Who is eligible to use your service?
We support UK limited companies and LLP law firms (not sole traders), with lender criteria based on trading history, turnover, credit profile and partner experience.

8) What security might lenders require from a solicitor practice?
Depending on the facility and risk, terms may be unsecured or require a director/partner guarantee, a debenture, or a property charge.

9) Can new or recently formed legal practices get finance?
Yes — specialist lenders on our panel can consider newer LLPs or limited companies where partner track record and affordability stack up.

10) Can you help if we’ve been declined elsewhere?
Often yes — because we work with a broad panel of legal‑sector lenders, a previous decline doesn’t rule out funding if affordability and risk meet another lender’s criteria.

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