Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Healthcare Business Loans: Fast funding options for UK healthcare providers
Summary: Fast Business Loans does not lend money — we connect healthcare organisations across the UK with lenders and brokers who may be able to provide business loans and finance from £10,000 upwards. Complete a short enquiry and we’ll match your practice, clinic or care business with providers that specialise in medical equipment finance, working capital, property refinance and more. This is a free, no-obligation eligibility check — it is an enquiry to help us find suitable lenders, not an application.
Get Started – Free Eligibility Check
Sector snapshot: why healthcare needs specialist finance
Healthcare businesses face distinct financial pressures: staffing costs (including locums), expensive clinical equipment, regulatory upgrades (CQC), and delayed payments from contracts or insurers. These challenges make access to appropriate, timely finance vital for continuity of care and for planned growth.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Because lenders assess healthcare lending differently than general SME finance, choosing a lender or broker who understands NHS and private contract cashflows, equipment lifecycles and compliance requirements can improve your chances of a good outcome.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Who we help in the healthcare ecosystem
We match businesses across the healthcare sector with lenders and brokers who specialise in the industry. Typical businesses we help include:
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- GP and medical centres (limited companies)
- Dental clinics and orthodontic practices
- Care homes and residential care operators
- Community and domiciliary care providers
- Pharmacies and dispensaries
- Private hospitals, clinics and outpatient centres
- Health‑tech companies and medical equipment suppliers
Common funding goals:
- Purchase of specialist diagnostic or treatment equipment
- Refurbishment, fit‑out or CQC compliance works
- Working capital to cover delayed contract payments
- Acquisition, expansion or debt consolidation
- Property purchase or refinance for clinic premises
Funding scenarios healthcare providers face
Buying specialised clinical equipment — MRI, dental chairs, ultrasound machines. Equipment finance or hire purchase may preserve working capital. Indicative: £10k–£500k, terms 2–7 years.
Refurbishment & CQC upgrades — bridging or term loans to complete compliance projects quickly. Indicative: £10k–£1m, short to medium term.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Managing seasonal or contract cashflow gaps — working capital loans or invoice finance to bridge NHS/private contract payment timing. Indicative: £10k–£500k.
Practice or care home acquisition — buy‑in, acquisition finance, commercial mortgages. Indicative: £100k–£5m+ depending on property and security.
Finance options our panel can offer
We introduce you to lenders and brokers who may be able to offer a range of facilities. Fast Business Loans does not lend or provide regulated financial advice; we make introductions so you can compare options.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Working capital loans
Unsecured or secured term loans to smooth payroll, supplies and shortfalls. Indicative: £10k–£500k, decision times from days to weeks.
Equipment & asset finance
Hire purchase, lease or asset refinance to spread cost of medical machinery. Indicative: £10k–£1m, terms typically 2–7 years.
Commercial mortgages & property finance
Funding for premises purchase, refinance or refurbishment. Indicative: £50k–£5m+, structured by lender on security and valuation.
Invoice finance
Advance against NHS/private invoices or patient billing to release cash tied in receivables. Indicative: facility sizes vary; often suitable where recurring contracts exist.
Bridging loans & acquisition finance
Short-term bridging while you complete a purchase or refinance. Indicative: weeks to months; amounts and security vary widely.
Refinance & debt consolidation
Combine multiple facilities to reduce monthly pressure — lenders will assess overall affordability. Indicative: depends on current debt.
Please note: exact terms, rates and fees are set by the lender. Matching via our enquiry helps you compare real offers quickly. Get Started – Free Eligibility Check
Eligibility snapshot & documents checklist
Eligibility factors
- Business structure and trading history (limited companies preferred)
- Annual turnover and profitability
- Contract profile — NHS, private insurers or mixed revenue
- Credit profile and director guarantees where required
- Asset security (property, equipment) for secured facilities
Documents & data to prepare
- Latest management accounts (preferably 12 months)
- Bank statements (3–6 months)
- Details of major contracts (NHS/private agreements)
- CQC reports or registration documents where applicable
- Asset invoices/specifications for equipment finance
- Identification for directors and proof of address
Having these ready speeds up matching and lender decisions. Free Eligibility Check
How Fast Business Loans works (step-by-step)
- Complete a short enquiry form — tell us a few details about your business and the amount/type of funding (this is not an application).
- We match you — we use your details to select lenders or brokers in our panel who typically work with healthcare businesses.
- Provider contact — matched lenders/brokers will contact you to discuss options and may request further documents.
- Compare offers — receive and compare quotes, terms and timescales from providers.
- You decide — there is no obligation to proceed; choose the offer that best fits your business.
What sets us apart for healthcare finance
- Sector-aware matches: we prioritise lenders and brokers who understand NHS and private healthcare cashflows.
- Speed: quick matching reduces time spent contacting unsuitable providers.
- Data privacy: your details are shared only with partners relevant to your enquiry.
- Range of options: access to facilities from around £10,000 up to multi‑million depending on need and security.
We act as an introducer — lenders set terms and run their own approvals. Start your enquiry
Cost transparency & responsible borrowing
Each lender determines interest rates, fees and charges. When you receive proposals, check APR, arrangement fees, early repayment terms and any security required.
Borrow only what your business can afford to repay. If unsure, speak with your matched broker or an independent adviser before committing. Our introduction service is free and without obligation.
Customer stories (illustrative)
Case 1 — Dental clinic equipment upgrade: A multi-dentist clinic needed £80,000 to replace X‑ray and sterilisation equipment. We matched them with an equipment finance broker; result — hire purchase over 5 years that preserved cashflow and spread VAT. (Example based on anonymised enquiries; individual results vary.)
Case 2 — Care home refurbishment: A 30‑bed residential home required £350,000 for urgent refurbishment to meet CQC upgrades. Introduced to specialist commercial lenders, the operator secured a medium-term loan structured around property value and projected cashflow. (Illustrative only.)
Preparing your application: action plan
Quick checklist to get ready:
- Audit cash flow for next 12 months
- Gather management accounts, bank statements and contract copies
- Identify required security (assets or property)
- Decide target loan amount and preferred term
- Complete our short enquiry so we can start matching
FAQs: Healthcare business finance
Can I apply if my turnover is small?
Possibly — eligibility depends on lender criteria, profitability and security. Our matching helps identify who may consider smaller turnover businesses, but minimum loan amounts typically start at £10,000.
How quickly could funding be available?
Timescales vary. Short-term facilities or equipment finance can complete in days to weeks; property finance and complex acquisitions usually take longer. Your matched provider will give estimated timescales.
Will enquiring affect our credit score?
Submitting an enquiry through Fast Business Loans is an introduction and does not by itself affect your credit score. Lenders may perform credit checks later if you proceed.
Do you work with NHS or private contract revenue?
Yes. Our panel includes providers experienced in assessing revenue from NHS contracts, private insurers and mixed-income healthcare businesses.
What security do lenders typically require?
Security ranges from personal/ director guarantees and equipment pledges to charges on property. Requirements depend on loan size, lender risk appetite and business financials.
What’s the minimum/maximum loan size?
We generally introduce lenders for amounts from £10,000 upwards. Upper limits depend on lender capacity and the transaction (property finance may reach multi‑millions).
Is there a fee for using Fast Business Loans?
Our introduction service is free for businesses. Any fees or charges will be detailed by the lender or broker you choose to proceed with.
Start your healthcare finance journey
If your healthcare business needs finance — whether for equipment, compliance works, working capital or property — we can quickly connect you with lenders and brokers that understand your sector. It takes less than two minutes to complete our enquiry and there’s no obligation.
Get Started – Free Eligibility Check
For more on our industry expertise, see our healthcare sector overview on our pillar page about healthcare business loans.
– What are healthcare business loans and how does Fast Business Loans help? We’re not a lender; we connect UK healthcare providers to specialist brokers and lenders for medical equipment finance, working capital, invoice finance and commercial property funding via a free eligibility check.
– Am I eligible for a UK healthcare business loan? Eligibility is based on trading history, turnover/profitability, NHS/private contract profile, credit and available security, and our free enquiry matches you with lenders most likely to help.
– How quickly can a clinic or care home get funded? Simple working capital, equipment or bridging facilities can complete in days to weeks, while commercial mortgages and acquisitions typically take longer.
– What loan amounts can UK healthcare businesses access? Our partners typically offer from £10,000 upwards, with property or acquisition finance potentially reaching multi‑million levels depending on security and affordability.
– Will submitting a free eligibility check affect my credit score? No—our enquiry is an introduction, not an application, and only a lender may run credit checks if you choose to proceed.
– What documents do I need to get started? Prepare recent management accounts, 3–6 months’ bank statements, key NHS/private contracts, any CQC documentation, equipment quotes/specs, and director ID/address.
– Can start-ups or lower‑turnover practices get finance? Possibly—minimum loan sizes usually start at £10,000 and approval depends on overall affordability, security and lender criteria, which our matching helps navigate.
– Can you help with CQC compliance upgrades and clinic refurbishments? Yes—specialist lenders on our panel provide refurbishment, compliance and fit‑out funding via term or bridging loans.
– Do you work with NHS and private contract revenue, including invoice finance? Yes—our panel includes providers experienced with NHS/private cashflows and invoice finance against eligible invoices.
– Is there a fee to use Fast Business Loans and am I obliged to proceed? Our introduction service is free and there’s no obligation to go ahead after comparing quotes from the lenders or brokers we match you with.