Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Healthcare Business Loans: Fast Funding Options for UK Clinics & Care Providers
Summary: If your clinic, care home or medical practice needs funding from £10,000+, Fast Business Loans can quickly match you with lenders or brokers who specialise in healthcare finance. We do not lend — we introduce you to providers based on your needs. Complete a short, free enquiry and receive tailored lender/broker contact so you can compare real quotes without affecting your credit score. Get Quote Now.
Why healthcare businesses need fast, flexible finance
Healthcare providers face unique cashflow and capital demands: delayed NHS payments, seasonal patient flows, costly equipment upgrades, CQC compliance works, and property needs for expanding services. Quick access to the right finance can protect patient services, enable equipment investment and allow strategic growth.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
If you need funding from around £10,000 upwards, we can match you with lenders and brokers who understand healthcare — whether you run a dental practice, private clinic, care home or therapy centre. Ready to see options? Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Common funding scenarios in UK healthcare
- Buying or leasing diagnostic or treatment equipment (X‑ray, dental chairs, sterilisation units)
- Refurbishment or fit-out of clinics and care homes
- Bridging cashflow while waiting for NHS or private insurer payments
- Buying premises or refinancing commercial property
- Working capital to support recruitment, payroll or growth
- Refinancing existing loans to improve monthly cashflow
What types of healthcare finance can we introduce?
Fast Business Loans works with a wide panel of lenders and brokers. We introduce enquiries to providers that offer the following common products:
Unsecured & secured business loans
Short- to medium-term loans for working capital or smaller equipment purchases. Typical sizes: £10k–£250k. Terms from 1–7 years. Unsecured loans avoid business asset charges but may carry higher rates; secured loans can offer longer terms and lower monthly costs.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
See if a business loan suits your practice – Free eligibility check
Asset & equipment finance
Hire purchase or lease arrangements let you spread the cost of expensive medical equipment. Often structured so the equipment is replaced at end-of-term. Ideal for preserving working capital.
Check equipment finance options – Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Invoice & NHS contract finance
Invoice finance unlocks cash tied up in unpaid invoices. NHS contract finance can provide advances against confirmed contract income. Useful for practices with seasonal or delayed receipts.
Find invoice/NHS contract finance – Free Eligibility Check
Commercial mortgages & property funding
Purchase or refinance clinic buildings, care homes or mixed-use premises. Lenders can offer long-term mortgages and refurbishment bridging facilities.
Explore property funding – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Snapshot: Compare healthcare finance routes
| Product | Typical amounts | Key advantages | Time to funds |
|---|---|---|---|
| Unsecured business loan | £10k–£250k | No security; quick decisions for qualifying businesses | 48hrs–2 weeks |
| Secured loan / mortgage | £50k–£5m+ | Lower rates; longer terms | 2–8 weeks |
| Asset / equipment finance | £10k–£500k | Preserve cash; flexible structures | 24hrs–3 weeks |
| Invoice / contract finance | From £10k | Improves cashflow fast | 24hrs–1 week |
These are illustrative ranges only. Actual terms depend on lender criteria and business circumstances.
Eligibility & documentation checklist for healthcare firms
Typical requirements vary by lender but often include:
- Company registration details and director ID
- Recent management accounts (usually last 6–12 months)
- Bank statements
- Details of the funding purpose and cost estimates (e.g., equipment quotes)
- Information on existing borrowing and any security
- Evidence of contracts or predictable income (NHS contracts where relevant)
Improving your approval chances
- Prepare up-to-date management accounts and cashflow projections
- Gather equipment quotes and project plans for refurbishment loans
- Demonstrate stable income streams (private patient lists, contracts)
- Be transparent about previous credit issues — some lenders specialise in complex cases
Ready to match with lenders who will review your details fairly? Get Started – Free Eligibility Check
How Fast Business Loans matches healthcare firms with lenders
We use a straightforward 4-step process designed to save you time and surface suitable options quickly:
1. Quick Enquiry
You complete a short form with basic business details and the amount/type of funding required. This enquiry is information only — not an application and it won’t affect your credit score.
2. Intelligent matching
We match your enquiry to lenders and brokers in our panel who have experience in healthcare finance and the product you need.
3. Rapid contact
Selected partners contact you to discuss options, request documents and, if appropriate, prepare quotes.
4. Compare and decide
You compare offers directly from lenders or brokers and choose the one that fits your priorities. Fast Business Loans is an introducer only — decisions and contracts are made between you and the selected provider.
Start Step 1 – submit your short enquiry: Get Quote Now
Benefits of using Fast Business Loans for healthcare finance
- Time saved: one short form connects you to multiple relevant providers
- Sector insight: we match you with brokers and lenders who understand healthcare needs
- No obligation: our service is free and carries no obligation to accept any offer
- No immediate credit checks: enquiries do not leave a footprint
- Access to a range of products suitable for clinics, care homes and specialist practices
Example use cases
GP surgery: equipment upgrade
A GP surgery needed £45,000 to replace diagnostic and sterilisation equipment. Fast Business Loans introduced the practice to an equipment finance specialist; the clinic secured a hire‑purchase plan with manageable monthly instalments and kept working capital intact.
Get matched with equipment finance providers
Care home: refurbishment and extension
A regional care home required £350,000 for an extension to increase capacity. We connected them to a broker who arranged a commercial mortgage combined with a short-term refurbishment facility — enabling staged payments and repayment profiles aligned with income projections.
Costs, rates & responsible borrowing
Rates, fees and terms are set by the lender or broker and vary with loan size, security and business profile. Fast Business Loans does not set rates and does not lend. We encourage responsible borrowing:
- Only borrow what you need and can realistically afford to repay.
- Compare total cost (including arrangement and early‑repayment fees) before agreeing.
- Seek independent professional advice if you are unsure about the terms.
All offers are subject to the lender’s assessment and due diligence. Representative examples should be requested from the lender or broker you speak with.
Frequently asked questions
Do you lend directly to healthcare businesses?
No. Fast Business Loans is an introducer — we connect you to lenders and brokers who provide finance.
What is the minimum loan amount you handle?
We typically introduce funding requests from approximately £10,000 and upwards.
Will my enquiry affect my credit file?
No — filling out our enquiry is information only and will not leave a search on your credit file. Lenders may do credit checks later if you choose to progress an application.
Can you help with NHS contract financing?
Yes — we can introduce you to providers experienced in invoice and NHS contract finance for practices with confirmed contract income.
Didn’t find the answer you need? Contact us via the quick enquiry: Free Eligibility Check
Start your healthcare finance enquiry
Collect a few quick details before you start: funding amount required, business turnover, years trading and basic contact information. It takes under two minutes to complete the enquiry and it will not affect your credit score. We’ll match you with the most suitable lenders and brokers for your needs.
Get Started — Free Healthcare Finance Match
Fast Business Loans is an introducer, not a lender or financial adviser. Our service is free and no‑obligation. Submitting an enquiry is not an application — it’s information to help us match you to suitable providers. Actual offers are subject to lender assessment and terms. You may wish to seek independent financial advice.
To read more about how we support the healthcare sector, visit our dedicated page on healthcare business loans.
– What types of healthcare business finance can I access through Fast Business Loans?
You can be introduced to unsecured and secured business loans, asset and equipment finance, invoice and NHS contract finance, and commercial property funding for UK clinics and care providers.
– Is Fast Business Loans a lender or broker?
Fast Business Loans is an introducer that connects you with trusted UK lenders and finance brokers; we do not lend or give financial advice.
– How much can UK clinics or care homes borrow?
We typically handle enquiries from around £10,000 upwards, with larger secured and property facilities potentially reaching multi‑million amounts subject to lender criteria.
– How fast can I get funding after I enquire?
You’ll usually hear from lenders or brokers within hours, and funds can arrive in as little as 24 hours to several weeks depending on the product and complexity.
– Will submitting the enquiry affect my credit score?
No — our enquiry is information only and leaves no credit footprint, with checks only occurring if you proceed with a specific offer.
– What documents do healthcare businesses need to provide?
Lenders commonly ask for company and director details, recent bank statements and management accounts, the funding purpose with quotes, existing borrowing info, and evidence of income or NHS contracts.
– Do you charge any fees for the matching service?
No — our service is free and no‑obligation, and we may receive a fee or commission from the lender or broker you choose.
– Can you help with NHS contract and invoice finance to bridge delayed payments?
Yes — we can introduce you to providers offering invoice finance and advances against confirmed NHS contract income.
– Do you offer equipment finance for medical and dental equipment?
Yes — you can be matched with hire purchase or leasing options to spread the cost of items like X‑ray units, dental chairs, and sterilisation equipment.
– Do you support unsecured and secured loans, including for newer practices or those with previous credit issues?
Yes — both unsecured and secured options are available, and some lenders on our panel consider newer or complex‑credit cases subject to assessment.