Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Healthcare Business Loans in the UK – Fast, Transparent Lender Connections
Summary: If your GP practice, clinic, care home, dental surgery, pharmacy or medical supplier needs funding from £10,000+, Fast Business Loans helps you compare the right finance options quickly. We don’t lend — we match your business to experienced lenders and brokers who specialise in healthcare. Complete a Free Eligibility Check and get matched with suitable providers without obligation or an immediate credit hit.
Get Started – Free Eligibility Check
Why healthcare businesses use Fast Business Loans
Healthcare providers face regulated environments, specialised procurement and unpredictable cashflow (NHS payment timings, insurance claims, patient billing). Rather than searching dozens of lenders, submit a short enquiry and we’ll match you to lenders and brokers who understand healthcare finance. Our service saves time, improves the chance of finding suitable terms, and keeps the process simple and transparent.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Specialists who understand regulated healthcare environments
Our network includes partners experienced with care homes, private clinics, dental surgeries, pharmacies and med‑tech suppliers. They know the documentation and compliance matters lenders typically look for — such as CQC evidence, NHS contracts or supplier accreditation — which reduces delays at underwriting.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Fast, no-obligation matching process
Complete one short enquiry and we’ll share your details with a small number of selected partners who are most likely to help. You’ll receive contact and indicative quotes quickly so you can compare options without submitting full applications up front.
Clear, fair communications
We provide straightforward information about loan sizes (from £10,000 upwards), likely timescales and key lender checks. Completing an enquiry does not commit you to borrow and does not trigger a credit search at the enquiry stage.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Finance solutions tailored to healthcare organisations
Healthcare businesses use different finance products depending on purpose, security and timescale. Below are common options and typical use cases.
Unsecured & secured business loans
Flexible lending for working capital, refurbishment, or practice acquisition. Secured loans (against property or assets) can support larger sums; unsecured loans are available where security isn’t offered but criteria must be met. Minimums generally start around £10,000.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset & equipment finance for medical technology
Spread the cost of scanners, dental chairs, diagnostic equipment or IT systems using hire purchase, finance leases or asset refinance. This preserves working capital and can include maintenance or upgrade options.
Invoice & receivables finance
If your cash is tied up in invoices (for example, private patient invoices or insurer payments), invoice finance or factoring can release immediate liquidity to cover payroll and supplies.
Commercial mortgages & property refurbishment funding
Buy or refinance premises used as surgeries, clinics or care homes. Funding is available for purchase, refinance or major refurbishment projects that improve capacity or compliance.
Working capital & short-term cash flow support
Overdrafts, revolving facilities or short-term loans help bridge seasonal or payment-timing gaps, particularly in businesses reliant on NHS or insurer payment cycles.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Typical funding needs across healthcare sub-sectors
Different healthcare businesses commonly require finance for:
- GP surgeries & private clinics: fit-outs, equipment upgrades, additional consulting rooms, cashflow during new patient onboarding.
- Care homes: refurbishment to meet regulatory standards, bed increases, staffing and working capital ahead of occupancy rises.
- Dental surgeries: imaging equipment, practice purchases, refurbishment and expansion.
- Pharmacies: stock finance, POS systems, shop refits.
- Laboratories & diagnostic services: high-value equipment, facility upgrades and working capital for multi-month projects.
- Med‑tech manufacturers & suppliers: machinery, tooling, B2B working capital and export support.
Each sector has bespoke lender criteria and documentation needs. To learn more about sector-specific funding examples, visit our detailed guidance on healthcare business loans.
How our enquiry-to-funding journey works
- Quick enquiry: Tell us about your business and funding need — it takes about 2 minutes.
- Targeted matching: We share your details with a shortlist of lenders/brokers who understand your sector.
- Contact & offers: Expect a call or email from partners with indicative quotes and next steps.
- Compare & proceed: Choose the option that fits your goals. Formal credit checks only happen with your consent as you progress.
Case in point: a 15-bed care home needing a refurbishment and temporary working capital submitted an enquiry, was matched to two brokers that specialise in care-home funding, and received affordable options within 72 hours — allowing works to start with cashflow protected.
Eligibility snapshot & lender expectations
While each lender has exact criteria, typical expectations are:
- Minimum loan size: generally £10,000 and above.
- Trading history: many lenders prefer 12+ months trading; some specialist funders consider newer businesses with strong projections and contracts.
- Turnover & profitability: assessed relative to the requested facility size and sector risk.
- Security: property, equipment or personal guarantees may be required for larger amounts.
- Regulatory compliance: evidence such as CQC registration or other licences is often requested.
Be honest about trading performance and regulatory status — full disclosure speeds underwriting and avoids wasted time.
Costs, rates and responsible borrowing guidance
Rates and fees vary by lender, loan type, security and business profile. Rather than promising specific rates, expect the following:
- Rate ranges: dependent on credit, security and facility — partners will provide indicative costings tailored to your circumstances.
- Fees: arrangement fees, broker fees and early repayment costs can apply — ask providers for a full breakdown.
- APR & total cost: request the APR and total cost over the term to compare offers fairly.
Responsible borrowing: only take on facilities you can comfortably repay. We do not provide financial advice — our role is to introduce you to providers so you can obtain formal advice and terms from them.
Why UK healthcare businesses choose our panel
Our value is in speed, sector relevance and a simple end-to-end introduction. We work with a range of lenders and brokers experienced in healthcare finance so you can:
- Save research time and avoid irrelevant approaches.
- Receive targeted contact from partners who understand your sector risks and documentation needs.
- Compare multiple options with clear terms and next steps.
We recommend adding verified testimonials from clients you’ve helped — real quotes build trust and should be displayed here when available.
Frequently Asked Questions about healthcare business finance
What loan sizes can your partners arrange for healthcare businesses?
Most partners handle facilities from around £10,000 up to several million, depending on the product and security offered. Use the enquiry form to indicate your required amount so we can match you appropriately.
How quickly can I get funding?
Speed varies by product. Some short-term facilities and asset finance deals can be completed within days, while commercial mortgages or large refurbishments typically take several weeks for valuation and legal work.
Will submitting an enquiry affect my credit score?
No — submitting a Fast Business Loans enquiry does not trigger a credit check. Lenders will only run formal credit searches later in the process with your consent.
Do you lend directly to healthcare businesses?
No. We do not lend or provide regulated financial advice. We introduce you to lenders and brokers who can provide quotations and formal offers.
Can start-ups or newly established healthcare businesses get funding?
Some specialist lenders support newer businesses, particularly where there are strong contracts, experienced management or asset security. Be clear about your trading history in the enquiry so we can match you to the right partners.
What documentation will lenders typically request?
Common documents include management accounts, bank statements, proof of regulatory registration (eg CQC), business plans for growth or purchase agreements. Specific requirements depend on lender and product type.
How is Fast Business Loans compensated?
Our service is free for business owners. We receive a fee or commission from brokers or lenders for successful introductions; you will receive clear cost information from any partner that contacts you.
Can you help with equipment finance for expensive medical machinery?
Yes — our partners offer asset finance, hire purchase and leasing specifically for medical and diagnostic equipment, often with options for servicing and maintenance included in the agreement.
Start your healthcare funding journey
Getting started is simple: click the link below, complete a short enquiry and we’ll match you to lenders and brokers who best fit your needs. There’s no charge, no obligation and no credit impact at the enquiry stage. Our introductions help you compare options quickly so you can focus on patient care and running your business.
Important information & disclaimers
Fast Business Loans is an introducer — we do not lend money or provide regulated financial advice. Completing our enquiry form is non-binding and does not guarantee a loan. Lenders and brokers set their own eligibility, rates and fees. Always consider affordability and request full written terms from any provider before you commit. Information is accurate at publication but subject to change. For details on how we use your data, please see our privacy policy.
– Are you a lender and do you give financial advice?
No—Fast Business Loans is an introducer that connects UK healthcare businesses with specialist lenders and brokers, and we do not lend or provide regulated financial advice.
– Is the Free Eligibility Check an application and will it affect my credit score?
It’s a quick enquiry to help us match you with suitable providers, not a loan application, so there’s no obligation and no credit check at the enquiry stage.
– How much can healthcare businesses borrow through your partners?
Most lenders on our panel offer funding from around £10,000 up to several million, depending on the product and security.
– How fast can I get healthcare business funding?
You’ll typically hear from partners quickly, with some facilities completing in days and larger property or refurbishment deals taking several weeks.
– What types of finance are available for healthcare organisations?
Options include unsecured and secured business loans, asset and equipment finance, invoice finance, working capital facilities, and commercial mortgages.
– Which healthcare sectors do you support?
We support GP practices, private clinics, care homes, dental surgeries, pharmacies, laboratories, diagnostic providers, and med‑tech suppliers.
– What are the typical eligibility criteria?
Lenders commonly look for 12+ months’ trading (though some consider newer firms), suitable turnover and affordability, possible security or guarantees, and regulatory compliance such as CQC evidence.
– Can start‑ups or newly established healthcare practices get funding?
Yes—some specialist lenders consider start-ups where there are strong contracts, experienced management, robust projections, or asset/security.
– What documents will lenders usually request?
Expect management accounts, recent bank statements, CQC registration or relevant licences, NHS/private contracts where applicable, and a business plan or project details.
– What will it cost and are there any fees?
Rates and fees vary by product, security and profile, so request an APR and full fee breakdown from partners to compare the total cost fairly.