Why healthcare organisations use Fast Business Loans

Running a healthcare business today means balancing patient care, regulatory compliance and rising operational costs. Lenders vary widely in appetite and experience with healthcare cashflows (NHS contracts, private billing, occupancy metrics). Fast Business Loans saves you time by matching your enquiry to lenders and brokers who understand the sector — speeding up the route to an informed quote.

• Sector-aware matchmaking: we connect you to providers familiar with healthcare revenue models.
• Save time: a short enquiry replaces searching dozens of lenders.
• Funding size: our partners typically consider facilities from around £10,000 and up.
• Free and non-binding: submitting an enquiry is not an application and does not commit you to borrow.

Ready to compare options? Start a Free Eligibility Check — it takes under two minutes.

Healthcare businesses we support

We introduce a wide range of healthcare organisations to suitable finance partners across the UK:

• Medical & dental practices — GP surgeries, private clinics, dental surgeries seeking equipment, refurb or working capital.
• Care & nursing homes — refurbishment, CQC-driven upgrades, staffing and acquisition funding.
• Allied health & community services — physiotherapy, domiciliary care, pharmacies and community clinics.
• Healthcare suppliers & tech firms — medtech, diagnostics, telehealth and NHS suppliers needing growth or asset finance.

For industry-specific guidance see our dedicated page on healthcare business loans.

Finance solutions available via our panel

Our introducer service is designed to match you with brokers and lenders who can offer one or more of the following solutions depending on your needs and status.

Healthcare business loans (secured & unsecured)

Flexible term loans for expansion, refinance or major projects. Secured options often offer lower rates; unsecured options are available for smaller facilities.

Asset & equipment finance

Fund MRIs, X-ray machines, dental chairs, IT systems or patient lifts through hire purchase or leasing arrangements that preserve working capital.

Invoice finance & NHS payment funding

Access cash tied up in outstanding invoices or bridge slow NHS payment cycles with facilities structured for public sector receivables.

Commercial mortgages & bridging

Property purchase, expansion or short-term bridging while permanent finance is arranged.

Working capital & overdrafts

Short-term facilities to manage payroll, agency/locum costs and seasonal demand.

Refinance & consolidation

Improve monthly cashflow by restructuring higher-cost or multiple facilities into a single lending solution.

Note: Representative APRs and terms vary by lender. Your matched provider will explain the total cost of borrowing once they assess your business.

How our free introduction service works

1. Complete a short enquiry — a few details about your business and the funding required. This is not an application.
2. We match you — we select lenders/brokers with healthcare experience suited to your situation.
3. Rapid response — expect a call or email from providers to discuss options and next steps.
4. Compare and decide — review quotes and choose the best fit. No obligation to accept any offer.

Get Quote Now – Free Eligibility Check (no impact on credit score).

Fast Business Loans is an introducer, not a lender. We do not provide financial advice. Completing an enquiry introduces you to lenders/brokers who will discuss options directly with you.

Eligibility snapshot & what lenders consider

Lenders assess a mix of financial and operational factors. Typical considerations include:

• Turnover and cashflow patterns — especially the split between NHS contracts and private income.
• Trading history — most lenders prefer established businesses but some start-up-friendly partners exist with additional requirements.
• Regulatory compliance — CQC reports, registration and inspection outcomes can influence terms.
• Security and personal guarantees — availability of assets or director guarantees affects pricing.
• Management experience and occupancy/bed levels (for care homes).

If you’re unsure about eligibility, submit a Free Eligibility Check and one of our matched specialists will discuss your position.

Preparing for your healthcare funding conversation

Gathering the right documents speeds decisions. Typical items to have ready:

• Recent management accounts and business bank statements (3–12 months).
• CQC report or registration details, where applicable.
• Contracts, NHS agreements or major private client lists.
• Occupancy/appointment stats and forecasts.
• Asset lists for equipment finance, including age and value.

If you need help compiling documents, tell us when you enquire — we’ll flag suitable partners who can advise.

Costs, repayments & responsible borrowing

Costs depend on product type, lender and your credit/security position. Expect:

• Short-term facilities and bridging: higher interest, shorter terms (weeks–months).
• Term loans and mortgages: lower rates for longer terms (years), often with arrangement fees.
• Asset finance: structured repayments tied to the asset life; VAT and deposit considerations apply.
• Invoice finance: fees as a percentage of advanced funds plus service charges.

Always compare total cost (fees + interest), repayment flexibility and any early repayment charges. Fast Business Loans introduces you to providers — your matched broker/lender will explain full costs and checks. Finance is subject to status and affordability.

Example funding scenarios

These are illustrative examples. Actual terms vary and are subject to provider assessment.

Why healthcare leaders choose Fast Business Loans

• Speed — fast matchmaking saves days or weeks of searching.
• Sector understanding — we prioritise partners with relevant healthcare experience.
• Free to use — submitting an enquiry is free and non-binding.
• Confidential & secure — your details are shared only with selected partners able to help.

Free Eligibility Check — match with healthcare finance specialists.

Get started today

If your practice, clinic or care service needs funding, fill in a short enquiry and we’ll introduce you to the most suitable lenders and brokers. It takes under two minutes and will not affect your credit score.

Start Your Free Eligibility Check

Completing the enquiry introduces you to lenders/brokers — Fast Business Loans is an introducer, not a lender. Finance subject to status and affordability checks.

Frequently asked questions

Can you help if my practice was recently launched?

Yes. Some lenders and brokers on our panel consider start-ups or recently launched practices when you can show a credible business plan, forecasts and evidence of demand. Submit a Free Eligibility Check to discuss options.

Do you work with NHS contractors and private providers?

We work with partners experienced in both NHS-contracted income and private revenue models, and will match your enquiry to those best placed to assess your mix of income streams.

What loan amounts are available?

Our panel deals with a wide range of facilities. Providers commonly consider loans and finance from around £10,000 upwards; larger facilities up to several million are available depending on lender appetite and security.

Will an enquiry affect our credit score?

No. Completing our enquiry is not a credit application and does not trigger a hard credit search. Lenders or brokers may carry out credit checks later, but only with your consent.

How quickly can funding be released?

Timescales vary by product and the speed at which documentation is provided. Indicative offers can arrive within 24–48 hours for straightforward requests; completion can be days to several weeks depending on underwriting and legal requirements.

What if I was declined elsewhere?

Being declined by one lender doesn’t always mean you’ll be declined by another—different providers have different appetite and risk criteria. Our matching increases your chances by routing your enquiry to suitable partners.

Do you charge borrowers a fee?

No. Fast Business Loans’ service is free for businesses completing an enquiry. Any fees or charges will be disclosed by the lender or broker in their terms.

Are your partners regulated?

We introduce you to a broad panel of lenders and brokers. Matched providers will explain their credentials and any regulatory status during their discussions with you.