Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Logistics Business Loans & Finance in the UK
Summary: If your transport, haulage, courier or warehousing business needs funding, Fast Business Loans connects you quickly with lenders and brokers who specialise in logistics finance. We’re not a lender — we’re a free matching service. Complete a short enquiry and get a no‑obligation, tailored response from specialists who can help with fleet purchases, EV upgrades, working capital, invoice finance and more. Get Started – Free Eligibility Check
Get Started – Free Eligibility Check
Industry challenges — quick overview
Logistics operators face tight margins, rising fuel and maintenance costs, regulatory changes (ULEZ/clean air zones), and pressure to modernise fleets with lower‑emission vehicles. These pressures make timely, sector‑appropriate finance essential for day‑to‑day operations and long‑term investment.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Fast Business Loans helps by matching your business to brokers and lenders experienced in logistics — saving you time and improving the chance of a suitable funding match. Remember: the enquiry form is not an application; it simply helps us connect you with the best providers.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Why logistics firms seek finance
Logistics businesses typically look for finance to support growth, replace ageing vehicles, manage cash flow or meet regulatory demands. Common use cases include:
- Fleet purchase or replacement (vans, rigid trucks, HGVs).
- Leasing or hire‑purchase for new or used vehicles.
- Upgrading to electric vehicles and installing charging infrastructure.
- Working capital to cover wage cycles, fuel or seasonal peaks.
- Invoice finance to unlock cash tied up in unpaid invoices.
- Warehouse expansion, racking and fit‑out.
- Refinance or restructure existing facilities to improve monthly cash flow.
Funding options snapshot
Different finance types suit different needs. Below is a practical comparison to help you decide what to ask for on your enquiry.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
| Product | What it’s for | Typical size & term |
|---|---|---|
| Asset Finance (leasing) | Buy or lease vans, trucks, HGVs, trailers; includes EVs | £10k to £500k+ | 2–7 years |
| Invoice Finance | Release cash from outstanding invoices to smooth cash flow | Facilities often from £10k upwards; ongoing |
| Working Capital Loans | Short to medium term cash for operating costs | £10k to £250k+ | months to 5 years |
| Hire Purchase (HP) | Full ownership at the end of term for vehicles/equipment | From £10k | 1–5 years |
| Bridging / Short‑term | Urgent short-term cash needs or to bridge invoices | Short terms (weeks–months), higher cost |
| Green Fleet Funding | Finance for EVs, charging points, low‑emission upgrades | Variable; lenders offering tailored green packages |
If you’re specifically exploring sector-focused options, see our logistics resources on logistics business loans to learn more about lenders who specialise in transport and warehousing.
How Fast Business Loans supports logistics companies
Our process is designed to be fast and straightforward.
- Complete a short enquiry form (takes under 2 minutes).
- We match your business to brokers and lenders with logistics experience.
- A matched partner contacts you to discuss options and carry out any necessary soft checks.
- If you choose to proceed, the broker/lender will complete the full application and arrange funding directly.
Benefits: sector‑matched partners, no obligation, quick turnaround and minimal paperwork to start. Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility & documentation
Eligibility varies by lender, but typical criteria include:
- Limited company trading history (many lenders prefer at least 12 months trading).
- Turnover and profitability information (management accounts or accounts).
- Details of assets to be financed (vehicle age, mileage, make/model).
- Evidence of contracts or trading pipelines for invoice/working capital facilities.
- Director information and basic credit/background checks.
Common documents lenders ask for: recent management accounts, VAT returns, bank statements, fleet inventory and copies of invoices or contracts. Exact requirements will be confirmed by the matched lender or broker after your enquiry.
Costs, rates & repayment considerations
Costs depend on product type, credit profile, asset quality and term. As a guide only, asset finance deals for well‑qualified businesses can start from around c.6% APR — exact rates vary significantly by lender and are subject to status.
When comparing offers consider: total cost of credit, upfront deposits, mileage limits (for leases), balloon payments, early repayment fees and any maintenance or insurance obligations attached to the facility.
Case snapshots
Case — Regional courier upgrades to EV vans
A 25‑vehicle courier operator wanted to replace 10 diesel vans with electric models to comply with ULEZ and reduce running costs. We introduced the operator to a broker offering green asset finance packages. Outcome: bespoke lease covering vehicles and chargers with staged payments that preserved cash flow. Results vary by case and lender.
Case — Haulage firm smoothing cash flow with invoice finance
A medium haulage contractor had long payment terms from a major retailer. After an enquiry, the business was connected to an invoice finance specialist and released cash against outstanding invoices, allowing them to cover fuel and driver wages without taking on additional long‑term debt.
Results vary depending on lender, business circumstances and underwriting criteria.
Tips to strengthen an application
- Keep up-to-date management accounts and recent bank statements.
- Prepare a clear fleet inventory (age, mileage, value, registration).
- Show contracts or delivery agreements to demonstrate predictable income.
- Provide realistic cashflow forecasts if asking for growth or green investment funding.
- Consider a deposit to reduce finance costs or optics for the lender.
- Be transparent about any previous credit issues — many brokers can still help find options.
Why choose FastBusinessLoans.net
Fast Business Loans connects you with lenders and brokers who understand logistics. Key advantages:
- Fast matching to sector‑specialist partners.
- No cost to businesses and no obligation to proceed.
- Quick initial response, often within hours.
- Secure handling of your details and targeted sharing only with relevant partners.
Frequently asked questions
Are you a lender?
No. Fast Business Loans is an introducer that connects logistics firms to lenders and brokers. The lenders provide the funding directly.
How fast will I get offers?
Most businesses hear from matched partners within a few business hours. Full offers depend on the lender’s underwriting and the complexity of the facility.
What loan amounts can you arrange?
Our partners typically consider facilities from around £10,000 upwards. Larger fleet or property finance packages may be available up to several hundred thousand pounds or more, depending on circumstances.
Does submitting an enquiry affect my credit rating?
No. Completing our enquiry does not impact your credit score. Brokers may perform soft checks initially; a hard search happens only if you choose to proceed with an application.
Can we finance EVs and charging infrastructure?
Yes. Several panel lenders offer green fleet funding and packages that include vehicles and charge points, subject to status.
Do you help start‑ups or new companies?
Some partners consider newer businesses, particularly where directors provide solid forecasts, contracts in place, or additional security. Eligibility is lender dependent.
Compliance & transparency statement
Fast Business Loans is an introducer and does not provide loans or regulated financial advice. Our matching service is free and there’s no obligation to proceed once you’re connected to a broker or lender.
All finance is subject to status, affordability and credit checks. Rates, terms and eligibility vary between providers. Consider carefully whether you can afford repayments — late or missed payments may affect your credit rating.
For details on how we handle your data, see our Privacy Policy.
Ready to explore logistics finance?
Save time and improve your chances of a suitable deal by letting us match you with lenders and brokers who specialise in transport and warehousing. Complete our short enquiry to receive tailored options quickly.
- Quick: takes under 2 minutes
- Free: no cost to your business
- No obligation: you decide whether to proceed
– What are logistics business loans and who are they for?
Logistics business loans are funding solutions for UK transport, haulage, courier and warehousing firms to finance fleets, equipment, working capital and warehouse upgrades.
– Is Fast Business Loans a lender or a broker?
Fast Business Loans is not a lender; it’s a free matching service that introduces UK logistics businesses to vetted lenders and brokers.
– Will submitting an enquiry affect my credit score?
No—our enquiry is not an application and typically only soft checks are used until you choose to proceed.
– How quickly will I hear from a lender or broker after enquiring?
You’ll usually be contacted by a matched broker or lender within a few business hours.
– What loan amounts and terms are available for logistics companies?
Facilities typically start from around £10,000 with terms ranging from months to several years, depending on the product and your circumstances.
– What types of finance can logistics firms access through you?
You can be matched to asset finance, hire purchase, leasing, invoice finance, working capital loans, refinancing and short‑term/bridging facilities.
– Can I finance electric or ULEZ‑compliant vehicles and charging infrastructure?
Yes—many partners offer green fleet funding for EVs, low‑emission vehicles and chargers, subject to status and lender terms.
– What documents will lenders usually ask for?
Expect requests for management accounts, recent bank statements, VAT returns, fleet details (age/mileage/spec), invoices/contracts and director information.
– What interest rates and costs should I expect?
Rates vary by product and profile, with well‑qualified asset finance sometimes from around 6% APR plus any fees, deposits, balloons or early‑repayment charges.
– How does the Fast Business Loans process work for logistics finance?
Complete a 2‑minute enquiry, we match you to logistics‑experienced lenders/brokers, they discuss options and conduct soft checks, and if you proceed they handle the full application and funding.