Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Logistics Business Loans – Fast Funding Options for UK Transport & Supply Chain Firms
Summary: Fast Business Loans doesn’t lend — we match UK logistics and transport businesses with brokers and lenders offering finance from £10,000 upwards. Whether you need fleet funding, invoice finance, warehouse expansion or short-term cashflow we make fast, no-obligation introductions so you can compare the best options quickly. Start with a Free Eligibility Check and get matched to the right partner in minutes.
Why logistics firms turn to Fast Business Loans
Running a logistics business means juggling fuel costs, driver availability, fleet replacement and tight payment cycles. Many firms simply don’t have time to research dozens of lenders. Fast Business Loans saves you time by matching your company with brokers and lenders who specialise in transport and supply chain finance — increasing your chances of a suitable offer without you having to shop around.
Key benefits:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Save time: a single enquiry connects you to multiple relevant partners.
- Sector expertise: we match you to lenders used to the pressures of logistics.
- No cost to you: our service is free and no obligation.
- Confidential: your details are shared only with selected partners who can help.
Ready to compare options? Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Finance challenges facing UK logistics in 2025
Logistics businesses face several sector-specific headwinds that influence funding needs and lender decisions:
- Fuel and operating cost volatility — higher running costs increase working capital pressure.
- Driver shortages — capacity constraints and higher payroll costs.
- Decarbonisation & green upgrades — demand for EV/HVO fleet funding and depot charging infrastructure.
- Slower B2B payments — long debtor days create cashflow gaps best solved with invoice finance.
- Cross-border and customs complexity — requiring specialist trade and export finance solutions.
- Technology investment — TMS, telematics and automation to stay competitive.
Each issue affects the most suitable finance type, which is why sector-aware matching matters.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Smart funding solutions for every logistics need
There’s no one-size-fits-all finance product for logistics. Below is a quick comparison to help you spot the right route:
| Need | Typical solution | Amounts | Security |
|---|---|---|---|
| Short-term cashflow | Unsecured business loans / overdrafts | £10k–£250k | Usually unsecured, depends on credit |
| Fleet purchase/upgrade | Asset finance / hire purchase / leasing | £20k–£2m+ | Vehicle(s) as security |
| Customers slow to pay | Invoice finance / factoring | £10k–£1m+ | Against invoices |
| Depot or warehouse expansion | Commercial mortgages / bridging | £100k–£5m+ | Property security |
| Green tech & charging | Sustainability loans / leasing | Varies | Often asset-backed |
Want tailored options? Get Quote Now
Asset, invoice, property & specialist solutions
Unsecured business loans (short-term cashflow)
Ideal for bridging temporary cash shortfalls or funding small projects. Pros: quick decisioning, no fixed asset security. Cons: higher rates than secured options; lenders will assess affordability.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset & fleet finance
Hire purchase, leasing and finance agreements let you acquire trucks, vans and trailers with structured repayments. Options include deposits, fixed/balloon payments and VAT treatment flexibility. Good for VAT-registered haulage companies upgrading fleets.
Invoice finance
Convert unpaid freight invoices into immediate cash. Advance rates and fees vary, but this solution is widely used by freight forwarders, pallet networks and couriers to smooth cashflow without adding secured debt on property.
Property & warehouse funding
From short-term bridging to longer-term commercial mortgages, lenders consider location, lease terms and tenant covenants. Planning delays and valuations can extend timescales — plan early.
Specialist options
Cross-border trade finance, fuel card refinancing, and green fleet funding are available via specialist brokers in our panel.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
See your options in minutes: See Your Options in Minutes
How our three-step process works
- Complete a short enquiry — tell us about your business and finance goal (takes under 2 minutes).
- We match you — we send your details to selected lenders/brokers who can help.
- Receive offers and compare — partners will contact you with terms so you can decide. There’s no obligation to proceed.
No charge to submit an enquiry and it does not impact your credit file. When you’re ready, lenders may run checks as part of an application.
What to expect after you submit your enquiry
After you submit, a broker or lender usually contacts you by phone or email to clarify details. If an offer is progressed you may be asked for:
- Recent management accounts (often 12–24 months)
- Business bank statements
- Aged debtor list and signed contracts (for invoice finance)
- Fleet inventory and proof of ownership/insurance (for asset finance)
- Property details and valuations (for property finance)
Timescales vary: unsecured lending and invoice finance can be quick; asset and property deals take longer.
Real use cases from UK logistics businesses
Courier network smooths cashflow
A regional courier with £2.5m annual turnover used invoice finance to unlock 85% of invoice value, receiving funds within 48–72 hours. Result: predictable payroll and faster route expansion.
Fleet replacement for a pallet carrier
A palletised freight operator replaced older HGVs using hire purchase with a 20% deposit and a balloon payment option. Monthly costs were lower than rising maintenance spend and downtime.
New depot opens with a bridging loan
A 3PL used a short-term bridging facility to secure a lease and fit-out while waiting for long-term mortgage approval. The transition to a long-term facility reduced finance costs within six months.
Explore your funding match: Explore Your Funding Match
Who we can help
We commonly assist limited companies and partnerships in logistics, including:
- Haulage firms (HGV & LGV operators)
- Courier and parcel services
- Freight forwarders and customs brokers
- Warehousing, fulfilment and 3PL operators
- Cold chain and specialist cargo handlers
- Maritime and airport ground logistics providers
Transparent, fair and responsible
Fast Business Loans is an introducer; we connect businesses with lenders and brokers who provide finance. We do not charge businesses to use our service. Enquiry does not guarantee lending — offers are subject to lender terms and affordability checks. We aim to be clear, fair and not misleading so you can make an informed decision.
Logistics funding checklist: prepare before you apply
- Recent management accounts (12 months minimum)
- Business bank statements (3–6 months)
- Aged debtor list and key customer contracts
- Fleet schedule, V5s and insurance certificates
- Property lease or title details (if applicable)
- Director ID and proof of address (for underwriting)
Have these ready to speed up decisions. When you’re ready, start with a Free Eligibility Check.
Common questions about logistics business finance
What loan amounts can logistics businesses access through your panel?
Our partners typically consider requests from around £10,000 upwards. Larger facilities depend on trading history, collateral and the project.
Can I apply if I have existing asset finance or previous borrowing?
Yes — many lenders will consider refinancing or restructuring. Tell us about existing agreements so we can match you to suitable partners.
How fast can funding reach my accounts?
Timescales vary. Invoice and unsecured facilities can close within days after documentation. Asset and property funding often take weeks due to valuations and legal work.
Will my enquiry affect my credit score?
No — submitting an enquiry through Fast Business Loans does not affect your credit score. Individual lenders may run checks later if you choose to proceed.
Are green fleet upgrades eligible for finance?
Yes. Several lenders and specialist brokers offer funding for EVs, charging infrastructure and low-emission conversions. Some options include preferential terms for eco upgrades.
How does Fast Business Loans get paid?
We receive an introducer fee from the broker or lender if your finance completes. There is no charge to submit an enquiry and no obligation to proceed.
Ready to find logistics finance fast?
Complete our short enquiry and we’ll match your business to lenders and brokers who specialise in logistics. It takes under two minutes and does not affect your credit score. Get Quote Now
For sector-specific guidance and lender details see our logistics industry hub on logistics business loans: logistics business loans.
Disclaimer: Fast Business Loans is an introducer to brokers and lenders and does not provide credit. Any finance offer is subject to the lender’s terms and affordability checks.
– What is Fast Business Loans and how does it help logistics firms?
We connect UK logistics and transport businesses with vetted brokers and lenders for fleet, warehouse, invoice and cashflow finance via a free, no‑obligation enquiry.
– What loan amounts can logistics companies access?
Our partners typically consider facilities from around £10,000 up to several million, depending on trading history, collateral and purpose.
– How quickly can logistics funding be arranged?
Unsecured working capital and invoice finance can complete in days once documents are supplied, while asset and property facilities usually take longer due to valuations and legal checks.
– Will submitting an enquiry affect my credit score?
No—your enquiry with Fast Business Loans doesn’t impact your credit score, though lenders may run checks if you proceed with an application.
– Is the online form an application for a loan?
No—the form is a quick eligibility enquiry used to match you with suitable brokers and lenders, not a credit application.
– What types of logistics business finance can you match me to?
We match firms to unsecured business loans, asset and fleet finance (HP/lease), invoice finance, commercial mortgages/bridging, trade finance and green funding for EVs and charging.
– What documents do lenders usually ask for from logistics businesses?
Expect recent management accounts, bank statements, aged debtor lists, key contracts, fleet inventory/insurance and relevant property details.
– Can you help if customers pay slowly and we need cashflow support?
Yes—invoice finance can unlock cash tied up in outstanding freight invoices to smooth cashflow without using property as security.
– Can you help if we already have asset finance or existing loans?
Yes—many lenders consider refinancing or restructuring existing agreements; share details so we can match you appropriately.
– Do you charge fees for using your service?
No—it’s free to submit an enquiry and compare options, and we’re only paid an introducer fee by a broker or lender if your finance completes.