Logistics Business Loans: Fast Funding for UK Transport, Haulage and Warehousing Firms
Summary: Fast Business Loans connects UK logistics businesses with lenders and brokers offering tailored finance for fleets, depots, warehousing, equipment and working capital. We are a free introducer service (not a lender). Complete a short enquiry to receive a no-obligation, matched response from the providers most likely to fund your plan — typical funding starts at £10,000 and above. Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why logistics businesses choose Fast Business Loans
Running a logistics, haulage or warehousing operation means dealing with rising running costs, tight margins and sudden capital needs. Fast Business Loans saves you time and improves your chances of finding a suitable funding route by matching your business with lenders and brokers who specialise in transport and logistics finance.
- Free, no-obligation matching service — we do not lend money.
- Sector-aware partners who understand fleet cycles, depot purchases and invoice timing.
- Fast response — many matches happen within hours; funding speed depends on the chosen lender.
- Suitable for funding from around £10,000 upwards.
Funding challenges in the logistics and transport sector
Rising operating costs and compliance
Fuel, insurance, maintenance and compliance (e.g., emissions zones, vehicle testing) put pressure on margins. Many firms need capital to replace older HGVs or invest in cleaner vehicles to meet local regulations.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Capital tied up in invoices
Long payment terms and slow-paying clients are common in logistics — cash gets trapped in unpaid invoices, creating urgent working capital gaps.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Seasonal and contract volatility
Many haulage and 3PL businesses experience seasonal peaks and troughs, or depend on contract wins that require upfront investment in vehicles or warehousing. That ups the need for flexible finance.
Finance solutions we can connect you with
We introduce you to lenders and brokers who can offer a range of options based on your needs. Matches are bespoke and come with no obligation.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Working capital & cashflow loans
Short- and medium-term loans to smooth payroll, fuel and operating costs. Useful for seasonal businesses and firms waiting on large invoice payments.
Asset & vehicle finance
Hire purchase, finance leases and commercial loans for HGVs, vans, trailers and specialist vehicles. Options exist for new and used assets, and for fleet renewals to meet emissions requirements.
Invoice finance & factoring
Unlock cash tied to unpaid invoices. Factoring or invoice discounting can stabilise cashflow for businesses with large B2B receivables.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Equipment & warehouse automation finance
Funding for racking, automation systems, forklifts, and warehouse software — helps increase throughput without draining working capital.
Commercial mortgages & bridging
Buy or refinance depots, yards and warehouse premises. Short-term bridging loans can secure property while longer-term commercial mortgages are arranged.
Business expansion & acquisition funding
Finance for buying a rival business, topping up working capital after acquisition, or funding new contract bids.
Refinance & consolidation
Reduce monthly outgoings by combining existing facilities or moving to more flexible terms.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
All options are subject to lender criteria; indicative rates and terms vary by provider and your business profile. Free Eligibility Check
Learn more about our sector focus on logistics business loans — search our industry page for more details: logistics business loans.
How our matching process works
We designed a simple four-step process so you get matched quickly without unnecessary paperwork up-front.
- Quick Enquiry — complete a short form with a few business details (takes under 2 minutes).
- We match you — your enquiry is compared to our panel to identify the best brokers and lenders for your requirements.
- Introductions — suitable partners contact you to discuss terms and request any documentation.
- Compare offers — review proposals and pick the one that fits best. There’s no obligation to proceed.
Submitting an enquiry does not affect your credit score. If you wish to proceed with an application, individual lenders may carry out credit checks as part of their due diligence. Start Your Enquiry – 2 Minute Form
Eligibility snapshot for logistics funding
Exact criteria differ between lenders. Below is a typical snapshot of what lenders commonly look for.
| Criteria | Typical requirement |
|---|---|
| Trading history | From established SMEs to larger firms; some lenders accept newer businesses with strong contracts |
| Turnover | Varies — many lenders work with companies from £100k turnover upwards; options exist for higher-value lending |
| Loan sizes | From around £10,000 to multi‑million for property or large fleet purchases |
| Security | Unsecured options exist for smaller amounts; asset or property security often required for larger facilities |
| Documentation | Management accounts, bank statements, proof of contracts and vehicle details for asset finance |
Want to check eligibility for your business? Check Eligibility Now
Cost considerations & responsible borrowing
Indicative costs
Rates and fees vary by lender and depend on your business credit profile, security offered and loan term. Always treat any advertised rate as indicative until you receive a formal offer from a lender or broker.
Fees to watch
- Arrangement fees
- Early repayment charges
- Asset valuation/inspection fees
Borrow responsibly
Plan repayments around seasonal cashflow, factor in fuel and maintenance volatility, and avoid over‑stretching your balance sheet. If unsure, ask the matched broker to model scenarios for you.
Case snapshots: funding in action
Fleet renewal for regional haulier
An 18‑vehicle haulier needed to replace older HGVs to meet low-emission zone rules. After a quick enquiry, we matched them with an asset finance broker offering a mix of hire purchase and refinance. Outcome: structured repayments aligned to contract income and a VAT‑efficient purchase plan.
Warehouse automation for a 3PL
A third‑party logistics provider wanted racking and automation to increase throughput. Through our introductions they secured equipment finance covering 80% of costs, allowing a staged rollout financed over 5 years.
Invoice finance to stabilise cashflow
A courier network faced longer-than-usual debtor days after a major contract change. Invoice discounting provided immediate liquidity and removed the immediate need for a short‑term overdraft.
Why act now?
Market pressures — from environmental regulations and driver shortages to rising operational costs — mean that timely investment can protect margins and sustain growth. Securing funding now can allow you to modernise your fleet, automate operations or stabilise cashflow ahead of further cost increases.
Frequently asked questions
How quickly can logistics firms access funding through Fast Business Loans?
We match enquiries quickly — often within hours. Funding times depend on the lender and documentation; simple asset finance or invoice facilities can be arranged in days, property or complex refinance takes longer.
Can start-up transport companies apply?
Some funders work with newer businesses if they have strong contracts or experienced directors. Larger asset and property finance usually favour established trading records.
What documents will lenders typically request?
Management accounts, business bank statements, vehicle lists, proof of ownership/receivables, and contract/purchase invoices depending on the product.
Does requesting an introduction affect my credit score?
Submitting our enquiry does not affect your credit file. Lenders may perform credit or affordability checks only when you submit a formal application.
Are green or electrification projects eligible for finance?
Yes — many lenders offer products for EVs, charging infrastructure and low‑emission conversions. Terms vary by lender.
What loan sizes are available?
Our partners typically arrange facilities from around £10,000 upwards, through to multi‑million commercial property or large fleet finance.
Next steps — start your free eligibility check
Ready to explore funding? Complete our short enquiry and we’ll match you with lenders and brokers who understand logistics finance. It takes under two minutes and there’s no obligation to proceed.
Compliance & transparency statement
Fast Business Loans is a free introducer service that connects UK businesses with finance brokers and lenders. We are not a lender and we do not provide regulated financial advice. Any finance offers you receive will come directly from the lender or broker and should be considered on their merits. All figures and examples on this page are illustrative; actual rates and terms depend on provider assessment and your circumstances.
We handle your data securely and only share details with partners who can assist your request. For full details see our Privacy Policy and Terms of Use. If you have questions about data or complaints, please contact our support team.
– What is Fast Business Loans and how does it help logistics firms?
Fast Business Loans is a free, no‑obligation introducer that matches UK logistics, transport and warehousing businesses with specialist lenders and brokers for funding from around £10,000 upwards.
– Are you a lender?
No—Fast Business Loans is not a lender and does not give financial advice; we connect you with suitable finance providers.
– Will submitting an enquiry affect my credit score?
No—the quick enquiry is not a credit application and won’t impact your score; checks only happen if you proceed with a lender.
– How fast can logistics, haulage or warehousing firms get funding?
We typically match you within hours, and depending on product and documents, asset or invoice finance can fund in a few days while property or complex facilities take longer.
– What types of logistics finance can I compare?
You can be introduced to working capital loans, HGV and fleet asset finance, invoice finance, equipment and warehouse automation finance, commercial mortgages, bridging and refinance options.
– What loan sizes are available for logistics business loans?
Our partners commonly arrange facilities from about £10,000 to multi‑million amounts for property purchases or large fleet upgrades.
– Are start-up transport companies eligible?
Some lenders consider newer firms with strong contracts or experienced directors, though larger asset or property deals usually prefer established trading history.
– What documents will lenders typically ask for?
Expect to provide management accounts, bank statements, vehicle/asset details, proof of invoices or contracts, and relevant quotes or purchase orders.
– Do lenders require security for transport and haulage finance?
Unsecured options may be available for smaller amounts, while larger facilities often require asset or property security depending on the lender and profile.
– Can I fund green fleet upgrades and warehouse sustainability projects?
Yes—many partners offer finance for EVs, low‑emission HGVs, charging infrastructure and efficiency upgrades, subject to lender criteria.