Manufacturing Business Loans for UK Firms
Summary: Fast Business Loans helps UK manufacturers find funding from £10,000 upwards by matching you—quickly and without obligation—to specialist lenders and brokers. Use our free eligibility check to explore working capital, equipment finance, invoice finance, property and green funding options tailored for manufacturers.
Fast finance support for Britain’s manufacturers
Manufacturing businesses face capital-intensive challenges: replacing CNC machines, investing in automation, meeting large supplier prepayments, and making energy-efficiency upgrades. When orders spike or payment terms stretch, access to the right funding can mean the difference between winning a contract and missing it.
Here’s why that matters: having matched funding in place keeps production running, lets you bid on bigger contracts and supports investment in productivity improvements. Start your enquiry now — Get a Free Eligibility Check to see what options suit your business: Free Eligibility Check.
Common manufacturing funding needs we see
Manufacturers typically come to us for funding to:
- Buy or upgrade machinery (CNC, presses, conveyors)
- Fund automation and robotics projects
- Bridge supplier payments and seasonal inventory
- Upgrade premises, install ventilation or compliance works
- Invest in R&D, certifications (ISO) or new product lines
- Deliver sustainability projects (solar, heat pumps, EV chargers)
Typical enquiry sizes that our panel arranges start from £10,000 and go up to several million for larger capital projects. If you want to explore what’s possible, Get Quote Now.
Manufacturing finance solutions available through our panel
We work with lenders and brokers who specialise in manufacturing and industrial finance. Common solutions include:
Working capital loans
Flexible short- to medium-term loans to cover payroll, raw materials and supplier deposits. Terms range from months to 5 years depending on lender and structure; amounts generally start at £10,000.
Asset & equipment finance
Hire purchase and leasing for new or used plant and machinery. Preserves working capital and can include tax-efficient structures — useful for CNC machines, production lines and vehicles.
Invoice finance & supply chain finance
Unlock cash tied up in unpaid invoices or use supply chain finance to smooth payments to key suppliers. Speeds up cash flow without taking on long-term debt in many cases.
Commercial mortgages & property upgrades
Funding for factory purchase, expansion or refurbishment, with longer repayment terms and tailored security options.
Green & sustainability funding
Specialist lenders and schemes for energy-efficiency projects and low-carbon upgrades that deliver operational savings over time.
Eligibility snapshot — what lenders usually look for
Each lender has different criteria, but most will typically consider:
Business profile
- UK-registered limited companies (no sole traders or professions handled)
- Trading history — many lenders prefer at least 12 months’ trading for unsecured facilities, but there are specialist options for earlier stage manufacturers
- Turnover bands — lenders target different sizes; we match you to those best-suited to your turnover
Documentation lenders commonly request
- Recent business bank statements
- Management accounts or statutory accounts
- Confirmation of contracts, purchase orders or invoices (if relevant)
- Quotes or specifications for equipment purchases
Credit and security considerations
Credit profile matters. Many lenders perform soft checks at enquiry stage (no impact on credit score). Formal applications may trigger hard searches. Security can be unsecured, asset-backed or a charge on property depending on loan size and lender.
If you’re ready to check options without commitment, Get Started — Free Eligibility Check.
Why manufacturing leaders choose Fast Business Loans
We’re not a lender. We’re a matchmaker — saving you time and improving your chance of being paired with a provider who understands manufacturing.
Sector expertise
Our partnerships include brokers and lenders experienced with manufacturing asset cycles and supply-chain cash flows.
Speed and simplicity
Complete a short enquiry and we’ll match you to suitable partners—no obligation and no fee to you.
Transparent process
We share clear next steps and what to expect from lenders. Offers are always subject to lender assessment.
How our 4-step process works
- Submit a quick enquiry — it takes around 2 minutes. We only ask the essentials so we can match you accurately.
- We match you — automated matching plus human review pairs you with the most appropriate lenders/brokers on our panel.
- Partner contacts you — a broker or lender will call or email to discuss tailored options, normally within hours during business days.
- Compare offers and decide — review rates and terms; proceed only if you’re happy. There’s no obligation to take any offer.
Start My Free Eligibility Check and we’ll begin matching you to manufacturing finance partners.
Real-world example — Midlands Precision Engineering Ltd (example scenario)
Objective: £250,000 to automate a production cell and reduce labour bottlenecks for increased capacity to fulfil a new 12‑month supply contract.
Solution matched: Combination of asset finance (hire purchase) for the new cell and short-term invoice finance to bridge cashflow during ramp-up.
Outcome: Plant was installed within 10 weeks, production increased by 40%, and the company met the contract milestones without drawing on overdraft facilities.
See what’s possible for your business — Enquire Now.
Compare manufacturing finance options at a glance
| Finance type | Typical uses | Loan size | Term | Security | Speed to fund |
|---|---|---|---|---|---|
| Working capital loan | Payroll, suppliers | £10k–£1m+ | Months–5 years | Unsecured or charge | Days–weeks |
| Asset / equipment finance | CNC, presses, lines | £10k–£2m+ | 1–7 years | Secured on asset | 2–8 weeks |
| Invoice finance | Unlock invoices | £25k–£5m+ | Ongoing facility | Charge on invoices | Days–weeks |
Frequently asked questions
Are you a lender or a broker?
Fast Business Loans is an introducer: we match you to lenders and brokers who will provide the finance. We do not lend money or provide regulated financial advice.
What loan sizes are available for manufacturing firms?
We connect businesses to partners arranging loans from £10,000 up to multi‑million facilities depending on the requirement and security available.
How quickly can funding be arranged?
Speed varies by product: some working capital and invoice finance options can be arranged in days, while equipment finance and commercial property deals usually take weeks.
Will my credit score be affected by enquiring?
No — submitting an enquiry through Fast Business Loans does not affect your credit score. Lenders may perform credit checks later if you decide to formally apply.
Can I apply if I’ve been declined elsewhere?
Yes. Because our panel includes a range of lenders with varying appetites, you may still be able to get an offer even after a previous decline.
If you need a specific answer not covered here, get your free quote: Get Quote Now.
Transparency & important information
- Fast Business Loans acts as an introducer/lead generator and does not provide loans or regulated financial advice.
- There is no fee to businesses for submitting an enquiry; our partners may pay a commission when a deal completes.
- All offers are subject to eligibility and lender terms. Interest rates and fees vary by provider.
- If a lender requires security (property or assets) you should consider independent advice—your capital may be at risk.
- We only handle enquiries for businesses (limited companies and similar); we do not process sole trader/professions enquiries.
Ready to secure the right manufacturing finance?
If you need to buy machinery, smooth cash flow, expand premises or fund a sustainability project — Fast Business Loans will match you to lenders and brokers with relevant experience.
Complete a quick enquiry and get matched to experts who understand manufacturing. It’s free and there’s no obligation.
Get Started — Free Eligibility Check
Prefer to read more? Explore our in-depth manufacturing pillar page for sector-specific guidance: manufacturing business loans.
FAQ Schema
– Are you a lender or a broker for manufacturing business loans?
Fast Business Loans is an introducer that matches UK manufacturers with specialist lenders and brokers; we don’t lend or provide regulated advice.
– What loan amounts are available for UK manufacturing businesses?
Our partners typically offer facilities from £10,000 up to multi‑million sums, depending on need and security.
– How fast can I get manufacturing finance?
Working capital and invoice finance can fund in days, while equipment and commercial property finance usually take weeks.
– Will submitting an enquiry affect my credit score?
No—our free eligibility check doesn’t affect your credit score, and lenders only run credit checks if you choose to proceed.
– Is the enquiry form a loan application?
No, it’s a quick information form used to match you with suitable lenders/brokers and there’s no obligation to proceed.
– What types of manufacturing finance can you match me with?
We match manufacturers with working capital loans, asset and equipment finance, invoice finance, commercial property finance, and green/sustainability funding.
– What are the eligibility requirements for manufacturing loans?
Lenders usually look for UK‑registered limited companies, ideally 12+ months trading (with options for earlier‑stage firms), and turnover that fits their criteria.
– What security is required for a manufacturing business loan?
Facilities can be unsecured, asset‑backed (secured on machinery/vehicles), or secured against property depending on the loan size and lender.
– What interest rates and terms can I expect?
Rates and fees vary by lender, product, risk and security, with typical terms ranging from months to 5 years for working capital, 1–7 years for equipment, and longer for property.
– Can start-ups or companies declined elsewhere still be matched?
Yes—our panel includes specialist lenders who consider early‑stage manufacturers and businesses previously declined by others.
