Manufacturing Business Loans Made Fast & Fair

Summary: Fast Business Loans connects UK manufacturers with the right lenders and brokers for equipment, working capital, refinance and growth funding from around £10,000 and up. We’re an introducer — not a lender — and our free, no-obligation enquiry helps match your business to partners who understand manufacturing finance. Ready to compare options? Get Started – Free Eligibility Check.

Why Manufacturing Businesses Trust Fast Business Loans

Manufacturers choose Fast Business Loans because we combine sector knowledge with speed. We match you with finance brokers and lenders who specialise in industrial capital needs — from production-line upgrades to bridging cash flow gaps.

• Quick matching to specialist lenders and brokers
• Industry-aware partners familiar with machinery and plant finance
• Free, no-obligation enquiry — initial checks do not affect your credit score
• Support for loans and finance from £10,000 upwards

Want personalised options? Free Eligibility Check.

Funding Challenges Across the UK Manufacturing Sector

Manufacturers face specific funding pressures that differ from other SMEs. Here’s what we see most often:

Rising Costs of Raw Materials

Volatile commodity prices and longer supplier lead times can create working capital shortfalls between purchase and sale.

Modernising Plant & Machinery

Replacing or adding CNC machines, presses or conveyors often requires significant capital outlay. Asset finance and hire purchase are common routes.

Managing Cash Flow Between Orders

Big orders can mean long payment cycles. Invoice finance and short-term lending help bridge the gap so production isn’t delayed.

Where appropriate, Fast Business Loans will connect you to lenders and brokers who understand these pressures and craft suitable solutions. If you want finance advice tailored to manufacturing, Get Quote Now.

Finance Solutions We Can Introduce for Manufacturers

Below are common finance types used in manufacturing and typical uses. (Indicative only — actual terms depend on lender assessment.)

Want to discuss which solution suits your factory? Start Your Enquiry.

How Our Enquiry-to-Match Process Works

1. Complete a short enquiry — business details, funding need and contact info. It takes around 2 minutes.
2. We match you — your details are shared with brokers and lenders who specialise in manufacturing finance.
3. Receive proposals — selected partners contact you with options and indicative terms.
4. Compare and choose — review quotes and select the partner you prefer. There’s no obligation to proceed.

No obligation. Fast Business Loans is an introducer, not a lender. Ready to be matched? Free Eligibility Check.

Eligibility Snapshot for Manufacturing Finance

Eligibility varies by lender but commonly includes:

• Minimum loan sizes typically from £10,000
• Trading history — many lenders prefer 12+ months trading for unsecured facilities; asset finance may be available sooner
• Turnover ranges — lenders have differing thresholds
• Credit profile — lenders assess business and sometimes director credit
• Available security — plant, machinery or property can improve terms

If you’ve been declined elsewhere, don’t assume you’re ineligible — our panel includes lenders who consider complex or specialist manufacturing cases. Get Quote Now.

Preparing a Strong Manufacturing Finance Application

Presenting clear information speeds decisions. Here’s a checklist to prepare:

• Latest management accounts and historic financial statements
• Order book / contracts showing pipeline
• Asset inventory (age, condition, value) for equipment finance
• Business plan or capex plan for growth funding
• Details of existing liabilities and monthly repayments

Tip: emphasise long-term contracts or repeated orders — lenders like predictable revenue. When you’re ready, Start Your Enquiry.

Typical Costs & Repayment Considerations

Costs vary widely depending on finance type, security and credit profile. Typical considerations:

• Interest rates: lenders price risk differently — quoted rates are indicative only.
• Fees: arrangement, valuation and exit fees may apply.
• Security and guarantees: secured loans often attract lower rates; some lenders ask for director guarantees.
• Term: asset finance often matches the useful life of equipment; working capital is shorter-term.

Example (indicative only): a £150,000 asset finance facility over 5 years could include monthly payments plus arrangement fees — exact costs depend on lender assessment.

All figures are illustrative. Rates and fees depend on individual circumstances; please discuss specifics with a matched lender. Free Eligibility Check.

Why Manufacturers Choose Fast Business Loans

• Sector-focused matching — we connect you with partners that understand manufacturing.
• Speed — quicker initial responses so you can move fast on orders and opportunities.
• Confidential & secure — we only share your details with relevant partners.
• Free to use — no cost to you for the introduction process.

Need a specialist? Our partners include brokers experienced in industrial machinery and production finance. Get Started.

Success Snapshot – UK Manufacturer Case Studies

Case Study: CNC Upgrade

Challenge: family-run manufacturer needed £250k to replace ageing CNC kit to take on higher-value contracts.

Solution: matched to an asset finance broker who arranged a 5-year facility secured on the machines.

Outcome: new capacity delivered within 6 weeks; increased order value and improved margins.

Case Study: Invoice Finance to Bridge Seasonal Orders

Challenge: seasonal production caused severe cashflow gaps during peak months.

Solution: introduced to an invoice finance provider who advanced funds against unpaid invoices.

Outcome: reliable cashflow, ability to meet supplier terms and higher on-time delivery rates.

These anonymised examples illustrate typical outcomes — actual results vary.

Frequently Asked Questions

Can I finance second‑hand machinery?

Yes. Many lenders and brokers finance good‑condition used machinery. Age and resale value matter — provide photos and service history where possible.

Will submitting an enquiry affect my credit score?

No — our initial enquiry is a soft match and won’t impact your credit file. Lenders may perform credit checks later if you proceed with an application.

What if I was declined elsewhere?

Being declined by one lender doesn’t mean all lenders will refuse. Our panel includes specialist partners who consider a range of risk profiles and industrial cases.

Do you lend directly?

No. Fast Business Loans is an introducer. We connect you with lenders and brokers who will assess and provide finance directly.

What loan sizes do you support?

We commonly work with amounts from around £10,000 upwards. Some partners can arrange facilities into the millions for larger projects.

How quickly can I receive funds?

Timescales vary. Indicative terms can be received within 24–48 hours of a match; completion depends on documentation, valuation and lender checks.

Next Steps: Start Your Manufacturing Finance Enquiry

Ready to explore tailored finance options for your manufacturing business? Complete our short enquiry to be matched with brokers and lenders who specialise in manufacturing finance. It’s free and no obligation.

Start Your Free Eligibility Check

Important Information & Disclaimers

Fast Business Loans is an introducer, not a lender. We do not give financial advice and do not guarantee funding. Finance is subject to status and lender assessment. Ensure you can afford repayments before committing. Submitting an enquiry is a soft match and does not affect your credit score; lenders may conduct credit checks later. Your data is shared only with finance partners relevant to your enquiry.

For more industry-focused information on manufacturing finance, see our pillar guide to manufacturing business loans.

– What finance options can Fast Business Loans introduce for UK manufacturers? We can introduce asset and equipment finance, invoice finance, working capital loans, refinance, growth funding and sustainability loans tailored to UK manufacturers.
– Is Fast Business Loans a lender, and does it cost to use your service? No — we’re an introducer, not a lender, and our matching service is free with no obligation to proceed.
– Will submitting an enquiry affect my credit score? No — the initial enquiry is a soft match and won’t affect your credit score, though lenders may run checks if you proceed.
– Is the enquiry form a loan application? No — it’s not an application; it’s a quick information form so we can match your manufacturing business with suitable brokers and lenders.
– How quickly can manufacturers get funding? You can often receive indicative terms within 24–48 hours of a match, with completion timing dependent on documents, valuations and lender checks.
– What loan sizes are available for manufacturing businesses? Our partners commonly fund from around £10,000 and can arrange facilities into the millions for larger manufacturing projects.
– Can I finance second‑hand machinery and used equipment? Yes — many lenders finance good‑condition used machinery (e.g., CNCs, presses) subject to age, condition and resale value.
– What are the typical eligibility criteria for manufacturing finance? Typical criteria include 12+ months’ trading for unsecured loans, suitable turnover and credit profile, and available security such as plant, machinery or property.
– What documents will strengthen my manufacturing finance application? Recent management accounts, historic financials, an order book, asset inventory, a capex or business plan, and details of existing liabilities help speed decisions.
– What costs and security should I expect with manufacturing business loans? Pricing varies by risk and security and may include interest, arrangement and valuation fees, with secured loans often attracting lower rates and some lenders requiring director guarantees.