Printing Business Loans & Finance: Fast, Practical Funding for UK Printers
Summary: If your print or packaging business needs funding—from a new digital press to short-term cashflow between big orders—Fast Business Loans connects you, free and without obligation, to specialist lenders and brokers who can help. Submit a quick enquiry and we’ll match your business with partners who may be able to offer asset finance, invoice finance, working capital or property loans. Loans arranged typically start at £10,000 and above; an enquiry does not affect your credit score. Get Quote Now
- Why printing businesses need tailored finance
- Who we connect you with
- Finance solutions for printing & packaging
- Quick comparison: finance types
- How eligibility is assessed
- Step-by-step: enquiry to funding
- Cost considerations & repayments
- Case snapshots
- Why use Fast Business Loans
- Common questions
- Resources & next steps
Need funding fast? Free Eligibility Check — Get Started
Why printing businesses need tailored finance
Running a modern print or packaging operation means high capital costs, fluctuating paper and substrate prices, and often long payment terms from large customers. That creates three common problems: constrained cash flow, ageing or unsuitable equipment, and limited capacity to invest in technology or sustainability.
Here’s what that means for your business: when a large order lands you may need extra raw materials and temporary staff before payment arrives. Or you might need a new digital press to win short-run work but can’t tie up cash buying it outright. The right finance bridges those gaps—without over-stretching the business.
Ready to see options that suit printers? Free Eligibility Check
Who we connect you with
Fast Business Loans is a free introducer. We don’t lend—our role is to match your company with specialist lenders and brokers experienced in the print and packaging sector. Our panel includes providers that focus on:
- Asset and equipment finance for presses and finishing kit
- Invoice finance providers who understand long supplier/customer chains
- Short- and medium-term working capital lenders
- Commercial mortgage and property funding for workshop expansion
There’s no obligation to proceed and submitting an enquiry does not affect your credit file. Get Quote Now
Finance solutions for printing & packaging
Working capital & short-term loans
Use cases: bridging cashflow between production and payment, buying bulk paper stock, covering seasonal peaks. Typical terms: short-term (weeks to 24 months).
Equipment & asset finance
Use cases: new or refurbished presses, cutters, binders, digital finishing kit. Options include hire purchase, finance leases, and asset refinance. Terms often match the economic life of the equipment (typically 24–84 months).
Invoice finance & factoring
Use cases: unlock cash tied up in unpaid invoices to fund day-to-day operations or growth. Good for firms supplying large retailers or agencies with extended payment terms.
Commercial property & expansion loans
Use cases: buy premises or convert a unit into production space. Loans are structured based on property value, business cashflow and future plans.
Green & sustainability funding
Use cases: finance for low-emission presses, energy-efficient heating, solar or EV chargers. Some lenders offer preferential terms for sustainability projects.
Want a quick match for equipment finance? Get Started — Free Eligibility Check
Quick comparison: finance types vs best use case
| Finance type | Best for | Typical term | Loan sizes |
|---|---|---|---|
| Working capital loan | Short-term cashflow gaps | 3–24 months | £10k–£500k+ |
| Asset / equipment finance | New/refurbished presses & kit | 24–84 months | £10k–£2m+ |
| Invoice finance / factoring | Unlock unpaid invoices | Ongoing / facility-based | Facilities from £25k |
| Commercial property loan | Buy or refurbish premises | 5–25 years | £50k–£5m+ |
How eligibility is assessed
Lenders typically look at:
- Trading history and company structure
- Turnover and recent profitability
- Order book strength and major customers
- Existing liabilities and credit history
- Asset condition and valuation (for equipment finance)
Common documents requested: recent management accounts, bank statements, VAT returns, supplier/customer contracts and quotations for equipment. Even if you’ve been declined by a high-street bank, specialist lenders or brokers may have suitable alternatives.
Check eligibility in two minutes: Free Eligibility Check
Step-by-step: from enquiry to funding
- Complete our quick enquiry — basic business details and the amount/type of finance you need.
- We match you with lenders and brokers who understand printing and packaging.
- You receive contact by phone or email to discuss options and required documents.
- Choose the best offer and proceed direct with the lender/broker to complete checks and drawdown.
Typical timeline: initial contact often within hours; funds for many facilities can be released in days to weeks depending on product and paperwork.
Start Your Enquiry — Get Quote Now
Cost considerations & managing repayments
Costs vary by product and risk profile. Factors that influence pricing include loan type, whether the facility is secured, the age and condition of assets, and the business’s credit profile.
Example: hiring a digital press via finance lease may cost more per month than buying outright but preserves working capital and spreads cost over the asset life. Invoice finance fees are typically a percentage of the invoice value plus service fees.
Case snapshots: UK printers who used finance
Case 1 — SME digital upgrade. Challenge: win short-run work; capital tied up. Solution: asset finance arranged for a refurbished digital press; low upfront cost and 48-month term. Outcome: doubled short-run capacity within 3 months.
Case 2 — Packaging firm cashflow bridge. Challenge: large contract with 60‑day payment terms. Solution: invoice finance facility that released 85% of invoice values. Outcome: paid suppliers on time, avoided production delay and grew turnover.
These are illustrative case types—submit your details to see what’s possible for your business. Free Eligibility Check
Why use Fast Business Loans for printing finance
- Speed: quick enquiry and rapid matching.
- Sector knowledge: we match to partners who understand print and packaging needs.
- Choice: multiple providers may be introduced so you can compare offers.
- No cost to you and no obligation to proceed.
- Privacy: we only share your details with partners relevant to your enquiry.
Still wondering whether you should start? It takes less than two minutes to complete our enquiry and it won’t affect your credit file. Get Started — Free Eligibility Check
Common printing finance questions
- Can I finance refurbished printing presses?
- Yes. Many lenders accept refurbished or used equipment subject to age, condition and valuation.
- Do you arrange finance for packaging and label businesses?
- Yes — our partners regularly finance packaging, label and commercial print firms. For more sector detail see our printing business loans guide.
- What if I’ve been refused by my bank?
- Being declined by one lender doesn’t mean you have no options. We can introduce you to alternative lenders or brokers that specialise in non-standard credit profiles.
- Will my enquiry affect my credit rating?
- No. Completing our enquiry is a soft, no-impact process. Lenders may perform credit checks later if you progress with an application.
- What loan sizes are available?
- Through our panel most lenders offer facilities from around £10,000 upwards; some brokers handle multi-million pound commercial loans.
Resources & next steps
Documents to have ready: recent management accounts, bank statements (3–6 months), VAT returns (if applicable), details of key customers and current asset list with values.
Ready to explore your options? Click below to complete a short enquiry so we can match you with the best lenders and brokers for your needs:
Start Your Enquiry — Free Eligibility Check
Fast Business Loans is an introducer that connects UK businesses with lenders and brokers; we do not lend and do not provide regulated financial advice. Submitting an enquiry is free, no obligation and does not affect your credit score. Always review terms and seek independent advice if unsure.
External resource: for industry context see the British Printing Industries Federation (BPIF) for market data and guidance. BPIF
1) What types of finance can UK printing and packaging businesses get?
UK printers can access working capital loans, equipment and asset finance for presses and finishing kit, invoice finance, commercial property loans and green/sustainability funding via our matched lenders and brokers.
2) Will submitting an enquiry affect my credit score?
No—our quick enquiry is a soft, no-obligation match and won’t affect your credit score; lenders may run checks only if you choose to proceed.
3) What loan sizes are available for printing business finance?
Most matches start from around £10,000, with larger facilities for eligible equipment and property deals potentially reaching into the multi‑million range.
4) How fast can I get funding for my printing business?
You’ll typically hear back within hours, and subject to product and paperwork, funds can be released in days to a few weeks.
5) Can I finance refurbished or used printing presses and finishing equipment?
Yes, many lenders on our panel fund refurbished or used kit subject to age, condition and valuation.
6) What are typical terms for printing finance products?
Working capital is usually 3–24 months, equipment and asset finance 24–84 months, invoice finance is ongoing/facility-based, and commercial property loans can run 5–25 years.
7) Are you a lender and does it cost to use Fast Business Loans?
We are a free introducer (not a lender), and there’s no cost or obligation to use our matching service.
8) What documents will I need to provide?
Expect recent management accounts, 3–6 months of bank statements, VAT returns (if applicable), key customer/supplier details and equipment quotes or asset lists.
9) Can you help if my bank has declined me or my credit isn’t perfect?
Yes—our specialist partners consider sector context and alternative criteria, so you may still be eligible even after a bank decline.
10) Do you offer sustainability or green finance for printers?
Yes, some partners offer funding—often on preferential terms—for low‑emission presses, energy‑efficiency upgrades, solar and EV charging projects.
