Printing Business Loans & Finance Solutions for UK Print Companies
Summary: Fast Business Loans connects UK print and packaging businesses with lenders and brokers for asset purchases, working capital, invoice finance and sustainability upgrades. Complete a quick, no‑obligation enquiry and we’ll match you with specialist partners who can provide quotes — our enquiry does not affect your credit score and is free to use. Ready? Get Started — Free Eligibility Check.
Why UK Printing Businesses Need Faster, Smarter Finance
Print businesses face rising costs for substrates and energy, fast-moving customer requirements (short runs, variable data, packaging) and capital-intensive investment cycles for presses and finishing equipment. The right finance at the right time helps you replace ageing machinery, fulfil large contracts, keep paper stock and payroll covered, or adopt digital and sustainable technologies — without draining day-to-day liquidity.
Want to see what funding you could access? Free Eligibility Check — it takes under 2 minutes and won’t affect your credit score.
Common Finance Challenges Facing Print Shops
- Volatile consumable and substrate prices — margins can be squeezed quickly when paper, inks or cores spike.
- Capital intensity of modern presses — digital and UV presses, finishing lines and automation often require large upfront sums.
- Irregular cash flow — B2B payment terms can mean long waits between invoice and receipt, creating working capital gaps.
- Upgrade vs. downtime — replacing equipment risks lost production time unless financed to include fast installation.
If any of these sound familiar, our partners may be able to help bridge gaps quickly. Start your enquiry.
Finance Options You Can Access
Below are the main solutions our lender and broker partners arrange for print and packaging businesses. We match you to specialists depending on deal size, credit profile and purpose.
| Product | Typical Amount | Typical Term / Use | Security |
|---|---|---|---|
| Unsecured Business Loans | £10k–£500k+ | Short-term working capital, small investments | Usually none or limited |
| Asset & Equipment Finance (Hire Purchase/Lease) | £10k–£2m+ | Buy new/used presses, finishing kit — include installation | Secured on asset |
| Invoice Finance / Factoring | Flexible lines linked to ledger | Unlock cash tied in invoices | Security over receivables |
| Merchant/Turnover Finance | £10k–£250k | Card-turnover dependent funding | Repayments tied to card takings |
| Commercial Mortgages & Property Finance | £50k–£5m+ | Premises purchase or refinance | Property security |
Not sure which is best? Our partners will explain pros and cons before you proceed. Get matched now: Get Quote Now.
Equipment Finance Spotlight — From Litho Presses to Digital & UV
Upgrading presses can boost throughput and reduce running costs. Example: an anonymised Midlands print firm replaced a 10-year-old UV flatbed with a new digital UV press via a £250,000 hire‑purchase agreement. Deposit 10% (£25k), finance £225k over 5 years — monthly repayments structured to match projected revenue uplift. The lender included installation and a maintenance add-on in the facility.
Tax treatment, capital allowances and lease vs hire‑purchase impacts vary — check with your accountant. If you’re ready to upgrade, Get a tailored equipment finance quote.
Working Capital & Cash Flow Support
Common use-cases for working capital in print include stockpiling paper for seasonal peaks, bridging large corporate payment terms, meeting payroll during short-run campaigns, or funding a one-off large order. Solutions include unsecured loans, overdrafts, invoice finance or short-term bridging facilities. Our matching process identifies partners experienced with your sector and clients.
Stabilise cash flow — Free Eligibility Check and we’ll match you within minutes.
Eligibility & Documents — What Lenders Usually Ask For
Most partners request:
- Company details and registration
- Recent management accounts (12–24 months when available)
- Turnover and cashflow forecasts
- Aged debtor ledger (for invoice finance)
- Details of existing finance agreements
- Director ID/addresses and proof of ownership
If you have adverse credit or limited trading history, still complete the form — some partners specialise in alternative criteria. Share these details securely: Start your enquiry.
How Fast Business Loans Connects You with the Right Print Finance Partners
- Complete a short online enquiry (under 2 minutes).
- We match your request to a small number of lenders/brokers who specialise in print.
- A partner contacts you to discuss options and requests any documents.
- You review offers and decide — there’s no obligation to proceed.
We are an introducer — we don’t lend or advise. Our service is free and designed to speed up your search for the right provider. Get Matched in Minutes.
For more sector-specific guidance on funding presses and packaging equipment see our dedicated page on printing business loans: printing business loans.
Real-World Result — UK Printing Company Snapshot
An anonymised Yorkshire packaging printer used our service to secure £250,000 of asset finance for a new finishing line plus a £75,000 invoice finance facility to smooth cash flow while onboarding a national retail contract. From enquiry to first call was under 24 hours; contracts were signed and equipment ordered within three weeks.
“We needed capacity fast — Fast Business Loans put us in touch with brokers who understood packaging timelines and got the deal done.” — packaging business (paraphrased)
Want similar help? Request Your Print Finance Quote.
Understanding Costs, Rates & Responsible Borrowing
Indicative ranges (for guidance only): unsecured business loans 8–24% APR; asset finance 6–14% APR; invoice finance fees vary by advance and facility structure. Exact pricing depends on lender, term, security and risk profile. Some lenders charge arrangement fees or early settlement charges.
Compare offers carefully and consult your accountant if needed. Fast Business Loans receives no fee from you for making introductions — our matched partners may pay commission if you proceed.
Financing Sustainable & Digital Transformation Projects
Green presses, energy efficiency upgrades (LED curing, solar), and digital workflow software can often be financed through specialist green or equipment finance products. Grants or incentive schemes may be available for specific projects — your matched broker can combine grants with finance where eligible. Check if you qualify: Free Eligibility Check.
Frequently Asked Questions
What types of printing machinery can be financed?
Litho presses, digital printers, wide-format and UV presses, finishing equipment, label applicators, packaging kit, delivery vans and site energy upgrades.
How fast are responses after I submit an enquiry?
Most businesses receive contact within a few hours; during business hours responses are often same day. Timings depend on lender/broker availability.
Will applying hurt our credit score?
No — the Fast Business Loans enquiry itself does not impact credit. Lenders will advise before carrying out any credit checks if you progress.
Can I refinance existing equipment leases?
Yes — many partners provide refinance or consolidation options to lower monthly costs or release equity.
Are personal guarantees always required?
Not always, but for larger facilities or where company history is limited, personal guarantees may be requested. Your matched broker will explain options and alternatives.
More questions? Submit an enquiry and a specialist will be in touch: Free Eligibility Check.
Ready to Strengthen Your Printing Business?
Fast Business Loans makes it fast and simple to explore finance for presses, finishing equipment, cash flow and sustainability projects. We don’t lend — we connect you with lenders and brokers who can provide tailored quotes. There’s no obligation and the enquiry won’t affect your credit score.
Get Started — Free Eligibility Check
Fast Business Loans is an introducer, not a lender or financial adviser. All finance is subject to status and lender criteria. Information provided is indicative and for guidance only — consider independent financial or tax advice before committing to any agreement.
– What types of printing equipment can be financed?
Litho presses, digital and wide-format/UV machines, finishing lines, label and packaging equipment, delivery vehicles, workflow software, and even site energy upgrades like solar can be funded, new or used.
– How quickly can a UK print business get funding?
Unsecured loans can fund in 24–72 hours after approval while asset/equipment finance typically completes in 3–10 working days once documents are signed.
– Will submitting the Fast Business Loans enquiry affect my credit score?
No, the enquiry is a soft match process that does not impact your credit score.
– Is the enquiry an application and am I obliged to proceed?
No, it’s a free, no‑obligation enquiry used to match you with suitable lenders or brokers.
– What are typical rates for printing business finance?
Indicative ranges are around 8–24% APR for unsecured loans and 6–14% APR for asset finance, with invoice finance fees varying by facility.
– What documents do lenders usually ask for?
Expect basic company details, recent management accounts, turnover/cashflow forecasts, an aged debtor ledger for invoice finance, details of existing agreements, and director ID/address.
– Can you help if our print business has adverse credit or limited trading history?
Yes, some partners specialise in businesses with credit challenges or shorter histories.
– What loan sizes are available for UK printing companies?
Most enquiries start from about £10,000, with asset finance often reaching £2m+ and property-backed facilities higher.
– Can I finance used presses and include installation or maintenance in the deal?
Yes, many asset finance facilities cover used equipment and can include installation, training, and maintenance packages.
– Do you offer solutions for cash flow gaps like long customer payment terms?
Yes, invoice finance and other working capital options can unlock cash tied up in invoices and smooth cash flow for print shops.
