Small Business Loans: Match with UK Lenders in Minutes
Summary: Fast Business Loans connects UK limited companies and growing SMEs with lenders and brokers able to provide business loans from £10,000 upwards. We don’t lend or give regulated advice — we introduce you to the most relevant finance providers so you can compare fast, get a free eligibility check and receive no‑obligation quotes. Complete a short enquiry and our partners will contact you with options that suit your sector and circumstances. Get Started with a Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How Fast Business Loans Helps UK SMEs Secure Funding
Fast Business Loans is an introducer that connects UK businesses with lenders and finance brokers specialising in commercial lending. Our role is simple: save you time, reduce the paperwork you need to complete up front, and match you with providers who understand your sector. We are not a lender and we do not provide regulated financial advice — but we do make introductions that help businesses get quotes fast.
Why clients use us:
- Speed: a short enquiry connects you to relevant partners in minutes.
- Choice: access to a panel of brokers and lenders covering a range of products.
- Confidentiality: your details are only shared with partners who can help.
- Credit-friendly approach: initial matching does not trigger a credit search.
Regulatory note: Fast Business Loans is an introducer, not a lender or financial adviser. Always consider independent advice if you are unsure about a finance decision.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Free Eligibility Check — Start Your Enquiry
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
When a Small Business Loan Makes Sense
Small business loans are often the right solution when a company needs predictable capital, whether short-term or longer-term. Typical reasons businesses seek loans include:
- Managing seasonal cash flow gaps
- Purchasing equipment, vehicles or plant
- Refurbishment, premises fit-out or expansion
- Refinancing more expensive short-term debt
- Funding a new contract, franchise or growth initiative
Here’s a quick vignette: A regional construction company needed £120,000 to buy new plant to fulfil a pipeline of contracts. After a short enquiry via Fast Business Loans they were introduced to a specialist broker who arranged asset finance that spread cost and preserved working capital.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Compliance reminder: Always check affordability and loan terms with the lender or broker before committing to any agreement.
Explore related sector options on our site — for example construction finance and sector-specific support such as this guide to small business loans.
Funding Options We Can Introduce You To
We work with partners who specialise in a wide range of business finance products. Below are common options businesses request; the right fit depends on your needs, trading history and security available.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Business Loans (secured & unsecured)
Term loans for growth or working capital. Typical amounts start at around £10,000 and can go into the millions depending on lender appetite and security offered. Terms and rates vary by lender.
Asset & Equipment Finance
Finance or hire-purchase for machinery, vehicles, medical or catering equipment. Good for preserving cash while acquiring essential kit.
Invoice & Cashflow Finance
Invoice discounting or factoring unlocks cash tied up in unpaid invoices. Useful for businesses with longer payment terms.
Fit-out, Franchise & Premises Funding
Funding tailored to refurbishments, franchise purchases or leasehold improvements — structured to match project timelines.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Growth & Expansion Loans
Loans for stock, marketing, hiring or scaling production — often blended by brokers into the most appropriate package for your business stage.
Each product has pros and cons. Our matching focuses on lenders/brokers who specialise in your industry and size of loan, rather than offering one-size-fits-all solutions.
How Our Matching Service Works — Step by Step
- Enquiry: Complete a short online form with a few business facts and funding amount (under 2 minutes). Start your enquiry.
- Matching: We match your request to suitable lenders and brokers from our panel based on product fit and sector experience.
- Response: Partners contact you directly — typically within a few hours on working days — to discuss options and request documents if required.
- Choose & Fund: Compare quotes, select the best offer and work with the lender/broker to complete formalities and draw funds.
Typical timescales vary by product and lender: many smaller unsecured loans can progress in days, while asset finance or larger facilities may take longer. We will advise expected timelines where possible.
Eligibility Snapshot for Small Businesses
Eligibility is assessed by lenders and brokers. Below are common criteria that influence decisions.
Common Criteria
- Minimum trading history: many lenders prefer established trading, though specialist products exist for younger companies.
- Turnover and profitability: lenders match loan size to demonstrated cash generation.
- Credit profile: historic defaults or CCJs may restrict options, but alternative lenders may still consider applications.
- Sector and contract stability: lenders favour predictable income or secured contracts.
Start-ups & Younger Businesses
Start-ups may access asset finance, merchant cash advances, or director-backed facilities. Personal guarantees or director support are commonly requested where trading history is limited.
Final eligibility is always determined by the lender or broker — submitting an enquiry gives you a personalised view of what’s available.
Why Businesses Choose Fast Business Loans
We combine speed, sector knowledge and a wide panel to increase your chance of a relevant match. Key reasons clients choose us:
- Vetted partners experienced with SMEs across multiple industries.
- Human-led introductions — not an automated auction.
- Free, no-obligation service focused on finding the best-fit providers.
- Secure handling of your data and clear next steps after enquiry.
“We had options in 48 hours — and the broker found a deal that suited our cashflow.” — anonymised client
Sector Expertise: Support Across UK Industries
Our partners cover many UK sectors. Below are examples of common funding needs by industry.
Construction
Working capital for materials, mobilisation loans, plant and equipment finance.
Hospitality & Retail
Fit-out finance, seasonal cashflow support, equipment leasing.
Healthcare & Medical
Equipment finance, premises expansion and working capital during growth phases.
Manufacturing & Engineering
Machinery finance, asset refinance and invoice finance to support supply chains.
If you operate in a specialist sector, tell us in your enquiry so we can prioritise the most relevant partners. We continually expand our panel to support specialist industries.
Responsible Finance & Our Commitments
We aim to be fair, clear and not misleading. While Fast Business Loans is not a lender or regulated adviser, we follow plain-English disclosure standards and encourage customers to check affordability.
- Data security: we share details only with relevant partners and protect your information.
- No-obligation: you are free to decline any offer received.
- Independent advice: consider seeking financial or legal advice where needed.
- Credit impact: submitting an initial enquiry does not affect your business credit score; lenders may perform checks later if you proceed.
Ready to Explore Funding Options?
Save time and get tailored introductions to lenders and brokers who understand your business. Benefits at a glance:
- Quick matching to relevant partners
- Free, no-obligation eligibility check
- Loans from around £10,000 upwards
- Fast responses from experienced brokers and lenders
Get Quote Now — complete our short form and we’ll do the rest.
FAQs: Small Business Loans & Fast Business Loans
Is Fast Business Loans a lender?
No. We are an introducer that connects businesses to lenders and brokers. Any loan is provided directly by the lender or broker you choose to proceed with.
How quickly could my business receive funding?
It depends on the product. Some unsecured loans can be completed in days; asset finance or larger facilities may take a few weeks. Many partners respond within a few hours on business days.
Will submitting the form affect my credit score?
No — the initial enquiry does not trigger a credit search. Lenders or brokers may perform checks only if you decide to proceed.
What documents might lenders request?
Common items: business bank statements, recent accounts, cashflow forecasts, ID for directors and details of security offered. Requirements vary by lender and product.
Can I apply after a previous loan decline?
Yes. Different lenders have different criteria; our panel includes partners who specialise in more complex or adverse credit cases.
Do you charge any fees?
Our matching service is free for businesses. Any fees or charges are set by the lender or broker and will be disclosed by them.
What loan amounts are typically available?
Our partners commonly support loans from around £10,000 up to several million, depending on lender criteria and security available.
Are my details safe?
Yes. We handle data securely and only share it with partners who can help with your specified funding request. See our privacy policy for full details.
Resources & Next Steps
To get the fastest, most accurate responses prepare basic documents: business bank statements, recent management accounts, details of the funding use and expected loan amount. That helps lenders give precise quotes faster.
Start now — Free Eligibility Check. If you’d like to research more, visit our blog for guides and tips on improving approval chances.
For other queries, return to the home page or contact our support team via the details on the site.
– What is Fast Business Loans and how does it work?
Fast Business Loans is an introducer that matches UK limited companies and SMEs with suitable lenders and brokers after a quick, free eligibility enquiry — we don’t lend or give regulated advice.
– Will submitting an enquiry affect my credit score?
No — your initial enquiry is credit‑friendly and any credit search happens only if you choose to proceed with a lender.
– How much can I borrow with a small business loan?
Our partners typically offer facilities from around £10,000 up to several million, subject to criteria and security.
– How quickly can funding be arranged after I enquire?
Many partners respond within hours, with some unsecured loans funding in days while asset or larger facilities may take a few weeks.
– What types of business finance can you introduce me to?
We can introduce you to secured and unsecured business loans, asset and equipment finance, invoice finance, fit‑out/franchise funding, and growth or expansion loans.
– What are the typical eligibility criteria for UK SMEs?
Lenders assess trading history, turnover and profitability, credit profile, sector stability, and the availability of security or guarantees.
– Can start-ups or businesses with adverse credit be matched to lenders?
Yes — specialist partners consider start-ups and businesses with weaker credit, often with a personal guarantee or asset-backed support.
– Do I need security or a personal guarantee for a business loan?
Both unsecured and secured options exist, but lenders may request a personal guarantee or collateral depending on your profile and loan size.
– What interest rates can I expect on small business loans?
Rates vary by lender, product, loan size and risk, so you’ll receive no‑obligation quotes to compare after your free eligibility check.
– Do you charge any fees, and is there any obligation to proceed?
Our matching service is free and no‑obligation for businesses, and any lender or broker fees will be clearly disclosed by them.