Commercial Finance Solutions for UK Businesses

Summary — Fast Business Loans connects UK companies (minimum funding from £10,000) with specialist commercial finance brokers and lenders for property, development, bridging, asset and working capital needs. Complete a short enquiry (this is not a loan application but the information we use to match you) and our partners will contact you with options — free and without obligation. Start a Free Eligibility Check or Get Quote Now to see what funding could be available.

What is commercial finance?

Commercial finance describes funding tailored to business uses rather than personal borrowing. It covers a wide range of products designed for property purchases, development projects, bridging gaps, buying equipment, unlocking working capital and refinancing existing facilities. Compared with small unsecured business loans, commercial finance often involves higher values, bespoke underwriting and may require security such as commercial property or business assets.

When your business might need commercial finance

• Buying or refinancing commercial property or investment premises.
• Funding a development or refurbishment project (development finance).
• Short-term bridging finance to complete a purchase or bridge cash flow timing.
• Large capital expenditure such as plant, machinery or fleet purchases.
• Consolidating or restructuring multiple facilities to improve monthly cashflow.

If you need funding of £10,000 or more, we can help match your business to lenders and brokers that specialise in those needs. Ready to explore options? Complete a Free Eligibility Check to get matched: Free Eligibility Check.

Types of commercial finance we can connect you with

Different projects require different products. Below is a quick comparison to help you identify common matches.

Short descriptions

• Development finance: funding based on appraisals and exit values for construction or conversion projects.
• Bridging finance: short-term, fast-turnaround loans to bridge purchase/completion dates.
• Asset finance: spreads the cost of equipment across a hire purchase or lease.
• Invoice finance: an alternative to overdrafts, releasing cash tied up in invoices.

Not sure which is right for your project? Tell us about your need and we’ll match you with brokers/lenders who specialise in your product type. Start your enquiry here: Get Quote Now.

How our commercial finance matching service works

We make introductions — we do not provide loans or give regulated financial advice. Our process is fast, transparent and free to use.

1. Quick enquiry: complete a short form (it takes less than two minutes). This is an enquiry only, not a loan application.
2. We match: we review your details and match your request to lenders and brokers that best fit your sector and funding needs.
3. Partners contact you: matched partners will contact you to discuss options and next steps. Any further credit checks are done by the lender/broker with your consent.
4. Compare and decide: review offers and choose the solution that suits your business — there’s no obligation to proceed.

Ready to be matched? Get Started — Free Eligibility Check.

Why UK firms choose Fast Business Loans

• Time-saving: one short enquiry connects you with multiple suitable partners.
• Sector knowledge: we match you to lenders and brokers who understand your industry and project type.
• No cost to you: our service is free and there’s no obligation to accept any offer.
• Confidential & focused: we only share your details with partners relevant to your request and who may be able to help.
• Clear expectations: we avoid misleading language — all finance is subject to lender criteria and affordability checks.

We also keep our advice clear: the enquiry form is for matching purposes only and does not submit a formal application. Check your options with a Free Eligibility Check: Free Eligibility Check.

For more detail on commercial property funding, see our commercial finance resource on commercial finance.

commercial finance

Commercial finance for key sectors

Different sectors often need tailored underwriting. We work with partners who specialise in:

• Property development & investment
• Construction & contractors
• Hospitality & leisure
• Manufacturing & engineering
• Retail & e-commerce
• Agriculture & farming

If your industry is listed above (or similar), we’ll match you to lenders/brokers who regularly fund those businesses. Start matching now: Get Quote Now.

Preparing for a commercial finance enquiry

Having key information ready speeds up matching and quoting:

• Estimated funding required and intended use.
• Basic company details (name, registration number, trading history).
• Recent management accounts or last two years’ accounts where available.
• Details of any security available (property, assets) and existing borrowings.
• Projected timescales for funding (urgent, 1–3 months, later).

Providing these facts enables brokers to give more accurate indicative terms. Submit your details to begin: Free Eligibility Check.

Case snapshots: real outcomes (anonymised)

Next steps: commercial finance checklist

• Decide the amount and purpose of funding (£10,000 minimum).
• Gather recent accounts and management information.
• Identify any security you can offer (commercial property, stock, equipment).
• Complete our short enquiry so we can match you with the right partners: Get Quote Now.

Commercial Finance FAQs

Final note: Fast Business Loans is an introducer platform that helps you connect with finance providers — we do not lend money or provide regulated financial advice. All finance is subject to lender criteria, affordability checks and terms. To begin, complete our short enquiry (not an application) and we’ll match you to suitable lenders or brokers: Get Quote Now.

1) What is commercial finance and how does it differ from a standard business loan?
Commercial finance funds larger or more complex business needs (like property, development, assets or working capital) and often involves bespoke underwriting and security, unlike many smaller unsecured business loans.

2) Can you help my UK business, including start-ups or if I’ve been declined elsewhere?
Yes—Fast Business Loans matches UK businesses across many sectors, including start-ups and those with complex credit histories, to lenders and brokers with differing criteria (subject to lender assessment).

3) What types of commercial finance can you connect me with?
We can match you with term loans, development finance, bridging finance, asset/equipment finance, invoice finance, and refinance/restructuring solutions.

4) How does Fast Business Loans’ matching service work?
Complete a short enquiry (not a loan application), and we’ll connect you with suitable UK brokers/lenders who contact you with options—free and without obligation.

5) What funding amounts are available through your partners?
Typical amounts start from £10,000 and can go to £5m+ depending on the product and lender.

6) How quickly can I get a response and funding?
You’ll usually hear from matched partners within hours, with bridging and some asset finance arranged quickly while development finance and commercial mortgages take longer due to valuations and underwriting.

7) Will submitting an enquiry affect my credit score?
No—your enquiry doesn’t affect your credit score, and any credit checks happen later with your consent by the lender or broker.

8) Do I need security such as property or assets to qualify?
Many commercial finance products are secured against commercial property or business assets, though some options may be unsecured depending on your circumstances.

9) What information should I prepare before enquiring?
Have the funding amount and purpose, company details, recent accounts or management information, details of any security, and your desired timescale.

10) Does it cost anything to use Fast Business Loans?
No—the introduction service is free, and any lender or broker fees will be disclosed directly by the provider you choose.